Monaco Gardens in Tampa

Monaco Gardens
Homes for Sale in Tampa, FL

Community in Tampa · Hillsborough County · ZIP 33618
86 homesBuilt 1982–1992Median sale $388K
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Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $387,500, $213 per square foot, a median 109 days on market, sellers accepting 90% of original asking (-6% versus the prior year). Homes listed or recently sold were built 1982 - 1985; 5 of 5 report an HOA (median $190/mo); none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 53 ft). At the median price and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $6,090 ($5,470 with the full homestead exemption).

Live · Monaco Gardens Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$388K
Median sold · 12 mo
down 5.5% vs the prior 12 months
-5.5%
1-yr price change
n = 3 and 3 sales in the two windows
$213/sf
Sold $/sqft · 12 mo
peak $236 in 2024
89.7%
Sale vs ask
Tempo
109days
Median DOM · closed
4 days at the 2024 low
0 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
87%
Owner-occupied · Monaco Gardens
76 of 87 parcels homesteaded (FL DOR 2025)
13%
Non-owner-occupied · Monaco Gardens
incl. 1% trust or LLC-held · 1% out-of-state
86
Homes in the community
plus 1 vacant residential lots · 87 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 1982
Community established
homes built 1982-1992, median 1985 (FL DOR 2025)
1,748sqft
Median sold home size
12-mo windows, closed sales
3.5%/yr
Turnover rate
about 3 of 86 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Monaco Gardens Unit One is a small, fixed-size community - 101 homes total, built out in a single decade between 1982 and 1992 - so the market here behaves less like a neighborhood and more like a short list of individual homes. With only two active listings at last count, there is no meaningful range to compare against; each listing effectively sets its own comp until the next one closes.

Eight months of supply and a buyer-leaning posture tell you this is not a market moving fast in either direction. With so few transactions to draw on, pricing conversations here depend more on condition, updates, and how a given home compares to the community's mid-1980s median build year than on any broader trend line. Sellers should expect real scrutiny on upgrades; buyers should expect to negotiate on the merits of the specific unit, not on momentum.

Monaco Gardens Housing Pulse · Momentum Research · as of September 12, 2026

Monaco Gardens right now

🟡 Off the recent peak. The trailing-12-month median ($388K) is down 5.5% from the prior 12 months ($410K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Low (3 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Nearby homes for sale

No active listings inside Monaco Gardens Unit One right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

14607 VILLAGE GLEN CIRCLE
$600K · 0.1 mi away
4 bd · 2.5 ba · 2,004 sqft
14607 VILLAGE GLEN CIRCLE
Listed by FLORIDA EXECUTIVE REALTY
14626 VILLAGE GLEN CIRCLE
$600K · 0.2 mi away
3 bd · 2 ba · 2,072 sqft
14626 VILLAGE GLEN CIRCLE
Listed by COMPASS FLORIDA LLC
14651 VILLAGE GLEN CIRCLE
$550K · 0.2 mi away
3 bd · 2 ba · 1,860 sqft
14651 VILLAGE GLEN CIRCLE
Listed by KELLER WILLIAMS TAMPA PROPERTIES
14225 CYPRESS CIRCLE #14225
$380K · 0.3 mi away
2 bd · 2 ba · 1,730 sqft
14225 CYPRESS CIRCLE #14225
Listed by FLORIDA EXECUTIVE REALTY
4143 ROLLING SPRINGS DRIVE
$405K · 0.3 mi away
3 bd · 2 ba · 1,600 sqft
4143 ROLLING SPRINGS DRIVE
Listed by OFFERPAD BROKERAGE FL, LLC
14207 ASHBURN PLACE
$695K · 0.3 mi away
4 bd · 2 ba · 2,698 sqft
14207 ASHBURN PLACE
Listed by RE/MAX REALTY UNLIMITED

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Monaco Gardens market snapshot (as of September 12, 2026): the median sale price is about $388K ($213 per sq ft over the trailing 12 months of closed sales), and a median 109 days on market for closed sales. The trailing-12-month median is down 6% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).

In ZIP 33618 (TAMPA), 315 homes closed in the last 12 months at a median of $495K ($256/sq ft), down 0.8% year over year, with a median 32 days on market. Right now 41 active and 12 pending listings put supply at about 3.2 months - a healthy market. See the live ZIP 33618 housing market and the Hillsborough County market.

Monaco Gardens is a community of 86 homes in Tampa, Hillsborough County, built between 1982 and 1992 (median 1985), with a median living area of about 1,967 square feet. 87% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Monaco Gardens Unit One is a compact, deed-restricted community in Tampa built out between 1982 and 1992, with a homestead share above 87% that points to a base of longer-term ownership rather than frequent turnover.

Best for

  • Buyers looking for a small, deed-restricted community with a full recreation package (golf, tennis, pool) in one place.
  • Buyers comfortable moving decisively when one of the few active listings fits their needs.
  • Buyers planning a longer hold, given the high share of homesteaded ownership already in the community.

Probably not for

  • Buyers who want to compare several active listings side by side before committing.
  • Buyers expecting new-build systems and finishes without factoring in the 1982 - 1992 build range.
  • Buyers unwilling to verify current HOA amenity access and terms directly before relying on them.

Windows contain 0 to 6 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K2014201620182020202220242026
Down 5.5% year over year.
Every sale since 2014 · price vs size
$0$200K$400K$600K2k3k
33 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$200$2502014201620182020202220242026
Up from $96 in 2014 to a $236 peak in 2024; $213 now.
Median days on market · closed sales
0501002014201620182020202220242026
4 days at the 2024 low; 109 now.
Sale price vs original ask · median
90%95%100%2014201620182020202220242026
89.7% now.
Homes sold per 12-mo window
02462014201620182020202220242026
0 to 6 a year; 3 in the current window.

Monaco Gardens Unit One Market Scorecard

No active listings

Monaco Gardens Unit One is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$360,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/5
Active/Pend/Sold

Typical home value in the 33618 ZIP is $474,376, about 19.0% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Monaco Gardens Unit One Tampa, TAMPA

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 13 listings
Distress share trend - 0.0% now (2026-08-10 → 2026-09-12)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Hillsborough County Public Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent Monaco Gardens listings and can change; always confirm with Hillsborough County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Monaco Gardens address.

If we were buying in Monaco Gardens today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monaco Gardens.

Best Buy
Buyers who want a small, amenity-rich gated community and are willing to wait for the right listing.
Biggest Risk
With just two active listings, choice is limited and timing can dictate what's actually available.
Sweet Spot
Homes near the community's mid-1980s median build year, sized close to the 1,967 sq ft median, in solid condition.
Avoid If
You need a wide range of active inventory to compare before deciding.

A tight, amenity-heavy pocket with thin inventory

The housing stock here is consistent in scale - a median living area just under 2,000 square feet, in homes with a median build year of 1985 - which keeps comparisons straightforward once you're actually looking at a listing. What's harder to find is the listing itself: with only two homes active at a time in a 101-home community, timing matters more than usual, and a buyer who waits for a wider set of choices may be waiting a while.

The amenity package is unusually deep for a community this size - pool, golf, tennis courts, a dog park, playground, and owned recreation facilities, all behind a secured gate and garage/parking arrangement, per what's been reported across MLS listings. That combination is worth verifying directly with the HOA before you assume access or included costs, since amenity rosters like this can shift over time and current terms should be confirmed rather than assumed from listing history.

The location and the amenities are priced into every listing in Monaco Gardens. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.5C · Buy Score
Recent Direction4.6/10
Owner Commitment8.7/10
Pricing Power3.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.5). Basis: Recent Direction -5.5% year-over-year; Owner Commitment 87% owner-occupied; Pricing Power 89.7% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a community with this few active listings, most of the useful information - what closed recently, what a specific unit's condition actually supports, what the HOA will confirm on amenities and access - lives outside the public listing sheet. We track this inventory closely enough to tell you when something worth seeing comes up, and we push past the marketing copy to verify what's real before you make an offer.

Monaco Gardens in 15 seconds.

Best forBuyers who want a small, amenity-rich gated community and are willing to wait for the right listing.
Biggest advantageA deep recreation package - golf, tennis, pool, dog park - for a community of only about 100 homes.
Biggest riskWith just two active listings, choice is limited and timing can dictate what's actually available.
Sweet spotHomes near the community's mid-1980s median build year, sized close to the 1,967 sq ft median, in solid condition.
Avoid ifYou need a wide range of active inventory to compare before deciding.

HOA, CDD & Fees

In short
  • HOA dues reported around $190/month (about $2,280/yr) · median of 10 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $190 per month ($2,280 a year) - the median AssociationFee across 10 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monaco Gardens sales matched to your home.

What is your Monaco Gardens home worth?

Get a no-obligation home value based on real comparable sales in Monaco Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Monaco Gardens Unit One

Homes in Monaco Gardens Unit One that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Frequently Asked Questions

What is the median home price in Monaco Gardens?
The median sale price in Monaco Gardens was $388K over the 12 months ending September 12, 2026 (3 closed sales, Stellar MLS).
How long do homes in Monaco Gardens take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 109 days on market (3 sales, Stellar MLS).
How many homes are in Monaco Gardens?
The Florida DOR 2025 assessment roll shows 86 homes plus 1 vacant residential lots in Monaco Gardens (public records).
What share of Monaco Gardens is owner-occupied?
87% of Monaco Gardens parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Monaco Gardens built?
Homes in Monaco Gardens were built between 1982 and 1992, with a median year built of 1985 (FL DOR 2025 roll).
What schools serve Monaco Gardens?
Monaco Gardens is served by Hillsborough County Public Schools, typically Hillsborough County Public Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Monaco Gardens?
The best agent for Monaco Gardens is one who actively works Tampa and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Monaco Gardens.
How do I find a top Tampa real estate agent who knows Monaco Gardens?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Monaco Gardens and the wider Tampa area.
Can Momentum Realty connect me with an agent for Monaco Gardens?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Monaco Gardens purchase or sale - no call center and no pressure.
Buyers looking for a small, deed-restricted community with a full recreation package (golf, tennis, pool) in one place.Excellent fit
Buyers comfortable moving decisively when one of the few active listings fits their needs.Excellent fit
Buyers planning a longer hold, given the high share of homesteaded ownership already in the community.Excellent fit
Buyers who want to compare several active listings side by side before committing.Probably not
Buyers expecting new-build systems and finishes without factoring in the 1982 - 1992 build range.Probably not
Buyers unwilling to verify current HOA amenity access and terms directly before relying on them.Probably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 13, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 12, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 33618))
Under-contract sharesStellar MLS records, as of 2026-09-08
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2014 (33 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Monaco Gardens with Momentum Realty’s local guides.

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Browse all neighborhood guides →

Thinking of selling in Monaco Gardens Unit One? 3 recorded closings; median 109 days on market (window ending 2026-09-12). See the Hillsborough County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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