Harbour Oaks Palm Beach Gardens in Palm Beach Gardens

Harbour Oaks Palm Beach Gardens
Homes for Sale in Palm Beach Gardens, FL

Community in Palm Beach Gardens · Palm Beach County
322 homesBuilt 2004–2006
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Built fromLive Beaches MLS dataFL DOR public recordsUpdated twice daily
Live · Harbour Oaks Palm Beach Gardens Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
0.8mo
Supply
3 to 6 months is the balanced band
50%
Under contract
Palm Beach: 29% (476 of 1,647)
1 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
61%
Owner-occupied · Harbour Oaks Palm Beach Gardens
195 of 322 parcels homesteaded (FL DOR 2025)
39%
Non-owner-occupied · Harbour Oaks Palm Beach Gardens
incl. 12% trust or LLC-held · 100% out-of-state
322
Homes in the community
322 residential parcels (FL DOR 2025)
Track record · years of records
Est. 2004
Community established
homes built 2004-2006, median 2005 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Harbour Oaks is a small, tightly built community — 322 homes, nearly all raised in a two-year window around 2005 — and that consistency is the story here more than any single price point. With only one active listing against that homes count and 0.8 months of supply, this is a market where a seller sets terms and a buyer waits for the right unit to surface, not one where you shop a selection.

Because inventory is this thin, timing matters more than negotiating room. A buyer who finds a listing here should expect to move on it quickly and lead with a clean offer rather than a probing one. A seller, meanwhile, is operating from a strong position but should still price to the home's actual condition — a single-listing market can still sit if it's overreached.

Harbour Oaks Palm Beach Gardens Housing Pulse · Momentum Research · as of July 15, 2026

Harbour Oaks Palm Beach Gardens right now

🔴 Seller-leaning market. 0.8 months of supply and 50% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of July 15, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 15, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Best for

  • A buyer set on a specific mid-2000s construction vintage and willing to act fast when a rare listing appears.
  • Someone prioritizing gated access, on-site management, and clubhouse-style amenities over unit-to-unit variety.
  • A buyer comfortable making a decision with limited comparables, based on this single home's own condition.

Probably not for

  • A buyer who wants to tour and compare several active listings before choosing one.
  • Anyone expecting a wide spread of home ages or styles — this community was built in one tight window.
  • A buyer on a tight timeline who cannot wait for the next listing to surface.

The market around Harbour Oaks Palm Beach Gardens

Harbour Oaks Palm Beach Gardens is too small for its own price trend, so here is the market around it.

Across Palm Beach County, 1,171 homes are active and 476 pending (29% under contract).

ZIP and county figures describe the wider market, not Harbour Oaks Palm Beach Gardens specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Harbour Oaks Palm Beach Gardens, Palm Beach Gardens

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 40 listings

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Harbour Oaks Palm Beach Gardens

Live MLS inventory for Harbour Oaks Palm Beach Gardens. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Harbour Oaks Palm Beach Gardens listings as of 2026-07-15, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Palm Beach County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Dwight D. Eisenhower K-8 · Elementary
  • William T. Dwyer · High

Zoned schools reflect the assignments reported on recent Harbour Oaks Palm Beach Gardens listings and can change; always confirm with Palm Beach County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Harbour Oaks Palm Beach Gardens address.

If we were buying in Harbour Oaks Palm Beach Gardens today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbour Oaks Palm Beach Gardens.

Best Buy
A buyer targeting a mid-2000s-built home in Palm Beach Gardens who is willing to wait for the right listing rather than shop a selection.
Biggest Risk
With one listing on the market, there is little to compare a given home against before committing.
Sweet Spot
Homes near the community's median footprint of about 2,110 square feet, built in the tight 2004–2006 window.
Avoid If
You need to compare multiple active listings before deciding — this market rarely offers that choice.

A one-listing market

The headline number is simple: one active listing across 322 homes, with 0.8 months of supply. That is a seller-leaning posture by almost any read, and it means a buyer's real competition isn't other buyers on a given listing — it's the wait for something to list at all.

The homestead share sits at roughly six in ten homes, suggesting this is a community where a meaningful portion of owners hold the property as a primary residence rather than a purely transient rental base. Combined with median living space around 2,110 square feet and a construction window clustered tightly around 2005, Harbour Oaks presents as a mid-sized-home community with a consistent build era — the kind of profile where condition and updates, not lot-to-lot variation in age, will drive how a given home shows and prices.

The location and the amenities are priced into every listing in Harbour Oaks Palm Beach Gardens. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community running one active listing, most of the useful information — what sold, what a comparable unit needed in updates, how the HOA has handled recent transitions — lives outside the MLS. We track Harbour Oaks closely enough to know when something is about to list, and we push sellers toward pricing that reflects actual condition rather than what a thin market might otherwise tempt them to ask.

Harbour Oaks Palm Beach Gardens in 15 seconds.

Best forA buyer targeting a mid-2000s-built home in Palm Beach Gardens who is willing to wait for the right listing rather than shop a selection.
Biggest advantageScarcity — with essentially no active inventory, sellers here are negotiating from strength.
Biggest riskWith one listing on the market, there is little to compare a given home against before committing.
Sweet spotHomes near the community's median footprint of about 2,110 square feet, built in the tight 2004–2006 window.
Avoid ifYou need to compare multiple active listings before deciding — this market rarely offers that choice.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbour Oaks Palm Beach Gardens sales matched to your home.

What is your Harbour Oaks Palm Beach Gardens home worth?

Get a no-obligation home value based on real comparable sales in Harbour Oaks Palm Beach Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Harbour Oaks Palm Beach Gardens on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Palm Beach County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,844/mo
Palm Beach County typical true cost to own
$146/mo
Palm Beach County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Harbour Oaks Market Scorecard

Balanced Market (limited data)

Harbour Oaks is currently a balanced market (limited data). About 2.1 months of supply, a median asking price of $660,000, and homes go under contract in about 18 days.

2.1
Months supply
$660,000
Median list
$562,500
Median sold
$255
Per sqft
18
Days on mkt
3/0/17
Active/Pend/Sold

Typical home value in the 33410 ZIP is $589,564, about 22.8% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Harbour Oaks Palm Beach Gardens a buyer's or seller's market right now?
As of July 15, 2026, Harbour Oaks Palm Beach Gardens leans toward sellers: 0.8 months of supply at the current sales pace (Beaches MLS live counts).
How many homes are in Harbour Oaks Palm Beach Gardens?
The Florida DOR 2025 assessment roll shows 322 homes in Harbour Oaks Palm Beach Gardens (public records).
What share of Harbour Oaks Palm Beach Gardens is owner-occupied?
61% of Harbour Oaks Palm Beach Gardens parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Harbour Oaks Palm Beach Gardens built?
Homes in Harbour Oaks Palm Beach Gardens were built between 2004 and 2006, with a median year built of 2005 (FL DOR 2025 roll).
Who is the best real estate agent for Harbour Oaks Palm Beach Gardens?
The best agent for Harbour Oaks Palm Beach Gardens is one who actively works Palm Beach Gardens and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harbour Oaks Palm Beach Gardens.
How do I find a top Palm Beach Gardens real estate agent who knows Harbour Oaks Palm Beach Gardens?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harbour Oaks Palm Beach Gardens and the wider Palm Beach Gardens area.
Can Momentum Realty connect me with an agent for Harbour Oaks Palm Beach Gardens?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harbour Oaks Palm Beach Gardens purchase or sale - no call center and no pressure.
A buyer set on a specific mid-2000s construction vintage and willing to act fast when a rare listing appears.Excellent fit
Someone prioritizing gated access, on-site management, and clubhouse-style amenities over unit-to-unit variety.Excellent fit
A buyer comfortable making a decision with limited comparables, based on this single home's own condition.Excellent fit
A buyer who wants to tour and compare several active listings before choosing one.Probably not
Anyone expecting a wide spread of home ages or styles — this community was built in one tight window.Probably not
A buyer on a tight timeline who cannot wait for the next listing to surface.Probably not

Nearby Communities

Explore more neighborhoods near Harbour Oaks Palm Beach Gardens with Momentum Realty’s local guides.

TMThe Meadows WellingtonPalm Beach Gardens, FL · 0.2 miSMSan Matera The Gardens Co Palm Beach GardensPalm Beach Gardens, FL · 0.3 miLone Pine Palm Beach GardensPalm Beach Gardens, FL · 0.4 miPirates Cove Palm Beach GardensPalm Beach Gardens, FL · 0.6 miFRFrenchmans Reserve Pcd F Palm Beach GardensPalm Beach Gardens, FL · 0.8 miIPIntracoastal Park Palm Beach GardensPalm Beach Gardens, FL · 1.1 miFRFrenchmans Reserve Palm Beach GardensPalm Beach Gardens, FL · 1.2 miCLCatalina Lakes Palm Beach GardensPalm Beach Gardens, FL · 1.4 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: July 15, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (community parcel extract)
Under-contract sharesBeaches MLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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