Palmetto Oaks in St. Marys

Palmetto Oaks
Homes for Sale in St. Marys, GA

All 87 homes for sale in St. Marys, GA · median $429,900 · 87 homes for sale in 31558

Community in St. Marys · Camden County · ZIP 31558
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Photo courtesy of Carrie Paulk-Gay, Coldwell Banker Access Realty KGLD · via ScoutMLS®

Built fromLive ScoutMLS® data14 years of closingsUpdated twice daily

As of October 2026, the MLS records 9 closed sales in Palmetto Oaks in St. Marys, GA since 2012, the most recent in February 2023. Across St. Marys as a whole, 134 homes closed in the last 12 months at a median of $375,000, 79 median days on market, with 51 homes for sale today. At that median and Camden County's 2025 rate of 28.05 mills, annual property tax runs about $4,210.

Last 30 days in Palmetto Oaks: 1 closed sale (median $251,230). As of October 9, 2026, Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS.

Live · Palmetto Oaks Housing Pulse ScoutMLS® + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Camden: 22% (56 of 254)
0 · 1
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Palmetto Oaks sits in St. Marys, in Camden County, on Georgia's southeast coast near the St. Marys River and within reach of Cumberland Island's ferry docks. Current MLS activity does not surface confirmed community amenities, so anyone evaluating this address should treat clubhouse, pool, or gate claims as unverified until confirmed on a specific listing rather than assumed for the neighborhood as a whole.

With no price or inventory data currently flowing through the feed for this community, the honest posture is patience: pricing and pace here should be read listing by listing rather than as a neighborhood trend until more MLS activity populates. That is not a red flag, it simply means the numbers a buyer or seller needs have not shown up yet.

The 60-Second Overview

Palmetto Oaks is a St. Marys address in Camden County, near the Georgia coast and its intracoastal access points, though current MLS listings do not confirm a defined amenity package for the community.

SCOUT sales records identify 8 homes in Palmetto Oaks that have changed hands since 2012, built between 1983 and 2002 (median 1986), with a median living area of about 1,392 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: SCOUT closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Prioritizing a St. Marys, Camden County location over a specific amenity list
  • Comfortable verifying amenities and pricing directly through active listings rather than a neighborhood summary
  • Looking near coastal Georgia access points such as the St. Marys River and Cumberland Island ferry

Probably not for

  • Needing a confirmed amenity package such as a pool or clubhouse before considering the community
  • Relying on a published median price or days-on-market figure to set an offer strategy
  • Wanting a fully documented sales history before engaging

The market around Palmetto Oaks

Palmetto Oaks is too small for its own price trend, so here is the market around it.

In ZIP 31558, 112 homes are on the market and 26% are under contract — a steady corner of St. Marys.

Across Camden County, 198 homes are active and 56 pending (22% under contract).

In ZIP 31558 (St. Marys), 217 homes closed in the last 12 months at a median of $321K ($182/sq ft), down 3.8% year over year, with a median 83 days on market. Right now 67 active and 24 pending listings put supply at about 5.5 months — a buyer's market. See the live ZIP 31558 housing market.

ZIP and county figures describe the wider market, not Palmetto Oaks specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Palmetto Oaks, St. Marys

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 11 listings
Distress share trend — 0.0% now (2026-08-31 → 2026-09-25)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Deemed reliable but not guaranteed.

If we were buying in Palmetto Oaks today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palmetto Oaks.

Best Buy
Buying with a specific St. Marys or Camden County location in mind and willing to verify details listing by listing.
Biggest Risk
Limited current data means no confirmed amenities and no median price to benchmark against.
Sweet Spot
Buyers prioritizing the St. Marys location itself over a defined amenity package.
Avoid If
Avoid if you need a confirmed clubhouse, pool, or gated amenity set before writing an offer.

What we actually know right now

The dataset behind this snapshot is thin by design: no amenities have been identified from current MLS listings, and no price or volume metrics are available for Palmetto Oaks as of this snapshot. That puts this community in a different category from ones where we can point to a median price or a days-on-market trend. Here, the responsible move is to source directly from active listings rather than lean on a neighborhood-level statistic that does not yet exist.

St. Marys and Camden County carry their own draw independent of any single subdivision's amenity list, coastal access, proximity to Cumberland Island, and a location along the Georgia-Florida state line corridor. Buyers interested in Palmetto Oaks specifically should ask directly what, if anything, the community offers in shared amenities, since that has not been confirmed through the feed.

“

The location and the amenities are priced into every listing in Palmetto Oaks. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When a community's data is this sparse, the value we add is knowing what not to claim. We will pull the actual listings in Palmetto Oaks, verify amenities and pricing property by property, and tell you plainly if the information you need simply is not public yet, rather than filling gaps with guesses.

Palmetto Oaks in 15 seconds.

Best forBuying with a specific St. Marys or Camden County location in mind and willing to verify details listing by listing.
Biggest advantageA Camden County coastal location without an established amenity or pricing narrative pushing values in either direction.
Biggest riskLimited current data means no confirmed amenities and no median price to benchmark against.
Sweet spotBuyers prioritizing the St. Marys location itself over a defined amenity package.
Avoid ifAvoid if you need a confirmed clubhouse, pool, or gated amenity set before writing an offer.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Palmetto Oaks homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Palmetto Oaks.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palmetto Oaks sales matched to your home.

What is your Palmetto Oaks home worth?

Get a no-obligation home value based on real comparable sales in Palmetto Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in St. Marys →

Real comps, not an automated estimate.
Prioritizing a St. Marys, Camden County location over a specific amenity listExcellent fit
Comfortable verifying amenities and pricing directly through active listings rather than a neighborhood summaryExcellent fit
Looking near coastal Georgia access points such as the St. Marys River and Cumberland Island ferryExcellent fit
Needing a confirmed amenity package such as a pool or clubhouse before considering the communityProbably not
Relying on a published median price or days-on-market figure to set an offer strategyProbably not
Wanting a fully documented sales history before engagingProbably not

Data sources & freshness

Live listingsScoutMLS®, refreshed twice daily (last: October 9, 2026)
Under-contract sharesScoutMLS® records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (9 transactions analyzed)

Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.

Momentum Research figures are our own analysis of ScoutMLS® records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.

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Common questions about Palmetto Oaks

Where is Palmetto Oaks?

Palmetto Oaks is a community in St. Marys, Camden County, Georgia, ZIP 31558.

Are there homes for sale in Palmetto Oaks right now?

Yes — 0 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Palmetto Oaks have an HOA or CDD?

No HOA is on record for Palmetto Oaks in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Thinking of selling in Palmetto Oaks? See the Camden County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Palmetto Oaks with Momentum Realty’s local guides.

SOSpanish Oaks (Camden)0.2 mi awayHPHollywood Park0.3 mi away · 1 for saleDPDevonwood Park0.5 mi away · 1 for saleO(Oakdale (Camden)0.5 mi awayBPBorrell Park0.6 mi awayChateau Garden0.8 mi awayNRNorth River Marshes1.2 mi away · median $241K, 4 sales/12 moWells Harbor1.2 mi away

Browse all neighborhood guides →

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