Keystone Pointe Ph 1
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Keystone Pointe Ph 1 is a small pool, 69 homes, and the mix skews toward established construction: the median build year sits at 2004 even though the range on record runs out to 2022. That spread matters. A handful of newer homes can anchor buyer expectations on finish and layout, but the bulk of resale inventory here is going to show its age in systems and cosmetics, which is where negotiating room usually lives.
The homestead share is high, just over 85 percent, which tells you this is a community where people tend to buy and stay rather than churn through as rentals or quick flips. For a buyer that means listings don't turn over constantly, so when something does list, it's worth moving on if the home and price line up. For a seller it means your comps are thinner than in a high-turnover subdivision, so pricing needs to lean on condition and square footage rather than a flood of recent nearby closings.
Who Keystone Pointe Ph 1 is best for.
Best for
- Buyers seeking a mid-size single-family home with room to spread out, without needing brand-new construction
- Buyers comfortable evaluating a home on its own condition and age rather than leaning on a flood of recent nearby comps
- Buyers prioritizing a stable, low-turnover setting over an amenity-heavy HOA package
Probably not for
- Buyers who want on-site amenities such as a pool or clubhouse as part of the community itself
- Investors expecting frequent inventory or fast resale cycles in a 69-home, high-homestead pool
- Buyers who need a large set of recent same-community comps to feel confident on price
The market around Keystone Pointe Ph 1
Keystone Pointe Ph 1 is a small community — 23 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
Across Osceola County, 4,370 homes are active and 1,137 pending (21% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Keystone Pointe Ph 1 specifically. Momentum Research analysis of MLS records.
The Keystone Pointe Ph 1 buying strategy.
If we were buying in Keystone Pointe Ph 1 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Keystone Pointe Ph 1.
A slow-turnover pocket of St Cloud
With only 69 homes on record and a homestead share above 85 percent, Keystone Pointe Ph 1 behaves like a community people move into and stay put in. That's a structural fact worth understanding before you shop it: don't expect a rotating shelf of listings to compare against. When a home does come up, you're often working with limited direct comps inside the community itself, which pushes appraisal and negotiation work toward broader neighborhood context rather than a tight in-community data set.
The build-year spread, 2004 through 2022, means the community was not delivered all at once. That has practical implications for a buyer: two homes with similar square footage can differ meaningfully in age-related systems, materials, and layout conventions depending on which phase they landed in. A 2720-square-foot home built early in that run carries different maintenance assumptions than one finished toward the end of it, even if the listing sheets look similar at a glance.
The location and the amenities are priced into every listing in Keystone Pointe Ph 1. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, low-turnover community like this, the comps you need often sit outside the subdivision boundary, and knowing which nearby sales actually translate is the difference between a defensible offer and a guess. We track the Osceola resale pattern closely enough to tell you whether a given Keystone Pointe listing is priced against real precedent or against hope.
Keystone Pointe Ph 1 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Keystone Pointe Ph 1 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Keystone Pointe Ph 1 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Keystone Pointe Ph 1, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Keystone Pointe Ph 1 home worth?
Get a no-obligation home value based on real comparable sales in Keystone Pointe Ph 1, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Keystone Pointe Ph 1?
What share of Keystone Pointe Ph 1 is owner-occupied?
When were the homes in Keystone Pointe Ph 1 built?
Who is the best real estate agent for Keystone Pointe Ph 1?
How do I find a top St Cloud real estate agent who knows Keystone Pointe Ph 1?
Can Momentum Realty connect me with an agent for Keystone Pointe Ph 1?
Should you buy in Keystone Pointe Ph 1?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (3 streets, ZIP 34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2025 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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