HILLTOP POINT in DADE CITY

HILLTOP POINT
Homes for Sale in DADE CITY, FL

Community in DADE CITY · Pasco County · ZIP 33525
449 homesBuilt 2022–2024Median sale $355K
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data3 years of closingsFL DOR public recordsUpdated twice daily
Live · HILLTOP POINT Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$355K
Median sold · 12 mo
down 16.7% vs the prior 12 months
-16.7%
1-yr price change
n = 55 and 47 sales in the two windows
$141/sf
Sold $/sqft · 12 mo
peak $174 in 2024
93.4%
Sale vs ask
Pasco median: 95.5%
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
62days
Median DOM · closed
62 days at the 2026 low
0%
Under contract
Pasco: 24% (1,350 of 5,734)
2 · 0
For sale · pending
live counts, refreshed twice daily
55
Sold · last 12 mo
10-yr average: about 33 a year
Ownership and context
17%
Owner-occupied · HILLTOP POINT
75 of 449 parcels homesteaded (FL DOR 2025)
83%
Non-owner-occupied · HILLTOP POINT
incl. 63% trust or LLC-held · 1% out-of-state
5%
Cash buyers · HILLTOP POINT
3 of 58 sales, 12 mo ending June 2026
449
Homes in the community
449 residential parcels (FL DOR 2025)
Track record · 3 years of records
Est. 2022
Community established
homes built 2022-2024, median 2024 (FL DOR 2025)
0
Failed listings · 2025
peaked at 18 in 2024
2,589sqft
Median sold home size
12-mo windows, closed sales
12.2%/yr
Turnover rate
about 55 of 449 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Hilltop Point is a young community - every home in it was built between 2022 and 2024, so there is no older stock dragging down condition or pulling up maintenance concerns. With a median living area of 2,787 square feet, this reads as a community of larger, recently finished houses rather than starter product, and that build profile is what will set price more than any single feature or amenity.

Right now there is exactly one active listing against 449 total homes, and the six-month supply figure that comes with it puts the market in balanced territory on paper. In practice, a single listing means there is almost no comparable inventory to shop against at any given moment - sellers are not competing with each other, and buyers who want to be in this community have very little to choose from until something new comes up.

HILLTOP POINT Housing Pulse · Momentum Research · as of August 2, 2026

HILLTOP POINT right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Very High (2 active and pending listings, 55 closed sales in 12 months).

🔴 Off the recent peak. The trailing-12-month median ($355K) is down 16.7% from the prior 12 months ($426K).Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Very High (55 and 47 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

HILLTOP POINT market snapshot (as of August 2, 2026): the median sale price is about $355K ($141 per sq ft over the trailing 12 months of closed sales), a median 62 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 17% from the prior 12 months, computed from record-level Stellar MLS closed sales (55 closings in the current window).

HILLTOP POINT is a community of 449 homes in DADE CITY, Pasco County, built between 2022 and 2024 (median 2024), with a median living area of about 2,787 square feet. 17% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Hilltop Point Dade City is a recently built community of 449 homes, all constructed within the last few years, with a homestead share of under 17 percent that suggests a meaningful share of owners have not yet filed for homestead exemption - consistent with a community that is still filling in and turning over.

Best for

  • Buyers targeting newer construction (2022 - 2024) over older resale stock.
  • Buyers who want a larger home, in line with the community's roughly 2,787-square-foot median, and are patient enough to wait for the right listing.
  • Buyers comfortable moving quickly once a rare listing appears, given the thin active inventory.

Probably not for

  • Buyers who want to compare several active listings before committing - inventory here is too thin for that approach.
  • Buyers specifically seeking older or more established construction vintages.
  • Buyers who need a fast, guaranteed timeline to purchase, since availability depends on when something lists.

Windows contain 2 to 55 sales each (55 in the current window); every figure carries its sample size. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026. Deemed reliable but not guaranteed.

Every sale since 2023 · price vs size
$0$200K$400K2k3k4k
131 closed sales; green = recent. Size sets the floor, condition and lot set the rest.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pasco County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,989/mo
Pasco County typical true cost to own
$138/mo
Pasco County typical home insurance
Has a CDD
Bond assessment on top of taxes

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Hilltop Point Market Scorecard

Balanced

Hilltop Point is currently a balanced market. About 4.8 months of supply, a median asking price of $407,500, and homes go under contract in about 32 days.

4.8
Months supply
$407,500
Median list
$329,900
Median sold
$166
Per sqft
32
Days on mkt
2/0/5
Active/Pend/Sold

Typical home value in the 33525 ZIP is $347,891, right around the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in HILLTOP POINT, DADE CITY

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 15 listings
Distress share trend - 0.0% now (2026-08-10 → 2026-08-12)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in HILLTOP POINT

Live MLS inventory for HILLTOP POINT. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending HILLTOP POINT listings as of 2026-08-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Pasco County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Pasco County Public Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent HILLTOP POINT listings and can change; always confirm with Pasco County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any HILLTOP POINT address.

If we were buying in HILLTOP POINT today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in HILLTOP POINT.

Best Buy
Buyers looking for a newly built home with a larger footprint rather than an older resale property.
Biggest Risk
With only one active listing at any given time, buyers may wait months for a home that fits their needs to surface.
Sweet Spot
Move-in-ready, recently built homes near 2,787 square feet for buyers who want size without an older structure.
Avoid If
You need to compare multiple active listings side by side before deciding - this community rarely offers that.

A newly built community still finding its resale rhythm

Every home here dates to 2022 through 2024, with a median build year of 2024 - this is about as new as resale inventory gets in Pasco County. That narrow build window means less variation in construction era, finishes, and systems age than you'll find in older, mixed-vintage communities, which simplifies comparison but also means there is little price history to lean on for older, more weathered homes.

The homestead share sitting under 17 percent is worth noting on its own. In a community this new, that low a share is not unusual - many owners simply haven't filed yet, or the home was purchased as a second property or rental rather than a primary residence. Either way, it's a data point buyers and sellers should ask about directly rather than assume, since it can affect how a given home has been used and maintained.

The location and the amenities are priced into every listing in HILLTOP POINT. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
2.3D · Buy Score
Recent Direction1.8/10
Liquidity & Demand0.0/10
Owner Commitment1.7/10
Pricing Power5.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (2.3). Basis: Recent Direction -16.7% year-over-year; Liquidity & Demand 12.0 months of supply; Owner Commitment 17% owner-occupied; Pricing Power 93.4% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With only one active listing against 449 homes, timing is the whole game in Hilltop Point - most of what moves here happens off-market or the moment it hits, before broad search tools catch up. We track this community closely enough to flag a new listing, a pending sale, or an owner testing the market well before it's common knowledge, which matters more in thin-inventory pockets like this than in high-volume communities.

HILLTOP POINT in 15 seconds.

Best forBuyers looking for a newly built home with a larger footprint rather than an older resale property.
Biggest advantageConstruction across the community is consistently recent, from 2022 through 2024, which narrows the guesswork on age-related condition.
Biggest riskWith only one active listing at any given time, buyers may wait months for a home that fits their needs to surface.
Sweet spotMove-in-ready, recently built homes near 2,787 square feet for buyers who want size without an older structure.
Avoid ifYou need to compare multiple active listings side by side before deciding - this community rarely offers that.

HOA, CDD & Fees

In short
  • Mandatory HOA - confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed HILLTOP POINT sales matched to your home.

What is your HILLTOP POINT home worth?

Get a no-obligation home value based on real comparable sales in HILLTOP POINT, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in HILLTOP POINT on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in HILLTOP POINT?
The median sale price in HILLTOP POINT was $355K over the 12 months ending August 2, 2026 (55 closed sales, Stellar MLS).
How long do homes in HILLTOP POINT take to sell?
Homes that closed in the 12 months ending August 2, 2026 took a median 62 days on market (55 sales, Stellar MLS).
Is HILLTOP POINT a buyer's or seller's market right now?
As of August 2, 2026, HILLTOP POINT leans toward buyers: 12.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in HILLTOP POINT?
The Florida DOR 2025 assessment roll shows 449 homes in HILLTOP POINT (public records).
What share of HILLTOP POINT is owner-occupied?
17% of HILLTOP POINT parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in HILLTOP POINT built?
Homes in HILLTOP POINT were built between 2022 and 2024, with a median year built of 2024 (FL DOR 2025 roll).
Do cash buyers compete in HILLTOP POINT?
Cash buyers took 5% of HILLTOP POINT sales in the 12 months ending June 2026 (3 of 58 closings, Stellar MLS).
What schools serve HILLTOP POINT?
HILLTOP POINT is served by Pasco County Public Schools, typically Pasco County Public Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for HILLTOP POINT?
The best agent for HILLTOP POINT is one who actively works DADE CITY and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for HILLTOP POINT.
How do I find a top DADE CITY real estate agent who knows HILLTOP POINT?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows HILLTOP POINT and the wider DADE CITY area.
Can Momentum Realty connect me with an agent for HILLTOP POINT?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your HILLTOP POINT purchase or sale - no call center and no pressure.
Buyers targeting newer construction (2022 - 2024) over older resale stock.Excellent fit
Buyers who want a larger home, in line with the community's roughly 2,787-square-foot median, and are patient enough to wait for the right listing.Excellent fit
Buyers comfortable moving quickly once a rare listing appears, given the thin active inventory.Excellent fit
Buyers who want to compare several active listings before committing - inventory here is too thin for that approach.Probably not
Buyers specifically seeking older or more established construction vintages.Probably not
Buyers who need a fast, guaranteed timeline to purchase, since availability depends on when something lists.Probably not

Nearby Communities

Explore more neighborhoods near HILLTOP POINT with Momentum Realty’s local guides.

Hickory Hill Acres Dade City0.8 mi awayMorningside Dade City1.1 mi awayCOCity Of Dade City2.1 mi awayAbbey Glen2.3 mi awayHampton Court Unrec Dade City2.4 mi awaySummit View Dade City3.2 mi awayHilltop Vistas Dade City3.4 mi awayWest Hill Estates Dade City3.4 mi away

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: August 2, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending August 2, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (community parcel extract)
Under-contract sharesStellar MLS records, as of 2026-08-01
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2023 (131 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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More Dade City & Tampa North / Pasco County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Tampa North / Pasco County or the full Neighborhood Finder.

Buying or selling in Hilltop Point? Find the best agent in Hilltop Point · Find the best agent in Pasco County · Get a cash offer.

Thinking of selling in HILLTOP POINT? 55 recorded closings; median 62 days on market (window ending 2026-08-02). See the Pasco County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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