Isle of Palms Homes for Sale in Treasure Island, FL

Barrier-island waterfront enclave · Treasure Island, Pinellas County · ZIP 33706

A deep-water island enclave in Treasure Island, waterfront homes with direct Gulf access.

Deep-water docksDirect Gulf accessBarrier island

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

This is a barrier-island waterfront market where flood zone, elevation, insurance, and any rental rules drive the buy as much as the dock and view.

Free · No obligation

Unlock Off-Market Isle of Palms

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

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Jon's Current Read

"Isle of Palms is a deep-water island enclave in Treasure Island, so the read is parcel by parcel: single-family waterfront homes with private docks and seawalls on Boca Ciega Bay with direct Gulf access, where the frontage, the elevation, and the flood and insurance picture drive value as much as the view. Homes span the 1950s to brand-new rebuilds, so condition and elevation vary widely, and Treasure Island is a heavy short-term-rental market. Your leverage is reading the flood zone, elevation, seawall, and insurability honestly, and pricing the deep-water boating access against real comps."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Isle of Palms is a waterfront enclave on a barrier island in Treasure Island, Pinellas County, known for single-family deep-water homes with direct access to the Gulf via Boca Ciega Bay (community sources, 2026).

Most homes sit on deep-water lots with private docks, boat lifts, and seawalls, with some lots offering long stretches of frontage and open-bay views. Homes span the 1950s to brand-new rebuilds, so condition and elevation vary widely. Most single-family homes carry no mandatory HOA; Treasure Island is a heavy short-term-rental market, so rental rules and the residence-versus-rental mix are part of the picture. There is no CDD.

This is a barrier-island waterfront market, so the money is made or lost on the parcel, the elevation and flood zone, the seawall and dock, and an honest read of insurability and any rental rules, not just the view.

The pitch is true deep-water boating with direct Gulf access and the beaches nearby. The trade is the flood, wind, and insurance reality of a barrier island, plus elevation and rebuilding rules. The work is reading the flood zone and elevation, quoting insurance, and verifying rental rules before you offer.

Quick Match

Who Isle of Palms is best for.

Best for

Buyers who want a deep-water home with direct Gulf access
Boaters who want a private dock and boat lift
Buyers comfortable underwriting flood, wind, and insurance costs
Second-home and full-time owners who value island waterfront

Probably not for

Buyers who want a low-cost, low-insurance inland home
Anyone unwilling to verify flood zone, elevation, and seawall
Buyers who want a master-plan amenity community
Buyers who need a short, traffic-free commute to inland jobs

Market Pulse

How Isle of Palms is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

56Median days on marketdays

0 : 0Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Isle of Palms listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Capri Isle or Treasure Island. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Isle of Palms buys, holds, and resells. See the five factors.

Interactive Map

Isle of Palms on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

Isle of Palms puts deep-water boating and the Gulf beaches at the doorstep with downtown St. Petersburg a drive across the bay, the island-waterfront lifestyle case, underwritten honestly for flood and insurance.

Drive and walk times from Isle of Palms. They are approximate and vary with traffic and your exact location.

Treasure Island Gulf beach~3 to 6 min · a short drive

John's Pass Village~5 to 8 min · dining and boating

Gulf Boulevard~1 to 3 min · island corridor

Downtown St. Petersburg~20 to 30 min · across the bay

Interstate 275~15 to 20 min · regional access

Tampa International Airport~35 to 45 min · via the bridges and I-275

St. Pete Beach~5 to 10 min · south on Gulf Blvd

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Isle of Palms Homes for Sale in Treasure Island, FL with Momentum Realty’s local guides.

PIParadise IslandTreasure IslandTreasure Island, FL · 0.1 mi TITreasure IslandTennis and Yacht ClubTreasure Island, FL · 0.2 mi IPIsle of Palms,Treasure Island Homes for SaleTreasure Island, FL · 0.3 mi WSWebster's Map Warren Homes for Sale in Treasure Island, FLTreasure Island, FL · 0.3 mi IPIsle of PalmsTreasure Island Homes for SaleTreasure Island, FL · 0.4 mi CICapri Isle Homes for Sale in Treasure Island, FLTreasure Island, FL · 1.0 mi SCSouth CausewayIsleSt. Petersburg, FL · 1.0 mi SCSouth Causeway IsleYacht Club EstatesSt. Petersburg, FL · 1.2 mi JTJungle Terraceand Jungle Prada Homes for Sale in StSt. Petersburg, FL · 1.3 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Isle of Palms (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Pinellas County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Isle of Palms is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Schools (verify by address)

Verifyrating

By address

Confirm zoned elementary, middle, and high

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Isle of Palms address.

The takeaway

What is actually shaping value at Isle of Palms: scarce deep-water island frontage in Treasure Island, the rising weight of flood and wind insurance, and elevation, rebuilding, and short-term-rental rules. Each item is sourced and linked.

Ongoing

NeutralMinor impact

SignificanceRadius: Community

Homes from the 1950s to new rebuilds mean condition and elevation vary widely, read home by home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Isle of Palms, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

January 2026
Market
Isle of Palms remains a scarce deep-water Treasure Island enclave
Isle of Palms is described as a Treasure Island waterfront enclave of single-family deep-water homes with private docks, boat lifts, and seawalls and direct Gulf access via Boca Ciega Bay, spanning the 1950s to new rebuilds. Why it matters: Fixed deep-water frontage supports the enclave's durable demand. Source
January 2025
Civic
Island ownership shaped by flood, insurance, and rebuilding rules
Barrier-island home values in Treasure Island increasingly turn on flood and wind insurance and on FEMA and city elevation and substantial-improvement rules, driving a wave of elevated rebuilds. Why it matters: Underwriting the insurance and rebuilding picture is central to valuing any island home. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Isle of Palms buying strategy.

If we were buying in Isle of Palms, this is the order of operations we would run, and the one we run for our clients.

Read the flood zone and elevation first. On a barrier island, the FEMA flood zone, the base flood elevation, and the elevation certificate drive cost and insurability.

Quote insurance early. Flood and wind insurance on the island are major line items, so get real quotes for the specific home.

Inspect the seawall, dock, and water depth. For a deep-water home, these are central to value and use.

Verify rental and rebuilding rules. Treasure Island has short-term-rental and elevation rules, so confirm them for the specific property.

Price the waterfront honestly, and weigh it against other Treasure Island enclaves such as Capri Isle.

The Quick Decision

Best Buy

A higher-elevation deep-water home with a sound seawall matched to comps

Biggest Risk

Underwriting flood, wind, and insurance too optimistically

Best Lot

Deep-water frontage at a higher elevation with a good seawall

Smart Timing

Confirm flood zone, elevation, insurance, and rental rules before you offer

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

Deep-water single-family homes with docks

Setting

Boca Ciega Bay with direct Gulf access

Era

1950s to new rebuilds

Status

Established barrier-island market

Costs & Fees

HOA

Most single-family homes none

CDD

None

Worth noting

Flood and wind insurance are the defining costs

Amenities

Water

Deep-water docks and direct Gulf access

Beach

Treasure Island beaches minutes away

Boating

John's Pass and the Gulf nearby

Setting

Quiet barrier-island enclave

Location

Area

Treasure Island, Pinellas County, ZIP 33706

Access

Gulf Boulevard and the bridges to the mainland

City

Downtown St. Petersburg across the bay

Isle of Palms Homes For Sale

What your money buys in Isle of Palms.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Isle of Palms today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Interior or Entry

Non-waterfront and smaller homes, the more attainable way onto the island.

Lowest entry

The Deep-Water Core

Single-family canal homes with private docks and boat lifts, the heart of the Isle of Palms market.

Most inventory

The Top

The premier deep-water and open-bay homes at higher elevations and rebuilds, the properties that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Interior or Entry

Non-waterfront and smaller homes, the more attainable way onto the island.

The Deep-Water Core

Single-family canal homes with private docks and boat lifts, the heart of the Isle of Palms market.

The Top

The premier deep-water and open-bay homes at higher elevations and rebuilds, the properties that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Isle of Palms, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Isle of Palms is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Isle of Palms holds value.

Our read on the factors that protect resale here, and the one to manage.

Location within Treasure IslandStrong

Established communityPositive

HOA and CDD postureConfirm per parcel

Home condition and systemsVerify per home

Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Isle of Palms

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The dock and the sunset sell the home, but the island prices the risk. The deal is won or lost on elevation, the flood zone, the seawall, and insurability.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.5B · Buy Score

Resale Strength7.6/10

Renovation Risk5.6/10

Location Efficiency8.6/10

Long-Term Defensibility7.8/10

Carrying Cost Advantage4.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Isle of Palms is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

Higher-elevation waterfront holds value and insures better
Deep-water frontage commands the premium
Seawall, dock, and water depth drive value
Flood zone and elevation certificate are decisive
Read the parcel and the insurance before the dock

On a barrier island, the parcel and its elevation are the part of your money the market and the insurer both judge. Higher-elevation deep-water homes with sound seawalls and direct Gulf access hold value and insure better than low-lying or poorly protected parcels. The house can be renovated, elevated, or rebuilt; the flood zone and the frontage cannot. Read the elevation, the flood zone, the seawall, and the insurance first, then price the home against comparable waterfront sales.

The 15-Second Verdict

Isle of Palms in 15 seconds.

Best forBuyers who want a deep-water home with direct Gulf access and a private dock.

Biggest advantageDirect deep-water Gulf access on a Treasure Island enclave.

Biggest riskFlood, wind, and insurance, plus elevation and rebuilding rules on a barrier island.

Sweet spotA higher-elevation deep-water home with a sound seawall, matched to comps.

Avoid ifYou want low insurance costs, an inland home, or a master-plan community.

Fees, Flood & Insurance

15-Second Take

Most single-family homes have no mandatory HOA
Flood and wind insurance are the defining costs
Seawall and dock upkeep are real waterfront costs
Verify short-term-rental and elevation rules
No CDD on the island

Most single-family homes on Isle of Palms carry no mandatory HOA, and there is no CDD. The defining costs are flood and wind insurance and the upkeep of the seawall and dock, not association dues. Confirm what applies to the specific home.

For single-family homes, budget flood and wind insurance, seawall and dock upkeep, and any city requirements rather than HOA dues. Verify the elevation certificate and wind-mitigation features for the specific home.

Run Your Numbers

Tools for a Isle of Palms buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPinellas County millage and the homestead picture.Rent vs buyThe breakeven on owning in Isle of Palms.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Isle of Palms

Price it to the elevation, the frontage, and the insurance reality, not just the dock.

Selling a deep-water island home means pricing the elevation, the flood zone, the seawall and frontage, and the real insurance picture against the freshest comparable waterfront sales. Buyers underwrite the island's risk, not only the view.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Isle of Palms, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Capri Isle, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Isle of Palms home worth?

Get a no-obligation home value based on real comparable sales in Isle of Palms matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Isle of Palms on the map →
Or get your Isle of Palms home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,026/mo

Pinellas County typical true cost to own

$159/mo

Pinellas County typical home insurance

No CDD

No community development district bond

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Isle of Palms Market Scorecard

Thin data

Isle of Palms is currently a thin data. Limited supply, a median asking price of n/a.

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Months supply

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Median list

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Median sold

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Per sqft

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Days on mkt

0/0/0

Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Isle of Palms?

Isle of Palms is a waterfront enclave on a barrier island in Treasure Island, Pinellas County, ZIP 33706, on Boca Ciega Bay with direct Gulf access.

What kind of homes are on Isle of Palms?

Single-family deep-water homes with private docks, boat lifts, and seawalls, spanning the 1950s to brand-new rebuilds.

Is this a vacation-rental building?

No. Isle of Palms is a single-family deep-water enclave, not a single nightly-rental building. That said, Treasure Island is a heavy short-term-rental market, so verify the rental rules and the residence-versus-rental mix for a specific property.

Do homes here have deep-water access?

Yes. Most homes sit on deep-water lots with direct access to the Gulf via Boca Ciega Bay, with private docks and boat lifts. Verify the seawall, dock, and water depth for the specific home.

How important is the flood zone here?

Critical. This is a barrier island, so the FEMA flood zone, the base flood elevation, and the elevation certificate drive insurability and cost. Always verify them for the exact home.

What about insurance costs?

Flood and wind insurance are major line items on the island. Get real quotes for the specific home, and review the elevation certificate and wind-mitigation features, before you commit.

Does Isle of Palms have an HOA?

Most single-family homes carry no mandatory HOA, and there is no CDD. The defining costs are flood and wind insurance and waterfront upkeep.

How close is it to the Gulf beaches?

The Treasure Island Gulf beaches are minutes away, with John's Pass and St. Pete Beach nearby. Confirm routes and times for your destination.

Are there rebuilding or elevation rules?

Yes. Barrier-island communities have substantial-improvement and elevation rules that can affect renovations and rebuilds. Confirm the current city and FEMA rules for the specific property.

Is Isle of Palms a good investment?

Scarce deep-water island frontage supports long-term demand, but flood, wind, insurance, and rebuilding rules are real risks that must be underwritten. This is not a guarantee of future value.

What should I check before buying here?

The flood zone and elevation certificate, real flood and wind insurance quotes, the seawall, dock, and water depth, and any rental and rebuilding rules.

Who is the best real estate agent for Isle of Palms 2nd Add?

The best agent for Isle of Palms 2nd Add is one who actively works Treasure Island and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Isle of Palms 2nd Add.

How do I find a top Treasure Island real estate agent who knows Isle of Palms 2nd Add?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Isle of Palms 2nd Add and the wider Treasure Island area.

Can Momentum Realty connect me with an agent for Isle of Palms 2nd Add?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Isle of Palms 2nd Add purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Isle of Palms?

An honest fit check. We will tell you when it is not your community.

Buyers who want a deep-water home with direct Gulf accessExcellent fit

Boaters who want a private dock and boat liftExcellent fit

Buyers comfortable underwriting flood, wind, and insuranceExcellent fit

Owners who value island waterfront frontageExcellent fit

Buyers who will verify flood zone, elevation, and seawallExcellent fit

Buyers who want a low-cost, low-insurance inland homeProbably not

Anyone unwilling to verify flood zone and elevationProbably not

Buyers who want a master-plan amenity communityProbably not

Buyers who need a short commute to inland jobsProbably not

Buyers unwilling to budget waterfront upkeep and insuranceProbably not

Get the inside read on Isle of Palms

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Isle of Palms home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Isle of Palms specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Isle of Palms — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Isle of Palms Homes for Sale in Treasure Island, FL

The 60-Second Overview

Who Isle of Palms is best for.

Best for

Probably not for

How Isle of Palms is performing right now

Isle of Palms on the map.

How far is everything?

Nearby Communities

Schools

Pinellas County Schools (verify by address)

Confirm zoned elementary, middle, and high

Recent Developments in Isle of Palms

Scarce deep-water island frontage

Flood and wind insurance weight

Elevation and rebuilding rules

Short-term-rental market

Direct Gulf and John's Pass access

Wide condition range

Isle of Palms remains a scarce deep-water Treasure Island enclave

Island ownership shaped by flood, insurance, and rebuilding rules

The Isle of Palms buying strategy.

The full read, only if you want it.

The Homes

Costs & Fees

Amenities

Location

What your money buys in Isle of Palms.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Isle of Palms holds value.

5 Mistakes Buyers Make in Isle of Palms

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Isle of Palms is different.

Which Lots & Views Hold Value Best

Isle of Palms in 15 seconds.

Fees, Flood & Insurance

Tools for a Isle of Palms buy.

Price it to the elevation, the frontage, and the insurance reality, not just the dock.

In Isle of Palms, condition and view decide your number

What is your Isle of Palms home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Isle of Palms Market Scorecard

Frequently Asked Questions

Should you buy in Isle of Palms?

Get the inside read on Isle of Palms

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