Palamar Oaks Village in St Cloud

Palamar Oaks Village
Homes for Sale in St. Cloud, FL

Community in St Cloud · Osceola County · ZIP 34769
64 homesBuilt 1986–2001
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Built fromLive Stellar MLS data11 years of closingsFL DOR public recordsUpdated twice daily

Nearby homes for sale

No active listings inside Palamar Oaks Village Rep right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

1144 MONROE AVENUE
$300K · 0.0 mi away
3 bd · 2 ba · 1,230 sqft
1144 MONROE AVENUE
Listed by KELLER WILLIAMS ADVANTAGE III
3401 CELENA CIRCLE
$300K · 0.2 mi away
2 bd · 2 ba · 1,257 sqft
3401 CELENA CIRCLE
Listed by LA ROSA REALTY KISSIMMEE
3393 CELENA CIRCLE
$286K · 0.2 mi away
3 bd · 2.5 ba · 1,578 sqft
3393 CELENA CIRCLE
Listed by REALTY PROS ASSURED
3391 CELENA CIRCLE
$259K · 0.2 mi away
3 bd · 2.5 ba · 1,578 sqft
3391 CELENA CIRCLE
Listed by IRON VALLEY REAL ESTATE OSCEOLA
4324 PINE LAKE DRIVE
$475K · 0.2 mi away
5 bd · 3 ba · 2,164 sqft
4324 PINE LAKE DRIVE
Listed by LA ROSA REALTY CENTRAL FLORIDA LLC
3369 CELENA CIRCLE
$278K · 0.2 mi away
3 bd · 2 ba · 1,372 sqft
3369 CELENA CIRCLE
Listed by AT YOUR SERVICE REALTY, LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

Homes listed or recently sold were built 1986 - 1997; 8 of 8 report an HOA (median $182/mo); 3 of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 69 ft). As of September 2026, the MLS records 12 closed sales in Palamar Oaks Village Rep in St Cloud, FL since 2015, the most recent in November 2025. Across St Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 588 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).

Live · Palamar Oaks Village Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
1.7mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Osceola: 20% (1,079 of 5,502)
1 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
77%
Owner-occupied · Palamar Oaks Village
49 of 64 parcels homesteaded (FL DOR 2025)
23%
Non-owner-occupied · Palamar Oaks Village
incl. 8% trust or LLC-held · 5% out-of-state
64
Homes in the community
64 residential parcels (FL DOR 2025)
Track record · 11 years of records
Est. 1986
Community established
homes built 1986-2001, median 1987 (FL DOR 2025)
1.6%/yr
Turnover rate
about 1 of 64 homes trade a year
Palamar Oaks Village Housing Pulse · Momentum Research · as of September 12, 2026

Palamar Oaks Village right now

🔴 Seller-leaning market. 1.7 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The market around Palamar Oaks Village

Palamar Oaks Village is too small for its own price trend, so here is the market around it.

In ZIP 34769, 189 homes are on the market and 21% are under contract — a steady corner of St Cloud.

Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).

ZIP and county figures describe the wider market, not Palamar Oaks Village specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Palamar Oaks Village, ST CLOUD

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 22 listings
Distress share trend - 0.0% now (2026-08-12 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Palamar Oaks Village

Live MLS inventory for Palamar Oaks Village. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Palamar Oaks Village listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2025. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Palamar Oaks Village today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palamar Oaks Village.

A closer look at the Palamar Oaks Village market

Inventory runs at 1.7 months of supply, a seller-leaning market.

The housing stock is 64 homes built between 1986 and 2001, and 77% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Palamar Oaks Village. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Palamar Oaks Village homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Palamar Oaks Village.
In short
  • HOA dues reported around $178/month (about $2,136/yr) · median of 110 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $178 per month ($2,136 a year) - the median AssociationFee across 110 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palamar Oaks Village sales matched to your home.

What is your Palamar Oaks Village home worth?

Get a no-obligation home value based on real comparable sales in Palamar Oaks Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Palamar Oaks Village on the map →

Real comps, not an automated estimate.

Recently off market in Palamar Oaks Village Rep

Homes in Palamar Oaks Village Rep that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,241/mo
Osceola County typical true cost to own
$145/mo
Osceola County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

21% of homes for sale in ZIP 34769 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).

PALAMAR OAKS VILLAGE REP Market Scorecard

No active listings

PALAMAR OAKS VILLAGE REP is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$275,100
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/7
Active/Pend/Sold

Typical home value in the 34769 ZIP is $318,664, about 8.6% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Palamar Oaks Village a buyer's or seller's market right now?
As of September 12, 2026, Palamar Oaks Village leans toward sellers: 1.7 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Palamar Oaks Village?
The Florida DOR 2025 assessment roll shows 64 homes in Palamar Oaks Village (public records).
What share of Palamar Oaks Village is owner-occupied?
77% of Palamar Oaks Village parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Palamar Oaks Village built?
Homes in Palamar Oaks Village were built between 1986 and 2001, with a median year built of 1986.5 (FL DOR 2025 roll).
Who is the best real estate agent for Palamar Oaks Village?
The best agent for Palamar Oaks Village is one who actively works St Cloud and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Palamar Oaks Village.
How do I find a top St Cloud real estate agent who knows Palamar Oaks Village?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Palamar Oaks Village and the wider St Cloud area.
Can Momentum Realty connect me with an agent for Palamar Oaks Village?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Palamar Oaks Village purchase or sale - no call center and no pressure.
Where is Palamar Oaks Village, and what county is it in?
Palamar Oaks Village is in ST CLOUD, Osceola County, FL, ZIP 34769. The community's center is about 6 miles north of the center of ST CLOUD (straight-line).

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 12, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 34769))
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2015 (12 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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CallFree valuation →
Thinking of selling in Palamar Oaks Village Rep? 1 recorded closings (window ending 2026-09-20). See the Osceola County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

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Nearby Communities

Explore more neighborhoods near Palamar Oaks Village with Momentum Realty’s local guides.

POPalamar Oaks Village0.0 mi away · median $406K, 4 sales/12 moPOPalamar Oaks Village Rplt0.1 mi awayPine Lake Villas0.1 mi away · 45 homes, built 1984–86, 1 for salePalamar Park0.1 mi away · 7 homes, built 1956–56, 3 for salePine Lake Estates0.2 mi away · median $379K, 9 sales/12 moMagnolia Glen0.3 mi away · 6 for sale

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