Gray & Busha Sub Homes for Sale in Safety Harbor, FL

Small platted pocket · Safety Harbor, Pinellas County · ZIP 34695

A small Safety Harbor pocket reborn as Harbor Pointe North, walkable to a Tampa Bay waterfront town.

Walkable Safety HarborNew townhome buildTampa Bay waterfront town

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

Gray & Busha Sub is a tiny older platted name now anchored by the Harbor Pointe North townhomes, so the honest read is parcel by parcel, not by a townwide average.

Free · No obligation

Unlock Off-Market Gray & Busha Sub

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

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Median Price

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Seller Leverage

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Jon's Current Read

"Gray & Busha Sub is not a sprawling master plan, it is a small older platted name in Safety Harbor that has become the parcel base for the Harbor Pointe North townhome community on Jefferson Street, reported as built between 2024 and 2026 (third-party listing aggregators, 2025 to 2026). That makes the read specific: you are buying a new or near-new attached townhome in a desirable, walkable Tampa Bay waterfront town, where the value is driven by the build quality, the HOA structure, and the Safety Harbor location more than by the historical subdivision name. Verify the exact plat, the HOA budget, and the flood and insurance picture for the specific parcel before you fall for the address."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Gray & Busha Sub is a small, older platted subdivision in Safety Harbor, a town on the west shore of Tampa Bay in Pinellas County. The name is most visible today because it is the parcel base for the Harbor Pointe North townhome community on Jefferson Street, reported by third-party listing aggregators as built between 2024 and 2026.

Harbor Pointe North is described in those listings as a small community of upscale two and three story townhomes by Boss & Mennie Luxury Home Builders, with four bedroom plans, attached garages, and high-end finishes. Because it is an attached, newer-build community, the read here is closer to a new townhome buy than to an established single-residential neighborhood.

The pull is the setting. Safety Harbor is one of the more sought after small towns in north Pinellas, known for a walkable downtown along Main Street, a Tampa Bay waterfront, and the historic Safety Harbor Resort and Spa, all within a short distance of this pocket. Confirm the exact details per listing.

Because this is a small, newer attached community inside an older platted name, the work is verifying the specific plat, the HOA budget and what it covers, and the flood and insurance picture for the parcel, rather than reading a townwide average.

Quick Match

Who Gray & Busha Sub is best for.

Best for

Buyers who want a new or near-new townhome in a walkable Tampa Bay town
Lock-and-leave owners who prefer attached, lower-maintenance living
Buyers drawn to downtown Safety Harbor and the waterfront lifestyle
Buyers comfortable verifying HOA budget and coverage before they offer

Probably not for

Buyers who want a large single-family lot or a gated master plan
Anyone unwilling to verify the plat, HOA, and flood picture per parcel
Buyers who want an established, long-settled resale neighborhood
Buyers seeking the metro's lowest entry pricing

Market Pulse

How Gray & Busha Sub is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

56Median days on marketdays

0 : 0Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Gray & Busha Sub listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Spring Hill or Safety Harbor. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Gray & Busha Sub buys, holds, and resells. See the five factors.

Interactive Map

Gray & Busha Sub on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

Gray & Busha Sub trades a large private lot for a walkable Safety Harbor address, with the downtown and waterfront minutes away and Tampa, the airport, and the Gulf beaches reachable by car.

Drive times from the Gray & Busha pocket in Safety Harbor. They are approximate and vary with traffic and your exact start point.

Downtown Safety Harbor (Main Street)~3 to 6 min · walkable shops and dining

Safety Harbor waterfront and pier~3 to 6 min · Tampa Bay marina and park

Safety Harbor Resort and Spa~3 to 6 min · historic resort

Philippe Park~5 to 10 min · bayfront county park

Tampa International Airport~25 to 35 min · via the Courtney Campbell

Downtown Tampa~30 to 40 min · across upper Tampa Bay

Pinellas Gulf beaches~30 to 45 min · west to the Gulf

Distances and drive times are approximate and vary with traffic and your exact parcel. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Gray & Busha Sub Homes for Sale in Safety Harbor, FL with Momentum Realty’s local guides.

SGSouth Green Springs Homes for Sale in Safety Harbor, FLSafety Harbor, FL · 0.2 mi SPSpring ParkSafety Harbor, FL · 0.3 mi SEDe Soto Estates Homes for Sale in Safety Harbor, FLSafety Harbor, FL · 0.3 mi VOVillage ofSafety HarborSafety Harbor, FL · 0.5 mi DODel Oro Groves Homes for Sale in Clearwater, FLClearwater, FL · 0.5 mi BPBeacon PlaceEastSafety Harbor, FL · 0.5 mi BWBay Woods Homes for Sale in Safety Harbor, FLSafety Harbor, FL · 0.6 mi HAHarvard Arms Townhouses Homes for Sale in Clearwater, FLClearwater, FL · 0.7 mi WBWashington BrennanSafety Harbor, FL · 0.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Gray & Busha Sub (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Pinellas County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Gray & Busha Sub is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Schools (verify by address)

Verifyrating

Public

Safety Harbor Elementary and Safety Harbor Middle

Verifyrating

Public

Countryside High (confirm zone by address)

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Gray & Busha Sub address.

The takeaway

What is actually shaping value around Gray & Busha Sub: the Harbor Pointe North townhome build-out, Safety Harbor's post-hurricane waterfront overhaul, and the town's standing as a sought after walkable north Pinellas market. Each item is sourced and linked.

Recent Developments in Gray & Busha Sub

Development Intelligence

Our read on what is being built around Gray & Busha Sub, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishSafety Harbor's walkable downtown and waterfront investment point to steady demand, with the watch items being the pace of the waterfront reconstruction and how a small new townhome community absorbs into the market.

Harbor Pointe North townhome build-out

2024 to 2026

BullishMajor impact

SignificanceRadius: Community

A small community of newer attached townhomes within the Gray & Busha plat adds modern, lower-maintenance inventory to a walkable Safety Harbor address.

Safety Harbor waterfront overhaul

2025 to 2026

BullishNotable impact

SignificanceRadius: Town

The city is rebuilding its pier and marina after hurricane damage, reinvesting in the waterfront that anchors the town's appeal and value.

Sought after walkable north Pinellas market

2025

BullishNotable impact

SignificanceRadius: Town

Safety Harbor's walkable downtown, waterfront, and strong school zones keep buyer demand consistent in north Pinellas.

Bayside flood and insurance exposure

Ongoing

NeutralNotable impact

SignificanceRadius: Area

Sitting on Tampa Bay makes the FEMA flood check and insurance quote essential diligence on any parcel here.

HOA budget drives carrying cost

Ongoing

NeutralMinor impact

SignificanceRadius: Community

As an attached townhome community, the HOA dues, reserves, and coverage determine the real monthly cost, so the documents must be read closely.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Gray & Busha Sub, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

June 2025
Development
Safety Harbor begins waterfront overhaul after hurricanes
The Tampa Bay Times reported that after destructive hurricanes, Safety Harbor began a major waterfront overhaul, including rebuilding its damaged pier and marina, a project running into 2026. Why it matters: Reinvestment in the waterfront that anchors the town supports long-term appeal and value near downtown. Source
July 2025
Development
Safety Harbor sets pier reconstruction timeline
Bay News 9 reported Safety Harbor was set to begin major pier construction after hurricane damage, with the surrounding area closed for roughly 18 months during the rebuild. Why it matters: A defined reconstruction timeline signals committed public investment in the waterfront that draws buyers to the town. Source
October 2025
Market
Safety Harbor remains a strong north Pinellas value benchmark
A Pinellas County market report described the Dunedin and Safety Harbor area, with its walkable downtowns and golf-cart zones, as continuing to command premium pricing on limited inventory in late 2025. Why it matters: Consistent demand for walkable downtown living underpins resale strength for well-located homes in town. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Gray & Busha Sub buying strategy.

If we were buying in Gray & Busha Sub, this is the order of operations we would run, and the one we run for our clients.

Confirm the exact plat and parcel. Gray & Busha Sub is a small older platted name, so verify the legal description and what is actually being sold.

Read the HOA budget and coverage. For an attached townhome, the dues, reserves, and what they cover drive the carrying cost, so request the documents early.

Verify the build details. Harbor Pointe North is reported as built 2024 to 2026, so confirm completion, warranty, and finishes for the specific unit.

Run flood zone and insurance. Safety Harbor sits on Tampa Bay, so pull the FEMA flood zone and an insurance quote for the exact address.

Use the Safety Harbor context, and cross-shop value alternatives such as Spring Hill if walkable downtown living is not the priority.

The Quick Decision

Best Buy

A completed Harbor Pointe North townhome with clear HOA documents

Biggest Risk

Underreading the HOA budget, reserves, or flood and insurance picture

Best Lot

An attached townhome parcel, so the building and HOA matter more than the lot

Smart Timing

Confirm completion, warranty, and the flood zone before you offer

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Gray & Busha Sub is a small platted pocket rather than an amenity community, so the lifestyle comes from Safety Harbor itself: a walkable downtown along Main Street, a Tampa Bay waterfront with a pier and marina, parks, and the historic Safety Harbor Resort and Spa, all within a short distance. The Harbor Pointe North townhomes provide the attached, lower-maintenance living, while the town provides the amenities. Confirm any specific community's HOA and amenities before you buy.

Gray & Busha Sub Homes For Sale

What your money buys in Gray & Busha Sub.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Gray & Busha Sub today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Townhome Entry

A newer attached Harbor Pointe North townhome, the lower-maintenance way into a walkable Safety Harbor address.

Lowest entry

The Completed Build

A finished, warrantied unit with clear HOA documents, the core of what this small community offers.

Most inventory

The Top

The largest, best-finished townhome plans closest to the downtown and waterfront, the units that hold value best here.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Townhome Entry

A newer attached Harbor Pointe North townhome, the lower-maintenance way into a walkable Safety Harbor address.

The Completed Build

A finished, warrantied unit with clear HOA documents, the core of what this small community offers.

The Top

The largest, best-finished townhome plans closest to the downtown and waterfront, the units that hold value best here.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Gray & Busha Sub, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Gray & Busha Sub is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Gray & Busha Sub holds value.

Our read on the factors that protect resale here, and the one to manage.

Build age (new 2024 to 2026 townhomes)Near new

Roof and systems (newer construction)Modern

HOA reserves and budgetVerify documents

Flood and insurance exposure (bayside)Check FEMA

Resale demand (walkable Safety Harbor)Strong location

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Gray & Busha Sub

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Gray & Busha Sub is a small older platted name now anchored by new townhomes. The deal is won or lost on the plat, the HOA budget, and the flood and insurance math.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.4B · Buy Score

Resale Strength7.4/10

Renovation Risk3.0/10

Location Efficiency8.4/10

Long-Term Defensibility7.2/10

Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Gray & Busha Sub is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

Attached townhome, so the building and HOA matter more than the lot
Verify the FEMA flood zone for the exact address on the bay
Confirm the plat and legal description with the county
No CDD typically on infill here, verify the tax line
Location near downtown Safety Harbor protects value

For an attached townhome in a small pocket like this, the part of your money the market protects is the location and the building, not a private lot. A unit close to walkable downtown Safety Harbor and the Tampa Bay waterfront, in a well-run HOA with healthy reserves, holds value better than one further out or in a thinly funded association. The finishes can be updated; the location and the flood zone cannot. Read the HOA documents and the flood map first, then price the unit against them.

The 15-Second Verdict

Gray & Busha Sub in 15 seconds.

Best forBuyers who want a new townhome in walkable Safety Harbor.

Biggest advantageNewer attached build in a sought after Tampa Bay waterfront town.

Biggest riskHOA budget and flood and insurance exposure on a bayside parcel.

Sweet spotA completed Harbor Pointe North unit with clear HOA documents and warranty.

Avoid ifYou want a large single-family lot or the metro's lowest entry pricing.

HOA, CDD & Fees

15-Second Take

Attached townhome, so the HOA budget drives carrying cost
Confirm dues, reserves, and coverage in the documents
No CDD typically on infill here, verify the tax line
Flood zone is parcel specific on the bay, check FEMA
Request the warranty details on a 2024 to 2026 build

As an attached townhome community, Harbor Pointe North carries an HOA, with dues that for this kind of build typically cover exterior maintenance, landscaping, and building insurance. Confirm the exact dues, reserves, and coverage in the HOA documents for the specific unit.

Where the HOA exists, it generally covers common areas, exterior and landscape maintenance, and building insurance for attached townhomes. There is no CDD typically associated with infill in an established town like Safety Harbor, but verify the parcel's tax lines to be sure.

Run Your Numbers

Tools for a Gray & Busha Sub buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPinellas County millage and the homestead picture.Rent vs buyThe breakeven on owning in Gray & Busha Sub.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Gray & Busha Sub

Price it to the specific townhome, the HOA, and the Safety Harbor location, not a town average.

Selling here means pricing to your specific Harbor Pointe North townhome, its finishes, and the HOA structure, not to a Safety Harbor average that mixes historic cottages with new attached builds. The build quality and the walkable location are what set your number.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Gray & Busha Sub, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Spring Hill, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Gray & Busha Sub home worth?

Get a no-obligation home value based on real comparable sales in Gray & Busha Sub matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Gray & Busha Sub on the map →
Or get your Gray & Busha Sub home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,026/mo

Pinellas County typical true cost to own

$159/mo

Pinellas County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Gray & Busha Sub Market Scorecard

Thin data

Gray & Busha Sub is currently a thin data. Limited supply, a median asking price of n/a.

n/a

Months supply

n/a

Median list

n/a

Median sold

n/a

Per sqft

n/a

Days on mkt

0/0/0

Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Gray & Busha Sub?

It is a small, older platted subdivision in Safety Harbor, a town on the west shore of Tampa Bay in Pinellas County, in ZIP 34695. It sits within a short distance of downtown Safety Harbor and the waterfront.

Is Gray & Busha Sub a real subdivision?

Yes. It is a small platted name that appears on third-party listing aggregators in Safety Harbor, and it is the parcel base for the Harbor Pointe North townhome community on Jefferson Street. Confirm the exact plat with the county for any specific parcel.

What is Harbor Pointe North?

Harbor Pointe North is a small community of newer attached townhomes within the Gray & Busha plat on Jefferson Street, reported by third-party listings as built between 2024 and 2026 by Boss & Mennie Luxury Home Builders. Confirm details per listing.

What kind of homes are here?

The pocket is best known today for newer two and three story attached townhomes with four bedroom plans and attached garages, per third-party listings. Verify the floor plan, finishes, and completion for any specific unit.

Does Gray & Busha Sub have an HOA?

The Harbor Pointe North townhomes carry an HOA, which for attached builds typically covers exterior and landscape maintenance and building insurance. Request the HOA documents to confirm dues, reserves, and coverage.

Is there a CDD here?

There is typically no CDD on infill construction in an established town like Safety Harbor, but you should always verify the tax lines for the exact parcel during diligence.

What schools serve this area?

Safety Harbor is part of Pinellas County Schools, with Safety Harbor Elementary and Safety Harbor Middle in town. Assignment is by address and can change, so confirm the zoned elementary, middle, and high schools for the specific home.

What is the high school zone?

North Pinellas addresses in this area are generally served by Countryside High under Pinellas County Schools, but high school zoning is by address and can change. Confirm the exact zoned high school with the district for any specific home.

How walkable is the location?

Safety Harbor is known for a walkable downtown along Main Street and a Tampa Bay waterfront, within a short distance of this pocket. Actual walk times depend on the exact parcel, so confirm for the specific home.

Should I worry about flood zones?

Safety Harbor sits on Tampa Bay, so flood exposure is parcel specific and important here. Always run the FEMA flood zone and an insurance quote for the exact address during diligence.

Is this a good place to buy a townhome?

It pairs a newer attached build with a sought after walkable Tampa Bay town, which supports demand, but this is a small community where the HOA budget and flood and insurance picture drive the outcome. As with any purchase, that is not a guarantee of future value.

How far is downtown Tampa or the airport?

Safety Harbor sits across upper Tampa Bay from Tampa, with the airport and downtown reachable by car in roughly half an hour or so depending on traffic and your exact start point. Confirm your real commute at your real departure time.

Why does pricing here look different from the rest of Safety Harbor?

Because this pocket leans toward new attached townhomes rather than the town's historic single-family stock, the build, the HOA, and the location set the price, not a Safety Harbor average.

What should I verify before offering?

Confirm the exact plat and parcel, the HOA budget and coverage, the build completion and warranty, and the FEMA flood zone and an insurance quote for the specific address.

Who is the best real estate agent for Gray & Busha Sub?

The best agent for Gray & Busha Sub is one who actively works Safety Harbor and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Gray & Busha Sub.

How do I find a top Safety Harbor real estate agent who knows Gray & Busha Sub?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Gray & Busha Sub and the wider Safety Harbor area.

Can Momentum Realty connect me with an agent for Gray & Busha Sub?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Gray & Busha Sub purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Gray & Busha Sub?

An honest fit check. We will tell you when it is not your community.

Buyers who want a new or near-new townhome in walkable Safety HarborExcellent fit

Lock-and-leave owners who prefer attached, lower-maintenance livingExcellent fit

Buyers drawn to the downtown and Tampa Bay waterfront lifestyleExcellent fit

Buyers who will read the HOA budget and coverage before they offerExcellent fit

Buyers who will verify the plat, flood zone, and insurance per parcelExcellent fit

Buyers who want a large single-family lot or a gated master planProbably not

Anyone unwilling to verify the plat, HOA, and flood picture per parcelProbably not

Buyers who want an established, long-settled resale neighborhoodProbably not

Buyers seeking the metro's lowest entry pricingProbably not

Buyers unwilling to budget for HOA dues on an attached townhomeProbably not

Get the inside read on Gray & Busha Sub

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Gray & Busha Sub home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

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A Momentum Realty Gray & Busha Sub specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Gray & Busha Sub — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Gray & Busha Sub Homes for Sale in Safety Harbor, FL

The 60-Second Overview

Who Gray & Busha Sub is best for.

Best for

Probably not for

How Gray & Busha Sub is performing right now

Gray & Busha Sub on the map.

How far is everything?

Nearby Communities

Schools

Pinellas County Schools (verify by address)

Safety Harbor Elementary and Safety Harbor Middle

Countryside High (confirm zone by address)

Recent Developments in Gray & Busha Sub

Harbor Pointe North townhome build-out

Safety Harbor waterfront overhaul

Sought after walkable north Pinellas market

Bayside flood and insurance exposure

HOA budget drives carrying cost

Safety Harbor begins waterfront overhaul after hurricanes

Safety Harbor sets pier reconstruction timeline

Safety Harbor remains a strong north Pinellas value benchmark

The Gray & Busha Sub buying strategy.

The full read, only if you want it.

What your money buys in Gray & Busha Sub.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Gray & Busha Sub holds value.

5 Mistakes Buyers Make in Gray & Busha Sub

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Gray & Busha Sub is different.

Which Lots & Views Hold Value Best

Gray & Busha Sub in 15 seconds.

HOA, CDD & Fees

Tools for a Gray & Busha Sub buy.

Price it to the specific townhome, the HOA, and the Safety Harbor location, not a town average.

In Gray & Busha Sub, condition and view decide your number

What is your Gray & Busha Sub home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Gray & Busha Sub Market Scorecard

Frequently Asked Questions

Should you buy in Gray & Busha Sub?

Get the inside read on Gray & Busha Sub

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Need to sell fast in Pinellas County?

You just read the data. Now see what your home is worth.