ELOISE COVE in WINTER HAVEN

ELOISE COVE
Homes for Sale in WINTER HAVEN, FL

Community in WINTER HAVEN · Polk County · ZIP 33884
102 homesBuilt 1895–2024Median sale $440K
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data20 years of closingsFL DOR public recordsUpdated twice daily
Live · ELOISE COVE Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$440K
Median sold · 12 mo
$141/sf
Sold $/sqft · 12 mo
peak $162 in 2024
93.7%
Sale vs ask
Tempo
130days
Median DOM · closed
9 days at the 2022 low
0 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
69%
Owner-occupied · ELOISE COVE
72 of 105 parcels homesteaded (FL DOR 2025)
31%
Non-owner-occupied · ELOISE COVE
incl. 10% trust or LLC-held · 1% out-of-state
0%
Cash buyers · ELOISE COVE
0 of 4 sales, 12 mo ending June 2024
102
Homes in the community
plus 3 vacant residential lots · 105 residential parcels (FL DOR 2025)
Track record · 20 years of records
Est. 1895
Community established
homes built 1895-2024, median 2006 (FL DOR 2025)
1
Failed listings · 2026
peaked at 8 in 2009
3,368sqft
Median sold home size
12-mo windows, closed sales
2.9%/yr
Turnover rate
about 3 of 102 homes trade a year

The 60-Second Overview

ELOISE COVE market snapshot (as of August 2, 2026): the median sale price is about $440K ($141 per sq ft over the trailing 12 months of closed sales), and a median 130 days on market for closed sales.

ELOISE COVE is a community of 102 homes in WINTER HAVEN, Polk County, built between 1895 and 2024 (median 2006), with a median living area of about 3,946 square feet. 69% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Deemed reliable but not guaranteed.

Every sale since 2006 · price vs size
$0$200K$400K2k3k
40 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Homes sold per 12-mo window
02420122014201620182020202220242026
0 to 4 a year; 3 in the current window.
Sellers who gave up · failed listings per year
025820082012201620242026
Canceled, expired, or withdrawn. 8 quit in 2009; 1 so far in 2026. The clearest stress gauge a community has.

Eloise Cove Market Scorecard

Thin data

Eloise Cove is currently a thin data market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Schools

In short
  • Polk County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Polk County Public Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent ELOISE COVE listings and can change; always confirm with Polk County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any ELOISE COVE address.

If we were buying in ELOISE COVE today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in ELOISE COVE.

A closer look at the ELOISE COVE market

At a median of $141 per square foot, ELOISE COVE prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

The housing stock is 102 homes built between 1895 and 2024, and 69% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in ELOISE COVE. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • Mandatory HOA. Confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed ELOISE COVE sales matched to your home.

What is your ELOISE COVE home worth?

Get a no-obligation home value based on real comparable sales in ELOISE COVE, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in ELOISE COVE on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in ELOISE COVE?
The median sale price in ELOISE COVE was $440K over the 12 months ending August 2, 2026 (3 closed sales, Stellar MLS).
How long do homes in ELOISE COVE take to sell?
Homes that closed in the 12 months ending August 2, 2026 took a median 130 days on market (3 sales, Stellar MLS).
How many homes are in ELOISE COVE?
The Florida DOR 2025 assessment roll shows 102 homes plus 3 vacant residential lots in ELOISE COVE (public records).
What share of ELOISE COVE is owner-occupied?
69% of ELOISE COVE parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in ELOISE COVE built?
Homes in ELOISE COVE were built between 1895 and 2024, with a median year built of 2006 (FL DOR 2025 roll).
Do cash buyers compete in ELOISE COVE?
Cash buyers took 0% of ELOISE COVE sales in the 12 months ending June 2024 (0 of 4 closings, Stellar MLS).
What schools serve ELOISE COVE?
ELOISE COVE is served by Polk County Public Schools, typically Polk County Public Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for ELOISE COVE?
The best agent for ELOISE COVE is one who actively works WINTER HAVEN and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for ELOISE COVE.
How do I find a top WINTER HAVEN real estate agent who knows ELOISE COVE?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows ELOISE COVE and the wider WINTER HAVEN area.
Can Momentum Realty connect me with an agent for ELOISE COVE?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your ELOISE COVE purchase or sale - no call center and no pressure.

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: June 25, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending August 2, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 33884))
Under-contract sharesStellar MLS records, as of 2026-08-01
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2006 (40 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in ELOISE COVE? 3 recorded closings; median 130 days on market (window ending 2026-08-02). See the Polk County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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