Paloma
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Paloma's price story rests on two closely linked figures: a median sale of $190,000 and a median price per square foot of $152.99. With only 7 closings in this window, that median is real but thin - a single atypical sale can swing it more than it would in a deeper market. The 162% cumulative gain since 2012 shows meaningful long-run appreciation here, even as the most recent year-over-year change of 2.5% points to a pace that has settled to something closer to steady.
On the ground right now, months of supply sits at 3.0 and the market_band reads balanced, but that balance is built on just 2 active listings - a small pool, not a deep one. A median 120 days on market and a market heat score of 19 both describe a community that is not moving quickly. For a buyer that means less competition per home; for a seller it means pricing and presentation carry more weight than urgency.
Paloma right now
🟡 Balanced market. 4.5 months of supply and 25% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 5, 2026. Confidence: Medium (4 active and pending listings, 8 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($190K) is up 5.5% from the prior 12 months ($181K) and up 163% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 5. Confidence: Low (8 and 5 sales in the two windows).
What's unique here: the median sale price is about 62% below the typical St. Johns County sale ($190K vs $500K, trailing 12 months, realMLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 5, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Paloma market snapshot (as of August 5, 2026): the median sale price is about $190K ($153 per sq ft over the trailing 12 months of closed sales), a median 108 days on market for closed sales, and 4.5 months of supply, a balanced market. The trailing-12-month median is up 6% from the prior 12 months and up 163% since 2012, computed from record-level realMLS closed sales (8 closings in the current window).
Paloma is a smaller community in St. Augustine, St. Johns County, built around HOA-maintained common areas rather than a large, constantly-turning inventory - which means the handful of sales that do close each window carry outsized weight in reading the market here.
The setting & the homes.
Aerial and on-site photos of Paloma. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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PalomaPhotos from realMLS listings in Paloma; content deemed reliable but not guaranteed.
Who Paloma is best for.
Best for
- Buyers targeting a purchase near the $190,000 median who want grounds maintenance and common-area upkeep handled by the HOA.
- Buyers comfortable moving forward with a small comparable set, given only 2 active listings and 7 recent closings.
- Buyers or sellers taking a longer view, given the community's 162% price gain since 2012.
Probably not for
- Buyers who want a wide field of active listings to compare side by side - only 2 are on the market right now.
- Buyers expecting a fast close - the median days on market here runs around 120.
- Buyers looking for a published automated home-value figure - we prepare a hand-reviewed read instead.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 5 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($190K) IS the median in the snapshot above, and the move from 2025 ($181K) IS the +5.5% one-year change.
Windows contain 5 to 21 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Paloma Market Scorecard
Paloma is currently a seller's market. About 3.4 months of supply, a median asking price of $195,000, and homes go under contract in about 161 days.
Typical home value in the 32084 ZIP is $351,572, about 3.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Paloma, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Paloma
Live MLS inventory for Paloma. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 17 daysTop listing
Active · 13 days
Active · 285 days
Active · 10 days
Pending · 100 daysActive and pending Paloma listings as of 2026-08-05, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Paloma on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Paloma
- Playground · reported on 7 of 8 listings
- Pool · reported on 7 of 8 listings
- Maintenance Grounds · reported on 2 of 8 listings
- Management - Off Site · reported on 1 of 8 listings
- Management - Full Time · reported on 1 of 8 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Paloma are close: the nearest health is about 1 minutes away.
- HCA Florida St. Augustine Emergency · Health1 min
- Kahawa Group · Coffee1 min
- Publix · Groceries2 min
- ZENSHI Handcrafted Sushi · Dining2 min
- The Shoppes of Mission Trace · Shopping3 min
- Twelve Mile Swamp Conservation Area · Parks3 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- John A. Crookshank Elementary (PK-5) · Elementary
- R.J. Murray Middle School (6-8)FLDOE grade A · Middle
- St. Augustine High School (9-12)FLDOE grade A · High
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Paloma address.
The Paloma buying strategy.
If we were buying in Paloma today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Paloma.
A small market, read carefully
Paloma's HOA covers a playground and pool along with grounds maintenance, and the association runs with both full-time and off-site management (verify current amenities and access with the HOA, since MLS-reported amenities can lag reality). That bundled upkeep is part of what a $190,000 median and $152.99 per-square-foot figure are pricing in, alongside condition and finish on any given unit.
With only 2 active listings and 7 closings in the window, this is not a market where you can lean on a large comparable set. Months of supply at 3.0 lands in balanced territory on paper, and the market heat score of 19 alongside a 120-day median days-on-market both point to a community that trades on its own schedule rather than a fast-moving one.
The location and the amenities are priced into every listing in Paloma. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Paloma buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.9). Basis: Long-Term Appreciation +163% since 2012; Recent Direction +5.5% year-over-year; Liquidity & Demand 4.5 months of supply; Pricing Power 92.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
We do not publish an automated home-value number for a community this size - with 2 active listings and 7 closings to work from, a hand-prepared read of condition, the HOA's bundled services, and the actual comparables matters more than a generic algorithm. That is the approach we bring to Paloma, whether you are pricing a sale against a 162% since-2012 trend line or sizing up one of the only two homes currently on the market.
Paloma in 15 seconds.
HOA, CDD & Fees
- No CDD
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a Paloma buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Paloma sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Paloma, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Paloma home worth?
Get a no-obligation home value based on real comparable sales in Paloma, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Paloma on the map →
Frequently Asked Questions
What is the median home price in Paloma?
How long do homes in Paloma take to sell?
Is Paloma a buyer's or seller's market right now?
Do cash buyers compete in Paloma?
Have Paloma home prices gone up?
What schools serve Paloma?
Who is the best real estate agent for Paloma?
How do I find a top St. Augustine real estate agent who knows Paloma?
Can Momentum Realty connect me with an agent for Paloma?
Should you buy in Paloma?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Paloma with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 5, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 5, 2026 |
| Under-contract shares | realMLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2006 (176 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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