TROPICAL ATLANTIC SHORES
Homes for Sale in Plantation Key, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Tropical Atlantic Shores sits on Plantation Key in Monroe County — the Florida Keys — and the median price of $1.7 million reflects what Keys waterfront or near-water land commands, not square footage. At a median of 1,666 square feet, buyers are paying primarily for location, lot position, and water access potential, not for house size. The year-built spread of 1947 through 2024 means condition varies dramatically from parcel to parcel, and that spread drives as much price movement as anything else in this community.
The market heat score of 36 and a median days-on-market of 73 days tell the same story: this is a deliberate, patient market. Sellers are not capitulating, as evidenced by a year-over-year price gain of nearly 10 percent, but buyers are taking their time. With just three closings in the tracked window across 298 homes, turnover is thin. That low velocity can work for a prepared buyer — there is room to negotiate and conduct proper due diligence — but it also means comparable sales are sparse and pricing is harder to anchor precisely.
TROPICAL ATLANTIC SHORES right now
🟢 Still climbing. The trailing-12-month median ($1.70M) is up 9.7% from the prior 12 months ($1.55M). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level floridakeys closed sales, 12-month windows ending July 27. Confidence: Low (3 and 5 sales in the two windows).
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Updated July 27, 2026 · Live data: floridakeys, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
TROPICAL ATLANTIC SHORES market snapshot (as of July 27, 2026): the median sale price is about $1.70M, and a median 73 days on market for closed sales. The trailing-12-month median is up 10% from the prior 12 months, computed from record-level floridakeys closed sales (3 closings in the current window).
TROPICAL ATLANTIC SHORES is a community of 298 homes in Plantation Key, Monroe County, built between 1947 and 2024 (median 1981), with a median living area of about 1,666 square feet. 38% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Tropical Atlantic Shores is a low-turnover Keys community where roughly 38 percent of homes carry a homestead exemption, signaling a meaningful base of primary residents alongside what is likely a larger contingent of investment or second-home ownership — a distinction that shapes insurance exposure, rental market dynamics, and resale liquidity in ways every buyer here should evaluate before going under contract.
Who TROPICAL ATLANTIC SHORES is best for.
Best for
- A buyer targeting a long-term Keys second home or retreat property with a budget anchored at or above the $1.7M median and no expectation of near-term resale.
- A cash or well-capitalized buyer who can absorb Monroe County insurance premiums and does not depend on financing contingencies to close on a vintage property.
- An investor with a multi-year outlook who understands that thin annual turnover limits exit timing and is buying for the underlying land and location thesis, not near-term appreciation velocity.
Probably not for
- A buyer whose maximum budget sits materially below the $1.7M median — the price point here is not driven by the house, and there is no data suggesting entry-level options exist at a significant discount.
- A buyer who needs to close and resell within two to three years, as the 73-day median DOM and three-closing turnover window make timing a liquid exit unreliable.
- A buyer expecting HOA-managed amenities, common docks, or organized community infrastructure — none are identified here, and each lot must stand on its own merits.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 27 of each year, from record-level floridakeys closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.70M) IS the median in the snapshot above, and the move from 2025 ($1.55M) IS the +9.7% one-year change.
Windows contain 1 to 9 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The TROPICAL ATLANTIC SHORES buying strategy.
If we were buying in TROPICAL ATLANTIC SHORES today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in TROPICAL ATLANTIC SHORES.
What the numbers don't show you
The median home here was built in 1981, which places it squarely in a construction era that predates current Monroe County wind and flood mitigation standards. Buyers financing through conventional or federally backed programs will face mandatory flood insurance underwriting, and older structures may require elevation certificates, storm shutter documentation, or roof certifications before a lender will close. These are not deal-killers, but they are line items that belong in every offer's due-diligence budget before a number is put on paper.
The MLS currently identifies no formal community amenities — no recorded HOA facilities, no common docks, no gated entry. That cuts both ways. There are no HOA dues or use restrictions layered on top of acquisition costs, but buyers seeking managed common areas or shared water access infrastructure should evaluate each lot individually. In a community where the lot and its direct water relationship are the core value driver, that individual evaluation is exactly where the work should go.
The location and the amenities are priced into every listing in TROPICAL ATLANTIC SHORES. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in TROPICAL ATLANTIC SHORES buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.1). Basis: Recent Direction +9.7% year-over-year; Owner Commitment 38% owner-occupied; Pricing Power 89.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Three closings in the tracked window means every transaction in Tropical Atlantic Shores is its own pricing event. There are no deep comps to fall back on, which makes local knowledge and honest valuation discipline non-negotiable. Momentum brings a Northeast Florida coastal market perspective — including experience with flood zone underwriting, elevation certificate interpretation, and the insurance environment that governs high-value waterfront properties — so buyers and sellers are not navigating Monroe County's regulatory complexity without a guide who has read the terrain before.
TROPICAL ATLANTIC SHORES in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a TROPICAL ATLANTIC SHORES buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed TROPICAL ATLANTIC SHORES sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in TROPICAL ATLANTIC SHORES, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your TROPICAL ATLANTIC SHORES home worth?
Get a no-obligation home value based on real comparable sales in TROPICAL ATLANTIC SHORES, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in TROPICAL ATLANTIC SHORES?
How long do homes in TROPICAL ATLANTIC SHORES take to sell?
How many homes are in TROPICAL ATLANTIC SHORES?
What share of TROPICAL ATLANTIC SHORES is owner-occupied?
When were the homes in TROPICAL ATLANTIC SHORES built?
Do cash buyers compete in TROPICAL ATLANTIC SHORES?
Who is the best real estate agent for TROPICAL ATLANTIC SHORES?
How do I find a top Plantation Key real estate agent who knows TROPICAL ATLANTIC SHORES?
Can Momentum Realty connect me with an agent for TROPICAL ATLANTIC SHORES?
Should you buy in TROPICAL ATLANTIC SHORES?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | floridakeys closed sales, 12-month windows ending July 27, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (4 streets, ZIP 33036/33070)) |
| Historical depth | Closed-sale records back to 2006 (77 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of floridakeys records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the floridakeys member average and 8 days faster, and we’ll price yours against live your area comps.
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