Lake Pointe in St Cloud

Lake Pointe
Homes for Sale in St Cloud, FL

Community in St Cloud · Osceola County · ZIP 34771
114 homesBuilt 2004–2007Median sale $668K
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Built fromLive Stellar MLS data3 years of closingsFL DOR public recordsUpdated twice daily

As of November 2026, lake pointe in St Cloud, FL has 2 homes for sale. Over the 12 months ending 2026-11-13, 6 recorded sales closed at a median of $668,250, $237 per square foot, a median 19 days on market, sellers accepting 94% of original asking. Homes listed or recently sold were built 2005 - 2007; 14 of 14 report an HOA (median $133/mo); 9 of the 14 geocoded homes sit in a FEMA special flood hazard zone (median elevation 64 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $10,180 ($9,580 with the full homestead exemption).

Last 30 days in Lake Pointe: 2 new listings (median asking $702,500), 2 closed sales (median $568,750). As of November 12, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Lake Pointe Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$668K ▼
Median sold · 12 mo
down 12.1% vs the prior 12 months
-12.1% ▼
1-yr price change
n = 6 and 3 sales in the two windows
$237/sf
Sold $/sqft · 12 mo
peak $237 in 2026
93.6%
Sale vs ask
Osceola median: 96.0%
Tempo
1.5mo
Supply
3 to 6 months is the balanced band
20days
Median DOM · closed
11 days at the 2025 low
0%
Under contract
Osceola: 18% (1,006 of 5,519)
2 · 0
For sale · pending
live counts, refreshed twice daily
6
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
86%
Owner-occupied · Lake Pointe
98 of 114 parcels homesteaded (FL DOR 2025)
14%
Non-owner-occupied · Lake Pointe
incl. 6% trust or LLC-held · 4% out-of-state
114
Homes in the community
114 residential parcels (FL DOR 2025)
Track record · 3 years of records
9
Recorded sales · 2024-2025
median $630K · qualified sales on the county roll (FL DOR 2025)
2004–2007
Years homes were built
median 2006 · county roll (FL DOR 2025)
3,113sqft
Median sold home size
12-mo windows, closed sales
5.3%/yr
Turnover rate
about 6 of 114 homes trade a year
Lake Pointe Housing Pulse · Momentum Research · as of November 13, 2026

Lake Pointe right now

🟡 Balanced market. 1.5 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of November 13, 2026. Confidence: Medium (2 active and pending listings, 6 closed sales in 12 months).

🔴 Off the recent peak. The trailing-12-month median ($668K) is down 12.1% from the prior 12 months ($760K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending November 13. Confidence: Low (6 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Lake Pointe market snapshot (as of November 13, 2026): the median sale price is about $668K ($237 per sq ft over the trailing 12 months of closed sales), a median 20 days on market for closed sales, and 1.5 months of supply, a balanced market. The trailing-12-month median is down 12% from the prior 12 months, computed from record-level Stellar MLS closed sales (6 closings in the current window).

In ZIP 34771 (St Cloud), 1,023 homes closed in the last 12 months at a median of $445K ($201/sq ft), down 1.9% year over year, with a median 48 days on market. Right now 104 active and 99 pending listings put supply at about 1.2 months - a healthy market. See the live ZIP 34771 housing market and the Osceola County market.

County records show 9 qualified sales in lake pointe across 2024 - 2025 (7 in 2024, 2 in 2025), median $630,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Lake Pointe: of 10 listing addresses checked against the FEMA National Flood Hazard Layer, 10% sit outside the FEMA Special Flood Hazard Area (Zone X); 90% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Cloud.

Lake Pointe is a community of 114 homes in St Cloud, Osceola County, built between 2004 and 2007 (median 2006.0), with a median living area of about 3,642 square feet. 86% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Homes For Sale Right Now in Lake Pointe

Live MLS inventory for Lake Pointe. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Lake Pointe listings as of 2026-11-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Osceola County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Narcoossee Elementary · Elementary
  • Narcoossee Middle · Middle
  • Tohopekaliga High School · High

Zoned schools reflect the assignments reported on recent Lake Pointe listings and can change; always confirm with Osceola County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Lake Pointe address.

Recent Developments in Lake Pointe

Development, infrastructure, retail, and school activity affecting Lake Pointe, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

Dev Momentum78/100 · High
  1. October 2026
    Parks & Amenities

    145,000 sq ft All Sports Dome planned on Gus Road in Kissimmee

    All Sports Dome Southeast plans a climate-controlled indoor inflatable dome at 3070 Gus Road with multi-sport courts, turf fields and training areas. It would be the brand's first Greater Orlando location, with an opening expected in 2027 and no exact date given.

    What it may mean for the marketAn indoor sports venue would add year-round recreation and event space on Kissimmee's Gus Road area. The project is about 13 miles west of Lake Pointe, elsewhere in Osceola County.

    Source: What Now Orlando
  2. October 2026
    Infrastructure

    Turnpike widening in Osceola County runs ahead of schedule at Fortune Road Bridge

    Steel beams for the new westbound Fortune Road Bridge are in place a month early as Florida's Turnpike is widened from two to four lanes each way between Partin Settlement Road and Osceola Parkway. Westbound bridge traffic is expected at the start of 2027, and the broader project targets 2031. The bridge adds bike lanes and sidewalks.

    What it may mean for the marketDoubling Turnpike capacity through this stretch should ease regional commutes between Kissimmee and the Orlando area once complete. The project is about 9 miles west of Lake Pointe, elsewhere in Osceola County.

    Source: WFTV
  3. October 2026
    Development

    Experience Kissimmee launches Film Kissimmee commission to recruit productions

    The new film commission markets Osceola County to production companies through an online database of more than 100 filming locations and has hired a location manager. Leaders say productions could become a new economic driver, citing spending on hotels, vehicles, food and crew services.

    What it may mean for the marketFilm work could add temporary jobs and visitor spending for hospitality and service businesses across Osceola County. The site is about 10 miles west of Lake Pointe.

    Source: WFTV
  4. September 2026
    Infrastructure

    CFX holds public meetings on 14-mile toll road through part of Split Oak Forest

    The Central Florida Expressway Authority held public meetings on Sept. 16 and 17 for a 14-mile road from State Road 417 near Boggy Creek Road in Orange County to Nova Road in Osceola County. CFX says portions could begin construction next year and that the road would ease traffic on Narcoossee Road. The agency faces a legal challenge from Orange County and is pursuing an eminent domain case.

    What it may mean for the marketIf built, the road would add a new east-west route between Lake Nona and St. Cloud, changing commute options and access to east Orange and Osceola land. The site is about 5 miles northeast of Lake Pointe.

    Source: Spectrum News 13
  5. August 2026
    Civic

    St. Cloud council approves $6.7 million downtown apartment and parking garage agreement

    The City Council unanimously approved an agreement with Atlantic Housing Partners for apartments and a parking garage next to City Hall. The Community Redevelopment Agency contributes $6.25 million and the city $460,000. The garage would hold 450 to 500 spaces, with 250 reserved for apartment residents.

    What it may mean for the marketNew downtown rental housing and public parking would add residents and parking capacity to the St. Cloud core. The site is about 6 miles southwest of Lake Pointe.

    Source: Spectrum News 13
  6. March 2026
    Development

    Orlando approves the 380-acre Dowden Central Community Development District in Lake Nona

    Orlando approved the Dowden Central Community Development District, a roughly 380-acre district in the Lake Nona area of southeast Orlando, in March 2026. The district provides the framework to build roads, drainage, utilities, and parks for future development phases.

    What it may mean for the marketA new community development district lays the groundwork for large-scale growth in the Lake Nona area, a step that typically precedes new housing and commercial activity nearby. The site is about 5 miles northwest of Lake Pointe.

    Source: ClickOrlando

Development alerts for Lake PointeGet a short monthly email when something new is approved, funded, or opens near Lake Pointe.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Lake Pointe today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Pointe.

A closer look at the Lake Pointe market

At a median of $237 per square foot, Lake Pointe prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

Inventory runs at 1.5 months of supply, a balanced market and the trailing-12-month median down 12% year over year. Homes that do trade take a median 20 days on market, useful leverage on any listing that has lingered.

The housing stock is 114 homes built between 2004 and 2007, and 86% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Lake Pointe. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.5B- · Buy Score
Recent Direction3.0/10
Liquidity & Demand8.5/10
Owner Commitment8.6/10
Pricing Power5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.5). Basis: Recent Direction -12.1% year-over-year; Liquidity & Demand 1.5 months of supply; Owner Commitment 86% owner-occupied; Pricing Power 93.6% sale-to-list. Refreshed with each data update.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Pointe sales matched to your home.

What is your Lake Pointe home worth?

Get a no-obligation home value based on real comparable sales in Lake Pointe, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Lake Pointe on the map →

Real comps, not an automated estimate.

Recently off market in lake pointe

Homes in lake pointe that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.

Lake Pointe key facts
LocationSt Cloud, Osceola County, FL · ZIP 34771
Homes in the community114 (FL DOR 2025 assessment roll)
Years built2004–2007 (median 2006.0)
Typical living area3,642 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersGated, Playground, Gated Community - No Guard, Park, Pool, Tennis Court(s)
Sale prices, last 12 months$668,250 median across 6 closed sales · $237 per sq ft · -12.1% vs the prior 12 months
Days on market (closed sales)19 median
For sale right now2 active, 0 pending · median asking $702,500 · 1.5 months of supply
Owner-occupied (homestead) share86%

Data as of November 13, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake Pointe key facts,” movewithmomentum.com/neighborhoods/lake-pointe-st-cloud, data as of November 13, 2026.

Housing distress & ownership in lake pointe, St Cloud

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 8 listings
Distress share trend - 0.0% now (2026-08-12 → 2026-11-13)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.

Every Home for Sale in Lake Pointe St Cloud Right Now (2)

All 2 active and pending Lake Pointe St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

What it really costs to own in Lake Pointe

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

HOA duesMedian $133/month across 16 MLS listings (most billed quarterly; 2026-11-14). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 10 listing addresses checked against the FEMA flood map, 10% sit outside the high-risk zone and 90% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 2006 across 14 listings. An original roof here would be about 20 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Lake Pointe

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Lake Pointe

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lake Pointe will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

How much local inventory is already under contract

32% of homes for sale in ZIP 34771 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-14).

LAKE POINTE Market Scorecard

Strong seller's market

LAKE POINTE is currently a strong seller's market. About 1.5 months of supply, a median asking price of $702,500, and homes go under contract in about 19 days.

1.5
Months supply
$702,500
Median list
$618,750
Median sold
$226
Per sqft
19
Days on mkt
2/0/16
Active/Pend/Sold

Typical home value in the 34771 ZIP is $432,082, about 6.7% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

What is the median home price in Lake Pointe?
The median sale price in Lake Pointe was $668K over the 12 months ending November 13, 2026 (6 closed sales, Stellar MLS).
How long do homes in Lake Pointe take to sell?
Homes that closed in the 12 months ending November 13, 2026 took a median 20 days on market (6 sales, Stellar MLS).
Is Lake Pointe a buyer's or seller's market right now?
As of November 13, 2026, Lake Pointe is roughly balanced: 1.5 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Lake Pointe?
The Florida DOR 2025 assessment roll shows 114 homes in Lake Pointe (public records).
What share of Lake Pointe is owner-occupied?
86% of Lake Pointe parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lake Pointe built?
Homes in Lake Pointe were built between 2004 and 2007, with a median year built of 2006.0 (FL DOR 2025 roll).
Who is the best real estate agent for Lake Pointe?
The best agent for Lake Pointe is one who actively works St Cloud and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lake Pointe.
How do I find a top St Cloud real estate agent who knows Lake Pointe?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lake Pointe and the wider St Cloud area.
Can Momentum Realty connect me with an agent for Lake Pointe?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lake Pointe purchase or sale - no call center and no pressure.
Where is Lake Pointe, and what county is it in?
Lake Pointe is in St Cloud, Osceola County, FL, ZIP 34771. The community's center is about 12 miles north of the center of St Cloud (straight-line).
Is Lake Pointe in a flood zone?
Partly. Of 10 homes we sampled in Lake Pointe, 10% sit outside a FEMA Special Flood Hazard Area (Zone X) and 90% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Lake Pointe a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Lake Pointe: the median sale price over the last 12 months was $668K (6 sales), 63% above the St Cloud median of $410K; homes took a median 20 days to go under contract; the assessment roll counts 114 homes, 86% of them homesteaded (owner-occupied); supply is 1.5 months at the current sales pace, which favors sellers. The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: November 12, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending November 13, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 34771))
Under-contract sharesStellar MLS records, as of 2026-11-13
Historical depthClosed-sale records back to 2023 (14 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

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