Keystone Pointe
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 3 closed sales in Keystone Pointe Ph 2 in St Cloud, FL since 2022, the most recent in June 2025. Across St Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 588 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
Keystone Pointe is a small, tightly bounded section of St Cloud with 64 homes, all built in a narrow window between 2005 and 2007. That consistency matters more than any single listing detail: buyers are shopping a community of comparable-age construction rather than a mix of decades, so condition and updates since original build tend to drive value more than lot or floor plan variation.
The homestead share sits at 75 percent, which points to a market where most owners are in place long-term rather than cycling through as investment or rental stock. For sellers, that generally means fewer competing active listings at any given time. For buyers, it means patience: inventory here turns over on its own schedule, not on demand.
Nearby homes for sale
No active listings inside Keystone PointeHomes for Sale in St. Cloud, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Keystone Pointe is a compact, mid-2000s-built section of St Cloud in Osceola County, with a median home size of 2,733 square feet and a homestead share suggesting most residents own rather than rent.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Keystone Pointe is best for.
Best for
- Buyers seeking a larger single-family home in an established, single-era build without newer-construction premiums.
- Long-term owner-occupant buyers comfortable with a community that shows limited investor or rental turnover.
- Buyers who prioritize home size and consistent construction era over on-site recreational amenities.
Probably not for
- Buyers who want an active clubhouse, pool, or other on-site amenity package as part of daily life.
- Buyers hoping to compare a wide range of build years or architectural styles within one community.
- Investors expecting a high volume of turnover inventory to choose from at any given time.
The market around Keystone Pointe
Keystone Pointe is a small community — 51 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
Across Osceola County, 4,370 homes are active and 1,137 pending (21% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Keystone Pointe specifically. Momentum Research analysis of MLS records.
The Keystone Pointe buying strategy.
If we were buying in Keystone Pointe today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Keystone Pointe.
One build era, one size story
With only 64 homes and a build window of just three years, Keystone Pointe reads as a single-phase, single-era community rather than a layered subdivision with multiple sections and builders. The median living area of 2,733 square feet points to larger-format single-family homes, which is worth noting for buyers comparing per-square-foot value against smaller product elsewhere in St Cloud.
No community amenities are identified from current MLS listings, so any pool, clubhouse, or recreational draw is not part of this community's value proposition as documented. Buyers looking for that kind of amenity package should treat this as a straightforward, amenity-light residential setting and weigh location and home size on their own merits.
The location and the amenities are priced into every listing in Keystone Pointe. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community this size, with a single narrow build era and a high owner-occupancy share, does not generate a high volume of comparable sales at any given moment. We track Keystone Pointe closely enough to know which sales are genuinely comparable on age and square footage, and which are outliers that will skew a pricing conversation if you let them.
Keystone Pointe in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Keystone Pointe buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Keystone Pointe sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Keystone Pointe, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Keystone Pointe home worth?
Get a no-obligation home value based on real comparable sales in Keystone Pointe, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Keystone Pointe on the map →
Frequently Asked Questions
How many homes are in Keystone Pointe?
What share of Keystone Pointe is owner-occupied?
When were the homes in Keystone Pointe built?
Who is the best real estate agent for Keystone Pointe?
How do I find a top St Cloud real estate agent who knows Keystone Pointe?
Can Momentum Realty connect me with an agent for Keystone Pointe?
Where is Keystone Pointe, and what county is it in?
Should you buy in Keystone Pointe?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2022 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
More St. Cloud & Kissimmee, St. Cloud & Osceola County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Kissimmee, St. Cloud & Osceola County or the full Neighborhood Finder.
See how Keystone Pointe fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Keystone Pointe with Momentum Realty’s local guides.