Bay Woods
Homes for Sale in Safety Harbor, FL
All 84 homes for sale in Safety Harbor, FL · median $544,950 · 68 homes for sale in 34695 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $630,000, $301 per square foot, a median 37 days on market, sellers accepting 93% of original asking (+13% versus the prior year). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $12,210 ($11,400 with the full homestead exemption).
| Location | Safety Harbor, Pinellas County, FL · ZIP 34695 |
|---|---|
| Homes in the community | 170 (FL DOR 2025 assessment roll) |
| Years built | 1980–2014 (median 1982.0) |
| Typical living area | 2,338 sq ft (median) |
| Sale prices, last 12 months | $630,000 median across 3 closed sales · $301 per sq ft · +13.0% vs the prior 12 months |
| Days on market (closed sales) | 37 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 85% |
| Zoned public schools | Pinellas County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “bay woods-unit i key facts,” movewithmomentum.com/neighborhoods/bay-woods-unit-i-safety-harbor, data as of September 20, 2026.
Bay Woods right now
🟢 Still climbing. The trailing-12-month median ($630K) is up 13.0% from the prior 12 months ($558K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 8 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 5, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside bay woods-unit i right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Bay Woods market snapshot (as of September 20, 2026): the median sale price is about $630K ($301 per sq ft over the trailing 12 months of closed sales), and a median 37 days on market for closed sales. The trailing-12-month median is up 13% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
In ZIP 34695 (Safety Harbor), 222 homes closed in the last 12 months at a median of $520K ($307/sq ft), down 0.8% year over year, with a median 44 days on market. Right now 48 active and 14 pending listings put supply at about 5.1 months - a balanced market. See the live ZIP 34695 housing market and the Pinellas County market.
County records show 16 qualified sales in bay woods across 2024 - 2025 (7 in 2024, 9 in 2025), median $605,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Bay Woods is a community of 170 homes in Safety Harbor, Pinellas County, built between 1980 and 2014 (median 1982.0), with a median living area of about 2,338 square feet. 85% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($630K) IS the median in the snapshot above, and the move from 2025 ($558K) IS the +13.0% one-year change.
Windows contain 0 to 12 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
25% of homes for sale in ZIP 34695 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Bay Woods Market Scorecard
Bay Woods is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in bay woods-unit i, Safety Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Bay Woods listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bay Woods address.
The Bay Woods buying strategy.
If we were buying in Bay Woods today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Woods.
A closer look at the Bay Woods market
At a median of $301 per square foot, Bay Woods prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median up 13% year over year. Homes that do trade take a median 37 days on market, useful leverage on any listing that has lingered.
The housing stock is 170 homes built between 1980 and 2014, and 85% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Bay Woods. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bay Woods buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.7). Basis: Recent Direction +13.0% year-over-year; Owner Commitment 85% owner-occupied; Pricing Power 92.9% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bay Woods buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Woods sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Woods, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Woods home worth?
Get a no-obligation home value based on real comparable sales in Bay Woods, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Safety Harbor →
Frequently Asked Questions
What is the median home price in Bay Woods?
How long do homes in Bay Woods take to sell?
How many homes are in Bay Woods?
What share of Bay Woods is owner-occupied?
When were the homes in Bay Woods built?
What schools serve Bay Woods?
Who is the best real estate agent for Bay Woods?
How do I find a top Safety Harbor real estate agent who knows Bay Woods?
Can Momentum Realty connect me with an agent for Bay Woods?
Where is Bay Woods, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 24, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (8 streets, ZIP 34695)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2006 (70 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how bay woods-unit i fits the bigger picture — live prices, inventory, and Momentum Scores:
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