Manatee Bay
Homes for Sale in Stuart, FL
All 688 homes for sale in Stuart, FL · median $422,000 · 331 homes for sale in 34997 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
Homes listed or recently sold were built 2021–2023; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft). As of November 2026, the MLS records 1 closed sale in Manatee Bay in Stuart, FL, the most recent in July 2026. Across Stuart as a whole, 162 homes closed in the last 12 months at a median of $485,000, 45 median days on market, with 652 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $7,500 ($6,890 with the full homestead exemption).
Manatee Bay sits in Stuart with minimal MLS footprint—only one recorded closing in the past year. That makes median price and inventory stats unreliable as predictors; you're buying into a community where comparables are scarce and each home trades on its own condition, lot, and negotiation rather than neighborhood momentum.
For buyers, that means due diligence is everything: title, HOA status if applicable, and independent appraisal matter more than list price. For sellers, it means patience and realistic pricing, since there's no active comp stream to anchor buyer expectations. Work with a broker who underwrites the deal, not the zip code.
Figures in this note are as of July 16, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Manatee Bay right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Manatee Bay is a low-volume enclave in Stuart where each transaction stands alone; thin sales history means pricing relies on individual property merits rather than neighborhood trend lines.
BeachesMLS sales records identify 13 homes in Manatee Bay that have changed hands since 2013, built between 1930 and 2023 (median 2003), with a median living area of about 1,811 sq ft and a typical 3-bedroom, 2-bath layout; 69% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 14 qualified sales in Manatee Bay across 2024–2025 (7 in 2024, 7 in 2025), median $799,900 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Manatee Bay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Manatee Bay
Manatee Bay
Manatee BayPhotos from Beaches MLS listings in Manatee Bay; content deemed reliable but not guaranteed.
Who Manatee Bay is best for.
Best for
- Buyers prioritizing Stuart location and low HOA exposure over turnkey amenities, comfortable with patient closings.
- Investors with renovation budgets who can create value through improvements in a market where condition sets price.
- Long-horizon owners who want a no-frills Martin County base and won't need to liquidate quickly.
Probably not for
- Buyers who rely on recent comps to validate offer price or need liquidity confidence for a three-to-five-year hold.
- Those expecting resort-style amenities, active social calendar, or community infrastructure included in the price.
- Sellers on a tight timeline—thin inventory means your pool of ready buyers is small and your days-on-market will stretch.
The market around Manatee Bay
Manatee Bay is too small for its own price trend, so here is the market around it.
In ZIP 34997, 415 homes are on the market and 21% are under contract — a steady corner of Stuart.
Across Martin County, 1,379 homes are active and 307 pending (18% under contract).
In ZIP 34997 (Stuart), 101 homes closed in the last 12 months at a median of $542K ($291/sq ft), down 2.6% year over year, with a median 45 days on market. Right now 13 active and 4 pending listings put supply at about 1.5 months — a balanced market. See the live ZIP 34997 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Manatee Bay specifically. Momentum Research analysis of MLS records.
Manatee Bay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
The Manatee Bay buying strategy.
If we were buying in Manatee Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Manatee Bay.
What you're actually buying in Manatee Bay
This is a neighborhood defined by what the MLS doesn't show: no community pool, no clubhouse references, no amenity package driving premiums. Homes here are priced on lot, structure, and proximity to Stuart's civic and waterfront assets—not on shared facilities.
The one-closing-per-year rhythm means you won't find a hot comp to justify your offer or a recent sale to anchor your list price. Each home is effectively a one-off negotiation. That creates opportunity for patient buyers with strong inspection and appraisal discipline, but it also means sellers must price to the broader Stuart market, not to a phantom Manatee Bay trend.
Location gives you Stuart's downtown, the St. Lucie River corridor, and Treasure Coast beach access—all the regional draws. What you trade is the reassurance of an active market with clear price signals and rapid liquidity.
The location and the amenities are priced into every listing in Manatee Bay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Low-volume neighborhoods reward brokers who underwrite properties, not markets. Momentum pulls comps from across Stuart and Martin County, validates condition against price, and manages appraisal and title risk before you're under contract. When the MLS offers one data point, we bring the rest of the file—and we'll walk you away from a deal that doesn't pencil, even if it's the only one available.
Manatee Bay in 15 seconds.
Tools for a Manatee Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Manatee Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Manatee Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Manatee Bay home worth?
Get a no-obligation home value based on real comparable sales in Manatee Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
| Location | Stuart, Martin County, FL · ZIP 34997 |
|---|---|
| Homes in the community | 159 (FL DOR 2025 assessment roll) |
| Years built | 1930–2023 (median 1981) |
| Typical living area | 1,693 sq ft (median) |
| Amenities listed by sellers | None |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 68% |
Data as of November 6, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Manatee Bay key facts,” movewithmomentum.com/neighborhoods/manatee-bay, data as of November 6, 2026.
Housing distress & ownership in Manatee Bay, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
More Stuart home searches
- All homes for sale in Stuart, FL
- Homes for sale in Martin County, FL
- Gated communities in Stuart
- Stuart home values: what is my house worth?
Stuart guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (Martin County)
- Homestead exemption (Martin County)
- Home insurance cost
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
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What it really costs to own in Manatee Bay
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $10,712/yr across 3 listings here (MLS tax records, 2026-11-07). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2023 across 3 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Manatee Bay
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Manatee Bay
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Manatee Bay will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Manatee Bay?
What share of Manatee Bay is owner-occupied?
When were the homes in Manatee Bay built?
Who is the best real estate agent for Manatee Bay?
How do I find a top Stuart real estate agent who knows Manatee Bay?
Can Momentum Realty connect me with an agent for Manatee Bay?
Where is Manatee Bay, and what county is it in?
Should you buy in Manatee Bay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: November 6, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34997)) |
| Under-contract shares | Beaches MLS records, as of 2026-11-06 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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