MONACO GARDENS UNIT ONE
Homes for Sale in TAMPA, FL
True comps, carrying-cost math, and listings before the portals.

Monaco Gardens Unit One is a small, fixed-size community - 101 homes total, built out in a single decade between 1982 and 1992 - so the market here behaves less like a neighborhood and more like a short list of individual homes. With only two active listings at last count, there is no meaningful range to compare against; each listing effectively sets its own comp until the next one closes.
Eight months of supply and a buyer-leaning posture tell you this is not a market moving fast in either direction. With so few transactions to draw on, pricing conversations here depend more on condition, updates, and how a given home compares to the community's mid-1980s median build year than on any broader trend line. Sellers should expect real scrutiny on upgrades; buyers should expect to negotiate on the merits of the specific unit, not on momentum.
MONACO GARDENS UNIT ONE right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Low (2 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Monaco Gardens Unit One is a compact, deed-restricted community in Tampa built out between 1982 and 1992, with a homestead share above 87% that points to a base of longer-term ownership rather than frequent turnover.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of MONACO GARDENS UNIT ONE. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Who MONACO GARDENS UNIT ONE is best for.
Best for
- Buyers looking for a small, deed-restricted community with a full recreation package (golf, tennis, pool) in one place.
- Buyers comfortable moving decisively when one of the few active listings fits their needs.
- Buyers planning a longer hold, given the high share of homesteaded ownership already in the community.
Probably not for
- Buyers who want to compare several active listings side by side before committing.
- Buyers expecting new-build systems and finishes without factoring in the 1982 - 1992 build range.
- Buyers unwilling to verify current HOA amenity access and terms directly before relying on them.
The market around MONACO GARDENS UNIT ONE
MONACO GARDENS UNIT ONE is a small community — 16 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
In ZIP 33618, 125 homes are on the market and 32% are under contract — a fast-moving corner of TAMPA.
Across Hillsborough County, 6,259 homes are active and 2,098 pending (25% under contract).
The housing mix here is 93% townhouse, 4% villa, 2% ?.
ZIP and county figures describe the wider market, not MONACO GARDENS UNIT ONE specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in MONACO GARDENS UNIT ONE, TAMPA
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in MONACO GARDENS UNIT ONE
Live MLS inventory for MONACO GARDENS UNIT ONE. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending MONACO GARDENS UNIT ONE listings as of 2026-08-21, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.
MONACO GARDENS UNIT ONE on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at MONACO GARDENS UNIT ONE
- Pool · reported on 4 of 5 listings
- Deed Restrictions · reported on 3 of 5 listings
- Golf · reported on 3 of 5 listings
- Irrigation-Reclaimed Water · reported on 2 of 5 listings
- Association Recreation - Owned · reported on 2 of 5 listings
- Dog Park · reported on 2 of 5 listings
- Playground · reported on 2 of 5 listings
- Tennis Court(s) · reported on 1 of 5 listings
- Secured Garage/Parking · reported on 1 of 5 listings
- Security Gate · reported on 1 of 5 listings
- Park · reported on 1 of 5 listings
- Recreation Facilities · reported on 1 of 5 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Hillsborough County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent MONACO GARDENS UNIT ONE listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any MONACO GARDENS UNIT ONE address.
The MONACO GARDENS UNIT ONE buying strategy.
If we were buying in MONACO GARDENS UNIT ONE today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in MONACO GARDENS UNIT ONE.
A tight, amenity-heavy pocket with thin inventory
The housing stock here is consistent in scale - a median living area just under 2,000 square feet, in homes with a median build year of 1985 - which keeps comparisons straightforward once you're actually looking at a listing. What's harder to find is the listing itself: with only two homes active at a time in a 101-home community, timing matters more than usual, and a buyer who waits for a wider set of choices may be waiting a while.
The amenity package is unusually deep for a community this size - pool, golf, tennis courts, a dog park, playground, and owned recreation facilities, all behind a secured gate and garage/parking arrangement, per what's been reported across MLS listings. That combination is worth verifying directly with the HOA before you assume access or included costs, since amenity rosters like this can shift over time and current terms should be confirmed rather than assumed from listing history.
The location and the amenities are priced into every listing in MONACO GARDENS UNIT ONE. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this few active listings, most of the useful information - what closed recently, what a specific unit's condition actually supports, what the HOA will confirm on amenities and access - lives outside the public listing sheet. We track this inventory closely enough to tell you when something worth seeing comes up, and we push past the marketing copy to verify what's real before you make an offer.
MONACO GARDENS UNIT ONE in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a MONACO GARDENS UNIT ONE buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed MONACO GARDENS UNIT ONE sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in MONACO GARDENS UNIT ONE, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your MONACO GARDENS UNIT ONE home worth?
Get a no-obligation home value based on real comparable sales in MONACO GARDENS UNIT ONE, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in MONACO GARDENS UNIT ONE on the map →
Monaco Gardens Unit One Market Scorecard
Monaco Gardens Unit One is currently a buyer's market. About 6.0 months of supply, a median asking price of $379,900, and homes go under contract in about 36 days.
Typical home value in the 33618 ZIP is $474,376, about 19.0% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is MONACO GARDENS UNIT ONE a buyer's or seller's market right now?
How many homes are in MONACO GARDENS UNIT ONE?
What share of MONACO GARDENS UNIT ONE is owner-occupied?
When were the homes in MONACO GARDENS UNIT ONE built?
Do cash buyers compete in MONACO GARDENS UNIT ONE?
What schools serve MONACO GARDENS UNIT ONE?
Who is the best real estate agent for MONACO GARDENS UNIT ONE?
How do I find a top TAMPA real estate agent who knows MONACO GARDENS UNIT ONE?
Can Momentum Realty connect me with an agent for MONACO GARDENS UNIT ONE?
Should you buy in MONACO GARDENS UNIT ONE?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near MONACO GARDENS UNIT ONE with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 33618/33624)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2014 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how MONACO GARDENS UNIT ONE fits the bigger picture — live prices, inventory, and Momentum Scores:
Monaco Gardens Unit One appears in these guides







