Palm Terrace Gardens Unit 4 Unrec
Homes for Sale in Port Richey, FL

Community in Port Richey · Pasco County
177 homesBuilt 1973–1980
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Built fromLive Stellar MLS data14 years of closingsFL DOR public recordsUpdated twice daily
Live · Palm Terrace Gardens Unit 4 Unrec Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
1
Sold · last 12 mo
10-yr average: about 0 a year
Ownership and context
54%
Owner-occupied · Palm Terrace Gardens Unit 4 Unrec
95 of 177 parcels homesteaded (FL DOR 2025)
46%
Non-owner-occupied · Palm Terrace Gardens Unit 4 Unrec
incl. 19% trust or LLC-held · 8% out-of-state
177
Homes in the community
177 residential parcels (FL DOR 2025)
Track record · 14 years of records
Est. 1973
Community established
homes built 1973-1980, median 1977 (FL DOR 2025)
0
Failed listings · 2015
peaked at 7 in 2014
0.6%/yr
Turnover rate
about 1 of 177 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Palm Terrace Gardens Unit 4 Unrec is a small, consistent pocket of 1970s construction — every home in the 177-home count falls between 1973 and 1980, with a median build year of 1977. That narrow age band means the story here is really about condition: original systems and finishes versus homes that have been updated, and that gap is what separates one listing from another far more than lot or floor plan.

With only a single month of closings in the current window, there isn't enough recent transaction volume to draw a firm read on price direction. Buyers and sellers should treat any one listing as a data point, not a trend, and lean on a direct comparison of condition and square footage rather than assuming the last sale sets the market.

Best for

  • Buyers who want a single-family home from the 1970s-era build stock without amenity fees
  • Buyers focused on square footage and lot value over shared community features
  • Investors comfortable evaluating an area with a mixed owner-occupied and non-homestead ownership pattern

Probably not for

  • Buyers who want a community with a pool, clubhouse, or organized common areas
  • Buyers seeking new or near-new construction rather than a home built between 1973 and 1980
  • Buyers who need recent, high-volume comparable sales data before making a pricing decision

The market around Palm Terrace Gardens Unit 4 Unrec

Palm Terrace Gardens Unit 4 Unrec is a small community — 14 recorded sales on file, most recently in 2015 — too few for its own price trend. Here is the market around it.

Across Pasco County, 4,307 homes are active and 1,258 pending (23% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Palm Terrace Gardens Unit 4 Unrec specifically. Momentum Research analysis of MLS records.

If we were buying in Palm Terrace Gardens Unit 4 Unrec today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palm Terrace Gardens Unit 4 Unrec.

Best Buy
Buyers looking for an established Port Richey home with straightforward, no-frills ownership.
Biggest Risk
With only one month of closings to reference, there's limited recent data to benchmark a fair offer or list price.
Sweet Spot
A buyer prioritizing living space and lot over amenities, comfortable evaluating condition home by home.
Avoid If
You're seeking a community with organized shared amenities — none are identified here.

A uniform build era, a wide condition spread

Because every home was built within a seven-year window, floor plans and original construction quality tend to be similar across the 177 homes. What varies is decades of individual maintenance and renovation — roofs, kitchens, baths, and mechanical systems will be at very different points depending on ownership history. That makes a walk-through and a clear-eyed condition assessment more important here than in a neighborhood with a wider mix of build eras.

A homestead share of just over half (53.7%) suggests a meaningful mix of owner-occupied and non-homestead (rental or second) properties, which is worth factoring into how a specific street or block presents. There is no HOA-run amenity package identified in current listings, so any pool, clubhouse, or common-area upkeep isn't part of the equation — buyers are evaluating the home and yard on their own merits.

The location and the amenities are priced into every listing in Palm Terrace Gardens Unit 4 Unrec. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community where age of construction is consistent but condition varies widely, we spend our time on the details that actually separate one 1970s-built home from the next — roof age, updates, and how the square footage is laid out — rather than leaning on broad neighborhood averages that don't tell the full story.

Palm Terrace Gardens Unit 4 Unrec in 15 seconds.

Best forBuyers looking for an established Port Richey home with straightforward, no-frills ownership.
Biggest advantageThe homes share a consistent construction era, which simplifies comparing structural age across listings.
Biggest riskWith only one month of closings to reference, there's limited recent data to benchmark a fair offer or list price.
Sweet spotA buyer prioritizing living space and lot over amenities, comfortable evaluating condition home by home.
Avoid ifYou're seeking a community with organized shared amenities — none are identified here.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palm Terrace Gardens Unit 4 Unrec sales matched to your home.

What is your Palm Terrace Gardens Unit 4 Unrec home worth?

Get a no-obligation home value based on real comparable sales in Palm Terrace Gardens Unit 4 Unrec, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Palm Terrace Gardens Unit 4 Unrec?
The Florida DOR 2025 assessment roll shows 177 homes in Palm Terrace Gardens Unit 4 Unrec (public records).
What share of Palm Terrace Gardens Unit 4 Unrec is owner-occupied?
54% of Palm Terrace Gardens Unit 4 Unrec parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Palm Terrace Gardens Unit 4 Unrec built?
Homes in Palm Terrace Gardens Unit 4 Unrec were built between 1973 and 1980, with a median year built of 1977 (FL DOR 2025 roll).
Who is the best real estate agent for Palm Terrace Gardens Unit 4 Unrec?
The best agent for Palm Terrace Gardens Unit 4 Unrec is one who actively works Port Richey and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Palm Terrace Gardens Unit 4 Unrec.
How do I find a top Port Richey real estate agent who knows Palm Terrace Gardens Unit 4 Unrec?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Palm Terrace Gardens Unit 4 Unrec and the wider Port Richey area.
Can Momentum Realty connect me with an agent for Palm Terrace Gardens Unit 4 Unrec?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Palm Terrace Gardens Unit 4 Unrec purchase or sale - no call center and no pressure.
Buyers who want a single-family home from the 1970s-era build stock without amenity feesExcellent fit
Buyers focused on square footage and lot value over shared community featuresExcellent fit
Investors comfortable evaluating an area with a mixed owner-occupied and non-homestead ownership patternExcellent fit
Buyers who want a community with a pool, clubhouse, or organized common areasProbably not
Buyers seeking new or near-new construction rather than a home built between 1973 and 1980Probably not
Buyers who need recent, high-volume comparable sales data before making a pricing decisionProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (6 streets, ZIP 34668))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2012 (10 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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More Port Richey & Tampa North / Pasco County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Tampa North / Pasco County or the full Neighborhood Finder.

Thinking of selling in Palm Terrace Gardens Unit 4 Unrec? 1 recorded closings (window ending 2026-07-13). See the Pasco County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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