Lake Front
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Lake Front Add To Town Of St Cloud in St Cloud, FL has 4 homes for sale. Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $437,000, $244 per square foot, a median 175 days on market, sellers accepting 92% of original asking (+2% versus the prior year). Homes listed or recently sold were built 1954–2009; 4 listings state no HOA; 4 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 62 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,660 ($6,060 with the full homestead exemption).
Lake Front right now
🟡 Still climbing. The trailing-12-month median ($437K) is up 1.6% from the prior 12 months ($430K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Low (4 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Lake FrontHomes for Sale in St. Cloud, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Lake Front market snapshot (as of September 12, 2026): the median sale price is about $437K ($244 per sq ft over the trailing 12 months of closed sales), and a median 176 days on market for closed sales. The trailing-12-month median is up 2% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
In ZIP 34769 (St Cloud), 630 homes closed in the last 12 months at a median of $412K ($196/sq ft), down 0.7% year over year, with a median 58 days on market. Right now 141 active and 49 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 34769 housing market and the Osceola County market.
Stellar MLS sales records identify 252 homes in Lake Front that have changed hands since 2004, built between 1908 and 2022 (median 1972), with a median living area of about 1,367 sq ft and a typical 3-bedroom, 2-bath layout; 99% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 13 qualified sales in Lake Front across 2024–2025 (10 in 2024, 3 in 2025), median $410,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
The Lake Front buying strategy.
If we were buying in Lake Front today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Front.
A closer look at the Lake Front market
At a median of $244 per square foot, Lake Front prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median up 2% year over year. Homes that do trade take a median 176 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Lake Front. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Front buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Front sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Front, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Front home worth?
Get a no-obligation home value based on real comparable sales in Lake Front, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Lake Front on the map →
Recently off market in Lake Front Add To Town Of St Cloud
Homes in Lake Front Add To Town Of St Cloud that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 910 Cypress Avenue · off market
21% of homes for sale in ZIP 34769 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-25).
Lake Front Add To Town Of St Cloud Market Scorecard
Lake Front Add To Town Of St Cloud is currently a buyer's market. About 9.0 months of supply, a median asking price of $459,999, and homes go under contract in about 285 days.
Typical home value in the 34769 ZIP is $318,664, about 8.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Lake Front?
How long do homes in Lake Front take to sell?
Who is the best real estate agent for Lake Front?
How do I find a top St Cloud real estate agent who knows Lake Front?
Can Momentum Realty connect me with an agent for Lake Front?
Where is Lake Front, and what county is it in?
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2022 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Lake Front fits the bigger picture — live prices, inventory, and Momentum Scores:
More St. Cloud & Kissimmee, St. Cloud & Osceola County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Kissimmee, St. Cloud & Osceola County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Lake Front with Momentum Realty’s local guides.