Lago Del
Sur Homes for Sale in Middleburg, FL

Established resale townhomes · Middleburg · ZIP 32068

An established two-story townhome community on Lago Del Sur Drive in Middleburg, Clay County, for buyers who want a low-maintenance attached home in a settled, already-built neighborhood.

Established resaleMiddleburg, Clay CountyAttached townhomes
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a settled townhome community rather than an active new-build release, so listing activity is typically modest and turns over gradually. Verify current inventory and condition of any specific unit before you tour.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
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Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Lago Del Sur is a small, established townhome community off Blanding Boulevard in western Clay County, built out around 2004. The units are compact two and three-bedroom attached homes with an active HOA, which keeps the exterior look consistent but also means dues and any deferred association maintenance are worth checking closely. The wider draw is Clay County's sustained growth along the Blanding corridor, which supports steady demand for an entry-level attached product like this one."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Lago Del Sur is an established townhome community centered on Lago Del Sur Drive in Middleburg, in Clay County. The two-story attached units date to roughly 2004, are generally 2 to 3 bedrooms with 2.5 to 3 baths, and run around 1,264 square feet on recent listings, with some end units backing to a wooded preserve.

Because this is a resale, HOA-governed community rather than a builder release, the units available at any given time reflect individual owners' decisions to sell or lease, not a phased schedule. Recent listings show a mix of owner-occupied sales and rentals along the same street, so your comparison point is the specific unit's condition, updates, and lease history, not a builder floor plan.

The bigger picture is location. Middleburg sits in western Clay County near Blanding Boulevard and the First Coast Expressway, in one of the faster-growing counties in Northeast Florida, which has supported steady demand for compact, lower-maintenance attached housing like this one even without an active marketing presence.

Best for

  • Buyers who want a lower-maintenance, attached townhome rather than a single-family resale or new build
  • Buyers comfortable with an active HOA that sets a consistent exterior standard
  • Investors or owner-occupants who have compared the unit's condition against nearby leased units on the same street

Probably not for

  • Buyers who want a large single-family lot or a marketed amenity package on site
  • Buyers who want to avoid HOA dues and rules entirely
  • Buyers who need a brand-new home with a builder warranty

How Middleburg is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Lago Del Sur update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 9, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Middleburg listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Lago Del Sur buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Downtown Jacksonville30 to 35 min · approximate
NAS Jacksonville25 to 30 min · approximate
Orange Park shopping and dining corridor15 to 20 min · approximate
Blanding Boulevard and the First Coast Expressway5 to 10 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Lago DelSur Homes for Sale in Middleburg, FL with Momentum Realty’s local guides.

SHSheratonLakes Homes for Sale in Middleburg, FLMiddleburg, FL · 0.2 miSHShamrockLake Homes for Sale in Middleburg, FLMiddleburg, FL · 0.2 miRHRideoutHideaway Homes for Sale in Middleburg, FLMiddleburg, FL · 0.3 miSHShannonLake Homes for Sale in Middleburg, FLMiddleburg, FL · 0.4 miQHQuailsHollar Homes for Sale in Middleburg, FLMiddleburg, FL · 0.5 miHHHabitat Homes for Sale in Middleburg, FLMiddleburg, FL · 0.5 miGreyHawk Homes for Sale in Middleburg, FLGreyHawk Homes for Sale in Middleburg, FLMiddleburg, FL · 0.7 miBHBaxleyHideaway Homes for Sale in Middleburg, FLMiddleburg, FL · 1.0 miWPWestfield Park Homes for Sale in Middleburg, FLMiddleburg, FL · 1.1 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Middleburg (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Middleburg is served by Clay County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Middleburg High School (Clay County District Schools, verify by address)

Middle

Wilkinson Junior High School or your address-zoned middle school (verify by address)

Elementary

Middleburg Elementary School or your address-zoned elementary school (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Middleburg address.

The takeaway

The story here is steady western Clay County growth around an already-established townhome street. The Blanding Boulevard and First Coast Expressway corridor near Middleburg has kept adding rooftops and commuters, which supports demand for compact, lower-maintenance housing like this.

Recent Developments in Lago Del Sur

Our read on what is being built around Middleburg, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet positive for long-term demand from county growth, tempered by the reality that this is a small, resale-driven HOA community, so condition, dues, and lease mix vary unit to unit.

Clay County population growth

2010 to 2026
BullishNotable impact
SignificanceRadius: County

Clay County has been one of Northeast Florida's faster-growing counties over the past decade, with continued rooftop growth along the Blanding Boulevard corridor near Middleburg, which supports sustained demand for established, entry-priced housing like Lago Del Sur.

Florida homeowners insurance costs

2026
NeutralNotable impact
SignificanceRadius: Region

Florida homeowners and HOA master-policy insurance remain a real, ongoing line item statewide. Roof age and any recent HOA-funded exterior work can move a quote meaningfully, so get a bindable quote on the specific unit before you commit.

Established HOA resale market conditions

2026
NeutralMinor impact
SignificanceRadius: Community

As a small, built-out townhome street rather than an active builder release, Lago Del Sur's inventory and pricing reflect individual owners' decisions to sell or lease. Compare current listings directly rather than relying on past figures.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Lago Del Sur, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Lago Del SurGet a short monthly email when something new is approved, funded, or opens near Lago Del Sur.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Middleburg, this is the order of operations we would run, and the one we run for our clients.

    1

    Get a full inspection of the specific unit, since age, updates, and any deferred maintenance can vary along the street.

    2

    Request the HOA's current dues amount, budget, and reserve status in writing, along with what the dues actually cover.

    3

    Verify the exact zoned elementary, middle, and high school by the unit's address with the Clay County District Schools office.

    4

    Get a bindable homeowners insurance quote for the specific unit, and ask whether the HOA carries a master policy that affects your coverage.

    5

    Compare the specific unit's condition and dues against a nearby comparable townhome community, such as Longbay Townhomes, before you make an offer.

    Best Buy
    A well-maintained interior or end unit with documented recent updates and a clear HOA dues history.
    Biggest Risk
    Buying without confirming HOA reserve health or deferred exterior maintenance on an older townhome building.
    Best Lot
    End units backing to the wooded preserve are the main differentiator; verify flood zone on the specific parcel.
    Smart Timing
    Resale-driven. Inventory is limited and turns over gradually rather than in scheduled builder phases.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established attached townhomes

    Era

    Built roughly 2004; confirm exact year built per unit with the Clay County Property Appraiser

    Size range

    Roughly 1,264 sq ft on recent listings; verify square footage on the specific unit

    Bedrooms

    Typically 2 to 3, with 2.5 to 3 baths; verify per listing

    Costs & Fees

    HOA

    Yes, an active HOA; recent listings show modest monthly dues, confirm the current figure with the HOA

    CDD

    None identified; confirm on the parcel tax record

    Property use

    Primary residences and rentals; the street includes both owner-occupied and leased units

    Amenities

    Marketed

    No clubhouse or resort-style amenities identified; screened lanais and some wooded-preserve-facing units

    Status

    Not an amenity-based community; confirm any common-area upkeep covered by dues with the HOA

    Location

    Town

    Middleburg, Clay County

    Downtown Jacksonville

    About 30 to 35 min (approximate)

    NAS Jacksonville

    About 25 to 30 min (approximate)

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    Interior units in as-original condition, generally the best candidates for a full inspection before you commit.

    Lowest entry
    The Core

    Units with a mix of original and updated features, where most resale activity along the street tends to concentrate.

    Most inventory
    The Top

    End units, especially those backing to the wooded preserve, with the most recent documented updates; verify the exact condition on the current listing.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    Interior units in as-original condition, generally the best candidates for a full inspection before you commit.
    The Core
    Units with a mix of original and updated features, where most resale activity along the street tends to concentrate.
    The Top
    End units, especially those backing to the wooded preserve, with the most recent documented updates; verify the exact condition on the current listing.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Unit age rangeRoughly 2004, verify per unit
    HOA-enforced upkeepActive HOA, confirm scope
    Renovation variabilityVerify per unit
    Carrying costsModest dues, no CDD identified
    Inspection importanceHigh priority

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Middleburg

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The value here is not a builder price sheet, it is knowing the HOA and the unit: its dues, its updates, and its condition.

    Jon Brooks · Founder, Momentum Realty
    5.8C+ · Buy Score
    Resale Strength5.6/10
    Renovation Risk5.8/10
    Location Efficiency6.2/10
    Long-Term Defensibility5.2/10
    Carrying Cost Advantage7.2/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Middleburg is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Every unit shares the same street, but condition and updates vary unit to unit.
    • End units backing to the wooded preserve are the main lot-level differentiator.
    • Ask about roof age, HVAC age, and HOA-funded exterior work before you make an offer.
    • Verify flood zone and drainage on the specific parcel with the Clay County Property Appraiser.
    • A documented HOA reserve study is a real differentiator in an older attached community.

    Because Lago Del Sur is a small, built-out townhome street rather than a single-builder release, the durable difference between two units is condition, updates, and position, not a shared floor plan. End units facing the wooded preserve tend to stand out, while interior units depend more on maintenance history. With an active HOA in place, ask for the current reserve study and any planned special assessments before you buy, and treat roof and HVAC age as part of your purchase math, not an afterthought.

    Middleburg in 15 seconds.

    Best forBuyers who want a lower-maintenance, established townhome in western Clay County rather than a single-family resale or new build.
    Biggest advantageA compact, already-built attached home with an active HOA and steady demand from Clay County growth.
    Biggest riskCondition and HOA dues history can vary unit to unit in an older, resale-driven townhome street.
    Sweet spotA well-maintained end unit facing the wooded preserve with documented recent updates.
    Avoid ifYou want a large single-family lot, a marketed amenity package, or no HOA at all.

    HOA, CDD & Fees

    15-Second Take
    • HOA is active; get the current dues amount and what it covers in writing.
    • No CDD was identified, but confirm it on the parcel's tax record.
    • No clubhouse or resort-style amenities identified; this is not an amenity-based community.
    • Unit condition and updates vary along the street, so an inspection matters.
    • Budget Florida homeowners and HOA master-policy insurance as a real cost; get a bindable quote.

    Lago Del Sur has an active homeowners association. Recent listings describe the monthly dues as modest for this style of townhome community, but confirm the exact current figure, any special assessments, and the reserve balance directly with the HOA or management company before you buy.

    Confirm exactly what dues cover with the HOA, but townhome communities of this type typically include some exterior building and common-area upkeep. Do not assume a specific scope until you see it in writing.

    There is no golf course or private club associated with this community.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Middleburg, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Longbay Townhomes, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Middleburg home worth?

    Get a no-obligation home value based on real comparable sales in Middleburg matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Lago Del Sur on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Lago Del Sur year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,806/mo
    Clay County typical true cost to own
    $99/mo
    Clay County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Lago Del Sur are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Lago Del Sur a new-construction community?
    No. It is an established, two-story attached townhome community on Lago Del Sur Drive in Middleburg, built out roughly around 2004.
    Who built Lago Del Sur?
    There is no single current builder marketing the community; it reflects an established Clay County resale townhome street rather than an active builder release.
    What do units cost in Lago Del Sur?
    Pricing varies by unit condition, size, and position on the street. Check current local listings for an accurate, up-to-date picture rather than relying on a general figure, since this is a resale market without a builder price sheet.
    How big are the units?
    Recent listings show units running around 1,264 square feet, typically 2 to 3 bedrooms with 2.5 to 3 baths. Verify the exact square footage of any specific unit before you make an offer.
    Is there an HOA, and how much are the dues?
    Yes. Recent listings describe the monthly dues as modest for this style of townhome community, but confirm the exact current figure, coverage, and reserve status directly with the HOA or management company before you buy.
    Is there a CDD bond on the taxes?
    No Community Development District was identified for this community, but CDD status is best confirmed on the specific parcel's tax record with the Clay County Property Appraiser before you rely on it.
    What amenities does the community have?
    No clubhouse or resort-style amenities were identified for Lago Del Sur. Some end units back to a wooded preserve and have screened lanais, but this is not a marketed amenity-based community.
    Is Lago Del Sur gated or age-restricted?
    There is no verified information that the community is gated, and it is not marketed as age-restricted or 55 plus.
    What schools serve the community?
    It is in the Clay County District Schools system, zoned toward Middleburg High School at the high-school level. The exact zoned elementary and middle schools should be verified by the specific address with the district.
    How is the commute to Jacksonville?
    Downtown Jacksonville is roughly a 30 to 35 minute approximate drive, and NAS Jacksonville is roughly 25 to 30 minutes. Confirm exact drive times from the specific address before you rely on them.
    Is the location improving?
    Western Clay County near Blanding Boulevard and the First Coast Expressway has been adding residents steadily, which supports demand for established, entry-priced attached housing like this, though infrastructure keeps pace gradually with that growth.
    What is the biggest risk of buying here?
    Condition and HOA variability. Because this is an older, resale-driven attached community, a full inspection and a look at the HOA's dues history and reserves matter more than they would in a newer, uniform community.
    How should I evaluate a specific unit here?
    Focus on documented roof age, HVAC age, and any permitted updates, along with the HOA's dues history and reserve status, since these drive both livability and resale value more than the community name alone.
    Should I get my own agent for a resale purchase here?
    Yes. Your own agent can help you evaluate condition, review HOA documents, compare true local comps, and negotiate based on the specific unit rather than a generic estimate.
    How current is the data on this page?
    Local facts here are sourced and periodically reviewed. Always confirm the exact price, HOA dues, condition, and availability of any specific unit directly before you make an offer.
    Who is the best real estate agent for Lago Del Sur?
    The best agent for Lago Del Sur is one who actively works Middleburg and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lago Del Sur.
    How do I find a top Middleburg real estate agent who knows Lago Del Sur?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lago Del Sur and the wider Middleburg area.
    Can Momentum Realty connect me with an agent for Lago Del Sur?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lago Del Sur purchase or sale - no call center and no pressure.
    You want a lower-maintenance, established attached home rather than a single-family resale or new build.Excellent fit
    You are comfortable with an active HOA and its dues and rules.Excellent fit
    You commute toward Jacksonville, NAS Jacksonville, or Orange Park.Excellent fit
    You have compared the specific unit's condition against nearby comparable townhome communities.Excellent fit
    You want a large single-family lot or a marketed amenity package on site.Probably not
    You want to avoid HOA dues and rules entirely.Probably not
    You are not prepared to review HOA reserves and dues history before buying.Probably not
    You need a brand-new home with a builder warranty.Probably not

    Get the inside read on Middleburg

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Middleburg home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Middleburg specialist will reach out personally, usually the same day.

    Median sale price in Lago Del Sur, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Clay County market guide or every community in the Neighborhood Finder.

    Get my Clay County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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