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Harbour Oaks Palm Beach Gardens in Palm Beach Gardens

Harbour Oaks Palm Beach Gardens
Homes for Sale in Palm Beach Gardens, FL

Community in Palm Beach Gardens · Palm Beach County
322 homesBuilt 2004–2006
Free · No obligation
Talk to a Harbour Oaks Palm Beach Gardens Expert

True comps, carrying-cost math, and listings before the portals.

Built fromLive Beaches MLS dataFL DOR public recordsUpdated twice daily
Live · Harbour Oaks Palm Beach Gardens Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
0.8mo
Supply
3 to 6 months is the balanced band
50%
Under contract
Palm Beach: 29% (476 of 1,647)
1 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
61%
Owner-occupied · Harbour Oaks Palm Beach Gardens
195 of 322 parcels homesteaded (FL DOR 2025)
39%
Non-owner-occupied · Harbour Oaks Palm Beach Gardens
incl. 12% trust or LLC-held · 100% out-of-state
322
Homes in the community
322 residential parcels (FL DOR 2025)
Track record · years of records
Est. 2004
Community established
homes built 2004-2006, median 2005 (FL DOR 2025)
Harbour Oaks Palm Beach Gardens Housing Pulse · Momentum Research · as of July 15, 2026

Harbour Oaks Palm Beach Gardens right now

🔴 Seller-leaning market. 0.8 months of supply and 50% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of July 15, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 15, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The Area Market

The market around Harbour Oaks Palm Beach Gardens

Harbour Oaks Palm Beach Gardens is too small for its own price trend, so here is the market around it.

Across Palm Beach County, 1,171 homes are active and 476 pending (29% under contract).

ZIP and county figures describe the wider market, not Harbour Oaks Palm Beach Gardens specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Harbour Oaks Palm Beach Gardens

Live MLS inventory for Harbour Oaks Palm Beach Gardens. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

11850 Valencia Gardens Avenue home for sale in Harbour Oaks Palm Beach GardensActive · 179 daysTop listing
$689,000
3 bd · 3.5 ba · 2,383 sqft · built 2005
11850 Valencia Gardens Avenue, Palm Beach Gardens, 33410
Listed by Lehmann Realty Inc.
2502 Gardens Parkway home for sale in Harbour Oaks Palm Beach GardensPending · 2 days
$625,000
3 bd · 3.5 ba · 2,383 sqft · built 2006
2502 Gardens Parkway, Palm Beach Gardens, 33410
Listed by Waterfront Properties & Club C

Active and pending Harbour Oaks Palm Beach Gardens listings as of 2026-07-15, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Interactive Map

Harbour Oaks Palm Beach Gardens on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.

Community & Amenities

Life at Harbour Oaks Palm Beach Gardens

Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

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Schools

In short
  • Palm Beach County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Dwight D. Eisenhower K-8 · Elementary
  • William T. Dwyer · High

Zoned schools reflect the assignments reported on recent Harbour Oaks Palm Beach Gardens listings and can change; always confirm with Palm Beach County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Harbour Oaks Palm Beach Gardens address.

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Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Harbour Oaks. They are approximate and vary with traffic and your exact start point.

Gardens Mall~5 min or walkable · central Palm Beach Gardens
Atlantic beaches~5 to 10 min · about two miles east
I-95 and Florida's Turnpike (PGA Blvd)~5 to 10 min · approximate, varies with traffic
Downtown at the Gardens~5 to 10 min · PGA Boulevard dining
Palm Beach International (PBI)~25 to 30 min · south via I-95
Jupiter~15 to 20 min · north via I-95 or US-1

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Harbour Oaks Homes for Sale in Palm Beach Gardens, FL with Momentum Realty’s local guides.

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Harbour Oaks (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Palm Beach County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Harbour Oaks is served by Palm Beach County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Harbour Oaks address.

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The Strategy

The Harbour Oaks Palm Beach Gardens buying strategy.

If we were buying in Harbour Oaks Palm Beach Gardens today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbour Oaks Palm Beach Gardens.

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The Deep Dive

A closer look at the Harbour Oaks Palm Beach Gardens market

Inventory runs at 0.8 months of supply, a seller-leaning market.

The housing stock is 322 homes built between 2004 and 2006, and 61% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

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The Quick Decision
Best Buy
A preferred model with a lake or preserve view in a building with healthy reserves, priced to comparable in-community sales.
Biggest Risk
Overpaying for a less-desirable position, or underbudgeting a reserve assessment.
Best Lot
Lake and preserve-view positions and the larger models hold value over interior ones.
Smart Timing
Confirm the association's reserve status and any assessments before you commit.
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Harbour Oaks is a luxury gated townhome community in Palm Beach Gardens built in 2005, with about 317 three-story CBS townhomes (roughly 2,430 to over 2,600 square feet) in two- to four-bedroom layouts across three models (Amalfi, Barcelona, and Capri), each with a two-car garage, granite kitchens, large balconies, and hurricane-impact windows. Amenities include a clubhouse, pool, and fitness center, and the community borders a private lake and a 12-acre oak nature preserve. The HOA bundles a low-maintenance package reported to include lawn care, pest control, basic cable, water, trash, security, and pool and common-area maintenance. The location is prime, about two miles from the ocean and walkable to the Gardens Mall. Confirm the HOA and inclusions, the reserves, the model and position, and the school assignment by address before relying on them.

Harbour Oaks Homes For Sale

What your money buys in Harbour Oaks.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Harbour Oaks today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: smaller models or interior positions
$495K to $530K

The community's more compact models or interior positions, the more attainable way in. Condition and position drive value.

Lowest entry
Core: larger models with views
$530K to $598K

Larger townhome models with lake or preserve views, the heart of the community. Floor plan and view set where these land.

Most inventory
High: updated large models
$598K to $615K

Fully updated larger models in preferred positions, the top of the local range. Move-in condition and the view drive the premium.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings
What Your Money Buys

What ~$545K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$495K to $530K
Entry: smaller models or interior positions
The community's more compact models or interior positions, the more attainable way in. Condition and position drive value.
$530K to $598K
Core: larger models with views
Larger townhome models with lake or preserve views, the heart of the community. Floor plan and view set where these land.
$598K to $615K
High: updated large models
Fully updated larger models in preferred positions, the top of the local range. Move-in condition and the view drive the premium.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Harbour Oaks, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Proprietary Data

The renovation premium.

Updated homes ask about 10% more per square foot than original-condition homes, and they tend to sell faster. In an all-resale market, condition is the single biggest swing in value, which is why reading the renovation math is the whole game.

Asking price per square foot
Renovated$289
Original$262
Median days on market
Renovated159
Original56

From current Harbour Oaks listings (renovated 1, original 3); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Jon Brooks, Momentum Realty
Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Harbour Oaks holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong
Central Palm Beach Gardens locationStrong
Scarce, established homesitesStrong
Established, in-demand locationPositive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Harbour Oaks

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Harbour Oaks1

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Harbour Oaks2

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Harbour Oaks3

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Harbour Oaks4

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Harbour Oaks5

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

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The location and the amenities are priced into every listing in Harbour Oaks Palm Beach Gardens. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Harbour Oaks Palm Beach Gardens buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPalm Beach County millage and the homestead picture.Rent vs buyThe breakeven on owning in Harbour Oaks Palm Beach Gardens.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbour Oaks Palm Beach Gardens sales matched to your home.

Selling in Harbour Oaks Palm Beach Gardens

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Harbour Oaks Palm Beach Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Harbour Oaks Palm Beach Gardens home worth?

Get a no-obligation home value based on real comparable sales in Harbour Oaks Palm Beach Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Harbour Oaks Palm Beach Gardens on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Palm Beach County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,535/mo
Palm Beach County typical true cost to own
$146/mo
Palm Beach County typical home insurance
Check CDD
Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Palm Beach County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

32% of homes for sale in ZIP 33410 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).

Harbour Oaks Market Scorecard

Balanced Market (limited data)

Harbour Oaks is currently a balanced market (limited data). About 0.8 months of supply, a median asking price of $689,000, and homes go under contract in about 179 days.

0.8
Months supply
$689,000
Median list
$540,000
Median sold
$250
Per sqft
179
Days on mkt
1/1/16
Active/Pend/Sold

Typical home value in the 33410 ZIP is $585,189, about 21.9% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

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Harbour Oaks Market Scorecard

Strong seller's market

Harbour Oaks is currently a strong seller's market. About 0.7 months of supply, a median asking price of $689,000, and homes go under contract in about 167 days.

0.7
Months supply
$689,000
Median list
$540,000
Median sold
$289
Per sqft
167
Days on mkt
1/1/18
Active/Pend/Sold

Go deeper: county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

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Frequently Asked Questions

Is Harbour Oaks Palm Beach Gardens a buyer's or seller's market right now?
As of July 15, 2026, Harbour Oaks Palm Beach Gardens leans toward sellers: 0.8 months of supply at the current sales pace (Beaches MLS live counts).
How many homes are in Harbour Oaks Palm Beach Gardens?
The Florida DOR 2025 assessment roll shows 322 homes in Harbour Oaks Palm Beach Gardens (public records).
What share of Harbour Oaks Palm Beach Gardens is owner-occupied?
61% of Harbour Oaks Palm Beach Gardens parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Harbour Oaks Palm Beach Gardens built?
Homes in Harbour Oaks Palm Beach Gardens were built between 2004 and 2006, with a median year built of 2005 (FL DOR 2025 roll).
Who is the best real estate agent for Harbour Oaks Palm Beach Gardens?
The best agent for Harbour Oaks Palm Beach Gardens is one who actively works Palm Beach Gardens and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harbour Oaks Palm Beach Gardens.
How do I find a top Palm Beach Gardens real estate agent who knows Harbour Oaks Palm Beach Gardens?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harbour Oaks Palm Beach Gardens and the wider Palm Beach Gardens area.
Can Momentum Realty connect me with an agent for Harbour Oaks Palm Beach Gardens?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harbour Oaks Palm Beach Gardens purchase or sale - no call center and no pressure.

Nearby Communities

Explore more neighborhoods near Harbour Oaks Palm Beach Gardens with Momentum Realty’s local guides.

TMThe Meadows WellingtonPalm Beach Gardens, FL · 0.2 miSMSan Matera The Gardens Co Palm Beach GardensPalm Beach Gardens, FL · 0.3 miLone Pine Palm Beach GardensPalm Beach Gardens, FL · 0.4 miPirates Cove Palm Beach GardensPalm Beach Gardens, FL · 0.6 miFRFrenchmans Reserve Pcd F Palm Beach GardensPalm Beach Gardens, FL · 0.8 miIPIntracoastal Park Palm Beach GardensPalm Beach Gardens, FL · 1.1 miFRFrenchmans Reserve Palm Beach GardensPalm Beach Gardens, FL · 1.2 miCLCatalina Lakes Palm Beach GardensPalm Beach Gardens, FL · 1.4 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: July 15, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (community parcel extract)
Under-contract sharesBeaches MLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
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Thinking about hiring an agent here? How to find the best real estate agent in Harbour Oaks - what to look for, questions to ask, and your local expert.
BeachesMLS logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing photos provided by BeachesMLS, Inc. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Palm Beach County market guide or every community in the Neighborhood Finder.

Momentum Offers

Need to sell fast in Palm Beach County?

Get a real cash offer on your Harbour Oaks home in 24 hours and close in as little as 7 days, as-is. Because Momentum is a licensed RealTrends-500 brokerage, we'll also show you what listing would net - so you choose with both numbers.

Get my Palm Beach County cash offer →

Sell my house fast in Palm Beach County · How Momentum Offers works

Buying or researching Palm Beach County? See the full Palm Beach County real estate market report - prices, inventory, schools, taxes, and every Palm Beach County neighborhood.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the local market average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
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