Windward Ranch in St. Augustine

Windward Ranch
Homes for Sale in St. Augustine, FL

All 1,227 homes for sale in St. Augustine, FL · median $485,000 · 468 homes for sale in 32092 · St. Johns County homes for sale

Community in St. Augustine · St. Johns County · ZIP 32092
258 homesBuilt 2015–2022Median sale $500K
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True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
38/100
Market Heat
Cooler than normal
2017 → 2026 · 87 at the 2022 peak
0 is Windward Ranch's coldest market since 2017, 100 its hottest. Today: 38. How it's scored
Built fromLive realMLS data11 years of closingsFL DOR public recordsUpdated twice daily

As of November 2026, Windward Ranch in St. Augustine, FL has 4 homes for sale and 1 pending, asking from $385,000 to $499,900 (median $452,450). Over the 12 months ending 2026-11-12, 35 recorded sales closed at a median of $500,000 (+11% versus the prior year's median), $211 per square foot, a median 59 days on market, sellers accepting 96% of original asking. Homes listed or recently sold were built 2015–2021; 17 of 17 report an HOA (median $143/mo); none of the 16 geocoded homes sit in a FEMA special flood hazard zone (median elevation 32 ft). At the median price and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $6,730 ($6,220 with the full homestead exemption).

Last 30 days in Windward Ranch: 1 new listing (median asking $385,000), 1 under contract right now, 2 closed sales (median $559,000). As of November 13, 2026, realMLS.

Live · Windward Ranch Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$500K ▲
Median sold · 12 mo
up 10.6% vs the prior 12 months
+10.6% ▲
1-yr price change
n = 35 and 18 sales in the two windows
$211/sf
Sold $/sqft · 12 mo
peak $234 in 2023
96.4%
Sale vs ask
Tempo
1.0mo
Supply
3 to 6 months is the balanced band
59days
Median DOM · closed
11 days at the 2022 low
40%
Under contract
St. Johns: 31% (863 of 2,772)
3 · 2
For sale · pending
live counts, refreshed twice daily
35
Sold · last 12 mo
10-yr average: about 40 a year
Ownership and context
74%
Owner-occupied · Windward Ranch
191 of 258 parcels homesteaded (FL DOR 2025)
26%
Non-owner-occupied · Windward Ranch
incl. 7% trust or LLC-held · 6% out-of-state
258
Homes in the community
258 residential parcels (FL DOR 2025)
Track record · 11 years of records
19
Recorded sales · 2024-2025
median $470K · qualified sales on the county roll (FL DOR 2025)
2015–2022
Years homes were built
median 2019 · county roll (FL DOR 2025)
2,276sqft
Median sold home size
12-mo windows, closed sales
13.6%/yr
Turnover rate
about 35 of 258 homes trade a year

Windward Ranch (St. Augustine, FL): Homes, Prices & What to Know (Q4 2026 update)

Windward Ranch is a St. Augustine community with a $486,000 median sold price, up 5.1%, and 57 median days to sell. Numbers from realMLS, county property appraisers and public records, refreshed nightly on this page.

Windward Ranch (St. Augustine, FL): Homes, Prices & What to Know (Q4 2026 update)

1 min 58 s · Momentum Realty on YouTube · data from realMLS, St. Johns County Property Appraiser, Citizens, FEMA · Equal Housing Opportunity

Key moments

Transcript

Windward Ranch, in St. Augustine, is a St. Johns County community where the median sold price is 486,000 dollars, up 5 point 1 percent, and homes take a median of 57 days to sell. Here's what that means if you're watching this one.

Windward Ranch is a residential community in St. Augustine, in St. Johns County, with a homeowners association. The community's resident website lists a pool and a gym, along with community events. Verify access, memberships and fees with the HOA.

In the last 12 months, 34 homes sold at a median of 486,000 dollars, up 5 point 1 percent, though the prior 12 months had only 20 sales, so a few closings can move that comparison. That's 210 dollars a square foot, below a 2023 peak of 234, at 96 point 1 percent of asking. Right now 2 homes are listed and 2 are pending.

50 percent of homes here are under contract, against 29 percent in St. Johns County, which typically means more competition for the homes that list. That's typical, not a promise. With only 2 homes listed, the top listing is 480,000 dollars, so compare each home to recent closings. Verify the HOA, and verify whether a CDD applies.

The page doesn't publish a property tax figure or millage for Windward Ranch, so ask for the current bill. HOA dues aren't reported consistently in the listing data here, so ask for the current dues and what they cover. Of 12 sampled addresses, 100 percent sit outside the FEMA special flood hazard area. Get insurance quoted by address.

Get an email the moment new homes list: the alerts box is on the Windward Ranch page at move with momentum dot com, updated every night. I'm Jon Brooks with Momentum Realty.

Homes For Sale Right Now in Windward Ranch

Live MLS inventory for Windward Ranch. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Windward Ranch listings as of 2026-11-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 14, 2026

Windward Ranch's median price sits at $471,500, working out to about $207 per square foot, and that number is being set right now by scarcity more than by demand: only 4 active listings against 1.8 months of supply, in a St. Johns County market that RealMLS currently scores as seller-leaning as of July 11, 2026. Pricing itself is essentially flat, down 0.7% year over year, so the seller-leaning label reflects tight shelf space, not a run-up in value.

The median days on market is 62 -- not a fast number -- and with 27 closings in the trailing window and a market heat score of 26, this reads as a market where listings sit and get evaluated rather than one that generates bidding wars. For sellers that means pricing needs to be right the first time; for buyers it means there is time to do diligence, even with few options to choose from.

Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Windward Ranch Housing Pulse · Momentum Research · as of November 12, 2026

Windward Ranch right now

🟡 Balanced market. 1.0 months of supply and 40% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: Very High (5 active and pending listings, 35 closed sales in 12 months).

🟢 Still climbing. The trailing-12-month median ($500K) is up 10.6% from the prior 12 months ($452K).Momentum Research, record-level realMLS closed sales, 12-month windows ending November 12. Confidence: High (35 and 18 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Windward Ranch market snapshot (as of November 12, 2026): the median sale price is about $500K ($211 per sq ft over the trailing 12 months of closed sales), a median 59 days on market for closed sales, and 1.0 months of supply, a balanced market. The trailing-12-month median is up 11% from the prior 12 months, computed from record-level realMLS closed sales (35 closings in the current window).

In ZIP 32092 (St. Augustine), 1,971 homes closed in the last 12 months at a median of $448K ($213/sq ft), down 1.1% year over year, with a median 40 days on market. Right now 398 active and 222 pending listings put supply at about 2.4 months — a healthy market. See the live ZIP 32092 housing market and the St. Johns County market.

County records show 19 qualified sales in Windward Ranch across 2024–2025 (12 in 2024, 7 in 2025), median $470,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Windward Ranch: of 12 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St. Augustine.

Windward Ranch is a community of 258 homes in St. Augustine, St. Johns County, built between 2015 and 2022 (median 2019), with a median living area of about 2,612 square feet. 74% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windward Ranch is a St. Johns County community in St. Augustine where a thin resale supply, not rising demand, is doing most of the work on price, and the market has held essentially flat over the past year.

Best for

  • Buyers targeting a purchase near the $471,500 median who are prepared to move when one of a small number of listings appears.
  • Buyers comfortable underwriting price off the $207-per-square-foot figure and 27 recent closings rather than a large active comp set.
  • Sellers who want firm, comp-based pricing support in a seller-leaning market and are prepared for a listing period that can run past 60 days.

Probably not for

  • Buyers who want to compare many active listings before deciding -- there are only 4 on the market at a time.
  • Sellers expecting a fast, bidding-war sale -- the 62-day median days on market argues against that.
  • Anyone looking for an automated price number rather than a hand-prepared, comp-based valuation.

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending November 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($500K) IS the median in the snapshot above, and the move from 2025 ($452K) IS the +10.6% one-year change.

Windows contain 0 to 65 sales each (35 in the current window); every figure carries its sample size. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$300K$400K$500K201620182020202220242026
Up 10.6% year over year.
Every sale since 2015 · price vs size
$0$250K$500K$750K2k3k4k
436 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$150$200201620182020202220242026
Up from $123 in 2015 to a $234 peak in 2023; $211 now.
Median days on market · closed sales
255075201620182020202220242026
11 days at the 2022 low; 59 now.
Sale price vs original ask · median
94%96%98%100%201620182020202220242026
96.4% now.
Homes sold per 12-mo window
0204060201620182020202220242026
0 to 65 a year; 35 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning20182020202220242026
87 at the 2022 peak, 15 in the troughs, 38 now. Same score as the hero card, full history.

Windward Ranch Market Scorecard

Balanced

Windward Ranch is currently a balanced market. About 4.0 months of supply, a median asking price of $452,450, and homes go under contract in about 53 days.

4.0
Months supply
$452,450
Median list
$482,500
Median sold
$211
Per sqft
53
Days on mkt
4/1/12
Active/Pend/Sold

Typical home value in the 32092 ZIP is $470,991, about 24.6% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from realMLS. Map data © OpenStreetMap contributors.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

The takeaway

Everyday stops around Windward Ranch are close: the nearest coffee is about 4 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Nearby Communities

Explore more neighborhoods near Windward Ranch with Momentum Realty’s local guides.

Whisper Ridge St Augustine St Johns0.4 mi away · median $500K, 10 sales/12 moGrey Hawk Estates St Augustine0.9 mi away · 33 homes, built 2015–16TPTomoka Pines St Augustine0.9 mi away · 43 homes, built 2018–20Grand Oaks St Augustine1.1 mi away · median $520K, 7 sales/12 moGSGrant St Johns1.2 mi awaySouthwind Plantation Saint Augustine1.3 mi awaySt Johns Bluff St Augustine1.4 mi away

Browse all neighborhood guides →

Schools

In short
  • St. Johns County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Mill Creek AcademyFLDOE grade A · PreK-8
  • Pacetti Bay Middle SchoolFLDOE grade A · 6-8
  • Tocoi Creek High SchoolFLDOE grade A · 9-12

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with St. Johns County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Windward Ranch address.

Recent Developments in Windward Ranch

Development, infrastructure, retail, and school activity affecting Windward Ranch, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

Dev Momentum79/100 · High
  1. October 2026
    Development

    Habitat for Humanity seeks buyers for last homes in 36-home Volusia Woods

    Habitat for Humanity of St. Johns County has four unoccupied homes remaining in Volusia Woods, a 36-home neighborhood in St. Augustine. Its income-restricted homes cost under $300,000 against a county median above $500,000, supported by roughly $1 million in ARPA money and $264,000 in county grants. Habitat hopes to place owners by the holidays.

    What it may mean for the marketIncome-restricted ownership options priced well below the county median add a small amount of lower-priced for-sale supply in St. Augustine. The project is about 7 miles southeast of Windward Ranch, elsewhere in St. Johns County.

    Source: Jacksonville Today
  2. October 2026
    Schools

    Clay school district says one-mill referendum renews, not raises, property tax

    The Clay County school district says the referendum on the upcoming ballot renews the one-mill levy voters first approved in 2020 at the same rate. The money funds school law enforcement contracts and compensation to retain and attract teachers and support staff. A citizens' advisory committee reviews spending, and the district says non-renewal would leave a funding shortfall.

    What it may mean for the marketThe outcome sets school operating funding and staffing support for Clay County without changing the current millage rate. The site is about 15 miles west of Windward Ranch.

    Source: Clay Today
  3. August 2026
    Schools

    St. Johns County school board moves ahead with design of SilverLeaf-area high school costing about $100 million

    The board approved moving forward with design and architecture for a high school on Parcel 38, with cost estimated at roughly $100 million and possibly up to $120 million as design progresses. Construction is expected to take about three years. A board workshop on full project scope is being prepared.

    What it may mean for the marketA new high school in the SilverLeaf area would add school capacity for the fast-growing northwest part of the county. The project is about 11 miles northwest of Windward Ranch, elsewhere in St. Johns County.

    Source: News4JAX
  4. July 2026
    Infrastructure

    CR 210 widening westbound lanes set to reopen in St. Johns County

    News4Jax reported that all westbound lanes of the County Road 210 widening project in St. Johns County were expected to reopen by the end of Friday, July 31, 2026, ahead of the August 10 school year start. The county said it is managing 44 active road projects totaling $183.1 million this year.

    What it may mean for the marketExpands roadway capacity on a major county corridor, improving traffic flow and supporting continued growth along the CR 210 area. The project is about 11 miles north of Windward Ranch, elsewhere in St. Johns County.

    Source: News4Jax
  5. July 2026
    Development

    Six agricultural enclave projects seek to develop 6,500-plus acres in St. Johns County

    Jacksonville Today reported that St. Johns County received six proposals totaling more than 6,558 acres for development under a new Florida agricultural enclave law that took effect July 1, 2026. The largest proposal, about 4,462 acres north of Nocatee, comes from the Davis family and the PARC Group. The County Commission scheduled a public hearing on the proposals for August 19, 2026.

    What it may mean for the marketSignals a large potential expansion of developable land and future housing and commercial capacity, using a new state process that can convert farmland to residential and commercial use with reduced local review. The project is about 11 miles north of Windward Ranch, elsewhere in St. Johns County.

    Source: Jacksonville Today
  6. June 2026
    Infrastructure

    First Coast Expressway advances as an economic-development corridor across Clay and St. Johns

    The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.

    What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 18 miles west of Windward Ranch.

    Source: Jax Daily Record

Development alerts for Windward RanchGet a short monthly email when something new is approved, funded, or opens near Windward Ranch.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Windward Ranch today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Windward Ranch.

Best Buy
Buyers and sellers who want a hand-priced read on a low-inventory pocket of St. Augustine rather than a fast-turnover market.
Biggest Risk
A 62-day median days on market means sellers should not expect a quick sale simply because supply is tight.
Sweet Spot
Buyers and sellers comfortable pricing precisely at the $471,500 median and $207-per-square-foot level rather than guessing at a range.
Avoid If
Buyers who need a wide selection to compare against, given only 4 active listings at any one time.

Scarcity, Not Speed

The core tension in Windward Ranch right now is between a seller-leaning supply picture -- just 4 active listings and 1.8 months of supply -- and a demand signal that is not particularly urgent: a 62-day median days on market and a year-over-year price change of -0.7%. That combination usually means a seller can hold a firm number, but cannot count on a fast, competitive close simply because inventory is low. Twenty-seven closings in the trailing window is enough activity to establish real comparables, which matters given the per-square-foot figure of $207.

For a buyer, the practical read is: expect few choices at any given time, expect the home you like to have sat for a while rather than just hit the market, and price the offer off the $471,500 median and $207 per-square-foot figure rather than assuming a discount because days-on-market is above a month. For a seller, the same numbers argue for pricing at or near the median rather than testing the market above it, since flat year-over-year pricing suggests buyers are comparison-shopping the few listings that exist.

“

The location and the amenities are priced into every listing in Windward Ranch. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
8.2B+ · Buy Score
Recent Direction8.7/10
Liquidity & Demand9.0/10
Owner Commitment7.4/10
Pricing Power7.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (8.2). Basis: Recent Direction +10.6% year-over-year; Liquidity & Demand 1.0 months of supply; Owner Commitment 74% owner-occupied; Pricing Power 96.4% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With only 4 active listings and 1.8 months of supply, Windward Ranch is not a community where you can lean on a large comparable set or a fast-moving trend line -- every pricing decision has to be built from the RealMLS closings that exist, currently 27 in the trailing window, and read carefully against a 62-day median days on market. That is a hand-built, comp-by-comp valuation job, which is the approach we use rather than publishing an automated number.

Windward Ranch in 15 seconds.

Best forBuyers and sellers who want a hand-priced read on a low-inventory pocket of St. Augustine rather than a fast-turnover market.
Biggest advantageScarce active inventory -- just 4 listings -- gives sellers real pricing leverage even with pricing flat year over year.
Biggest riskA 62-day median days on market means sellers should not expect a quick sale simply because supply is tight.
Sweet spotBuyers and sellers comfortable pricing precisely at the $471,500 median and $207-per-square-foot level rather than guessing at a range.
Avoid ifBuyers who need a wide selection to compare against, given only 4 active listings at any one time.

What it really costs to own in Windward Ranch

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxAt today's median asking price of $452,450, the first-year bill with homestead is about $5,600/yr (St. Johns County total millage 13.4686 mills, FY2025-26, St. Johns County Property Appraiser, FY2025-26 adopted budget).
HOA duesMedian $143/month across 12 MLS listings (most billed quarterly; 2026-11-14). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Saint Johns County is $1,378/yr (977 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 12 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).

Estimated carrying cost at the median asking price, before the mortgage: about $725/month (tax $467, HOA $143, insurance $115). An estimate from the sources above, not a quote.

Email me new listings in Windward Ranch

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Windward Ranch

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Windward Ranch will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Windward Ranch homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Windward Ranch.
In short
  • No CDD
  • HOA reported ~$428/quarter
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Page states no CDD.

Flood & Insurance Context

Of 12 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).

Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.

Source: FEMA National Flood Hazard Layer, address-level lookups (n=12) · as of 2026-11

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Windward Ranch sales matched to your home.

What is your Windward Ranch home worth?

Get a no-obligation home value based on real comparable sales in Windward Ranch, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in St. Augustine →

Real comps, not an automated estimate.

Recently off market in Windward Ranch

Homes in Windward Ranch that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 38 on record.

Windward Ranch key facts
LocationSt. Augustine, St. Johns County, FL · ZIP 32092
Homes in the community258 (FL DOR 2025 assessment roll)
Years built2015–2022 (median 2019)
Typical living area2,612 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersBasketball Court, Fitness Center, Gated, Pickleball, Playground, Clubhouse
Sale prices, last 12 months$500,000 median across 35 closed sales · $211 per sq ft · +10.6% vs the prior 12 months
Days on market (closed sales)59 median
For sale right now3 active, 2 pending · median asking $429,900 · 1.0 months of supply
Owner-occupied (homestead) share74%
Zoned public schoolsMill Creek Academy (A, FLDOE 2025-26); Pacetti Bay Middle School (A, FLDOE 2025-26); Tocoi Creek High School (A, FLDOE 2025-26)

Data as of November 12, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Windward Ranch key facts,” movewithmomentum.com/neighborhoods/windward-ranch-st-augustine, data as of November 12, 2026.

Housing distress & ownership in Windward Ranch, St. Augustine

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 5 listings
Median closed sale price — $457,250 (12-mo rolling)
Distress share trend — 0.0% now (2026-08-10 → 2026-11-13)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Just listed in Windward Ranch

The newest homes for sale in Windward Ranch right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

Every Home for Sale in Windward Ranch St Augustine Right Now (4)

All 4 active and pending Windward Ranch St Augustine listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Frequently Asked Questions

What is the median home price in Windward Ranch?
The median sale price in Windward Ranch was $500K over the 12 months ending November 12, 2026 (35 closed sales, realMLS).
How long do homes in Windward Ranch take to sell?
Homes that closed in the 12 months ending November 12, 2026 took a median 59 days on market (35 sales, realMLS).
Is Windward Ranch a buyer's or seller's market right now?
As of November 12, 2026, Windward Ranch is roughly balanced: 1.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Windward Ranch?
The Florida DOR 2025 assessment roll shows 258 homes in Windward Ranch (public records).
What share of Windward Ranch is owner-occupied?
74% of Windward Ranch parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Windward Ranch built?
Homes in Windward Ranch were built between 2015 and 2022, with a median year built of 2019 (FL DOR 2025 roll).
What schools serve Windward Ranch?
Windward Ranch is served by St. Johns County Public Schools, typically Mill Creek Academy, Pacetti Bay Middle School and Tocoi Creek High School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Windward Ranch?
The best agent for Windward Ranch is one who actively works St. Augustine and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Windward Ranch.
How do I find a top St. Augustine real estate agent who knows Windward Ranch?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Windward Ranch and the wider St. Augustine area.
Can Momentum Realty connect me with an agent for Windward Ranch?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Windward Ranch purchase or sale - no call center and no pressure.
Where is Windward Ranch, and what county is it in?
Windward Ranch is in St. Augustine, St. Johns County, FL, ZIP 32092. The community's center is about 6 miles northwest of the center of St. Augustine (straight-line).
How far is Windward Ranch from downtown Jacksonville and the beach?
About 31 miles from downtown Jacksonville and about 9 miles from the Atlantic beach at Vilano Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Is Windward Ranch in a flood zone?
No, for the homes we can see: all 12 homes we sampled in Windward Ranch sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Windward Ranch a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Windward Ranch: the median sale price over the last 12 months was $500K (35 sales), 14% above the St. Augustine median of $440K; homes took a median 59 days to go under contract; the assessment roll counts 258 homes, 74% of them homesteaded (owner-occupied); listings report Mill Creek Academy (A), Pacetti Bay Middle School (A), Tocoi Creek High School (A) as the zoned schools, with FLDOE grades for 2025-26; supply is 1.0 months at the current sales pace, which favors sellers. The full numbers, price history and the flood and school sections are above.
Buyers targeting a purchase near the $471,500 median who are prepared to move when one of a small number of listings appears.Excellent fit
Buyers comfortable underwriting price off the $207-per-square-foot figure and 27 recent closings rather than a large active comp set.Excellent fit
Sellers who want firm, comp-based pricing support in a seller-leaning market and are prepared for a listing period that can run past 60 days.Excellent fit
Buyers who want to compare many active listings before deciding -- there are only 4 on the market at a time.Probably not
Sellers expecting a fast, bidding-war sale -- the 62-day median days on market argues against that.Probably not
Anyone looking for an automated price number rather than a hand-prepared, comp-based valuation.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: November 13, 2026)
Community market statsrealMLS closed sales, 12-month windows ending November 12, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 32092/32095))
Under-contract sharesrealMLS records, as of 2026-11-12
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2015 (436 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.

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