Community Details at a Glance
The Homes
Product
220 single-family homes plus the Lofts at Sebastian Cove condos
Range
Active single-family listings ran about $397,000 to $440,000 in 2025
Vintage
Dates to around 2008; built out, now a pure resale market
Builder
D.R. Horton across 13 single-family floor plans
Costs & Fees
HOA
About $240 per quarter for the single-family homes
CDD
No CDD per welcomehomestjohns; confirm on the tax bill
Tax line
St. Johns County millage; the Lofts carry their own condo fee
Amenities
Pool
Community pool with a cabana and grills
Play
Playground and a sports field
Courts
Basketball and a volleyball area
Setting
More than 60 percent of homes back to water or preserve
Location
Setting
Off State Road 16 near I-95 in St. Augustine
Access
About 3 minutes to the I-95 interchange at SR-16
Downtown
About 10 minutes to downtown St. Augustine
The Homes & Style
Active single-family listings ran 397,000 to 440,000 dollars per Zillow-fed listings in 2025, which keeps Sebastian Cove among the most attainable single-family options carrying a St. Johns County address this close to downtown.
The buyer pool is first-time buyers chasing the school district, downsizers who want low fees, and downtown St. Augustine workers who do not want the CR-210 commute.
With build-out complete, this is a pure resale market: condition, lot backing, and updates drive the spread between listings, not builder incentives.
Sebastian Cove is one community with two products, so the first decision is single-family or condo, then lot and plan.
220 homes across 13 D.R. Horton plans, roughly 1,300 to 3,400 square feet and 3 to 5 bedrooms, which is a wide band: the small ranches and the big two-story floor plans are very different purchases.
A condo sub-section inside the community that trades yard and square footage for a lower entry price; it shares the Sebastian Cove address, so read listings carefully to know which product you are looking at.
More than 60 percent of homes back to water or preserve, so the premium lots are not rare here, but the best pond views and deepest preserve buffers still command a margin on resale.
Living Here
The amenity package is modest by master-plan standards, which is exactly why the dues stay at 240 dollars a quarter.
The centerpiece of the amenity area.
Covered gathering space next to the pool.
The playground anchors the recreation area.
Open recreation space that most communities at this fee level skip.
The SR-16 corridor covers groceries and daily errands, the St. Augustine Outlets sit about five minutes away at the interstate, and the full downtown St. Augustine dining and historic district is roughly ten minutes east.
The Lofts at Sebastian Cove condos share the community name with the 220 single-family homes, so aggregator price data blends two very different products; sort by property type before you trust any average.
Buyers compare sticker prices across St. Johns communities and miss that Sebastian Cove has no CDD line; against a community with a 2,000 dollar annual assessment, that gap quietly funds a chunk of mortgage payment.
With more than 60 percent of homes backing water or preserve, a premium view here costs less of a markup than in communities where those lots are scarce; it is one of the cheaper ways to buy a pond view in this county.
Before You Offer
St. Johns County flooding concentrates near the Intracoastal, the coast, and the creeks and marshes, while many inland master-planned communities sit in lower-risk zones.
The reliable move is to pull the FEMA flood designation for the exact Sebastian Cove address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.
St. Johns County is well served by AT&T (fiber in most newer communities) and Xfinity (Comcast), though fiber availability still varies by street. If working from home matters, confirm the options, and fiber in particular, at the specific Sebastian Cove address rather than assuming.
St. Johns County total millage varies by district, and CDD assessments are common in the master-planned communities, which adds to the all-in cost on top of the millage. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.
The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.
Comparisons
The honest way to place Sebastian Cove is against the other St. Johns County communities a value-focused buyer is realistically weighing, each trading something different.
Sebastian Cove competes with the newer CR-210 and World Golf Village communities like Markland, Murabella, and the SilverLeaf neighborhoods. Its case is the missing CDD line and the ten-minute downtown St. Augustine location, which most of those communities cannot match: at the same sticker, the no-CDD home wins the monthly by the entire assessment. The case against it is a modest amenity core, an older, built-out housing stock with no builder warranties, and no gate, where the newer communities offer larger amenity centers and the newest construction. The right answer comes down to whether downtown proximity and a no-CDD payment matter more than amenities and new construction.
Who It Fits
Sebastian Cove fits the buyer who wants a St. Johns County address minutes from downtown St. Augustine and I-95, without the CR-210 commute or a CDD assessment, and who will price the specific product and lot rather than the blended community average. If a no-CDD payment, a pond or preserve backing, and a short hop to the historic district matter more than a resort amenity center and new construction, it is one of the more attainable St. Johns options that delivers it.
Sebastian Cove fits if you want
- A St. Johns address without the CR-210 commute
- No CDD on the tax bill
- Downtown St. Augustine and I-95 minutes away
- A pond or preserve backing without a steep premium
- An attainable single-family price in the county
- An established, settled neighborhood
Consider elsewhere if you want
- The newest construction or builder warranties
- A resort-scale amenity center
- A gated, luxury-tier community
- To skip separating the homes from the Lofts on price
- A beach-walkable or oceanfront address
- The largest possible lots and floor plans






















