Monterey in Gainesville

Monterey

Established 1988 · Gainesville · Alachua County

An established single-family subdivision in NW Gainesville (32606), with quiet cul-de-sac streets and a settled residential feel.

NW GainesvilleSingle-familyQuiet cul-de-sac streets
Live Market Pulse
62/100
Momentum
Balanced Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
$365K
Median Price
2.4mo
Supply
1days
Avg DOM
Balanced
Seller Leverage
$198/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Monterey is an established single-family subdivision in northwest Gainesville (ZIP 32606), reported as a quiet neighborhood with homes on cul-de-sac streets. Public detail is limited, so most specifics should be confirmed with the listing and the county property appraiser. The read is settled NW Gainesville living in a central location with reported easy reach to shopping, medical, and the I-75 corridor. Because plans and condition vary across the subdivision, value is condition-and-update specific: read the renovation level, confirm any association or deed-restriction status, check the lot, and comp within Monterey rather than across NW Gainesville broadly."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Monterey market snapshot (as of June 18, 2026): the median sale price is about $365K ($198 per sq ft), with homes averaging 1 days on market and 2.4 months of supply, a balanced market (limited data). Based on 5 recent closings in live Stellar MLS data.

Monterey is an established single-family subdivision in northwest Gainesville (ZIP 32606), Alachua County, reported as a quiet neighborhood with homes on cul-de-sac streets (neighborhood profiles).

Public detail on the subdivision is limited, so treat any figure on age, size, or number of homes as reported and confirm it with the listing and the Alachua County Property Appraiser.

The location is central to northwest Gainesville, with reported easy reach to area shopping, medical centers, and the I-75 corridor; confirm exact drive times for the specific address.

Because plans and condition vary across the subdivision, value is condition-and-update specific. Read the renovation level, confirm any association or deed-restriction status, check the lot, and comp within Monterey before you offer.

Best for

  • Buyers who want an established single-family home in a central NW Gainesville location
  • Buyers who value quiet cul-de-sac streets and a settled residential feel
  • Buyers comfortable reading condition and updates on a home-by-home basis

Probably not for

  • Buyers who want only new construction with uniform finishes
  • Buyers who want a gated or amenity-heavy master-planned setting
  • Buyers who want to be downtown or directly adjacent to the UF campus

How Monterey is performing right now

62/100
momentum
Balanced Market (limited data)
Seller's marketBalancedBuyer's market
2.4Months of supplytight
1Median days on marketdays
1 : 1Under contract vs for salestrong demand
5Sold in last 12 monthsliquidity
+4%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 18, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Monterey listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Monterey buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Monterey

Live MLS inventory for Monterey. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Monterey listings as of 2026-06-18, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

I-75 (NW 39th Ave area)~5 to 10 min · approximate
North Florida Regional Medical Center~10 min · hospital
Oaks Mall and NW shopping~10 min · shopping
University of Florida~15 to 20 min · approximate
Downtown Gainesville~15 to 20 min · approximate
Gainesville Regional Airport (GNV)~20 to 25 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Monterey with Momentum Realty’s local guides.

CWCole WoodGainesville, FL · 0.1 miVAThe ValleyGainesville, FL · 0.4 miRIRichmondGainesville, FL · 0.5 miKPKensington ParkGainesville, FL · 0.5 miGCGrand Central Station ClusterGainesville, FL · 0.6 miNVNewberry Village Homes for Sale in Gainesville, FLGainesville, FL · 0.6 miTLTownhomes at the LakesGainesville, FL · 0.6 miCRCedar RidgeGainesville, FL · 0.6 miOCThe Oaks CondominiumGainesville, FL · 0.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Monterey (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Alachua County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Monterey is served by Alachua County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Monterey address.

The takeaway

What actually shapes value in Monterey, sourced and dated. We do not publish rumor.

Recent Developments in Monterey

Our read on what is being built around Monterey, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is an established, quiet NW Gainesville single-family subdivision in a central location. With limited public detail, the watch items are the renovation level, any association or deed-restriction status, the lot, and condition, all of which should be confirmed.

Quiet cul-de-sac single-family setting

BullishA quiet cul-de-sac layout in a central NW location supports steady demand; confirm the street and lot for the specific home. impact
SignificanceRadius: Neighborhood

Quiet cul-de-sac single-family setting

Limited public detail on the subdivision

NeutralAge, size, and any association are not well documented publicly, so confirm specifics with the listing and the county appraiser; comp by condition within the subdivision. impact
SignificanceRadius: Neighborhood

Limited public detail on the subdivision

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Monterey, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. Established
    Neighborhood

    Established single-family subdivision in NW Gainesville

    Monterey is an established NW Gainesville (32606) single-family subdivision, reported as a quiet neighborhood with cul-de-sac streets (neighborhood profiles). Public detail is limited, so treat figures as reported and confirm with the listing and the county appraiser. Why it matters: An established, quiet subdivision; with thin public data, value turns on condition, the lot, and the update level, all confirmed. Source

Development alerts for MontereyGet a short monthly email when something new is approved, funded, or opens near Monterey.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Monterey, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the basics with the county appraiser, the build year, lot size, and any association, since public detail on Monterey is limited.

2

Read the renovation level, because updated kitchens, baths, roof, and HVAC drive value more than square footage here.

3

Confirm any association or deed restrictions, dues, scope, and reserves, with the listing.

4

Check the systems and the lot, roof age, HVAC, and the street and cul-de-sac placement.

5

Comp within Monterey, not across all of NW Gainesville, since the subdivision has its own pricing.

Best Buy
A solidly updated single-family home on a quiet cul-de-sac lot, priced to its condition.
Biggest Risk
Relying on thin public data, or comparing an unrenovated home to a fully updated one.
Best Lot
A larger or well-placed cul-de-sac lot carries a premium within the subdivision.
Smart Timing
Confirm the basics with the county appraiser and the listing before you write.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Monterey is an established single-family subdivision in northwest Gainesville (32606), Alachua County, reported as a quiet neighborhood with homes on cul-de-sac streets. Public detail is limited, so confirm the build year, lot size, and any association status with the listing and the Alachua County Property Appraiser. It sits in a central NW location with reported easy reach to area shopping, medical centers, and the I-75 corridor. Homes are zoned to Alachua County public schools by address; verify zoning with the district.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: original-condition homes
$2K to $365K

The most attainable product is homes in original or dated condition. Budget for updates and confirm roof, HVAC, and systems before assuming a value.

Lowest entry
Mid: updated established homes
$365K to $400K

The core is established homes that have been updated. Condition, the renovation level, and lot separate these more than square footage.

Most inventory
High: renovated homes on premium lots
$400K to $435K

The top end is fully renovated homes on the best cul-de-sac lots. These trade on the finish, the systems, and the lot.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$2K to $365K
Entry: original-condition homes
The most attainable product is homes in original or dated condition. Budget for updates and confirm roof, HVAC, and systems before assuming a value.
$365K to $400K
Mid: updated established homes
The core is established homes that have been updated. Condition, the renovation level, and lot separate these more than square footage.
$400K to $435K
High: renovated homes on premium lots
The top end is fully renovated homes on the best cul-de-sac lots. These trade on the finish, the systems, and the lot.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Gainesville locationStrong
Scarce, established homesitesStrong
Established, in-demand locationPositive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Monterey

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The quiet streets and the central NW location are priced into every Monterey listing. The deal is won on condition, the lot, and the update level, confirmed, not the sticker.

Jon Brooks · Founder, Momentum Realty
7.2B · Buy Score
Resale Strength7.4/10
Renovation Risk5.8/10
Location Efficiency7.9/10
Long-Term Defensibility6.8/10
Carrying Cost Advantage7.3/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Monterey is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • A well-placed cul-de-sac lot carries a premium within the subdivision.
  • Condition matters as much as the lot here.
  • Confirm the lot size and any association per home with the county.

In an established subdivision like Monterey, condition and the lot set value, and with thin public data the basics should be confirmed first. A larger or well-placed cul-de-sac lot carries a premium. Compare a home against the closest sale within Monterey, and read the systems before the finishes.

Monterey in 15 seconds.

Best forBuyers who want an established single-family home on a quiet cul-de-sac in a central NW Gainesville location.
Strong onCentral NW location near shopping, medical, and I-75, quiet cul-de-sac streets, and a settled feel.
WatchThin public detail, so confirm the build year, lot, any association, and condition with the listing and county.
Not forBuyers who want only new construction, a gated amenity-heavy setting, or a downtown or campus-adjacent location.
The edgeLimited public data means a buyer who confirms the basics and comps within the subdivision finds the value.

HOA, CDD & Fees

15-Second Take
  • Association status is not well documented; confirm per home.
  • Some homes may have no mandatory association.
  • Established single-family stock; comp by condition.
  • Updated homes on good cul-de-sac lots hold value best.
  • A central NW Gainesville location near shopping and I-75.

Association status in Monterey is not well documented publicly and some homes may have no mandatory association; treat any figure as reported and confirm the relevant association or deed-restriction status, dues, scope, and reserves with the listing before you offer.

Where an association exists, it generally covers common areas and limited services; many established homes here may not be in an amenity-heavy association. Confirm exactly what applies to the specific home.

This is an established residential subdivision rather than an amenity-driven master plan; nearby NW Gainesville parks, shopping, and medical centers serve the area. Confirm any neighborhood association or shared facilities with the listing.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Monterey, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Monterey, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Monterey home worth?

Get a no-obligation home value based on real comparable sales in Monterey matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Monterey on the map →
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Real comps, not a Zestimate.

Monterey Market Scorecard

Strong seller's market

Monterey is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,049,500, and homes go under contract in about 72 days.

1.8
Months supply
$1,049,500
Median list
$847,500
Median sold
$321
Per sqft
72
Days on mkt
6/7/39
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

What is Monterey?
An established single-family subdivision in northwest Gainesville (32606), Alachua County, reported as a quiet neighborhood with cul-de-sac streets.
When were the homes in Monterey built?
Public detail is limited. Treat any age figure as reported and confirm the year for the specific home with the listing or the county appraiser.
What kinds of homes are in Monterey?
Primarily single-family homes; plans, sizes, and finishes vary, so confirm the specifics for the home.
Is Monterey a gated community?
It is an established residential subdivision rather than a gated master plan. Confirm any access, association, or deed restrictions with the listing.
Is there an HOA in Monterey?
Association status is not well documented publicly and some homes may have none. Confirm the relevant association or deed-restriction status, dues, scope, and reserves with the listing.
Where is Monterey located?
In northwest Gainesville (32606), in a central NW location with reported easy reach to shopping, medical centers, and the I-75 corridor.
How far is Monterey from the University of Florida?
Roughly 15 to 20 minutes by car, depending on the route and time of day. Drive times are approximate; confirm for the specific address.
What schools serve Monterey?
Homes are zoned to Alachua County public schools by address. Assignments change, so verify the exact zoned schools with the district.
Is Monterey a good investment?
A central NW location and a quiet setting support steady demand, but with thin public data value is condition-specific. Confirm the basics, read the updates and systems, and comp within the subdivision before deciding.
What should I check before buying in Monterey?
The build year and lot from the county appraiser, the renovation level, roof and HVAC age, any association or deed-restriction status, and the cul-de-sac placement.
Are the lots large in Monterey?
Lot sizes vary across the subdivision. A larger or well-placed cul-de-sac lot carries a premium; confirm the lot for the specific home.
Should I use the listing agent to buy in Monterey?
No. The listing agent works for the seller. Where condition, lot, and thin public data swing value, having your own representation is the highest-leverage decision you make.
You want an established single-family home on a quiet cul-de-sac in a central NW Gainesville locationExcellent fit
You value a settled residential feel near shopping, medical, and I-75Excellent fit
You are comfortable confirming the basics and reading condition on a home-by-home basisExcellent fit
You want only new construction with uniform finishesProbably not
You want a gated or amenity-heavy master-planned settingProbably not
You want to be downtown or directly adjacent to the UF campusProbably not

Get the inside read on Monterey

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Monterey home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Monterey specialist will reach out personally, usually the same day.

Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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