Monticello at Mill Pond
Homes for Sale in Gainesville, FL
All 850 homes for sale in Gainesville, FL · median $295,000 · 199 condos for sale in Gainesville · 72 homes for sale in 32606 · Alachua County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, Monticello At Mill Pond in Gainesville, FL has 1 home for sale. Homes listed or recently sold were built 1999 - 2001; 4 of 6 report an HOA (median $291/mo); 1 of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 66 ft).
Last 30 days in Monticello at Mill Pond: 1 new listing (median asking $255,000). As of November 7, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Price here is condition-driven, not spec-driven. With a build range running from 1930 to 2021 and a median year built of 1989, Monticello at Mill Pond is a mixed-vintage community rather than a single builder's subdivision. The median home sits near 1,673 square feet, but the span of ages means two homes of similar size can trade very differently depending on updates, systems, and finishes. The lone median figure we can cite is the price itself; treat anything below it as the renovated-versus-dated question.
Posture right now is thin. There are zero active listings against only two closings in the recent window, so there is very little to anchor to on either side. For sellers, that scarcity can work in your favor if your home shows well and prices to the actual condition. For buyers, patience and readiness matter more than aggression - inventory appears when it appears, and you want financing and inspection expectations settled before it does.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
A 418-home community in Gainesville with amenities more common to a managed subdivision - pool, tennis, clubhouse, fitness center - paired with a build range that stretches across decades, so the housing stock itself is far from uniform.
Stellar MLS sales records identify 43 homes in Monticello at Mill Pond that have changed hands since 2016, built between 1990 and 2001 (median 1999), with a median living area of about 1,584 sq ft and a typical 2-bedroom, 2-bath layout; 79% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Monticello at Mill Pond. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Monticello at Mill Pond; content deemed reliable but not guaranteed.
Who Monticello at Mill Pond is best for.
Best for
- Buyers who want pool, tennis, and clubhouse amenities without leaving the neighborhood
- Buyers prepared to evaluate homes individually across a wide range of build years
- Buying to hold, and comfortable waiting for the right listing in a low-inventory market
Probably not for
- Needing to close on a firm deadline when there are currently no active listings
- Wanting a uniform, single-builder floor plan and predictable finishes
- Looking to avoid HOA deed restrictions or make significant exterior modifications
The market around Monticello at Mill Pond
Monticello at Mill Pond is a small community — 12 recorded sales on file, most recently in 2023 — too few for its own price trend. Here is the market around it.
In ZIP 32606, 99 homes are on the market and 23% are under contract — a steady corner of Gainesville.
Across Alachua County, 1,305 homes are active and 417 pending (24% under contract).
The housing mix here is 85% condominium, 9% townhouse, 4% single family residence.
In ZIP 32606 (Gainesville), 404 homes closed in the last 12 months at a median of $320K ($203/sq ft), down 2.1% year over year, with a median 44 days on market. Right now 84 active and 36 pending listings put supply at about 2.5 months - a healthy market. See the live ZIP 32606 housing market and the Alachua County market.
ZIP and county figures describe the wider market, not Monticello at Mill Pond specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Monticello at Mill Pond
Live MLS inventory for Monticello at Mill Pond. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Monticello at Mill Pond listings as of 2026-11-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Tap any home to ask about it.
Monticello at Mill Pond on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Monticello at Mill Pond
- Pool · reported on 3 of 3 listings
- Tennis Court(s) · reported on 3 of 3 listings
- Community Mailbox · reported on 2 of 3 listings
- Clubhouse · reported on 1 of 3 listings
- Deed Restrictions · reported on 1 of 3 listings
- Fitness Center · reported on 1 of 3 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Monticello at Mill Pond buying strategy.
If we were buying in Monticello at Mill Pond today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monticello at Mill Pond.
A mixed-vintage community under one HOA
The defining feature here is the spread. Homes date from 1930 to 2021, with the median at 1989, which means you are not shopping a cohort of near-identical floor plans. Expect to evaluate each home on its own - roof, HVAC, electrical, and kitchen/bath updates will drive value more than square footage, which clusters around 1,673. Deed restrictions are in place, so buyers who want to modify or expand should confirm what the HOA allows before writing an offer.
The amenity package is substantial for the size: pool, tennis courts, a clubhouse, and a fitness center, plus community mailbox service. Those are reported across MLS listings, so verify current access and dues directly with the HOA. A homestead share around 57% suggests a meaningful portion of owners occupy their homes rather than hold them as rentals, which tends to correlate with steadier upkeep of the common grounds.
The location and the amenities are priced into every listing in Monticello at Mill Pond. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With no active listings and only two recent closings, this is a community where local timing and a hard read on condition decide the deal. We track what actually trades here, help you separate an updated home from a dated one before the inspection confirms it, and get your financing and HOA questions answered so you can move the day the right listing surfaces.
Monticello at Mill Pond in 15 seconds.
Tools for a Monticello at Mill Pond buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monticello at Mill Pond sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Monticello at Mill Pond, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Monticello at Mill Pond home worth?
Get a no-obligation home value based on real comparable sales in Monticello at Mill Pond, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Monticello At Mill Pond
Homes in Monticello At Mill Pond that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 4946 NW 1St Place · off market
| Location | Gainesville, Alachua County, FL |
|---|---|
| Home types (current listings and sales) | condos 50%, townhouses 50% |
| Amenities listed by sellers | Pool, Tennis Court(s), Clubhouse, Community Mailbox, Fitness Center, Association Recreation - Owned |
| For sale right now | 1 active, 0 pending · median asking $255,000 · 2.4 months of supply |
Data as of November 6, 2026. Based on Stellar MLS data distributed by MLS GRID. Market figures describe homes, not residents. Cite as: Momentum Realty, “Monticello at Mill Pond key facts,” movewithmomentum.com/neighborhoods/monticello-at-mill-pond-gainesville, data as of November 6, 2026.
Housing distress & ownership in Monticello at Mill Pond, Gainesville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Every Home for Sale in Monticello At Mill Pond Gainesville Right Now (1)
All 1 active and pending Monticello At Mill Pond Gainesville listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5051 NW 1st Place #91 · $255,000 · 3 bd / 3.5 ba · listed Oct 13, 2026 · listed by Suskin Realty Inc
More Gainesville home searches
- All homes for sale in Gainesville, FL
- Homes for sale in Alachua County, FL
- Gated communities in Gainesville
- Gainesville home values: what is my house worth?
- ZIP 32606 housing scorecard
Gainesville guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Alachua County)
- Homestead exemption (Alachua County)
- Home insurance cost
- HOA database
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- NW 50Th Boulevard (23 homes on record)
- NW 1St Place (14 homes on record)
- NW 1St Place (3 homes on record)
- NW 50Th Boulevard (3 homes on record)
Email me new listings in Monticello at Mill Pond
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Monticello at Mill Pond
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Monticello at Mill Pond will answer, and the answer is published on this page for the next buyer.
What it really costs to own in Monticello at Mill Pond
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $292/month across 4 MLS listings (most billed monthly; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Alachua County is $1,020/yr (714 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2000 across 6 listings. An original roof here would be about 26 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Alachua County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Alachua County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
16% of homes for sale in ZIP 32607 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
Frequently Asked Questions
How many homes are in Monticello at Mill Pond?
What share of Monticello at Mill Pond is owner-occupied?
When were the homes in Monticello at Mill Pond built?
Do cash buyers compete in Monticello at Mill Pond?
Who is the best real estate agent for Monticello at Mill Pond?
How do I find a top Gainesville real estate agent who knows Monticello at Mill Pond?
Can Momentum Realty connect me with an agent for Monticello at Mill Pond?
Where is Monticello at Mill Pond, and what county is it in?
Should you buy in Monticello at Mill Pond?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 2, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32606/32607)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2015 (67 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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