King Oak Villas
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
Homes listed or recently sold were built 1987–1989; 4 of 4 report an HOA (median $132/mo). As of September 2026, the MLS records 37 closed sales in King Oak Villas Ph 03 Add 04 in Saint Cloud, FL since 2011, the most recent in February 2026. Recorded prices since 2024 ran from $185,000 to $255,000 (median $240,000), on homes of 709 to 1,126 sq ft. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $3,660 ($3,050 with the full homestead exemption).
| Location | SAINT CLOUD, Osceola County, FL · ZIP 34769 |
|---|---|
| Homes in the community | 205 (FL DOR 2025 assessment roll) |
| Years built | 1987–1994 (median 1989) |
| Typical living area | 1,035 sq ft (median) |
| Amenities listed by sellers | Pool, Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Irrigation-Reclaimed Water |
| Owner-occupied (homestead) share | 56% |
Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2011 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “KING OAK VILLAS PH 03 ADD 04 key facts,” movewithmomentum.com/neighborhoods/king-oak-villas, data as of August 2, 2026.
Last 30 days in King Oak Villas: 1 new listing (median asking $240,000), 1 under contract right now. As of September 27, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
King Oak Villas is a small, tightly built pocket of St Cloud homes constructed within a narrow window from 1987 to 1994 — there is no decades-long mix of eras to sort through, which simplifies comparisons but also means most units share similar bones, systems age, and layout logic. With a median living area just over 1,035 square feet, this is a community of efficient, modest-footprint homes rather than sprawling floor plans, so value here tends to hinge on condition, updates, and how well a unit has been maintained rather than sheer size.
Just over half of the 128 homes carry a homestead exemption, which tells us more than half the owners have claimed the property as a primary residence rather than an investment or secondary property — a meaningful but not overwhelming majority. For a buyer, that mix suggests a market with real owner-occupant demand but also enough turnover and rental or investment activity to keep inventory moving. Sellers should expect scrutiny on condition and mechanicals given the compact, similarly-aged housing stock; buyers should budget time to compare units closely since the homes themselves are more alike than different.
Nearby homes for sale
No active listings inside KING OAK VILLAS PH 03 ADD 04 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
King Oak Villas is a compact, single-era community in St Cloud, Osceola County, built out over a short stretch from 1987 to 1994 — 128 homes with a shared architectural vintage and a modest, efficient median footprint just over 1,035 square feet.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of King Oak Villas. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in King Oak Villas; content deemed reliable but not guaranteed.
Who King Oak Villas is best for.
Best for
- Buyers prioritizing a compact, easy-to-maintain home over square footage
- Owner-occupants comfortable evaluating homes on condition and updates rather than newer construction
- Buyers who do not need on-site community amenities and would rather find recreation off-site
Probably not for
- Buyers who need a larger interior footprint well beyond roughly 1,000 square feet
- Buyers specifically seeking a newer-construction home outside the 1987–1994 build window
- Buyers who want a clubhouse, pool, or other shared amenity as part of the purchase
The market around King Oak Villas
King Oak Villas is a small community — 34 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
In ZIP 34769, 188 homes are on the market and 18% are under contract — a steady corner of Saint Cloud.
Across Osceola County, 4,437 homes are active and 1,149 pending (21% under contract).
The housing mix here is 51% villa, 42% townhouse, 3% single family residence.
In ZIP 34769 (SAINT CLOUD), 630 homes closed in the last 12 months at a median of $412K ($196/sq ft), down 0.7% year over year, with a median 58 days on market. Right now 141 active and 49 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 34769 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not King Oak Villas specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in KING OAK VILLAS PH 03 ADD 04, SAINT CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in King Oak Villas
Live MLS inventory for King Oak Villas. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending King Oak Villas listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2011 through 2026. Tap any home to ask about it.
Every Home for Sale in King Oak Villas Right Now (3)
All 3 active and pending King Oak Villas listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2919 Prince Oak Court · $240,000 · 3 bd / 2 ba · listed Sep 14, 2026 · listed by Lpt Realty, Llc
- 2912 Prince Oak Court · $269,000 · 3 bd / 2 ba · pending · listed Sep 11, 2026 · listed by The Wilkins Way Llc
- 2907 Prince Oak Court · $182,999 · 1 bd / 1 ba · listed Jun 27, 2026 · listed by Rodriguez Property Management
King Oak Villas on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Neptune Elementary · Elementary
- St. Cloud Middle (6-8) · Middle
- St. Cloud High School · High
Zoned schools reflect the assignments reported on recent King Oak Villas listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any King Oak Villas address.
Shop the zone: Homes zoned for St. Cloud High School
The King Oak Villas buying strategy.
If we were buying in King Oak Villas today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in King Oak Villas.
One Build Era, One Set of Questions
Because every home in King Oak Villas was built within the same seven-year window, the usual due-diligence questions collapse into a shorter list: roof age, HVAC replacement history, plumbing and electrical updates, and how the interior has been maintained since the early 1990s. There is no newer phase to chase and no older original section to avoid — the housing stock is uniform in age, which makes it easier to benchmark one listing against another on condition alone rather than trying to compare a home from one decade against a home from another.
No community amenities are currently identified from active MLS listings for King Oak Villas, so this is not a community to consider for pools, clubhouses, or shared recreational infrastructure — at least not based on what is currently listed. That absence simplifies the decision: buyers here are largely evaluating the home and lot itself, not a bundled amenity package, and should factor that into how they weigh price against nearby communities that do offer shared facilities.
The location and the amenities are priced into every listing in King Oak Villas. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community where every home shares roughly the same age and a similarly modest footprint, the differentiators are all in the details — a replaced roof, updated electrical panel, or renovated kitchen can matter more than square footage. We track how individual King Oak Villas listings actually show against each other, not just how the community compares on paper, so you are pricing or offering against the right comparison set.
King Oak Villas in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $132/month (about $1,584/yr) · median of 47 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $132 per month ($1,584 a year) — the median AssociationFee across 47 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a King Oak Villas buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed King Oak Villas sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in King Oak Villas, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your King Oak Villas home worth?
Get a no-obligation home value based on real comparable sales in King Oak Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in King Oak Villas on the map →
21% of homes for sale in ZIP 34769 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-25).
King Oak Villas Market Scorecard
King Oak Villas is currently a strong buyer's market. About 24.0 months of supply, a median asking price of $211,500, and homes go under contract in about 219 days.
Typical home value in the 34769 ZIP is $318,664, about 8.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in King Oak Villas?
What share of King Oak Villas is owner-occupied?
When were the homes in King Oak Villas built?
Do cash buyers compete in King Oak Villas?
Who is the best real estate agent for King Oak Villas?
How do I find a top Saint Cloud real estate agent who knows King Oak Villas?
Can Momentum Realty connect me with an agent for King Oak Villas?
Where is King Oak Villas, and what county is it in?
Should you buy in King Oak Villas?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 34769)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2011 (37 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how KING OAK VILLAS PH 03 ADD 04 fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near King Oak Villas with Momentum Realty’s local guides.