Aerial view of Lake Harbor

Lake Harbor
Homes for Sale in Plantation Key, FL

All 90 homes for sale in Plantation Key, FL · median $1,975,000 · 49 homes for sale in 33070 · Monroe County homes for sale

Community in Plantation Key · Monroe County · ZIP 33070
Median sale $2.58M
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Florida Keys MLS data17 years of closingsUpdated twice daily

Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $2,575,000, a median 35 days on market, sellers accepting 93% of original asking. At the median price and Monroe County's FY2025-26 rate of 8.816 mills, annual property tax runs about $22,700 ($22,350 with the full homestead exemption).

Live · Lake Harbor Housing Pulse Florida Keys MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$2.58M
Median sold · 12 mo
93.5%
Sale vs ask
Monroe median: 96.7%
Tempo
35days
Median DOM · closed
35 days at the 2026 low
3
Sold · last 12 mo
10-yr average: about 2 a year

Nearby homes for sale

No active listings inside LAKE HARBOR right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

149 Lake Road
$2.75M · 0.1 mi away
3 bd · 2 ba
149 Lake Road
Listed by Coldwell Banker Schmitt Islamorada
316 Woods Avenue
$2.38M · 0.1 mi away
4 bd · 3.5 ba
316 Woods Avenue
Listed by Coastal Realty of the Florida Keys
251 Azalea Street
$1.39M · 0.2 mi away
2 bd · 2 ba
251 Azalea Street
Listed by Ocean Sotheby's International Realty
160 Ridge Street
$810K · 0.3 mi away
4 bd · 2 ba
160 Ridge Street
Listed by American Caribbean Real Estate, Christie's International Real Estate
207 Hibiscus Street
$749K · 0.3 mi away
2 bd · 2 ba
207 Hibiscus Street
Listed by Water Vista Realty, Inc.
141 Canal Street
$3.50M · 0.3 mi away
5 bd · 5.5 ba
141 Canal Street
Listed by Ocean Sotheby's International Realty

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Lake Harbor market snapshot (as of September 20, 2026): the median sale price is about $2.58M, and a median 35 days on market for closed sales.

In ZIP 33070 (Plantation Key), 265 homes closed in the last 12 months at a median of $905K ($290/sq ft), up 8.9% year over year, with a median 86 days on market. See the live ZIP 33070 housing market and the Monroe County market.

Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
02420122014201620182020202220242026
0 to 4 a year; 3 in the current window.
How much local inventory is already under contract

14% of homes for sale in ZIP 33070 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).

Housing distress & ownership in LAKE HARBOR, Plantation Key

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 12 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in Lake Harbor today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Harbor.

A closer look at the Lake Harbor market

Homes in Lake Harbor trade around a median of $2.58M, where condition and lot do more to set the final number than the asking price does.

The location and the amenities are priced into every listing in Lake Harbor. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Lake Harbor homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Lake Harbor.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Harbor sales matched to your home.

What is your Lake Harbor home worth?

Get a no-obligation home value based on real comparable sales in Lake Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Plantation Key →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Lake Harbor?
The median sale price in Lake Harbor was $2.58M over the 12 months ending September 20, 2026 (3 closed sales, Florida Keys MLS).
How long do homes in Lake Harbor take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 35 days on market (3 sales, Florida Keys MLS).
Who is the best real estate agent for Lake Harbor?
The best agent for Lake Harbor is one who actively works Plantation Key and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lake Harbor.
How do I find a top Plantation Key real estate agent who knows Lake Harbor?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lake Harbor and the wider Plantation Key area.
Can Momentum Realty connect me with an agent for Lake Harbor?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lake Harbor purchase or sale - no call center and no pressure.
Where is Lake Harbor, and what county is it in?
Lake Harbor is in Plantation Key, Monroe County, FL, ZIP 33070.

Data sources & freshness

Community market statsFlorida Keys MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesFlorida Keys MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2009 (35 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Keys MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Keys MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
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Nearby Communities

Explore more neighborhoods near Lake Harbor with Momentum Realty’s local guides.

Plant Key Colony0.3 mi away · median $1.61M, 20 sales/12 moPlant Shores0.3 mi away · 74 homes, built 1970–24Fontaine Lake0.4 mi away · median $1.49M, 4 sales/12 moIndian Waterways0.5 mi away · median $1.78M, 10 sales/12 moSea Gulls0.5 mi awayTropical Atlantic Shores0.6 mi away · median $1.85M, 4 sales/12 moSunshine Estates0.7 mi away · median $3.19M, 4 sales/12 moIndian Harbor0.7 mi away · median $740K, 7 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in LAKE HARBOR? 3 recorded closings; median 35 days on market (window ending 2026-09-20). See the Monroe County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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