Hart Lake Hills
Homes for Sale in Winter Haven, FL
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-08-02, 3 recorded sales closed at a median of $485,000, $201 per square foot, a median 31 days on market, sellers accepting 97% of original asking. At the median price and Polk County's FY2025-26 rate of 16.19 mills, annual property tax runs about $7,850 ($7,170 with the full homestead exemption).

Price in Hart Lake Hills is condition-driven, not spread across a published range. The single figure we work from is a median near $485,000, and at roughly $201 per square foot, what you pay reflects the shape a given home is in more than any neighborhood price tier. Treat the median as a center of gravity, not a ceiling or a floor.
The market posture here is tight. With no active listings in the current snapshot and a median of about 31 days to sell, inventory clears at a measured pace and sellers have held the upper hand. Buyers should expect to move decisively when something does list; sellers should price to the home's condition and the recent 6.0% year-over-year movement rather than reaching beyond it.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Hart Lake Hills right now
🟡 Still climbing. The trailing-12-month median ($485K) is up 6.0% from the prior 12 months ($458K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Low (3 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Hart Lake Hills right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Hart Lake Hills market snapshot (as of August 2, 2026): the median sale price is about $485K ($201 per sq ft over the trailing 12 months of closed sales), and a median 31 days on market for closed sales. The trailing-12-month median is up 6% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
In ZIP 33884 (Winter Haven), 651 homes closed in the last 12 months at a median of $308K ($163/sq ft), down 0.9% year over year, with a median 57 days on market. Right now 2 active and 2 pending listings. See the live ZIP 33884 housing market and the Polk County market.
Stellar MLS sales records identify 58 homes in HART LAKE HILLS that have changed hands since 2004, built between 1998 and 2022 (median 2002), with a median living area of about 2,511 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Hart Lake Hills is a small Winter Haven pocket in Polk County where listings are scarce and turnover is thin, so the handful of recent closings carry more weight than they would in a higher-volume community.
Who Hart Lake Hills is best for.
Best for
- Buying to hold in a small, low-turnover Winter Haven enclave
- Buyers who can move quickly when a rare listing appears
- Buyers who weigh a home on its condition rather than a neighborhood price tier
Probably not for
- Needing a wide slate of active listings to compare before deciding
- Buyers who want shared community amenities as part of the package
- Buying on a tight timeline that can't wait for inventory to surface
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($485K) IS the median in the snapshot above, and the move from 2025 ($458K) IS the +6.0% one-year change.
Windows contain 0 to 7 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Polk County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
25% of homes for sale in ZIP 33884 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).
Hart Lake Hills Market Scorecard
Hart Lake Hills is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Schools
- Polk County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Polk County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Hart Lake Hills listings and can change; always confirm with Polk County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Hart Lake Hills address.
The Hart Lake Hills buying strategy.
If we were buying in Hart Lake Hills today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hart Lake Hills.
Thin inventory, condition-led pricing
This is a low-turnover market. The recent read rests on just three closings, and there are no homes currently active. That makes the median a useful anchor but a thin one - one unusually renovated or dated sale can tug the number, so lean on the per-square-foot figure of about $201 and the condition of the specific home in front of you.
The median time to sell, just over 30 days, tells you demand absorbs what little comes to market without undue delay. No community amenities surface in the current MLS data, so the value proposition is the homes and the location itself rather than shared facilities. Buyers who need to see several options side by side will find that hard to do here at any given moment.
The location and the amenities are priced into every listing in Hart Lake Hills. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a pocket this thin, the data only goes so far - three closings and zero active listings mean the next sale sets the tone. We track Hart Lake Hills closely enough to tell you whether a given asking price squares with the home's condition and that $201-per-square-foot benchmark, and to get you positioned before a listing even hits the feed.
Hart Lake Hills in 15 seconds.
Tools for a Hart Lake Hills buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hart Lake Hills sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Hart Lake Hills, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Hart Lake Hills home worth?
Get a no-obligation home value based on real comparable sales in Hart Lake Hills, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Winter Haven →
| Location | Winter Haven, Polk County, FL · ZIP 33884 |
|---|---|
| Sale prices, last 12 months | $485,000 median across 3 closed sales · $201 per sq ft · +6.0% vs the prior 12 months |
| Days on market (closed sales) | 31 median |
| For sale right now | 0 active, 0 pending |
| Zoned public schools | Polk County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Hart Lake Hills key facts,” movewithmomentum.com/neighborhoods/hart-lake-hills-winter-haven, data as of August 2, 2026.
Housing distress & ownership in HART LAKE HILLS PH 01, Winter Haven
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
More Winter Haven home searches
- All homes for sale in Winter Haven, FL
- Gated communities in Winter Haven
- Winter Haven home values: what is my house worth?
- ZIP 33884 housing scorecard
Winter Haven guides & data
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Hart Lake Drive (19 homes on record)
- Hart Lake Drive (9 homes on record)
- Hart Lake Drive (5 homes on record)
- Hart Lake Drive (2 homes on record)
- Hart Lake Drive (1 homes on record)
- Hart Lake Drive (1 homes on record)
Email me new listings in Hart Lake Hills
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Hart Lake Hills
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Hart Lake Hills will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Hart Lake Hills?
How long do homes in Hart Lake Hills take to sell?
Do cash buyers compete in Hart Lake Hills?
What schools serve Hart Lake Hills?
Who is the best real estate agent for Hart Lake Hills?
How do I find a top Winter Haven real estate agent who knows Hart Lake Hills?
Can Momentum Realty connect me with an agent for Hart Lake Hills?
Where is Hart Lake Hills, and what county is it in?
Should you buy in Hart Lake Hills?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 25, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2012 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how HART LAKE HILLS PH 01 fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Hart Lake Hills
- Home values · What homes in Hart Lake Hills actually sell for






