Mariners Bay Condo in Ormond Beach

Mariners Bay Condo in Ormond Beach, FL

Established 1988 · Intracoastal West · ZIP 32224

A small ocean-view townhome-style condominium directly across A1A from the no-drive beach in Ormond-by-the-Sea.

Ocean viewsTownhome-style1 month minimum lease
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Mariners Bay

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive DBAAR data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseDBAAR
$242K
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
$205/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Mariners Bay is a small, two-story townhome-style condominium in the Ormond-by-the-Sea stretch of Ormond Beach, and the read is low-density, ocean-view living at a townhome scale rather than a high-rise tower. It sits directly across A1A from a no-build section of beach, so units keep an unobstructed ocean view with private beach access, and a one-month minimum lease keeps it residential with flexibility. With only 26 units, supply is thin and pricing turns on condition and view; the work is reading the dues and the reserve plan and comping against the closest same-unit sale. It is a quiet, walk-to-the-beach buy for an owner who wants a townhome rather than a condo in the sky."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Mariners Bay Condo market snapshot (as of June 25, 2026): the median sale price is about $242K ($205 per sq ft), a buyer-leaning market (limited data). Based on 2 recent closings in live Daytona-area MLS data.

Mariners Bay is a two-story, 26-unit townhome-style condominium at 2850 Ocean Shore Boulevard (State Road A1A) in Ormond Beach, Volusia County, ZIP 32176, in the Ormond-by-the-Sea barrier-island stretch (daytona-condos.com; 386realestate.com, 2026).

The building sits directly across A1A from the Atlantic, in a part of Ormond-by-the-Sea where there are no buildings on the ocean side of the road, so units keep an unobstructed ocean view, with private beach access via a community dock and walkover (daytonaluxuryrealestate.com; gaffsrealty.com, 2026).

The homes are townhome-style across two levels, generally two-bedroom, two-bath plans of about 1,184 square feet of living space with an attached garage of roughly 384 square feet, which gives the community a low-rise, residential feel uncommon among beachside condos (daytona-condos.com, 2026).

Leasing is residential with a one-month minimum, which precludes nightly and weekly rentals while allowing seasonal flexibility. As a small, older beachside community, the practical diligence items are the monthly dues, the reserve plan, the insurance and flood picture, and the condition of the specific unit; confirm the current rental rule and dues with the association (gaffsrealty.com, 2026).

Best for

  • Buyers who want an ocean-view, walk-to-the-beach home at a low-rise townhome scale
  • Owner-occupants and seasonal residents comfortable with a one-month lease floor
  • Buyers who prefer a small, quiet community with a garage over a high-rise tower

Probably not for

  • Buyers who want direct beachfront rather than an across-the-street ocean view
  • Investors seeking nightly or weekly vacation rentals (the one-month minimum rules that out)
  • Buyers who will not budget for the carrying cost of an older beachside community

How Mariners Bay is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
0 : 0Under contract vs for salestrong demand
2Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from DBAAR, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Mariners Bay listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Mariners Bay Condo buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Mariners Bay

Live MLS inventory for Mariners Bay Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in Mariners Bay right now, so its recent closed sales are shown, as of 2026-06-25, priced high to low. © 2026 Daytona Beach Area Association of REALTORS®, Inc.. Tap any home to ask about it.

Listing locations from DBAAR; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Atlantic beach~1 min walk · no-drive beach directly across A1A with private access
Granada Boulevard (SR-40) corridor~10 to 12 min · Ormond Beach shopping and dining (approximate, confirm)
Tom Renick Park~5 min · beachfront park nearby (approximate, confirm)
Tomoka State Park~12 to 15 min · north and west (approximate, confirm)
Interstate 95~15 to 20 min · west via Granada Blvd (approximate, confirm)
Downtown Daytona / Main Street~20 min · south along the coast
Daytona Beach International Airport (DAB)~30 min · south on the mainland (approximate, confirm)

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Mariners Bay (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Volusia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Mariners Bay is served by Volusia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Mariners Bay address.

The takeaway

What actually affects a small beachside condominium here, sourced and dated. We do not publish rumor.

Recent Developments in Mariners Bay Condo

Our read on what is being built around Mariners Bay, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe community is built out and small, so there is no new competing supply inside it. The relevant factors are Florida's condominium reserve rules and coastal insurance, plus the thin resale pool, which makes condition and view the swing variables.

Florida condo reserve requirements

NeutralFlorida's condo reserve rules tightened after 2022; the milestone-inspection trigger targets taller buildings, but ask the association for the reserve study and any pending assessment regardless. impact
SignificanceRadius: Community-wide

Florida condo reserve requirements

Coastal insurance and a thin resale pool

NeutralA beachside community carries wind and flood cost, and with only 26 units a single sale can move the comp picture; price on the closest same-unit sale and condition. impact
SignificanceRadius: Community-wide

Coastal insurance and a thin resale pool

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Mariners Bay Condo, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2022 to 2023
    Regulation

    SB 4-D and SB 154 condo reserve law

    Florida enacted SB 4-D in 2022, amended by SB 154 in 2023, requiring milestone inspections for condominium buildings three stories and taller and fully funded structural reserves; a two-story community may fall outside the inspection trigger while reserve expectations still apply. Why it matters: Confirm whether the milestone inspection applies and request the reserve study, since reserve funding affects future dues. Source

Development alerts for Mariners Bay CondoGet a short monthly email when something new is approved, funded, or opens near Mariners Bay Condo.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Mariners Bay, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the one-month lease minimum. Read the association's current rules for the leasing minimum and any occupancy limits before you assume a use.

2

Get the dues and reserve study. Ask for the current monthly dues, the reserve study, and any pending special assessment for this small, older community.

3

Verify the beach access. Confirm the community dock and walkover and any rules around the private beach access for the specific unit.

4

Pull insurance and flood quotes. On a beachside community, get the FEMA flood zone and bindable wind and flood quotes for the specific unit during diligence.

5

Comp by view and condition. Direct ocean-view units and updated homes price above lesser views; comp off the closest same-unit sale.

Best Buy
An updated, direct ocean-view unit with verified dues, the reserve study in hand, and confirmed beach access.
Biggest Risk
Carrying cost on an older beachside community: wind insurance, flood, and reserve funding, plus a thin resale pool.
Best Lot
Direct ocean-view units carry the premium over lesser-view homes; the garage adds value.
Smart Timing
With only 26 units, few trade in a typical year; a prepared buyer can move when the right unit lists.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Mariners Bay is a two-story, 26-unit townhome-style condominium at 2850 Ocean Shore Boulevard (A1A) in Ormond Beach, Volusia County, ZIP 32176, in the Ormond-by-the-Sea stretch directly across A1A from a no-build section of the Atlantic, so units keep an unobstructed ocean view with private beach access via a community dock and walkover. The homes are two-level, generally two-bedroom, two-bath plans of about 1,184 square feet with an attached garage near 384 square feet. Leasing is residential with a one-month minimum. As a small, older beachside community, the practical diligence centers on the monthly dues, the reserve plan, the insurance and flood picture, and the condition of the specific unit.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: original-condition units
$215K to $215K

The lower-priced end is original or lightly updated townhome-style units needing cosmetic work, or those with lesser views. Pricing in this 26-unit community is set by view and condition; confirm dues and reserve status before you write.

Lowest entry
Mid: updated two-bedroom units
$215K to $270K

The core is updated two-bedroom, two-bath townhome-style homes near 1,184 square feet with the attached garage and a good ocean view. Condition separates these more than layout does, since the plans are uniform.

Most inventory
High: best ocean-view, fully updated units
$270K to $270K

The top is fully updated units with the strongest direct ocean views. In a 26-unit community these are scarce; price each on its view, condition, and the closest comparable sale rather than a fixed band.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$215K to $215K
Entry: original-condition units
The lower-priced end is original or lightly updated townhome-style units needing cosmetic work, or those with lesser views. Pricing in this 26-unit community is set by view and condition; confirm dues and reserve status before you write.
$215K to $270K
Mid: updated two-bedroom units
The core is updated two-bedroom, two-bath townhome-style homes near 1,184 square feet with the attached garage and a good ocean view. Condition separates these more than layout does, since the plans are uniform.
$270K to $270K
High: best ocean-view, fully updated units
The top is fully updated units with the strongest direct ocean views. In a 26-unit community these are scarce; price each on its view, condition, and the closest comparable sale rather than a fixed band.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Mariners Bay

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

At Mariners Bay the unobstructed ocean view, the walk-to-the-beach location, and the low-rise townhome scale are the product. The deal is in reading the dues and the reserve plan, confirming the beach access, and comping by view and condition, not in the sticker.

Jon Brooks · Founder, Momentum Realty
7.3B+ · Buy Score
Resale Strength7.3/10
Renovation Risk6.4/10
Location Efficiency8.4/10
Long-Term Defensibility7.6/10
Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Mariners Bay is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live DBAAR feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live DBAAR feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium

Fill = price per square foot; ring = by realized $/sqft per unit. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from DBAAR; for orientation, not an appraisal.

15-Second Take
  • Direct ocean-view units carry the premium here; the garage adds value.
  • Lesser-view or original-condition units are the value play.
  • View and condition drive price more than the headline number; comp like-for-like.

In a small, uniform-plan beachside condominium, the price drivers after condition are the quality of the ocean view and the value of the attached garage. At Mariners Bay, units with the strongest unobstructed ocean view command a premium over lesser-view homes. Because the community holds only 26 units, the honest approach is to compare a unit against the closest sale of similar view and condition, and to weigh the dues, the reserve plan, and coastal insurance as part of the all-in cost rather than reading the asking price alone.

Mariners Bay in 15 seconds.

Best forBuyers who want an ocean-view, walk-to-the-beach home at a low-rise townhome scale with a garage.
Strong onLocation and form: an unobstructed ocean view across a no-build beach, private access, and a quiet, small community.
WatchCarrying cost on an older beachside community: wind insurance, flood, and reserve funding, plus a thin resale pool.
Not forBuyers who want direct beachfront, or nightly and weekly vacation-rental use.
The edgeA townhome with a garage and an unobstructed ocean view across a no-build beach is a rare beachside form, and the one-month minimum keeps it residential.

HOA, CDD & Fees

15-Second Take
  • Dues fund the structure, grounds, insurance, and beach access; read the figure for the unit.
  • Ask for the reserve study; it drives where dues go next on an older community.
  • The garage and an unobstructed ocean view are the value features; confirm both for the unit.

Monthly dues vary by unit and were not published in a single verified figure here; on a small beachside community they fund the structure, grounds, insurance, and common areas including the beach access. Confirm the current assessment for the specific unit with the association, along with the reserve plan and any pending special assessment. We do not publish a figure we have not verified.

Dues on a community like this typically fund building and grounds maintenance, insurance, and the common areas and beach access; confirm exactly what is included for the unit.

There is no golf or private club membership; the dues fund the community, its grounds, and the private beach access.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Mariners Bay, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Regency Plaza, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Mariners Bay home worth?

Get a no-obligation home value based on real comparable sales in Mariners Bay matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Mariners Bay Condo on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Volusia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,789/mo
Volusia County typical true cost to own
$151/mo
Volusia County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Mariners Bay Market Scorecard

Buyer-Leaning Market (limited data)

Mariners Bay is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$242,500
Median sold
$205
Per sqft
n/a
Days on mkt
0/0/2
Active/Pend/Sold

Typical home value in the 32176 ZIP is $348,661, about 2.8% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: © 2026 Daytona Beach Area Association of REALTORS®, Inc. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Mariners Bay oceanfront?
It is ocean-view rather than direct beachfront: it sits directly across A1A from a no-build section of the Atlantic, so units keep an unobstructed ocean view with private beach access via a community dock and walkover (daytona-condos.com; gaffsrealty.com, 2026).
How big is the community and the units?
It is a two-story, 26-unit townhome-style condominium, with homes generally two-bedroom, two-bath of about 1,184 square feet plus an attached garage near 384 square feet (daytona-condos.com, 2026).
Is it in Ormond Beach or Ormond-by-the-Sea?
The postal city is Ormond Beach, ZIP 32176; it sits in the Ormond-by-the-Sea barrier-island stretch, which is how many listings describe the location (386realestate.com, 2026).
What is the minimum lease?
The community uses a one-month minimum lease, so it is residential rather than a nightly or weekly vacation rental; confirm the current rule with the association (gaffsrealty.com, 2026).
Is there a garage?
Yes. The townhome-style units include an attached garage of roughly 384 square feet, uncommon among beachside condos (daytona-condos.com, 2026).
What are the HOA dues?
Monthly dues vary by unit and were not published in a verified figure here; confirm the current assessment and reserve plan for the specific unit with the association. We do not publish a figure we have not verified.
How is the beach access?
The community is directly across A1A from a no-drive beach, with private access via a community dock and walkover; confirm the access details for the specific unit (gaffsrealty.com, 2026).
Does the condo-safety law apply?
Florida's milestone-inspection trigger targets condo buildings three stories and taller, so a two-story community may fall outside it; still ask the association for the reserve study and any pending assessment (flsenate.gov, 2022 to 2023).
Is it in a flood zone?
As a beachside community, expect coastal flood-zone exposure; pull the FEMA flood zone for the specific unit and a bindable flood and wind quote during diligence.
What schools serve the community?
It is in the Volusia County Schools district, with assignments set by address; verify the current zoned schools using the district locator before you rely on it.
How is the resale market?
With only 26 units, few trade in a typical year, so the market is thin and a single sale can move the comp picture; price on the closest same-unit, same-view sale.
Is it a good investment?
It holds a durable ocean-view, walk-to-the-beach location at a low-rise townhome scale, but the carrying cost on an older beachside community and the thin resale pool mean you should run the all-in monthly, confirm the reserve plan, and comp by view before deciding.
Who is the best real estate agent for Mariners Bay Condo Real Estate?
The best agent for Mariners Bay Condo Real Estate is one who actively works Ormond Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Mariners Bay Condo Real Estate.
How do I find a top Ormond Beach real estate agent who knows Mariners Bay Condo Real Estate?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Mariners Bay Condo Real Estate and the wider Ormond Beach area.
Can Momentum Realty connect me with an agent for Mariners Bay Condo Real Estate?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Mariners Bay Condo Real Estate purchase or sale - no call center and no pressure.
You want an ocean-view, walk-to-the-beach home at a low-rise townhome scale with a garageExcellent fit
You are comfortable with a one-month lease floor and an older beachside communityExcellent fit
You will verify dues, insurance, and the reserve plan before buyingExcellent fit
You want direct beachfront rather than an across-the-street ocean viewProbably not
You want nightly or weekly vacation-rental useProbably not
You will not budget for the carrying cost of an older beachside communityProbably not

Get the inside read on Mariners Bay

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Mariners Bay home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Mariners Bay specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Information deemed reliable but not guaranteed.

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