Lake Haven
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
lake haven is a community in St Cloud, Osceola County, FL. Across St Cloud as a whole, 2,423 homes closed in the last 12 months at a median of $410,000, 49 median days on market, with 1,062 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,250 ($5,640 with the full homestead exemption).
Lake Haven is a small pocket of nine homes where the price story is driven by condition and lot, not by a uniform product. The build range runs from 1957 to 2024 with a median year built of 1965, so you are looking at an area where original mid-century houses sit near newer construction. That spread means two homes a block apart can be worth very different numbers, and value here is won or lost on how a specific property has been maintained or updated.
There are no active listings in Lake Haven right now, which tells you supply is the binding constraint. For a seller, that scarcity is leverage when a well-prepared home does come to market. For a buyer, it means patience and readiness - you will likely wait for the right house rather than choose among several, and you should be prepared to move when one surfaces.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside lake haven right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
This is a tiny, established enclave in St Cloud - nine homes spanning roughly seven decades of construction, with no identified community amenities, so the appeal is the location and the individual houses rather than shared facilities.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Lake Haven is best for.
Best for
- Buying to hold in a small, established St Cloud pocket and willing to wait for inventory
- Buyers who want room to spread out, given a median around 2,415 square feet
- Buyers comfortable underwriting a specific home's condition rather than an area average
Probably not for
- Needing to compare multiple active listings on a tight timeline
- Wanting community amenities or association facilities as part of the package
- Looking for a uniform, single-vintage subdivision product
The market around Lake Haven
Lake Haven is a small community — 5 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
Across Osceola County, 4,370 homes are active and 1,137 pending (21% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Lake Haven specifically. Momentum Research analysis of MLS records.
The Lake Haven buying strategy.
If we were buying in Lake Haven today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Haven.
A small, mixed-vintage pocket
With a median living area around 2,415 square feet and a median build year of 1965, the typical Lake Haven home offers real space in an older frame. Because the construction range stretches to 2024, condition varies widely across the nine homes, and that variation is where pricing is decided. Expect to underwrite each property on its own merits - roof, systems, and updates matter more here than any area average.
Owner-occupancy sits at roughly 44 percent based on homestead share, so a meaningful portion of these homes are not homesteaded. No community amenities turned up in current MLS listings, which keeps the focus squarely on the house and the land rather than on shared facilities or association features.
The location and the amenities are priced into every listing in Lake Haven. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a nine-home enclave with nothing currently listed, deal flow depends on knowing when a property is about to move and pricing it against the right comparables - not an area blend. We track this pocket closely, underwrite each home on its own condition, and tell you plainly when a given house is not worth the number.
Lake Haven in 15 seconds.
Tools for a Lake Haven buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Haven sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Haven, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Haven home worth?
Get a no-obligation home value based on real comparable sales in Lake Haven, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Lake Haven on the map →
| Location | St Cloud, Osceola County, FL |
|---|---|
| Homes in the community | 9 (FL DOR 2025 assessment roll) |
| Years built | 1957–2024 (median 1965) |
| Typical living area | 2,415 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 44% |
Data as of July 15, 2026. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake Haven key facts,” movewithmomentum.com/neighborhoods/lake-haven-st-cloud, data as of July 15, 2026.
More St Cloud home searches
- All homes for sale in St Cloud, FL
- Homes for sale in Osceola County, FL
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- St Cloud home values: what is my house worth?
St Cloud guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Osceola County)
- Homestead exemption (Osceola County)
- New construction
- New construction (Osceola County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Email me new listings in Lake Haven
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Lake Haven
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lake Haven will answer, and the answer is published on this page for the next buyer.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Lake Haven?
What share of Lake Haven is owner-occupied?
When were the homes in Lake Haven built?
Who is the best real estate agent for Lake Haven?
How do I find a top St Cloud real estate agent who knows Lake Haven?
Can Momentum Realty connect me with an agent for Lake Haven?
Where is Lake Haven, and what county is it in?
Should you buy in Lake Haven?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how lake haven fits the bigger picture — live prices, inventory, and Momentum Scores: