Community Details at a Glance
The Homes
Type
Single-family Richmond American, Mediterranean design
Size
Roughly 1,800 to 2,700 sq ft, 3 to 4 bedrooms
Vintage
2021-2023, among the newest stock on the Hammock
Setting
Gated boulevard off A1A around interior lakes
Costs & Fees
HOA
Two layers: Los Lagos village ~$2,268/yr plus MSOA master
CDD
None indicated; verify the parcel's tax bill
Pricing
Reported ~$520K to $700K+ recent range
Insurance
Quietly better: 2020s code, young roofs, rated openings
Amenities
Beach
Deeded access via MSOA dune walkovers, oceanfront Beach Club
Sports club
MSOA Rec Center: tennis, pickleball, shuffleboard, pool
Boat club
MSOA Intracoastal dock, boat house, kayak access
Gate
The only single-family village in Matanzas Shores with its own gate
Location
Area
West side of north A1A, Palm Coast's Hammock corridor
Setting
Ocean across A1A, Intracoastal behind, ZIP 32137
Access
Within the Villages of Matanzas Shores master community
Nearby
Beach Club, Rec Center, and boat club via MSOA
The Homes & Style
Los Lagos is single-family Richmond American construction, roughly 1,800 to 2,700 square feet, three to four bedrooms, in Mediterranean-design one- and two-story plans around interior lakes. The 2021-2023 vintage makes it among the newest stock on the Hammock, on a single gated boulevard off A1A next to Las Casitas, with the ocean across the road and the Intracoastal behind.
The quiet advantage is insurance. Barrier-island addresses are defined by their wind and flood exposure, and 2021-2023 construction means modern wind code, young roofs, and documented impact-rated openings that quote dramatically better than the island’s older stock. The durable value here is the code and the gate, not lot size, with interior lake views as the premium positions.
Living Here
Day-to-day life centers on the water on both sides. On the ocean side, deeded access via MSOA dune walkovers leads to the oceanfront Beach Club with pool. On the Intracoastal side, the MSOA Rec Center and Sports Club offer tennis, pickleball, shuffleboard, and a lap pool, plus a boat club with a dock, boat house, and kayak access to the Matanzas River, all through one master association.
Los Lagos adds its own access gate, the only single-family village in Matanzas Shores with one, so residents trade a second layer of fees for an extra layer of privacy. Marineland is minutes north on A1A, the Town Center is about twenty minutes, and St. Augustine is roughly thirty-five. Schools across the bridge are typically Old Kings Elementary, Indian Trails Middle, and Matanzas High.
Before You Offer
- Both fee layers — the Los Lagos village dues and the MSOA master assessment, pulled together in the estoppel.
- Insurance and wind mitigation — get the quote early; confirm the wind-mitigation credits the 2020s code and rated openings earn.
- Flood zone — pull the FEMA zone for a barrier-island lot and confirm flood insurance requirements and cost.
- Evacuation zone — like all barrier-island homes, this is an evacuation zone; weigh it honestly.
- Beach and amenity access — verify the deeded walkover access and the Beach Club, Rec Center, and boat club included via MSOA.
- Rental policy — village minimums and registration layered with Flagler rules; gated villages often run stricter.
- CDD check — none is indicated, but verify the parcel’s non-ad-valorem tax lines.
- True comparable sales — closed village sales by plan and view, not a portal average.
Los Lagos vs. Comparable Communities
Los Lagos is the gated, newest-construction village in Matanzas Shores. The honest comparison is against the other villages in the same master community, each sharing the MSOA amenities and assessment but differing on age, product, and the gate.
| Community | The trade-off |
|---|---|
| Las Casitas | Same master community and MSOA amenities next door, without Los Lagos’s own village gate and newest Richmond American stock. |
| Lakeside at Matanzas Shores | Another Matanzas Shores village on the same master assessment, a different product and price point. |
| Las Brisas at Matanzas Shores | A coastal village in the same master community sharing the beach, sports, and boat clubs. |
The honest verdict: if you want the only gated single-family village in Matanzas Shores with the newest, most insurable stock and the full beach-plus-Intracoastal amenity set, Los Lagos is the benchmark within the master community. If the village gate and the newest construction are not priorities, the peers above share the same amenities at different price points, and we will weigh them by total carry and insurance.
Who It Fits
Los Lagos fits if you want
- The only gated single-family village in Matanzas Shores.
- The newest, most insurable construction on the Hammock.
- Deeded beach access plus an Intracoastal boat and sports club.
- A low-maintenance Mediterranean home minutes from the ocean.
- A barrier-island address with a strong insurance profile.
Consider elsewhere if you want
- The lowest possible HOA with no master assessment.
- No barrier-island evacuation-zone exposure.
- A large lot or acreage rather than a lake-lot plan.
- An established resale community over new construction.
- To skip the two-layer fee and insurance homework.
