ST CLOUD 2ND PLAT TOWN OF
Homes for Sale in SAINT CLOUD, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
This is an old-plat pocket of St Cloud where the housing stock spans more than a century, with a median build year of 1968 and homes dating as far back as 1900 alongside new construction through 2024. That range is the whole story: price here is driven far less by location premium than by condition and vintage. A renovated bungalow and a tired original on the same block are not the same product, and the median of $325,000 sits in the middle of a genuinely wide spread. At roughly $262 per square foot against a median living area near 1,450 square feet, you are paying for smaller, older footprints — pricing the work a house needs is the entire negotiation.
Market posture is cool and patient. A heat score of 31 and a median 33 days on market — just over a month — tells you nothing is flying off the shelf, and year-over-year pricing is flat at 0.0%. For buyers, that means time to inspect, negotiate, and walk if the numbers don't work. For sellers, it means condition and honest pricing carry the sale; there is no rising tide to lean on, and overreaching sits.
ST CLOUD 2ND PLAT TOWN OF right now
🟢 Buyer-leaning market. 7.2 months of supply and 25% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Medium (4 active and pending listings, 5 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
ST CLOUD 2ND PLAT TOWN OF market snapshot (as of August 2, 2026): the median sale price is about $325K ($262 per sq ft over the trailing 12 months of closed sales), a median 33 days on market for closed sales, and 7.2 months of supply, a buyer-leaning market.
ST CLOUD 2ND PLAT TOWN OF is a community of 2,259 homes in SAINT CLOUD, Osceola County, built between 1900 and 2024 (median 1967), with a median living area of about 1,453 square feet. 64% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is one of St Cloud's original platted areas in Osceola County, a place defined by its age range rather than a single product type. With about 2,023 homes and a homestead share near 63%, it reads as a settled, owner-occupied core rather than a churn-heavy rental zone.
The setting & the homes.
Aerial and on-site photos of ST CLOUD 2ND PLAT TOWN OF. Swipe to explore the community.
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ST CLOUD 2ND PLAT TOWN OFPhotos from Stellar MLS listings in ST CLOUD 2ND PLAT TOWN OF; content deemed reliable but not guaranteed.
Who ST CLOUD 2ND PLAT TOWN OF is best for.
Best for
- Buyers with a renovation budget who want to add value through updates on an older home
- Owner-occupants seeking a settled, established core and planning to stay a while
- Value-focused buyers willing to trade square footage for an in-town St Cloud location
Probably not for
- Buyers who need a large, modern floor plan and turnkey condition
- Investors chasing rapid appreciation in a market that is currently flat year-over-year
- Anyone unwilling to pay for thorough inspections on century-spanning housing stock
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($325K) IS the median in the snapshot above.
Windows contain 0 to 7 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026. Deemed reliable but not guaranteed.
18% of homes for sale in ZIP 34769 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).
ST CLOUD 2ND PLAT TOWN OF Market Scorecard
ST CLOUD 2ND PLAT TOWN OF is currently a buyer-leaning market. About 7.2 months of supply, a median asking price of $479,900, and homes go under contract in about 473 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in ST CLOUD 2ND PLAT TOWN OF, SAINT CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in ST CLOUD 2ND PLAT TOWN OF
Live MLS inventory for ST CLOUD 2ND PLAT TOWN OF. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 1 daysTop listingActive · 473 daysPending · 19 daysPending · 131 daysActive and pending ST CLOUD 2ND PLAT TOWN OF listings as of 2026-08-17, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026. Tap any home to ask about it.
ST CLOUD 2ND PLAT TOWN OF on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Michigan Avenue Elem (K 5) · Elementary
- St. Cloud Middle (6-8) · Middle
- St. Cloud High School · High
Zoned schools reflect the assignments reported on recent ST CLOUD 2ND PLAT TOWN OF listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any ST CLOUD 2ND PLAT TOWN OF address.
The ST CLOUD 2ND PLAT TOWN OF buying strategy.
If we were buying in ST CLOUD 2ND PLAT TOWN OF today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in ST CLOUD 2ND PLAT TOWN OF.
Where condition sets the price
The defining feature is vintage variety. When a plat carries homes from 1900 through 2024 with a median build year of 1968, the median price of $325,000 is an average of very different things — updated systems versus deferred maintenance, original layouts versus reworked ones. Two houses at the same asking price can be a decade apart in the work required. Budget for inspections and read every listing through the lens of what has and has not been touched.
Footprints run modest — a median near 1,449 square feet — so the per-square-foot figure of roughly $262 reflects smaller, older homes rather than sprawling new builds. The flat year-over-year number and the low heat score reinforce that this is a market to buy carefully and sell honestly, not one to speculate on.
The location and the amenities are priced into every listing in ST CLOUD 2ND PLAT TOWN OF. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in ST CLOUD 2ND PLAT TOWN OF buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.0). Basis: Liquidity & Demand 7.2 months of supply; Owner Commitment 64% owner-occupied; Pricing Power 98.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a plat this old, the money is made or lost on condition, and that takes local eyes. We help buyers separate a cosmetic refresh from a systems overhaul, price the difference into an offer, and use the roughly month-long market timeline to negotiate rather than rush. For sellers, we set price to condition honestly, because a flat market rewards realism and punishes wishful asking prices.
ST CLOUD 2ND PLAT TOWN OF in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a ST CLOUD 2ND PLAT TOWN OF buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed ST CLOUD 2ND PLAT TOWN OF sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in ST CLOUD 2ND PLAT TOWN OF, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your ST CLOUD 2ND PLAT TOWN OF home worth?
Get a no-obligation home value based on real comparable sales in ST CLOUD 2ND PLAT TOWN OF, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in ST CLOUD 2ND PLAT TOWN OF on the map →
Frequently Asked Questions
What is the median home price in ST CLOUD 2ND PLAT TOWN OF?
How long do homes in ST CLOUD 2ND PLAT TOWN OF take to sell?
Is ST CLOUD 2ND PLAT TOWN OF a buyer's or seller's market right now?
How many homes are in ST CLOUD 2ND PLAT TOWN OF?
What share of ST CLOUD 2ND PLAT TOWN OF is owner-occupied?
When were the homes in ST CLOUD 2ND PLAT TOWN OF built?
Do cash buyers compete in ST CLOUD 2ND PLAT TOWN OF?
Who is the best real estate agent for ST CLOUD 2ND PLAT TOWN OF?
How do I find a top SAINT CLOUD real estate agent who knows ST CLOUD 2ND PLAT TOWN OF?
Can Momentum Realty connect me with an agent for ST CLOUD 2ND PLAT TOWN OF?
Should you buy in ST CLOUD 2ND PLAT TOWN OF?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near ST CLOUD 2ND PLAT TOWN OF with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (19 streets, ZIP 34769)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2016 (29 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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