Lago Del Sur
Homes for Sale in Middleburg, FL
All 361 homes for sale in Middleburg, FL · median $345,000 · 43 townhomes for sale in Middleburg · 338 homes for sale in 32068 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of ZEE LUXE REALTY INC · via realMLS
As of October 2026, Lago Del Sur in Middleburg, FL has 1 home for sale. Over the 12 months ending 2026-10-23, 3 recorded sales closed at a median of $190,000, $150 per square foot, a median 148 days on market, sellers accepting 82% of original asking. Homes listed or recently sold were built 2002–2005; 4 of 4 report an HOA (median $64/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 24 ft). At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $2,860 ($2,260 with the full homestead exemption).
Lago Del Sur's median sale price sits at $190,000, with a median price per square foot of $150.32 — the numbers point to a value-priced pocket of Clay County rather than an amenity-driven premium. Current MLS data shows no organized community amenities tied to these listings, so price here is being set by the homes and lots themselves. The long view is notable: values are up 280% since 2012, a cumulative run that's built without a clubhouse, pool, or other shared draw pulling buyers in.
The current posture is quiet. Zero active listings and a recent closings sample of just three mean there isn't much live inventory to read the market against, and the median 148 days on market shows homes here don't move fast even when they do sell. For a buyer, that combination — real long-term appreciation, thin current supply, and a slow clock — argues for patience and a pricing strategy built on the trend line rather than this week's comps. For a seller, it means setting expectations for a longer marketing period from the start.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Lago Del Sur right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 23, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 24, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lago Del Sur market snapshot (as of October 23, 2026): the median sale price is about $190K ($150 per sq ft over the trailing 12 months of closed sales), a median 148 days on market for closed sales, and 4.0 months of supply, a balanced market.
In ZIP 32068 (Middleburg), 1,189 homes closed in the last 12 months at a median of $320K ($185/sq ft), up 1.7% year over year, with a median 46 days on market. Right now 268 active and 90 pending listings put supply at about 9.3 months — a buyer's market. See the live ZIP 32068 housing market and the Clay County market.
Lago Del Sur is a community of 53 homes in Middleburg, Clay County, built between 2002 and 2005 (median 2004), with a median living area of about 1,264 square feet. 58% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Lago Del Sur is a Middleburg, Clay County community where current MLS data shows no organized amenities attached to listings — value here is driven by the home and lot, not a shared clubhouse or pool, and the $190,000 median price reflects that entry-level positioning.
The setting & the homes.
Aerial and on-site photos of Lago Del Sur. Swipe to explore the community.
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Lago Del SurPhotos from realMLS listings in Lago Del Sur; content deemed reliable but not guaranteed.
Who Lago Del Sur is best for.
Best for
- Buyers whose budget centers on the $190,000 median price point in Clay County.
- Buyers willing to work on a longer timeline, given the median 148 days on market.
- Buyers prioritizing value per square foot ($150.32 median) over organized community amenities.
Probably not for
- Buyers who want a community with a clubhouse, pool, or other organized amenities — none are identified in current listings.
- Buyers who need a fast close; the median marketing time here runs well past what many buyers expect.
- Buyers who need a deep pool of active comparables — there are currently zero active listings and only three recent closings to reference.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 23 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($190K) IS the median in the snapshot above.
Windows contain 1 to 9 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
24% of homes for sale in ZIP 32068 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-24).
Lago Del Sur Market Scorecard
Lago Del Sur is currently a balanced market. About 4.0 months of supply, a median asking price of $199,900, and homes go under contract in about 52 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Lago Del Sur
Live MLS inventory for Lago Del Sur. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lago Del Sur listings as of 2026-10-21, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Lago Del Sur on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Middleburg High School (Clay County District Schools, verify by address)FLDOE grade A · High
- Wilkinson Junior High School or your address-zoned middle school (verify by address) · Middle
- Middleburg Elementary School or your address-zoned elementary school (verify by address) · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lago Del Sur address.
The Lago Del Sur buying strategy.
If we were buying in Lago Del Sur today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lago Del Sur.
Value Without the Amenity Premium
At a median of $150.32 per square foot, Lago Del Sur prices well below what buyers typically pay for amenity-rich communities elsewhere in the region — and that's consistent with the facts: current MLS listings here show no identified community amenities. What you're buying is the house and the lot, priced on those terms alone. The 280% appreciation since 2012 shows this isn't a market that's been standing still; it's simply been building value without an amenity story to sell alongside it.
The market's current thinness is the more important story for anyone transacting today. With zero active listings and a closings window of only three sales, there's very little live data to price against, and the median 148 days on market confirms that turnover is slow rather than seasonal. That combination rewards a buyer or seller who works from trend data and comparable history rather than trying to read a handful of current listings.
The location and the amenities are priced into every listing in Lago Del Sur. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Lago Del Sur buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.5). Basis: Long-Term Appreciation +280% since 2012; Liquidity & Demand 4.0 months of supply; Owner Commitment 58% owner-occupied; Pricing Power 81.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Lago Del Sur isn't a community you can price off a quick scan of active listings — there are none right now, and the recent closings sample is just three sales. That's exactly the environment where a Northeast Florida brokerage that tracks the full transaction history, not just this week's board, protects a buyer from overpaying or a seller from underpricing. Momentum's read on the 280% appreciation since 2012 and the 148-day median marketing time comes from following this Clay County market closing by closing, not from a snapshot.
Lago Del Sur in 15 seconds.
Tools for a Lago Del Sur buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lago Del Sur sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lago Del Sur, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lago Del Sur home worth?
Get a no-obligation home value based on real comparable sales in Lago Del Sur, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Middleburg →
Recently off market in Lago Del Sur
Homes in Lago Del Sur that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 1825 Lago Del Sur Drive · off market
- 1869 Lago Del Sur Drive · off market
- 1872 Lago Del Sur Drive · off market
| Location | Middleburg, Clay County, FL · ZIP 32068 |
|---|---|
| Sale prices, last 12 months | $190,000 median across 3 closed sales · $150 per sq ft |
| Days on market (closed sales) | 148 median |
| For sale right now | 1 active, 0 pending · median asking $199,900 · 4.0 months of supply |
| Zoned public schools | Middleburg High School (Clay County District Schools, verify by address) (A, FLDOE 2025-26); Wilkinson Junior High School or your address-zoned middle school (verify by address); Middleburg Elementary School or your address-zoned elementary school (verify by address) |
Data as of October 23, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lago Del Sur key facts,” movewithmomentum.com/neighborhoods/lago-del-sur-middleburg, data as of October 23, 2026.
Housing distress & ownership in Lago Del Sur, Middleburg
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Every Home for Sale in Lago Del Sur Middleburg Right Now (1)
All 1 active and pending Lago Del Sur Middleburg listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1805 Lago Del Sur Drive · $199,900 · 2 bd / 2.5 ba · listed Aug 30, 2026 · listed by Florida Homes Realty & Mtg Llc
Recently sold in Lago Del Sur Middleburg
- 1869 Lago Del Sur Drive · sold $130,000
- 1872 Lago Del Sur Drive · sold $195,000
- 1825 Lago Del Sur Drive · sold $190,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Middleburg home searches
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- Middleburg home values: what is my house worth?
- ZIP 32068 housing scorecard
Middleburg guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Clay County)
- Homestead exemption (Clay County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Lago Del Sur Drive (25 homes on record)
Recent Developments in Lago Del Sur
Development, infrastructure, retail, and school activity affecting Lago Del Sur, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Infrastructure
County Road 220 widening and Little Black Creek bridge replacement open to traffic in Clay County
The project finished ahead of schedule, with a new four-lane bridge over Little Black Creek replacing a 1947 structure. Phase 1 began in December 2024 with intersection improvements at Rideout Ferry Road, and Phase 2 began in January 2025. Officials say it should ease traffic along the corridor.
What it may mean for the marketA four-lane CR 220 corridor improves commute capacity for Fleming Island and Middleburg area drivers. The site is about 3 miles east of Lago Del Sur.
Source: News4JAX - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 9 miles northwest of Lago Del Sur.
Source: Jax Daily Record - June 2026Builder Activity
Hyland Trail to bring over 3,000 homes to Lake Asbury in Clay County
News4Jax reported that Hyland Trail, along with the related Edenbrooke and The Glens communities, will bring more than 3,000 new homes to the Lake Asbury area of Clay County. Homes are being built by Dream Finders, Pulte and Lennar, with a Lodge amenity center featuring a beach-entry pool, splash zone, exercise facility and pickleball courts. Edenbrooke includes an age-restricted, low-maintenance home section.
What it may mean for the marketAdds a large volume of new single-family housing supply and a private amenity center to the Lake Asbury area, expanding for-sale inventory across a range of home sizes and price points. The site is about 5 miles south of Lago Del Sur.
Source: News4Jax - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 7 miles southeast of Lago Del Sur.
Source: Jax Daily Record - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 9 miles northwest of Lago Del Sur.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
What it really costs to own in Lago Del Sur
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $1,774/yr across 3 listings here (MLS tax records, 2026-10-24). |
|---|---|
| HOA dues | Median $64/month across 3 MLS listings (most billed monthly; 2026-10-24). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Clay County is $1,189/yr (606 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2004 across 3 listings. An original roof here would be about 22 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
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Ask an agent about Lago Del Sur
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Frequently Asked Questions
What is the median home price in Lago Del Sur?
How long do homes in Lago Del Sur take to sell?
Is Lago Del Sur a buyer's or seller's market right now?
How many homes are in Lago Del Sur?
What share of Lago Del Sur is owner-occupied?
When were the homes in Lago Del Sur built?
Have Lago Del Sur home prices gone up?
What schools serve Lago Del Sur?
Who is the best real estate agent for Lago Del Sur?
How do I find a top Middleburg real estate agent who knows Lago Del Sur?
Can Momentum Realty connect me with an agent for Lago Del Sur?
Where is Lago Del Sur, and what county is it in?
How far is Lago Del Sur from downtown Jacksonville and the beach?
Should you buy in Lago Del Sur?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 21, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 23, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32068)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2002 (102 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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