King Oak Villas
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 37 closed sales in King Oak Villas Ph 1 in St Cloud, FL since 2011, the most recent in February 2026. Recorded prices since 2024 ran from $185,000 to $255,000 (median $240,000), on homes of 709 to 1,126 sq ft. Across St Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 588 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $3,660 ($3,050 with the full homestead exemption).
| Location | St Cloud, Osceola County, FL · ZIP 34769 |
|---|---|
| Homes in the community | 205 (FL DOR 2025 assessment roll) |
| Years built | 1987–1994 (median 1989) |
| Typical living area | 1,035 sq ft (median) |
| Owner-occupied (homestead) share | 56% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2011 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “King Oak Villas Ph 1 key facts,” movewithmomentum.com/neighborhoods/king-oak-villas-ph-1, data as of September 20, 2026.
King Oak Villas Ph 1 is a small, tightly built section of St Cloud with 205 homes, all dating from 1987 to 1994 and a median build year of 1989. That consistency means condition and updates inside each unit — not lot size or floor plan variety — will be what separates one listing from another. With a median living area around 1,035 square feet, these are compact villas, so buyers should expect the price story to be driven by finish level and maintenance history rather than square footage.
Just over half of homes here, 55.6%, carry a homestead exemption, which points to a meaningful share of longer-term ownership rather than fast turnover. Combined with a 2-month closings window in the current MLS data, this reads as a steady, low-volume corner of the market — sellers should price realistically against recent condition-comparable sales, and buyers should move with informed urgency once a well-kept unit surfaces, since there is not a deep pipeline of comparable listings at any given time.
Nearby homes for sale
No active listings inside King Oak VillasHomes for Sale in St. Cloud, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Built out between 1987 and 1994, King Oak Villas Ph 1 is a compact, single-phase community of 205 villa-style homes in St Cloud, with no community amenities identified from current MLS listings.
Stellar MLS sales records identify 134 homes in King Oak Villas that have changed hands since 2006, built between 1987 and 1994 (median 1989), with a median living area of about 962 sq ft and a typical 2-bedroom, 2-bath layout; 93% are townhomes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 9 qualified sales in King Oak Villas across 2024–2025 (8 in 2024, 1 in 2025), median $240,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who King Oak Villas is best for.
Best for
- Buyers seeking a smaller, lower-maintenance villa footprint rather than a larger single-family home
- Buyers comfortable evaluating an older, consistent-era build where condition drives price
- Sellers with an updated, well-maintained unit who want to price against genuine condition-based comparables
Probably not for
- Buyers who want on-site community amenities, since none are identified from current MLS listings
- Buyers seeking new or newer construction outside the 1987-to-1994 build window
- Buyers who need significantly more living area than the roughly 1,035-square-foot median
The market around King Oak Villas
King Oak Villas is too small for its own price trend, so here is the market around it.
In ZIP 34769, 181 homes are on the market and 22% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,465 homes are active and 1,093 pending (20% under contract).
In ZIP 34769 (St Cloud), 630 homes closed in the last 12 months at a median of $412K ($196/sq ft), down 0.7% year over year, with a median 58 days on market. Right now 141 active and 49 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 34769 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not King Oak Villas specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in King Oak Villas Ph 1, St Cloud
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The King Oak Villas buying strategy.
If we were buying in King Oak Villas today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in King Oak Villas.
A Small, Consistent Villa Pocket
The narrow build window — 1987 to 1994, with a median year built of 1989 — means the housing stock here is largely uniform in age and construction era. That uniformity simplifies comparisons for buyers: differences in asking price will typically trace back to updates, roof and system age, and general upkeep rather than to structural or design variation.
At a median living area of about 1,035 square feet, these are efficient floor plans suited to buyers who want a smaller footprint to manage. No community amenities are identified from current MLS listings, so this is a location-and-unit purchase rather than an amenity-driven one — value here rests on the home itself and its proximity to what St Cloud offers outside the community gates.
The location and the amenities are priced into every listing in King Oak Villas. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, single-phase community like this, pricing accurately means reading condition-driven variation among a limited set of comparable sales rather than leaning on broad neighborhood averages. We track what is actually closing in King Oak Villas Ph 1 in real time and help buyers and sellers price to that reality, not to guesswork.
King Oak Villas in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a King Oak Villas buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed King Oak Villas sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in King Oak Villas, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your King Oak Villas home worth?
Get a no-obligation home value based on real comparable sales in King Oak Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in King Oak Villas?
What share of King Oak Villas is owner-occupied?
When were the homes in King Oak Villas built?
Who is the best real estate agent for King Oak Villas?
How do I find a top St Cloud real estate agent who knows King Oak Villas?
Can Momentum Realty connect me with an agent for King Oak Villas?
Where is King Oak Villas, and what county is it in?
Should you buy in King Oak Villas?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 34769)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2011 (37 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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