Monaco Gardens
Homes for Sale in Tampa, FL
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $387,500, $213 per square foot, a median 109 days on market, sellers accepting 90% of original asking (-6% versus the prior year). Homes listed or recently sold were built 1982 - 1985; 5 of 5 report an HOA (median $190/mo); none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 53 ft). At the median price and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $6,090 ($5,470 with the full homestead exemption).

Monaco Gardens Unit One is a small, fixed-size community - 101 homes total, built out in a single decade between 1982 and 1992 - so the market here behaves less like a neighborhood and more like a short list of individual homes. With only two active listings at last count, there is no meaningful range to compare against; each listing effectively sets its own comp until the next one closes.
Eight months of supply and a buyer-leaning posture tell you this is not a market moving fast in either direction. With so few transactions to draw on, pricing conversations here depend more on condition, updates, and how a given home compares to the community's mid-1980s median build year than on any broader trend line. Sellers should expect real scrutiny on upgrades; buyers should expect to negotiate on the merits of the specific unit, not on momentum.
Monaco Gardens right now
🟡 Off the recent peak. The trailing-12-month median ($388K) is down 5.5% from the prior 12 months ($410K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Low (3 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Monaco Gardens Unit One right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Monaco Gardens market snapshot (as of September 12, 2026): the median sale price is about $388K ($213 per sq ft over the trailing 12 months of closed sales), and a median 109 days on market for closed sales. The trailing-12-month median is down 6% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
In ZIP 33618 (TAMPA), 315 homes closed in the last 12 months at a median of $495K ($256/sq ft), down 0.8% year over year, with a median 32 days on market. Right now 41 active and 12 pending listings put supply at about 3.2 months - a healthy market. See the live ZIP 33618 housing market and the Hillsborough County market.
Monaco Gardens is a community of 86 homes in Tampa, Hillsborough County, built between 1982 and 1992 (median 1985), with a median living area of about 1,967 square feet. 87% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Monaco Gardens Unit One is a compact, deed-restricted community in Tampa built out between 1982 and 1992, with a homestead share above 87% that points to a base of longer-term ownership rather than frequent turnover.
The setting & the homes.
Aerial and on-site photos of Monaco Gardens. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Monaco Gardens; content deemed reliable but not guaranteed.
Who Monaco Gardens is best for.
Best for
- Buyers looking for a small, deed-restricted community with a full recreation package (golf, tennis, pool) in one place.
- Buyers comfortable moving decisively when one of the few active listings fits their needs.
- Buyers planning a longer hold, given the high share of homesteaded ownership already in the community.
Probably not for
- Buyers who want to compare several active listings side by side before committing.
- Buyers expecting new-build systems and finishes without factoring in the 1982 - 1992 build range.
- Buyers unwilling to verify current HOA amenity access and terms directly before relying on them.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($388K) IS the median in the snapshot above, and the move from 2025 ($410K) IS the -5.5% one-year change.
Windows contain 0 to 6 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
Monaco Gardens Unit One Market Scorecard
Monaco Gardens Unit One is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 33618 ZIP is $474,376, about 19.0% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Monaco Gardens Unit One Tampa, TAMPA
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Monaco Gardens on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Monaco Gardens
- Pool · reported on 4 of 5 listings
- Deed Restrictions · reported on 3 of 5 listings
- Golf · reported on 3 of 5 listings
- Irrigation-Reclaimed Water · reported on 2 of 5 listings
- Association Recreation - Owned · reported on 2 of 5 listings
- Dog Park · reported on 2 of 5 listings
- Playground · reported on 2 of 5 listings
- Tennis Court(s) · reported on 1 of 5 listings
- Secured Garage/Parking · reported on 1 of 5 listings
- Security Gate · reported on 1 of 5 listings
- Park · reported on 1 of 5 listings
- Recreation Facilities · reported on 1 of 5 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Hillsborough County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Monaco Gardens listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Monaco Gardens address.
The Monaco Gardens buying strategy.
If we were buying in Monaco Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monaco Gardens.
A tight, amenity-heavy pocket with thin inventory
The housing stock here is consistent in scale - a median living area just under 2,000 square feet, in homes with a median build year of 1985 - which keeps comparisons straightforward once you're actually looking at a listing. What's harder to find is the listing itself: with only two homes active at a time in a 101-home community, timing matters more than usual, and a buyer who waits for a wider set of choices may be waiting a while.
The amenity package is unusually deep for a community this size - pool, golf, tennis courts, a dog park, playground, and owned recreation facilities, all behind a secured gate and garage/parking arrangement, per what's been reported across MLS listings. That combination is worth verifying directly with the HOA before you assume access or included costs, since amenity rosters like this can shift over time and current terms should be confirmed rather than assumed from listing history.
The location and the amenities are priced into every listing in Monaco Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Monaco Gardens buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.5). Basis: Recent Direction -5.5% year-over-year; Owner Commitment 87% owner-occupied; Pricing Power 89.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community with this few active listings, most of the useful information - what closed recently, what a specific unit's condition actually supports, what the HOA will confirm on amenities and access - lives outside the public listing sheet. We track this inventory closely enough to tell you when something worth seeing comes up, and we push past the marketing copy to verify what's real before you make an offer.
Monaco Gardens in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $190/month (about $2,280/yr) · median of 10 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $190 per month ($2,280 a year) - the median AssociationFee across 10 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Monaco Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monaco Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Monaco Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Monaco Gardens home worth?
Get a no-obligation home value based on real comparable sales in Monaco Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Tampa →
Recently off market in Monaco Gardens Unit One
Homes in Monaco Gardens Unit One that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 4206 Golf Club Lane · off market
- 4210 Forester Lane · off market
Frequently Asked Questions
What is the median home price in Monaco Gardens?
How long do homes in Monaco Gardens take to sell?
How many homes are in Monaco Gardens?
What share of Monaco Gardens is owner-occupied?
When were the homes in Monaco Gardens built?
What schools serve Monaco Gardens?
Who is the best real estate agent for Monaco Gardens?
How do I find a top Tampa real estate agent who knows Monaco Gardens?
Can Momentum Realty connect me with an agent for Monaco Gardens?
Should you buy in Monaco Gardens?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 13, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 33618)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2014 (33 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Monaco Gardens Unit One fits the bigger picture — live prices, inventory, and Momentum Scores:
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