Palmetto Oaks
Homes for Sale in St. Marys, GA
All 87 homes for sale in St. Marys, GA · median $429,900 · 87 homes for sale in 31558
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of Carrie Paulk-Gay, Coldwell Banker Access Realty KGLD · via ScoutMLS®
As of October 2026, the MLS records 9 closed sales in Palmetto Oaks in St. Marys, GA since 2012, the most recent in February 2023. Across St. Marys as a whole, 134 homes closed in the last 12 months at a median of $375,000, 79 median days on market, with 51 homes for sale today. At that median and Camden County's 2025 rate of 28.05 mills, annual property tax runs about $4,210.
Last 30 days in Palmetto Oaks: 1 closed sale (median $251,230). As of October 9, 2026, Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS.

Palmetto Oaks sits in St. Marys, in Camden County, on Georgia's southeast coast near the St. Marys River and within reach of Cumberland Island's ferry docks. Current MLS activity does not surface confirmed community amenities, so anyone evaluating this address should treat clubhouse, pool, or gate claims as unverified until confirmed on a specific listing rather than assumed for the neighborhood as a whole.
With no price or inventory data currently flowing through the feed for this community, the honest posture is patience: pricing and pace here should be read listing by listing rather than as a neighborhood trend until more MLS activity populates. That is not a red flag, it simply means the numbers a buyer or seller needs have not shown up yet.
The 60-Second Overview
Palmetto Oaks is a St. Marys address in Camden County, near the Georgia coast and its intracoastal access points, though current MLS listings do not confirm a defined amenity package for the community.
SCOUT sales records identify 8 homes in Palmetto Oaks that have changed hands since 2012, built between 1983 and 2002 (median 1986), with a median living area of about 1,392 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: SCOUT closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Palmetto Oaks is best for.
Best for
- Prioritizing a St. Marys, Camden County location over a specific amenity list
- Comfortable verifying amenities and pricing directly through active listings rather than a neighborhood summary
- Looking near coastal Georgia access points such as the St. Marys River and Cumberland Island ferry
Probably not for
- Needing a confirmed amenity package such as a pool or clubhouse before considering the community
- Relying on a published median price or days-on-market figure to set an offer strategy
- Wanting a fully documented sales history before engaging
The market around Palmetto Oaks
Palmetto Oaks is too small for its own price trend, so here is the market around it.
In ZIP 31558, 112 homes are on the market and 26% are under contract — a steady corner of St. Marys.
Across Camden County, 198 homes are active and 56 pending (22% under contract).
In ZIP 31558 (St. Marys), 217 homes closed in the last 12 months at a median of $321K ($182/sq ft), down 3.8% year over year, with a median 83 days on market. Right now 67 active and 24 pending listings put supply at about 5.5 months — a buyer's market. See the live ZIP 31558 housing market.
ZIP and county figures describe the wider market, not Palmetto Oaks specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Palmetto Oaks, St. Marys
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Deemed reliable but not guaranteed.
The Palmetto Oaks buying strategy.
If we were buying in Palmetto Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palmetto Oaks.
What we actually know right now
The dataset behind this snapshot is thin by design: no amenities have been identified from current MLS listings, and no price or volume metrics are available for Palmetto Oaks as of this snapshot. That puts this community in a different category from ones where we can point to a median price or a days-on-market trend. Here, the responsible move is to source directly from active listings rather than lean on a neighborhood-level statistic that does not yet exist.
St. Marys and Camden County carry their own draw independent of any single subdivision's amenity list, coastal access, proximity to Cumberland Island, and a location along the Georgia-Florida state line corridor. Buyers interested in Palmetto Oaks specifically should ask directly what, if anything, the community offers in shared amenities, since that has not been confirmed through the feed.
The location and the amenities are priced into every listing in Palmetto Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community's data is this sparse, the value we add is knowing what not to claim. We will pull the actual listings in Palmetto Oaks, verify amenities and pricing property by property, and tell you plainly if the information you need simply is not public yet, rather than filling gaps with guesses.
Palmetto Oaks in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Palmetto Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palmetto Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Palmetto Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Palmetto Oaks home worth?
Get a no-obligation home value based on real comparable sales in Palmetto Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Marys →
Should you buy in Palmetto Oaks?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | ScoutMLS®, refreshed twice daily (last: October 9, 2026) |
| Under-contract shares | ScoutMLS® records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (9 transactions analyzed) |
Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.
Momentum Research figures are our own analysis of ScoutMLS® records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.
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See how Palmetto Oaks fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Palmetto Oaks
Where is Palmetto Oaks?
Palmetto Oaks is a community in St. Marys, Camden County, Georgia, ZIP 31558.
Are there homes for sale in Palmetto Oaks right now?
Yes — 0 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Palmetto Oaks have an HOA or CDD?
No HOA is on record for Palmetto Oaks in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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