Lago Del Sur in Middleburg

Lago Del Sur
Homes for Sale in Middleburg, FL

Community in Middleburg · Clay County · ZIP 32068
53 homesBuilt 2002–2005Median sale $190K
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Photo courtesy of ZEE LUXE REALTY INC · via realMLS

Built fromLive realMLS data24 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Lago Del Sur in Middleburg, FL has 1 home for sale. Over the 12 months ending 2026-09-13, 3 recorded sales closed at a median of $190,000, $150 per square foot, a median 148 days on market, sellers accepting 82% of original asking. Homes listed or recently sold were built 2002–2005; 4 of 4 report an HOA (median $64/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 24 ft). At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $2,860 ($2,260 with the full homestead exemption).

Live · Lago Del Sur Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$190K
Median sold · 12 mo
$150/sf
Sold $/sqft · 12 mo
peak $167 in 2023
81.5%
Sale vs ask
Clay median: 96.4%
+280%
T12M median vs 2012
from a $50K median in 2012
Tempo
4.0mo
Supply
3 to 6 months is the balanced band
148days
Median DOM · closed
12 days at the 2022 low
0%
Under contract
Clay: 26% (456 of 1,742)
1 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
58%
Owner-occupied · Lago Del Sur
31 of 53 parcels homesteaded (FL DOR 2025)
42%
Non-owner-occupied · Lago Del Sur
incl. 13% trust or LLC-held · 6% out-of-state
53
Homes in the community
53 residential parcels (FL DOR 2025)
Track record · 24 years of records
Est. 2002
Community established
homes built 2002-2005, median 2004 (FL DOR 2025)
1,264sqft
Median sold home size
12-mo windows, closed sales
5.7%/yr
Turnover rate
about 3 of 53 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Lago Del Sur's median sale price sits at $190,000, with a median price per square foot of $150.32 — the numbers point to a value-priced pocket of Clay County rather than an amenity-driven premium. Current MLS data shows no organized community amenities tied to these listings, so price here is being set by the homes and lots themselves. The long view is notable: values are up 280% since 2012, a cumulative run that's built without a clubhouse, pool, or other shared draw pulling buyers in.

The current posture is quiet. Zero active listings and a recent closings sample of just three mean there isn't much live inventory to read the market against, and the median 148 days on market shows homes here don't move fast even when they do sell. For a buyer, that combination — real long-term appreciation, thin current supply, and a slow clock — argues for patience and a pricing strategy built on the trend line rather than this week's comps. For a seller, it means setting expectations for a longer marketing period from the start.

Lago Del Sur Housing Pulse · Momentum Research · as of September 13, 2026

Lago Del Sur right now

🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of September 13, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Lago Del Sur market snapshot (as of September 13, 2026): the median sale price is about $190K ($150 per sq ft over the trailing 12 months of closed sales), a median 148 days on market for closed sales, and 4.0 months of supply, a balanced market.

In ZIP 32068 (Middleburg), 1,166 homes closed in the last 12 months at a median of $320K ($186/sq ft), up 1.6% year over year, with a median 46 days on market. Right now 259 active and 127 pending listings put supply at about 4.0 months — a balanced market. See the live ZIP 32068 housing market and the Clay County market.

Lago Del Sur is a community of 53 homes in Middleburg, Clay County, built between 2002 and 2005 (median 2004), with a median living area of about 1,264 square feet. 58% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Lago Del Sur is a Middleburg, Clay County community where current MLS data shows no organized amenities attached to listings — value here is driven by the home and lot, not a shared clubhouse or pool, and the $190,000 median price reflects that entry-level positioning.

Best for

  • Buyers whose budget centers on the $190,000 median price point in Clay County.
  • Buyers willing to work on a longer timeline, given the median 148 days on market.
  • Buyers prioritizing value per square foot ($150.32 median) over organized community amenities.

Probably not for

  • Buyers who want a community with a clubhouse, pool, or other organized amenities — none are identified in current listings.
  • Buyers who need a fast close; the median marketing time here runs well past what many buyers expect.
  • Buyers who need a deep pool of active comparables — there are currently zero active listings and only three recent closings to reference.

Windows contain 1 to 9 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$50K$100K$150K$200K20122014201620182020202220242026
Every sale since 2002 · price vs size
$0$100K$200K1k1k
102 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$50$100$15020122014201620182020202220242026
Up from $40 in 2012 to a $167 peak in 2023; $150 now.
Median days on market · closed sales
05010015020122014201620182020202220242026
12 days at the 2022 low; 148 now.
Sale price vs original ask · median
80%90%100%20122014201620182020202220242026
81.5% now vs Clay 96.4%.
Homes sold per 12-mo window
025820122014201620182020202220242026
1 to 9 a year; 3 in the current window.
Indexed since 2012 · Lago Del Sur vs Clay
100200300400Clay +162%Lago Del Sur +280%20122014201620182020202220242026
Same realMLS record, indexed to 100 at 2012.

Lago Del Sur Market Scorecard

Balanced

Lago Del Sur is currently a balanced market. About 4.0 months of supply, a median asking price of $205,000, and homes go under contract in about 14 days.

4.0
Months supply
$205,000
Median list
$190,000
Median sold
$162
Per sqft
14
Days on mkt
1/0/3
Active/Pend/Sold

Typical home value in the 32068 ZIP is $328,619, about 20.0% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Lago Del Sur, Middleburg

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-09-13)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Lago Del Sur

Live MLS inventory for Lago Del Sur. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Lago Del Sur listings as of 2026-09-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Middleburg High School (Clay County District Schools, verify by address)FLDOE grade A · High
  • Wilkinson Junior High School or your address-zoned middle school (verify by address) · Middle
  • Middleburg Elementary School or your address-zoned elementary school (verify by address) · Elementary

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Lago Del Sur address.

If we were buying in Lago Del Sur today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lago Del Sur.

Best Buy
Buyers targeting a $190,000 entry-level price point in Clay County without needing organized amenities.
Biggest Risk
Thin current data — zero active listings and only three recent closings limit how confidently today's price can be benchmarked.
Sweet Spot
A buyer comfortable with a 148-day median marketing timeline and a home-and-lot value proposition rather than a clubhouse or pool.
Avoid If
You need a community with organized amenities or a fast, comp-rich transaction — neither is what the current data shows here.

Value Without the Amenity Premium

At a median of $150.32 per square foot, Lago Del Sur prices well below what buyers typically pay for amenity-rich communities elsewhere in the region — and that's consistent with the facts: current MLS listings here show no identified community amenities. What you're buying is the house and the lot, priced on those terms alone. The 280% appreciation since 2012 shows this isn't a market that's been standing still; it's simply been building value without an amenity story to sell alongside it.

The market's current thinness is the more important story for anyone transacting today. With zero active listings and a closings window of only three sales, there's very little live data to price against, and the median 148 days on market confirms that turnover is slow rather than seasonal. That combination rewards a buyer or seller who works from trend data and comparable history rather than trying to read a handful of current listings.

The location and the amenities are priced into every listing in Lago Del Sur. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.5C · Buy Score
Long-Term Appreciation10.0/10
Liquidity & Demand6.0/10
Owner Commitment5.8/10
Pricing Power0.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.5). Basis: Long-Term Appreciation +280% since 2012; Liquidity & Demand 4.0 months of supply; Owner Commitment 58% owner-occupied; Pricing Power 81.5% sale-to-list. Refreshed with each data update.

Why work with Momentum here

Lago Del Sur isn't a community you can price off a quick scan of active listings — there are none right now, and the recent closings sample is just three sales. That's exactly the environment where a Northeast Florida brokerage that tracks the full transaction history, not just this week's board, protects a buyer from overpaying or a seller from underpricing. Momentum's read on the 280% appreciation since 2012 and the 148-day median marketing time comes from following this Clay County market closing by closing, not from a snapshot.

Lago Del Sur in 15 seconds.

Best forBuyers targeting a $190,000 entry-level price point in Clay County without needing organized amenities.
Biggest advantageLong-term appreciation — values are up 280% since 2012.
Biggest riskThin current data — zero active listings and only three recent closings limit how confidently today's price can be benchmarked.
Sweet spotA buyer comfortable with a 148-day median marketing timeline and a home-and-lot value proposition rather than a clubhouse or pool.
Avoid ifYou need a community with organized amenities or a fast, comp-rich transaction — neither is what the current data shows here.

HOA, CDD & Fees

In short
  • HOA dues reported around $64/month (about $768/yr) · median of 6 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $64 per month ($768 a year) — the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lago Del Sur sales matched to your home.

What is your Lago Del Sur home worth?

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Real comps, not an automated estimate.

Recently off market in Lago Del Sur

Homes in Lago Del Sur that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.

Frequently Asked Questions

What is the median home price in Lago Del Sur?
The median sale price in Lago Del Sur was $190K over the 12 months ending September 13, 2026 (3 closed sales, realMLS).
How long do homes in Lago Del Sur take to sell?
Homes that closed in the 12 months ending September 13, 2026 took a median 148 days on market (3 sales, realMLS).
Is Lago Del Sur a buyer's or seller's market right now?
As of September 13, 2026, Lago Del Sur is roughly balanced: 4.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Lago Del Sur?
The Florida DOR 2025 assessment roll shows 53 homes in Lago Del Sur (public records).
What share of Lago Del Sur is owner-occupied?
58% of Lago Del Sur parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lago Del Sur built?
Homes in Lago Del Sur were built between 2002 and 2005, with a median year built of 2004 (FL DOR 2025 roll).
Have Lago Del Sur home prices gone up?
The trailing-12-month median is up 280% since 2012, from $50K to $190K (realMLS closed records).
What schools serve Lago Del Sur?
Lago Del Sur is served by Clay County Public Schools, typically Middleburg High School (Clay County District Schools, verify by address), Wilkinson Junior High School or your address-zoned middle school (verify by address) and Middleburg Elementary School or your address-zoned elementary school (verify by address). Confirm the exact zoning by address with the district.
Who is the best real estate agent for Lago Del Sur?
The best agent for Lago Del Sur is one who actively works Middleburg and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lago Del Sur.
How do I find a top Middleburg real estate agent who knows Lago Del Sur?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lago Del Sur and the wider Middleburg area.
Can Momentum Realty connect me with an agent for Lago Del Sur?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lago Del Sur purchase or sale - no call center and no pressure.
Buyers whose budget centers on the $190,000 median price point in Clay County.Excellent fit
Buyers willing to work on a longer timeline, given the median 148 days on market.Excellent fit
Buyers prioritizing value per square foot ($150.32 median) over organized community amenities.Excellent fit
Buyers who want a community with a clubhouse, pool, or other organized amenities — none are identified in current listings.Probably not
Buyers who need a fast close; the median marketing time here runs well past what many buyers expect.Probably not
Buyers who need a deep pool of active comparables — there are currently zero active listings and only three recent closings to reference.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: September 13, 2026)
Community market statsrealMLS closed sales, 12-month windows ending September 13, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32068))
Under-contract sharesrealMLS records, as of 2026-09-12
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2002 (102 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Thinking of selling in Lago Del Sur? 3 recorded closings; median 148 days on market (window ending 2026-09-13). See the Clay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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