Lois Estates
Homes for Sale in Jacksonville, FL
All 4,388 homes for sale in Jacksonville, FL · median $300,000 · 394 homes for sale in 32218 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of HERRON REAL ESTATE LLC · via realMLS
As of November 2026, Lois Estates in Jacksonville, FL has 2 homes for sale. Over the 12 months ending 2026-11-08, 3 recorded sales closed at a median of $220,000, $136 per square foot, a median 2 days on market, sellers accepting 96% of original asking. Homes listed or recently sold were built 2002–2005; 6 of 6 report an HOA (median $46/mo); none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 21 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $3,930 ($3,200 with the full homestead exemption).
Lois Estates is a tight, self-contained pocket of 128 homes, all built between 2001 and 2005 with a median year built of 2003. That construction consistency, paired with a median living area of 2,425.5 square feet, means most homes here compete on condition and updates rather than era or footprint mismatches — a buyer touring the neighborhood is largely comparing kitchens and roofs, not decades apart.
Right now the on-market picture is thin: zero active listings and just two closings in the tracked window. That is not a glutted market — it is a neighborhood where inventory rarely surfaces, and homes tend to move through relationships and timing before they ever sit on a public search. For a buyer, that means having an agent watching this specific 128-home footprint, not just refreshing the MLS. For a seller, it means very little competing inventory to price against.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Lois Estates right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 8, 2026. Confidence: Low (2 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 9, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lois Estates market snapshot (as of November 8, 2026): the median sale price is about $220K ($136 per sq ft over the trailing 12 months of closed sales), a median 2 days on market for closed sales, and 6.0 months of supply, a balanced market.
In ZIP 32218 (Jacksonville), 1,046 homes closed in the last 12 months at a median of $318K ($173/sq ft), up 0.6% year over year, with a median 40 days on market. Right now 247 active and 97 pending listings put supply at about 2.8 months — a healthy market. See the live ZIP 32218 housing market and the Duval County market.
Lois Estates is a community of 115 homes in Jacksonville, Duval County, built between 2001 and 2005 (median 2003), with a median living area of about 2,389 square feet. 88% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Lois Estates is a gated, 128-home community in Jacksonville's Duval County, built out between 2001 and 2005 with a median year built of 2003 — a single, cohesive construction era rather than a patchwork of additions. Roughly 87.5% of homes carry a homestead exemption, a sign of longer-term ownership rather than investor turnover.
The setting & the homes.
Aerial and on-site photos of Lois Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Lois EstatesPhotos from realMLS listings in Lois Estates; content deemed reliable but not guaranteed.
Who Lois Estates is best for.
Best for
- Buyers who want a gated community with a basketball court, playground, and jogging path built into the HOA.
- Buyers comfortable waiting for the right listing to surface in a 128-home neighborhood that rarely turns over.
- Buyers who want a single, consistent construction era (2001–2005) rather than a mixed-vintage subdivision.
Probably not for
- Buyers who want to compare several active listings side by side today — there are none on market right now.
- Buyers who need a range of home ages or floor-plan eras within one search.
- Investors looking for a large pool of non-owner-occupied comps, given the high homestead share here.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending November 8 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($220K) IS the median in the snapshot above.
Windows contain 0 to 6 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
27% of homes for sale in ZIP 32218 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-09).
Lois Estates Market Scorecard
Lois Estates is currently a balanced market. About 6.0 months of supply, a median asking price of $389,950, and homes go under contract in about 67 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Lois Estates
Live MLS inventory for Lois Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lois Estates listings as of 2026-11-09, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Every Home for Sale in Lois Estates Jacksonville Right Now (2)
All 2 active and pending Lois Estates Jacksonville listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3402 Natalie Drive · $390,000 · 4 bd / 2 ba · listed Sep 18, 2026 · listed by United Real Estate Gallery
- 10812 Jessica Ash Drive · $389,900 · 4 bd / 2 ba · listed Sep 2, 2026 · listed by Aba Real Estate
Lois Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at Lois Estates
- Basketball Court · reported on 4 of 4 listings
- Gated · reported on 3 of 4 listings
- Trash · reported on 2 of 4 listings
- Security Gate · reported on 2 of 4 listings
- Playground · reported on 2 of 4 listings
- Jogging Path · reported on 1 of 4 listings
- Maintenance Grounds · reported on 1 of 4 listings
- Security Lights · reported on 1 of 4 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- First Coast High School (Duval County Public Schools); verify by address · High
- Oceanway Middle School; verify by address · Middle
- Garden City Elementary School; verify by address · Elementary
Zoned schools reflect the assignments reported on recent Lois Estates listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lois Estates address.
Shop the zone: Homes zoned for Garden City Elementary School · Homes zoned for Highlands Middle School · Homes zoned for Jean Ribault High School
The Lois Estates buying strategy.
If we were buying in Lois Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lois Estates.
One Build Era, One Standard
The community is gated, with a security gate and security lighting, and the HOA package layers in a basketball court, a playground, and a jogging path alongside grounds maintenance and trash service. Those amenities are reported across the community's MLS listings, so it is worth confirming current access and condition directly with the HOA before writing an offer around any one of them.
On the housing stock itself, the story is consistency: 128 homes, all dated 2001 to 2005, with a median year built of 2003 and a median living area of 2,425.5 square feet. That narrow build window means fewer surprises on systems age and layout from one listing to the next, and the high homestead share (about 87.5%) points to a neighborhood where most owners are living in the home rather than holding it as a rental.
The location and the amenities are priced into every listing in Lois Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Lois Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.0). Basis: Long-Term Appreciation +132% since 2012; Liquidity & Demand 6.0 months of supply; Owner Commitment 88% owner-occupied; Pricing Power 95.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With zero active listings and only two closings in the most recent tracked window, Lois Estates is not a neighborhood you can shop by browsing what is currently posted — there is essentially nothing posted. Momentum's value here is in tracking this specific 128-home community closely enough to know about a listing, a pending pocket sale, or an owner testing the waters before it becomes a public search result, and in reading recent closings accurately when so few exist to compare against.
Lois Estates in 15 seconds.
Tools for a Lois Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lois Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lois Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lois Estates home worth?
Get a no-obligation home value based on real comparable sales in Lois Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Lois Estates
Homes in Lois Estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 10878 Natalie Drive · off market
- 10886 Natalie Drive · off market
- 3462 Natalie Drive · off market
Housing distress & ownership in Lois Estates, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Just listed in Lois Estates
The newest homes for sale in Lois Estates right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 3402 Natalie Drive $390,000 · 4 bd · 2 ba · 2,412 sq ft · 52 days on market Courtesy of UNITED REAL ESTATE GALLERY
- 10812 Jessica Ash Drive $389,900 · 4 bd · 2 ba · 2,069 sq ft · 68 days on market Courtesy of ABA REAL ESTATE
Checked against the MLS Nov 9, 2026. All new listings in this market.
Recently sold in Lois Estates Jacksonville
- 10878 Natalie Drive · sold $220,000
- 3462 Natalie Drive · sold $383,000
- 10886 Natalie Drive · sold $365,000
- 10886 Natalie Drive · sold $220,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Natalie Drive (16 homes on record)
- Natalie Drive (9 homes on record)
- Natalie Drive (7 homes on record)
- Natalie Drive (1 homes on record)
What it really costs to own in Lois Estates
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $558/year (about $46/month) across 4 MLS listings (most billed annually; 2026-11-09). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
Email me new listings in Lois Estates
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Lois Estates
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lois Estates will answer, and the answer is published on this page for the next buyer.
Recent Developments in Lois Estates
Development, infrastructure, retail, and school activity affecting Lois Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Market
Northeast Florida home sales dip in September as inventory tightens
Closed sales across the six-county Northeast Florida Association of Realtors area fell 7.7% year over year to 1,608, with the median price at $398,566, up 2.8%. Active inventory dropped 18.4% to 6,348 homes. Median prices were $344,000 in Duval, $575,000 in St. Johns, $355,000 in Clay and $496,500 in Nassau.
What it may mean for the marketLower inventory with softer sales volume points to a thinner supply of listings across all four counties, with Clay the only one of the four showing a year-over-year price decline. The site is about 8 miles south of Lois Estates.
Source: Clay Today - October 2026Development
FSCJ opens large automated semiconductor training lab, a first for Florida
Florida State College at Jacksonville has built a fully automated lab it describes as the first of its kind in Florida for its size. Students train on electrical, robotics, mechatronics, AI inspection and control systems used in chip manufacturing. The college says it aims to help draw semiconductor companies to Northeast Florida and prepare workers for local manufacturers.
What it may mean for the marketA regional technical-training pipeline can support recruitment of advanced manufacturers, which would widen the local employment base. The site is about 8 miles south of Lois Estates.
Source: News4JAX - October 2026Retail & Dining
Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.
The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.
What it may mean for the marketThe timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The project is about 8 miles south of Lois Estates, elsewhere in Duval County.
Source: Jacksonville Today - September 2026Infrastructure
JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT
JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.
What it may mean for the marketRaised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 12 miles east of Lois Estates.
Source: News4JAX - September 2026Development
Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle
Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.
What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The project is about 8 miles south of Lois Estates, elsewhere in Duval County.
Source: Jacksonville Today - September 2026Development
Downtown review board approves concept for first new University of Florida graduate campus building in LaVilla
The Downtown Development Review Board voted 7-0 on Sept. 10 for a six to eight story, roughly 185,000 square foot academic building on a 2.34-acre site bounded by West Bay, Forsyth and North Lee streets. It is the first new building in a multiphase UF graduate and semiconductor institute campus estimated at $345 million. UF hopes to break ground in December, pending final design review and permitting.
What it may mean for the marketA large graduate campus adds education and technology jobs and daytime foot traffic to the western Downtown core. The site is about 8 miles south of Lois Estates.
Source: Jacksonville Today
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Lois Estates?
How long do homes in Lois Estates take to sell?
Is Lois Estates a buyer's or seller's market right now?
How many homes are in Lois Estates?
What share of Lois Estates is owner-occupied?
When were the homes in Lois Estates built?
Have Lois Estates home prices gone up?
What schools serve Lois Estates?
Who is the best real estate agent for Lois Estates?
How do I find a top Jacksonville real estate agent who knows Lois Estates?
Can Momentum Realty connect me with an agent for Lois Estates?
Where is Lois Estates, and what county is it in?
How far is Lois Estates from downtown Jacksonville and the beach?
Should you buy in Lois Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 9, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending November 8, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32218)) |
| Under-contract shares | realMLS records, as of 2026-11-08 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2011 (48 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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