Windward Ranch in St. Augustine

Windward Ranch Homes for Sale in St. Augustine, FL

Gated amenity community · World Golf Village area · ZIP 32092

A gated, amenity community with top St. Johns schools and resort courts in the World Golf Village area.

Gated, resort pool and courtsTop-rated St. Johns schoolsMinutes to I-95 and WGV
Live Market Pulse
66/100
Momentum
Balanced Market
A schools-and-amenity market where the all-in monthly with any CDD, the lot, and condition set the number on any specific home.
Free · No obligation
Unlock Off-Market Windward Ranch

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$520K
Median Price
2.2mo
Supply
27days
Avg DOM
Balanced
Seller Leverage
$203/sf
Median $/Sqft
-2%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Windward Ranch is a gated schools-and-amenity play in the World Golf Village area, so the read is about the lot, carrying cost, and condition. The top-rated St. Johns district and quick I-95 access drive demand. Confirm the HOA and any CDD, then price condition against the lot."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Windward Ranch market snapshot (as of June 13, 2026): the median sale price is about $520K ($203 per sq ft), with homes averaging 27 days on market and 2.2 months of supply, a balanced market. Values are down 2% over the past year and up 51% since 2015, based on 27 recent closings in live realMLS data.

Most resort-amenity communities in St. Johns County pay for the campus with CDD debt. Windward Ranch is the exception on SR-16: the waterfall pool, the mini golf, and the gate, funded by low HOA dues alone, minutes from I-95 and the historic district.

Windward Ranch reads as a polished gated community in its prime: the white Dutch-gable clubhouse and porte-cochere, the resort pool busy on weekends, the mini golf course in the middle of it all, and lakes threading the homesites.

Best for

  • Buyers prioritizing top-rated St. Johns schools
  • Those who want a gated, resort-pool community with courts
  • Buyers who value a lake-and-preserve setting
  • Buyers who want a newer, lower-maintenance home

Probably not for

  • Buyers who want no fees and the lowest carrying cost
  • Those seeking golf or a large town center
  • Anyone wanting an established no-fee neighborhood
  • Buyers who need walkable urban living

How Windward Ranch is performing right now

66/100
momentum
Balanced Market
Seller's marketBalancedBuyer's market
2.2Months of supplytight
8Median days on marketdays
1 : 5Under contract vs for salestrong demand
27Sold in last 12 monthsliquidity
+51%Median price since 2015appreciation
+10%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 13, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Windward Ranch listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Windward Ranch buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Windward Ranch

Live MLS inventory for Windward Ranch. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Windward Ranch listings as of 2026-06-13, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

I-95About 5 to 10 minutes
Historic St. AugustineAbout 15 minutes
The outletsAbout 10 minutes
World Golf VillageAbout 10 minutes
Jacksonville SouthsideAbout 35 to 40 minutes

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Windward Ranch Homes for Sale in St with Momentum Realty’s local guides.

Grand Oaks Homes for Sale in Saint Augustine, FLGrand Oaks Homes for Sale in Saint Augustine, FLSaint Augustine, FL · 0.1 miSevilla in StSevilla in StSt. Augustine, FL · 0.5 miEPElevation Pointe Homes for Sale in StSt. Augustine, FL · 0.8 miReverie at TrailMark Homes for Sale in StReverie at TrailMark Homes for Sale in StSt. Augustine, FL · 1.3 miBartram Oaks Homes for Sale in StBartram Oaks Homes for Sale in StSt. Augustine, FL · 1.5 miMurabella Homes for Sale in StMurabella Homes for Sale in StSt. Augustine, FL · 1.6 miMarkland Homes for Sale in StMarkland Homes for Sale in StSt. Augustine, FL · 1.8 miIron Branch Homes for Sale in StIron Branch Homes for Sale in StSt. Augustine, FL · 1.9 miSilverLeaf Homes for Sale in StSilverLeaf Homes for Sale in StSt. Augustine, FL · 2.0 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Windward Ranch (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • St. Johns County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Windward Ranch is served by St. Johns County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

PreK-8

Mill Creek Academy

6-8

Pacetti Bay Middle School

9-12

Tocoi Creek High School

Private 9-12

St. Joseph Academy

Buying with schools in mind? We can confirm the exact zoned schools for any Windward Ranch address.

The takeaway

What is shaping value at Windward Ranch: St. Johns County's rapid growth, top-rated schools, and continued investment around the World Golf Village interchange. Each item is sourced and linked.

Recent Developments in Windward Ranch

Our read on what is being built around Windward Ranch, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishCounty growth and top schools point up; the watch item is how much new supply the wider area adds.

St. Johns County's rapid growth

Ongoing
BullishMajor impact
SignificanceRadius: County

St. Johns added more than 69,000 residents over five years, deepening demand for the top-rated district.

Top-rated St. Johns school district

Ongoing
BullishMajor impact
SignificanceRadius: County

St. Johns consistently ranks among Florida's top districts, a core demand driver here.

World Golf Village interchange investment

Ongoing
BullishNotable impact
SignificanceRadius: Corridor

Continued retail and healthcare growth around the I-95 interchange strengthens everyday convenience.

Gated, lower-maintenance appeal

Ongoing
BullishNotable impact
SignificanceRadius: Community

A gated community with a resort amenity center and newer homes draws buyers wanting low maintenance and security.

HOA and any CDD carrying cost

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Confirm the HOA and any CDD on the tax bill for the specific home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Windward Ranch, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. September 2025
    Growth

    St. Johns County addresses growth and rezoning

    County leaders weighed school rezoning amid tens of thousands of new residents over five years. Why it matters: Sustained county growth supports values for gated WGV-area communities like Windward Ranch. Source

  2. June 2025
    Schools

    St. Johns remains a top-rated Florida district

    St. Johns County continued to rank among Florida's highest-performing districts as it grew. Why it matters: The district is the core, durable demand driver for communities like Windward Ranch. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Windward Ranch, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the HOA and any CDD and pull any CDD balance and term.

2

Choose the lot: lake or preserve over a busy interior street.

3

Inspect systems on 2010s homes and weigh new vs. resale.

4

Confirm school assignment for the exact address.

5

Move on well-priced lake and preserve homes, which hold value.

Best Buy
An updated home on a lake or preserve lot
Biggest Risk
Underbudgeting the HOA and any CDD carrying cost
Best Lot
Lake or preserve over a busy interior street
Smart Timing
Buy ahead of continued county growth
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

Single-family in a gated community

Built

Largely 2010s

Size

About 1,800 to 3,600+ sq ft

Status

Established and finishing build-out

Costs & Fees

HOA

Covers the gate, amenity center, and common areas

CDD

Possible; confirm per parcel

Taxes

St. Johns County millage; confirm per parcel

Amenities

Amenity center

Resort pool, fitness, and courts

Setting

Gated, World Golf Village area

Access

I-95 and International Golf Parkway

Schools

Top-rated St. Johns County public schools

Location

Area

World Golf Village area, northwest St. Johns County

Access

Minutes to I-95 and International Golf Parkway

St. Augustine

About 15 to 20 minutes

Beaches

About 30 to 40 minutes

The Homes & Style

Windward Ranch appeals to households and relocators who want gated resort amenities without CDD debt.

With the community built out, resales set the market by plan, lot, and condition. Price off the closest comparable sales.

The no-CDD math against amenity-heavy rivals keeps demand steady.

Windward Ranch is about the collection, the lot, and the condition.

Plans from about 1,544 to 3,397 square feet on 63 and 73 foot homesites.

Water and buffer lots carry modest premiums.

2015-era and newer homes trade by condition and upgrades.

Living Here

The amenity campus is the headline, and the dues structure is the quiet second headline.

The zero-entry style pool with waterfall anchors the campus.

A clubhouse with snack bar and gathering spaces.

A community mini golf course, rare anywhere.

A full active campus rounds it out.

SR-16 and US-1 retail cover everyday needs, with the outlets ten minutes away and the historic district fifteen.

Resort amenities almost always ride on CDD debt; Windward Ranch funds them from low dues, which compounds into real savings over a decade.

It sounds small, but a private mini golf course makes this community unforgettable to kids and grandkids, which helps resale.

With the builder gone, well-priced resales move fast; be ready.

Before You Offer

Confirm the HOA and any CDD for the specific home, pull any CDD balance and term, and compute the all-in monthly.

Confirm the lot for lake, preserve, or interior position, since these drive price and privacy.

Inspect roof, HVAC, and systems on 2010s homes, and weigh any remaining new construction against resale.

Confirm school assignment by address with the district, and verify internet and the I-95 commute.

Windward Ranch vs. Comparable World Golf Village Communities

Windward Ranch competes with the other gated, amenity communities of the World Golf Village area. Against Murabella and Sevilla nearby, it offers a gated entry and a resort amenity center with courts in the same top-rated St. Johns district, while those communities offer their own value-oriented amenity packages.

Against the WGV golf communities, Windward Ranch trades a golf-resort setting for a quieter, gated neighborhood. The honest shorthand: pick Windward Ranch for a gated, amenity-rich WGV-area community in top schools; pick a larger plan for deeper amenities or golf.

Who Windward Ranch Fits Best

Windward Ranch fits buyers who want a gated, amenity community with top-rated St. Johns schools in the World Golf Village area, anyone who values a resort pool, fitness, and courts, and buyers who want a newer, lower-maintenance home minutes from I-95.

Windward Ranch is a weaker fit buyers who want no fees and the lowest carrying cost, those seeking golf or a large town center, or anyone who prefers an established no-fee neighborhood.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Value Entry
$350K to $430K

Smaller or interior single-family homes, the entry into a gated St. Johns community.

Lowest entry
The Core Home
$430K to $630K

Updated 3 to 4 bedroom homes on solid lots, the heart of the resale market.

Most inventory
The Top
$630K to $670K

The largest homes on lake or preserve lots, the ones that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$350K to $430K
The Value Entry
Smaller or interior single-family homes, the entry into a gated St. Johns community.
$430K to $630K
The Core Home
Updated 3 to 4 bedroom homes on solid lots, the heart of the resale market.
$630K to $670K
The Top
The largest homes on lake or preserve lots, the ones that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Top-rated St. Johns schoolsStrong
Gated, newer, lower-maintenance homesPositive
World Golf Village conveniencePositive
St. Johns County growthPositive
HOA and any CDD carrying costConfirm it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Windward Ranch

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Schools and the gate are priced in. The deal is won on the lot, the condition, and the all-in monthly.

Jon Brooks · Founder, Momentum Realty
8.1A- · Buy Score
Resale Strength8.1/10
Renovation Risk8.4/10
Location Efficiency8.2/10
Long-Term Defensibility8.0/10
Carrying Cost Advantage6.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Windward Ranch is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • Lake and preserve lots hold value best
  • Busy interior streets trade at a discount
  • The lot and view cannot be changed; finishes can
  • Quiet streets resell faster
  • Read the lot and any CDD before the finishes

In a gated amenity community the lot is the durable part of your money. Lake views, preserve buffers, and quiet streets command and hold a premium over busy interior lots. Read the lot, the view, and any CDD level first, then price the home's condition against it.

Windward Ranch in 15 seconds.

Best forbuyers who want a gated, school-zoned community in the WGV area.
Biggest advantageTop St. Johns schools and a resort amenity center minutes from I-95.
Biggest riskThe HOA and any CDD carrying cost to confirm per home.
Sweet spotAn updated home on a lake or preserve lot.
Avoid ifyou want no fees, golf, or a large town center.

HOA, CDD & Fees

15-Second Take
  • HOA for the gate and amenities
  • Possible CDD on the tax bill, confirm
  • Resort pool, fitness, and courts
  • Top-rated St. Johns County schools
  • Read the all-in monthly, not just the list price

Windward Ranch carries a community association covering the gate, the amenity center, and common areas, and some homes may carry a CDD assessment on the St. Johns County tax bill. Confirm the HOA dues and any CDD balance and remaining term for the specific home.

The HOA funds the gate, the resort pool, fitness, courts, and common-area maintenance. Where a CDD exists, it funds roads and amenities through the tax bill.

Amenities are HOA-funded and included for residents (no separate country club). They center on a resort pool, fitness, and courts in a gated, lake-and-preserve setting.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Windward Ranch, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Murabella, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Windward Ranch home worth?

Get a no-obligation home value based on real comparable sales in Windward Ranch matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Windward Ranch home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Windward Ranch year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

How much local inventory is already under contract

40% of homes for sale in ZIP 32092 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-23).

Windward Ranch Market Scorecard

Strong seller's market

Windward Ranch is currently a strong seller's market. About 1.8 months of supply, a median asking price of $464,500, and homes go under contract in about 16 days.

1.8
Months supply
$464,500
Median list
$520,000
Median sold
$225
Per sqft
16
Days on mkt
4/4/27
Active/Pend/Sold

Typical home value in the 32092 ZIP is $468,320, about 23.1% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Windward Ranch?
Off SR-16 just west of I-95 in St. Augustine, ZIP 32092.
Does Windward Ranch have a CDD?
No. Windward Ranch has NO CDD, paired with low HOA dues, which is its core advantage.
How many homes are in Windward Ranch?
580 single-family homes behind the gate.
Who built Windward Ranch?
Lennar, in three collections on 63 and 73 foot homesites.
How big are homes in Windward Ranch?
About 1,544 to 3,397 square feet.
What do homes in Windward Ranch cost?
The community is built out, so resales set the market. Price a specific home off recent comparable sales.
What amenities does Windward Ranch have?
A resort pool with waterfall, a clubhouse with snack bar, a fitness center, mini golf, pickleball, tennis, bocce, and playgrounds.
Does Windward Ranch really have mini golf?
Yes, a private community mini golf course beside the courts.
Is Windward Ranch gated?
Yes, the community is gated.
What schools serve Windward Ranch?
The top-rated St. Johns district; confirm the exact zoning for an address.
How far is Windward Ranch from St. Augustine?
About fifteen minutes to the historic district.
How far is Windward Ranch from I-95?
About five to ten minutes.
Is Windward Ranch in a flood zone?
Most of the community is upland; lake lots vary, so pull the designation per address.
Does Windward Ranch have parks, larger lots, and zoned schools?
Yes, the gate, the resort campus, the mini golf, and the schools make it a family standout.
Who should I call about buying in Windward Ranch?
Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with a St. Augustine specialist.
Do I need my own agent to buy in Windward Ranch?
Yes. The listing agent works for the seller. Your own agent represents only you, runs the no-CDD math, pulls the true comparable sales, and structures an offer that protects you.
You want top-rated St. Johns schoolsExcellent fit
You value a gated, resort-pool community with courtsExcellent fit
You want a WGV-area location near I-95Excellent fit
You will budget the HOA and any CDD honestlyExcellent fit
You want no fees and the lowest carrying costProbably not
You want golf or a large town centerProbably not
You prefer an established no-fee neighborhoodProbably not
You need walkable urban livingProbably not

Get the inside read on Windward Ranch

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Windward Ranch home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Windward Ranch specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.
Thinking about hiring an agent here? How to find the best real estate agent in Windward Ranch — what to look for, questions to ask, and your local expert.
Windward Ranch St Augustine median home price history from 2015 to 2026, chart by Momentum Realty
Median sale price in Windward Ranch St Augustine, Florida by year (2015 to 2026). Source: Momentum Realty.

Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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