Lake Holley Estates
Homes for Sale in DeFuniak Springs, FL
All 213 homes for sale in DeFuniak Springs, FL · median $249,490 · 170 homes for sale in 32433 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, the MLS records 26 closed sales in Lake Holley Estates in DeFuniak Springs, FL since 2000, the most recent in April 2026. Across DeFuniak Springs as a whole, 93 homes closed in the last 12 months at a median of $195,000, 100 median days on market, with 41 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $1,900 ($1,520 with the full homestead exemption).
| Location | DeFuniak Springs, Walton County, FL · ZIP 32433 |
|---|---|
| Homes in the community | 26 (FL DOR 2025 assessment roll) |
| Years built | 1993–2024 (median 2002.0) |
| Typical living area | 2,772 sq ft (median) |
| Amenities listed by sellers | Pets Allowed |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 63% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “LAKE HOLLEY ESTATES key facts,” movewithmomentum.com/neighborhoods/lake-holley-estates, data as of September 20, 2026.
Lake Holley Estates is a small pocket in DeFuniak Springs, and the honest read is that the MLS gives us very little to work with right now. With only a narrow closing window to reference and no standing amenity set pulled from current listings, this is a community where price is going to be set property by property — condition, lot, and the specifics of the individual home rather than any community-wide premium.
For a buyer, that thin data cuts both ways: less comparable activity means you lean harder on the merits of the actual house in front of you and on a disciplined comp pull from the wider DeFuniak Springs market. For a seller, it means pricing off your home's condition and presentation, not off a busy recent-sales narrative that simply isn't here yet.
Nearby homes for sale
No active listings inside LAKE HOLLEY ESTATES right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Lake Holley Estates sits in DeFuniak Springs in inland Walton County — a quieter, non-coastal corner of a county better known for its beaches. Current MLS data on the community is limited, so evaluating any listing here is an exercise in reading the individual property closely.
Emerald Coast MLS sales records identify 17 homes in LAKE HOLLEY ESTATES that have changed hands since 2005, built between 1982 and 2022 (median 2004), with a median living area of about 2,053 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in LAKE HOLLEY ESTATES across 2024–2025 (1 in 2024, 2 in 2025), median $699,900 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Lake Holley Estates is best for.
Best for
- Buyers who want an inland, quieter alternative to Walton County's coastal price points
- Buyers who will judge a home on its own condition and lot rather than needing a thick recent-sales record
- Long-hold buyers not counting on rapid resale in an active market
Probably not for
- Buyers who need a coastal location and beach access
- Buyers who want an amenity-rich community with shared facilities
- Buyers who require a deep, liquid comp set and frequent turnover before committing
The market around Lake Holley Estates
Lake Holley Estates is too small for its own price trend, so here is the market around it.
In ZIP 32433, 207 homes are on the market and 18% are under contract — a steady corner of DeFuniak Springs.
Across Walton County, 3,174 homes are active and 698 pending (18% under contract).
In ZIP 32433 (DeFuniak Springs), 189 homes closed in the last 12 months at a median of $208K, down 2.5% year over year, with a median 89 days on market. Right now 69 active and 18 pending listings put supply at about 6.8 months — a buyer's market. See the live ZIP 32433 housing market and the Walton County market.
ZIP and county figures describe the wider market, not Lake Holley Estates specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in LAKE HOLLEY ESTATES, DeFuniak Springs
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Lake Holley Estates buying strategy.
If we were buying in Lake Holley Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Holley Estates.
A thin-data community
No community amenities surface from the current listings, and the recent closing activity is narrow. That doesn't make Lake Holley Estates a bad buy — it makes it a case-by-case one. Without a deep pool of recent sales, the usual shortcuts don't apply, and value has to be built from the ground up on each home's condition, lot, and finish level.
DeFuniak Springs itself is inland Walton County, away from the coastal price pressure of the county's beach towns. That location tends to trade the beach premium for space and a slower pace, and it means buyers here should judge the property on its own terms rather than expecting a coastal-market template to fit.
The location and the amenities are priced into every listing in Lake Holley Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on public data, the work is in the comps and the walkthrough. We pull from the broader DeFuniak Springs and Walton County market to build a defensible number, and we tell you plainly when a specific listing's condition doesn't support its ask — or when it quietly does.
Lake Holley Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Holley Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Holley Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Holley Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Holley Estates home worth?
Get a no-obligation home value based on real comparable sales in Lake Holley Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in DeFuniak Springs →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Lake Holley Estates?
What share of Lake Holley Estates is owner-occupied?
When were the homes in Lake Holley Estates built?
Who is the best real estate agent for Lake Holley Estates?
How do I find a top DeFuniak Springs real estate agent who knows Lake Holley Estates?
Can Momentum Realty connect me with an agent for Lake Holley Estates?
Where is Lake Holley Estates, and what county is it in?
Should you buy in Lake Holley Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32433)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2000 (26 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how LAKE HOLLEY ESTATES fits the bigger picture — live prices, inventory, and Momentum Scores:
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