Harbour Oaks
Homes for Sale in Palm Beach Gardens, FL

Built out almost entirely between 2004 and 2006, Harbour Oaks reads as one cohesive phase of construction rather than a community that grew in stages, which keeps floor plans and finishes in a similar era even as individual homes have aged differently since.

Flood zones in Harbour Oaks: of 13 listing addresses checked against the FEMA National Flood Hazard Layer, 38% sit outside the FEMA Special Flood Hazard Area (Zone X); 62% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Palm Beach Gardens.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Harbour Oaks is too small for its own price trend, so here is the market around it.

Across Palm Beach County, 1,171 homes are active and 476 pending (29% under contract).

ZIP and county figures describe the wider market, not Harbour Oaks specifically. Momentum Research analysis of MLS records.

• Dwight D. Eisenhower K-8 · Elementary
• William T. Dwyer · High

Zoned schools reflect the assignments reported on recent Harbour Oaks listings and can change; always confirm with Palm Beach County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Harbour Oaks address.

The headline number is simple: one active listing across 322 homes, with 0.8 months of supply. That is a seller-leaning posture by almost any read, and it means a buyer's real competition isn't other buyers on a given listing — it's the wait for something to list at all.

The homestead share sits at roughly six in ten homes, suggesting this is a community where a meaningful portion of owners hold the property as a primary residence rather than a purely transient rental base. Combined with median living space around 2,110 square feet and a construction window clustered tightly around 2005, Harbour Oaks presents as a mid-sized-home community with a consistent build era — the kind of profile where condition and updates, not lot-to-lot variation in age, will drive how a given home shows and prices.

In a community running one active listing, most of the useful information — what sold, what a comparable unit needed in updates, how the HOA has handled recent transitions — lives outside the MLS. We track Harbour Oaks closely enough to know when something is about to list, and we push sellers toward pricing that reflects actual condition rather than what a thin market might otherwise tempt them to ask.

Listings in this community report association dues of about $492 per month ($5,904 a year) — the median AssociationFee across 137 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.