Joes Point in Stuart

Joes Point
Homes for Sale in Stuart, FL

All 261 homes for sale in Stuart, FL · median $459,000 · 133 homes for sale in 34996 · Martin County homes for sale

Community in Stuart · Martin County · ZIP 34996
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Photo via Beaches MLS

Built fromLive Beaches MLS data23 years of closingsUpdated twice daily

As of September 2026, the MLS records 20 closed sales in Joes Point in Stuart, FL since 2003, the most recent in March 2026. Across Stuart as a whole, 499 homes closed in the last 12 months at a median of $380,302, 66 median days on market, with 129 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $5,880 ($5,270 with the full homestead exemption).

Live · Joes Point Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 1 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Joes Point sits in Stuart, part of Martin County's eastern waterfront corridor. We're working from a single closing this month, so pricing and pace data are thin—buyer and seller conversations will need to lean on broker opinion of value and comparable evidence from adjacent Stuart submarkets rather than internal trend lines.

Without identified amenities in the current listings, this is fundamentally a location play: waterfront or water-access lots, proximity to the Stuart downtown district and the Intracoastal, and the county's lower density compared to points south. If you're evaluating a property here, condition, deeded access, and flood zone will set the number more than any neighborhood average.

Nearby homes for sale

No active listings inside Joes PointHomes for Sale in Stuart, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

4105 NE Rigels Cove Way
$5M · 0.6 mi away
5 bd · 4.5 ba · 4,902 sqft
4105 NE Rigels Cove Way
Listed by LoKation
3541 NE Ocean Boulevard #15
$425K · 0.6 mi away
2 bd · 2.5 ba · 1,093 sqft
3541 NE Ocean Boulevard #15
Listed by One Sotheby's International Re
2491 NE Ocean Boulevard #106
$489K · 0.7 mi away
2 bd · 2 ba · 1,475 sqft
2491 NE Ocean Boulevard #106
Listed by Keller Williams Realty Of The
3792 NE Ocean Boulevard #220  N
$399K · 0.8 mi away
2 bd · 2 ba · 1,204 sqft
3792 NE Ocean Boulevard #220 N
Listed by Keyes Co
3412 NE Causeway Boulevard #102
$380K · 1.2 mi away
2 bd · 2 ba · 1,102 sqft
3412 NE Causeway Boulevard #102
Listed by Berkshire Hathaway Florida Realty
3452 NE Causeway Boulevard #102
$300K · 1.2 mi away
2 bd · 2 ba · 1,008 sqft
3452 NE Causeway Boulevard #102
Listed by LPT Realty, LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Joes Point is a low-profile Stuart enclave with minimal current inventory, so market reads depend heavily on individual property characteristics and broker comps from the surrounding Martin County waterfront.

BeachesMLS sales records identify 21 homes in Joes Point that have changed hands since 2003, built between 1980 and 2006 (median 1985), with a median living area of about 2,954 sq ft and a typical 3-bedroom, 3-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Waterfront buyers who will do the flood-zone and dock-permitting homework and who prize Martin County's lower density over resort-style amenities.
  • Buyers comfortable pricing a home on a case-by-case basis using broader Stuart comps, not a tight internal neighborhood band.
  • Investors or second-home buyers with patient timelines who understand resale liquidity here is episodic, not automatic.

Probably not for

  • Buyers who need a high volume of recent neighborhood closings to validate price and feel confident in resale timing.
  • Anyone expecting community amenities, a master-plan structure, or predictable monthly inventory turns.
  • First-time buyers seeking a liquid, comp-rich market where pricing is transparent and financing appraisals are straightforward.

The market around Joes Point

Joes Point is too small for its own price trend, so here is the market around it.

In ZIP 34996, 190 homes are on the market and 18% are under contract — a steady corner of Stuart.

Across Martin County, 1,283 homes are active and 398 pending (24% under contract).

In ZIP 34996 (Stuart), 152 homes closed in the last 12 months at a median of $320K ($223/sq ft), up 2.6% year over year, with a median 56 days on market. Right now 35 active and 5 pending listings put supply at about 3.9 months — a buyer's market. See the live ZIP 34996 housing market and the Martin County market.

ZIP and county figures describe the wider market, not Joes Point specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Joes Point, Stuart

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 12 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

If we were buying in Joes Point today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Joes Point.

Best Buy
Buyers targeting waterfront or water-access homesites in Martin County who understand each property is its own negotiation.
Biggest Risk
Thin comps make pricing and resale timing harder to model; flood insurance and storm prep are non-negotiable homework.
Sweet Spot
A waterfront lot or updated resale purchased at a fair basis relative to broader Stuart-area closings, with realistic holding-period expectations.
Avoid If
You need abundant recent comps to feel confident, or you want community amenities and a predictable resale cadence.

What you're actually buying in Joes Point

The absence of recorded community amenities and the single-closing snapshot tell you this is not a master-planned neighborhood with a clubhouse and a marketing machine. It's a pocket of Stuart real estate where value hinges on lot, access, and condition. Buyers here are typically targeting waterfront or near-water homesites, weighing flood insurance and storm resilience, and prioritizing Martin County's comparatively relaxed pace over amenity density.

Because supply is episodic, pricing spreads wide. One waterfront estate and one inland resale can share a ZIP code and live in different financial universes. If you're serious about Joes Point, treat each listing as its own market: audit the survey, the seawall or dock if present, the elevation certificate, and the last renovation date. Momentum will pull waterfront comps from the broader Stuart grid to triangulate value, because the hyperlocal set is too narrow to price confidently on its own.

Sellers face the same constraint: without a steady drumbeat of closings, days-on-market becomes more about your list price discipline than market temperature. An aggressive number will sit; a fair one grounded in recent Stuart-wide waterfront comps will move when the right buyer crosses the bridge.

“

The location and the amenities are priced into every listing in Joes Point. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a micro-market like Joes Point, the MLS snapshot is too thin to price or position a home on its own. Momentum synthesizes comparable sales across Stuart's waterfront and near-water inventory, audits flood maps and access deeds that casual buyers miss, and connects you with inspection and insurance resources before you write an offer. We will tell you when a listing is overpriced relative to the Stuart comp set, and we will tell a seller when their expectations need recalibration. That candor matters more here than in a subdivision with twenty monthly closings and a tight price band.

Joes Point in 15 seconds.

Best forBuyers targeting waterfront or water-access homesites in Martin County who understand each property is its own negotiation.
Biggest advantageLower density and Stuart's downtown proximity without the amenity fees of a master plan.
Biggest riskThin comps make pricing and resale timing harder to model; flood insurance and storm prep are non-negotiable homework.
Sweet spotA waterfront lot or updated resale purchased at a fair basis relative to broader Stuart-area closings, with realistic holding-period expectations.
Avoid ifYou need abundant recent comps to feel confident, or you want community amenities and a predictable resale cadence.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Joes Point homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Joes Point.
In short
  • HOA dues reported around $286/month (about $3,432/yr) · median of 18 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $286 per month ($3,432 a year) — the median AssociationFee across 18 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Joes Point sales matched to your home.

What is your Joes Point home worth?

Get a no-obligation home value based on real comparable sales in Joes Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Stuart →

Real comps, not an automated estimate.
Waterfront buyers who will do the flood-zone and dock-permitting homework and who prize Martin County's lower density over resort-style amenities.Excellent fit
Buyers comfortable pricing a home on a case-by-case basis using broader Stuart comps, not a tight internal neighborhood band.Excellent fit
Investors or second-home buyers with patient timelines who understand resale liquidity here is episodic, not automatic.Excellent fit
Buyers who need a high volume of recent neighborhood closings to validate price and feel confident in resale timing.Probably not
Anyone expecting community amenities, a master-plan structure, or predictable monthly inventory turns.Probably not
First-time buyers seeking a liquid, comp-rich market where pricing is transparent and financing appraisals are straightforward.Probably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: September 26, 2026)
Under-contract sharesBeaches MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2003 (20 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Common questions about Joes Point

Where is Joes Point?

Joes Point is a community in Stuart, Martin County, Florida, ZIP 34996.

Are there homes for sale in Joes Point right now?

No active listings inside Joes Point at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Joes Point have an HOA or CDD?

No HOA is on record for Joes Point in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Joes Point with Momentum Realty’s local guides.

SCSandpebble Condo0.4 mi away · 6 for saleRCRigels Cove0.6 mi awaySOSeaside Of Stuart Condo0.6 mi away · 1 for saleOVOcean View Condo0.7 mi away · median $390K, 3 sales/12 moGTGreen Turtle Cove Condo0.8 mi away · 3 for saleBVBeachwood Villas Condo0.9 mi awayTMThe Maritimes Condo1.0 mi away

Browse all neighborhood guides →

Thinking of selling in Joes Point? 1 recorded closings (window ending 2026-09-20). See the Martin County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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