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Buying or selling? Call (904) 351-6461
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Buying or selling? Call (904) 351-6461
>>>>>>> origin/main
Pine Top in Cantonment

Pine Top
Homes for Sale in Cantonment, FL

Community in Cantonment · Escambia - Fl County
Median sale $301K
Free · No obligation
Talk to a Pine Top Expert

True comps, carrying-cost math, and listings before the portals.

Live · Pine Top Housing Pulse Pensacola MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$301K ▼
Median sold · 12 mo
down 1.2% vs the prior 12 months
-1.2% ▼
1-yr price change
n = 14 and 19 sales in the two windows
$175/sf
Sold $/sqft · 12 mo
peak $178 in 2025
100.1%
Sale vs ask
Tempo
2.6mo
Supply
3 to 6 months is the balanced band
390days
Median DOM · closed
198 days at the 2024 low
0%
Under contract
Escambia - Fl: 28% (217 of 765)
3 · 0
For sale · pending
live counts, refreshed twice daily
14
Sold · last 12 mo
10-yr average: about 12 a year
Track record · 2 years of records
1
Failed listings · 2026
peaked at 1 in 2023
1,717sqft
Median sold home size
12-mo windows, closed sales
Built fromLive Pensacola MLS data2 years of closingsUpdated twice daily
Pine Top Housing Pulse · Momentum Research · as of July 13, 2026

Pine Top right now

🔴 Seller-leaning market. 2.6 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of July 13, 2026. Confidence: High (3 active and pending listings, 14 closed sales in 12 months).

🟡 Off the recent peak. The trailing-12-month median ($301K) is down 1.2% from the prior 12 months ($305K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Pensacola MLS closed sales, 12-month windows ending July 13. Confidence: Medium (14 and 19 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 13, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Pine Top market snapshot (as of July 13, 2026): the median sale price is about $301K ($175 per sq ft over the trailing 12 months of closed sales), a median 390 days on market for closed sales, and 2.6 months of supply, a seller-leaning market. The trailing-12-month median is down 1% from the prior 12 months, computed from record-level Pensacola MLS closed sales (14 closings in the current window).

Pine Top Housing Pulse · Momentum Research · as of July 13, 2026

Pine Top right now

🔴 Seller-leaning market. 2.6 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of July 13, 2026. Confidence: High (3 active and pending listings, 14 closed sales in 12 months).

🟡 Off the recent peak. The trailing-12-month median ($301K) is down 1.2% from the prior 12 months ($305K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Pensacola MLS closed sales, 12-month windows ending July 13. Confidence: Medium (14 and 19 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 13, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

<<<<<<< HEAD
Market Pulse

How Pine Top is performing right now

51/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
2.6Months of supplytight
339Median days on marketdays
0 : 3Under contract vs for salestrong demand
14Sold in last 12 monthsliquidity
+-2%Median price since 2024appreciation
+2%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Pine Top listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Pine Top buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Pine Top

Live MLS inventory for Pine Top. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

943 Pine Top Ln #10B home for sale in Pine TopActive · 339 daysTop listing
$341,250
4 bd · 2.5 ba · 2,025 sqft · built 2025
943 Pine Top Ln #10B, Cantonment, 32533
Reno opportunityBest value
Listed by ADAMS HOMES REALTY, INC
947 Pine Top Ln #11B home for sale in Pine TopActive · 339 days
$327,000
4 bd · 2.5 ba · 1,817 sqft · built 2025
947 Pine Top Ln #11B, Cantonment, 32533
Listed by ADAMS HOMES REALTY, INC
944 Rustling Pines Rd #12B home for sale in Pine TopActive · 395 days
$326,800
4 bd · 2.5 ba · 1,817 sqft · built 2025
944 Rustling Pines Rd #12B, Cantonment, 32533
Reno opportunityBest value
Listed by ADAMS HOMES REALTY, INC

Active and pending Pine Top listings as of 2026-06-25, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Interactive Map

Pine Top on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Pine Top. They are approximate and vary with traffic and your exact start point.

U.S. Highway 29~3 to 8 min · the corridor
Interstate 10~15 to 25 min · commuting
Cantonment industrial corridor~8 to 15 min · employers
Downtown Pensacola~25 to 35 min · employers
University of West Florida~20 to 30 min · campus
Pensacola International Airport (PNS)~25 to 35 min · travel

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Pine Top Homes for Sale in Cantonment, FL with Momentum Realty’s local guides.

Bell Ridge Forest Homes for Sale in Cantonment, FLBell Ridge Forest Homes for Sale in Cantonment, FLCantonment, FL · adjacentKing RidgeEstates Homes for Sale in Cantonment, FLKing RidgeEstates Homes for Sale in Cantonment, FLCantonment, FL · adjacentMcKenzie Ridge Homes for Sale in Cantonment, FLMcKenzie Ridge Homes for Sale in Cantonment, FLCantonment, FL · adjacentIron Rock Homes for Sale in Cantonment, FLIron Rock Homes for Sale in Cantonment, FLCantonment, FL · 0.4 miHHHarvesters Homes in Cantonment, FLCantonment, FL · 0.6 miMWMahogany Woods Homes for Sale in Cantonment, FLCantonment, FL · 0.6 miSGSunset Grove Homes for Sale in Cantonment, FLCantonment, FL · 0.6 miDunleith Homes for Sale in Cantonment, FLDunleith Homes for Sale in Cantonment, FLCantonment, FL · 0.6 miSawyers Ridge Homes for Sale in Cantonment, FLSawyers Ridge Homes for Sale in Cantonment, FLCantonment, FL · 0.6 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Pine Top (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Escambia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Pine Top is served by Escambia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Pine Top address.

The takeaway

What is actually shaping value in Pine Top, sourced and dated. We do not publish rumor.

Recent Developments in Pine Top

Development Intelligence

Our read on what is being built around Pine Top, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishA newer patio-home community whose value tracks the specific home and a peaceful Cantonment location with strong Highway 29 access to the Pensacola job market.

Cantonment growth and Highway 29 access

BullishNotable impact
SignificanceRadius: Cantonment

Cantonment is a growing part of north Escambia County with Highway 29 access to the Pensacola job market and the local industrial corridor (third-party context, 2026).

New-construction patio-home supply

NeutralNotable impact
SignificanceRadius: Pine Top

As a small, actively selling new community of roughly 70 lots, available inventory and builder incentives shift over time; price a resale against current builder offerings on the same plans.

HOA, lot, and flood diligence

NeutralMinor impact
SignificanceRadius: Pine Top

Carrying cost turns on the HOA dues, the Escambia County millage, and the FEMA flood zone for the specific parcel; all are verifiable and worth pulling before you write.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Pine Top, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2026
    Community

    Documented by the builder and third-party sources

    Adams Homes and third-party sources describe Pine Top as a newer patio-home community in Cantonment, ZIP 32533, off Well Line Road near Highway 29, with roughly 70 lots on 60-foot homesites and seven plans from about 1,425 to 2,025 square feet. Why it matters: Verify the specific plan, lot, HOA, and schools before relying on them; builder availability and pricing change. Source

  2. 2024
    Taxes

    Escambia County millage and the parcel tax bill

    The Escambia County Property Appraiser publishes parcel values and the taxing authorities set the millage; the actual lines on a Pine Top parcel set the carrying cost alongside any HOA dues and flood insurance. Why it matters: Pull the specific parcel record and taxes from the Escambia County Property Appraiser and the FEMA flood determination before you write. Source

Development alerts for Pine TopGet a short monthly email when something new is approved, funded, or opens near Pine Top.

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By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Pine Top buying strategy.

If we were buying in Pine Top, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the HOA dues and what they cover. Verify the current dues, any CDD, and the deed restrictions, including any patio-home lawn maintenance, before you write.

2

Compare the builder plans. Confirm the exact floor plan, square footage, and standard versus upgraded finishes for the specific home.

3

Verify the 60-foot lot and survey. Confirm the lot lines, easements, and dimensions for the specific property.

4

Pull the flood zone and the tax bill. Confirm the FEMA flood determination and the Escambia County parcel taxes before you write.

5

Comp on plan and condition. Price the home against the closest comparable Cantonment sale and against current builder offerings on the same plan.

The Quick Decision
Best Buy
A well-sited plan on a usable, dry 60-foot lot, priced at or below current builder offerings on the same floor plan.
Biggest Risk
Overpaying a resale relative to current builder incentives, an unverified flood or lot issue, or HOA terms you did not confirm.
Best Lot
The plan, the 60-foot lot, and the finish level set the value here; verify all three.
Smart Timing
A growing-Cantonment location rewards a prepared buyer who has compared builder offerings and confirmed the HOA and the flood picture.
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Pine Top is a newer patio-home community by Adams Homes in Cantonment, Escambia County, ZIP 32533, off Well Line Road near Highway 29, described as roughly 70 lots on 60-foot homesites with seven floor plans from about 1,425 to 2,025 square feet (adamshomes.com; pensacolarealtymasters.com, 2026). As a small, selling new community, value is read home-by-home on plan, lot, and finish level, and the central diligence items are the HOA dues and any lawn-maintenance terms, any CDD, the lot and survey, the FEMA flood zone, the Escambia County parcel taxes, and the current builder offerings on the same plans.

Pine Top Homes For Sale

What your money buys in Pine Top.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Pine Top today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: smaller plans
$294K to $300K

The smaller plans, near 1,425 square feet, are the value entry here. Confirm the plan, the lot, the HOA, and the flood zone before you write (third-party builder context, 2026, not MLS).

Lowest entry
Mid: core plans
$300K to $325K

The core plans are the heart of the community. Price each on its plan, lot, and finishes against the closest comparable sale and current builder offerings.

Most inventory
High: larger or upgraded plans
$325K to $342K

The larger plans, near 2,025 square feet, and fully upgraded homes sit at the top here. Price each on its own plan, lot, and finish level, not a community average.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings >>>>>>> origin/main

Median sale price over the trailing 12 months ending July 13 of each year, from record-level Pensacola MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($301K) IS the median in the snapshot above, and the move from 2025 ($305K) IS the -1.2% one-year change.

Windows contain 3 to 19 sales each (14 in the current window); every figure carries its sample size, and thin markets swing on single closings. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.

Every sale since 2024 · price vs size
$0$100K$200K$300K2k2k2k
36 closed sales; green = recent. Size sets the floor, condition and lot set the rest.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Escambia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,625/mo
Escambia County typical true cost to own
$197/mo
Escambia County typical home insurance
Check CDD
Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Escambia County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

36% of homes for sale in ZIP 32533 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).

Pine Top Market Scorecard

Buyer-Leaning Market

Pine Top is currently a buyer-leaning market. About 6.0 months of supply, a median asking price of $312,600, and homes go under contract in about 16 days.

6.0
Months supply
$312,600
Median list
$300,900
Median sold
$177
Per sqft
16
Days on mkt
7/0/14
Active/Pend/Sold

Typical home value in the 32533 ZIP is $326,813, about 23.5% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Windows contain 3 to 19 sales each (14 in the current window); every figure carries its sample size, and thin markets swing on single closings. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.

Every sale since 2024 · price vs size
$0$100K$200K$300K2k2k2k
36 closed sales; green = recent. Size sets the floor, condition and lot set the rest.

Pine Top Market Scorecard

Seller-leaning

Pine Top is currently a seller-leaning market. About 2.6 months of supply, a median asking price of $327,000, and homes go under contract in about 16 days.

2.6
Months supply
$327,000
Median list
$300,900
Median sold
$180
List $/sqft
16
Days on mkt
7/0/14
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Pensacola MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Pine Top

Live MLS inventory for Pine Top. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

943 Pine Top Ln #10B home for sale in Pine TopActive · 339 daysTop listing
$341,250
4 bd · 2.5 ba · 2,025 sqft · built 2025
943 Pine Top Ln #10B, Cantonment, 32533
Listed by ADAMS HOMES REALTY, INC
947 Pine Top Ln #11B home for sale in Pine TopActive · 466 days
$327,000
4 bd · 2.5 ba · 1,817 sqft · built 2025
947 Pine Top Ln #11B, Cantonment, 32533
Listed by ADAMS HOMES REALTY, INC
944 Rustling Pines Rd #12B home for sale in Pine TopActive · 395 days
$326,800
4 bd · 2.5 ba · 1,817 sqft · built 2025
944 Rustling Pines Rd #12B, Cantonment, 32533
Listed by ADAMS HOMES REALTY, INC
909 Rustling Pine Rd #2C home for sale in Pine TopActive · 16 days
$312,600
8 bd · 2 ba · 1,820 sqft · built 2026
909 Rustling Pine Rd #2C, Cantonment, 32533
Listed by ADAMS HOMES REALTY, INC
510 Sugar Pine Way #21A home for sale in Pine TopActive · 10 days
$294,500
6 bd · 2 ba · 1,425 sqft · built 2026
510 Sugar Pine Way #21A, Cantonment, 32533
Listed by ADAMS HOMES REALTY, INC
905 Rustling Pine Rd #1C home for sale in Pine TopActive · 16 days
$294,200
6 bd · 2 ba · 1,425 sqft · built 2026
905 Rustling Pine Rd #1C, Cantonment, 32533
Listed by ADAMS HOMES REALTY, INC
913 Rustling Pines Rd #3C home for sale in Pine TopActive · 16 days
$294,200
6 bd · 2 ba · 1,425 sqft · built 2026
913 Rustling Pines Rd #3C, Cantonment, 32533
Listed by ADAMS HOMES REALTY, INC

Active and pending Pine Top listings as of 2026-07-03, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.

Interactive Map

Pine Top on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from Pensacola MLS. Map data © OpenStreetMap, tiles © CARTO.

The Strategy

The Pine Top buying strategy.

If we were buying in Pine Top today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Top.

The Deep Dive

A tight, condition-driven market

At a median of $175 per square foot, Pine Top prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

Inventory runs at 2.6 months of supply, a seller-leaning market and the trailing-12-month median down 1% year over year. Homes that do trade take a median 390 days on market, useful leverage on any listing that has lingered.

“

The location and the amenities are priced into every listing in Pine Top. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the factors that decide how a home in Pine Top buys, holds, and resells. Momentum Research; not an appraisal.

7.7B+ · Buy Score
Recent Direction5.7/10
Liquidity & Demand7.4/10
Pricing Power10.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.7). Basis: Recent Direction -1.2% year-over-year; Liquidity & Demand 2.6 months of supply; Pricing Power 100.1% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Pine Top buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxEscambia - Fl County millage and the homestead picture.Rent vs buyThe breakeven on owning in Pine Top.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Top sales matched to your home.

Selling in Pine Top

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Pine Top, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Pine Top home worth?

Get a no-obligation home value based on real comparable sales in Pine Top, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Pine Top on the map →

Real comps, not an automated estimate.
=======

Pine Top Market Scorecard

Buyer-Leaning Market (limited data)

Pine Top is currently a buyer-leaning market (limited data). About 2.6 months of supply, a median asking price of $327,000, and homes go under contract in about 339 days.

2.6
Months supply
$327,000
Median list
$300,900
Median sold
$177
Per sqft
339
Days on mkt
3/0/14
Active/Pend/Sold

Typical home value in the 32533 ZIP is $326,813, about 23.5% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

>>>>>>> origin/main

Frequently Asked Questions

What is the median home price in Pine Top?
The median sale price in Pine Top was $301K over the 12 months ending July 13, 2026 (14 closed sales, Pensacola MLS).
How long do homes in Pine Top take to sell?
Homes that closed in the 12 months ending July 13, 2026 took a median 390 days on market (14 sales, Pensacola MLS).
Is Pine Top a buyer's or seller's market right now?
As of July 13, 2026, Pine Top leans toward sellers: 2.6 months of supply at the current sales pace (Pensacola MLS live counts).
Who is the best real estate agent for Pine Top?
The best agent for Pine Top is one who actively works Cantonment and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Pine Top.
How do I find a top Cantonment real estate agent who knows Pine Top?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Pine Top and the wider Cantonment area.
Can Momentum Realty connect me with an agent for Pine Top?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Pine Top purchase or sale - no call center and no pressure.

Nearby Communities

Explore more neighborhoods near Pine Top with Momentum Realty’s local guides.

Magnolia Lake Estates CantonmentCantonment, FL · 0.2 miHarmony Estates CantonmentCantonment, FL · 0.2 miSaverna ParkCantonment, FL · 0.4 miCarrington CantonmentCantonment, FL · 0.7 miHarvesters Homes CantonmentCantonment, FL · 1.0 miTwin PinesCantonment, FL · 1.4 miPecan Valley CantonmentCantonment, FL · 1.4 miWoodlyn Meadows PensacolaCantonment, FL · 1.4 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsPensacola MLS, refreshed twice daily (last: July 3, 2026)
Community market statsPensacola MLS closed sales, 12-month windows ending July 13, 2026
Under-contract sharesPensacola MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2024 (36 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Data sources & freshness

Live listingsPensacola MLS, refreshed twice daily (last: July 3, 2026)
Community market statsPensacola MLS closed sales, 12-month windows ending July 13, 2026
Under-contract sharesPensacola MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2024 (36 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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