POINT PLEASANT
Homes for Sale in Key Largo, FL
True comps, carrying-cost math, and listings before the portals.
Point Pleasant is a small Key Largo community of 39 homes with a median build year of 1977, meaning the typical structure carries nearly five decades of Keys exposure — salt air, storm cycles, and the cumulative cost of deferred maintenance. Buyers should price that reality into every offer: condition variance here is wide, and the gap between a well-maintained concrete home and a neglected one can dwarf any headline price difference.
Just under half the homes carry a homestead exemption, which signals a meaningful share of owner-occupied, primary-residence use alongside investment and vacation inventory. With no recorded closings in the current window and no MLS-identified community amenities, this is a neighborhood where value is driven almost entirely by individual lot, water access, and structure condition rather than shared infrastructure or recent comparable sales velocity.
Who POINT PLEASANT is best for.
Best for
- Buyers seeking a primary or part-time Keys residence who have budgeted for renovation and can underwrite the insurance environment of a Monroe County coastal home.
- Investors or second-home buyers who want larger square footage relative to typical Keys inventory and are comfortable evaluating structure condition property by property.
- Buyers who prefer a small, organic neighborhood without HOA fees or shared-amenity assessments, and who derive value from Keys access rather than resort-style infrastructure.
Probably not for
- Buyers expecting a new or recently built home as the norm — the median build year of 1977 means most of the inventory requires careful pre-purchase evaluation.
- Buyers on a tight renovation budget who cannot absorb the cost of bringing an older Keys structure into compliance with current wind and flood mitigation standards.
- Buyers who need active comparable sales data to feel confident in their offer — the current absence of recorded closings makes independent valuation work more difficult.
The POINT PLEASANT buying strategy.
If we were buying in POINT PLEASANT today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in POINT PLEASANT.
What the numbers actually tell you
The median living area of 2,123 square feet is generous by Keys standards, suggesting the community leans toward larger single-family structures rather than cottage-scale inventory. That size, combined with a median build year of 1977, means buyers are frequently looking at homes that predate modern hurricane construction codes — a material underwriting and insurance consideration in Monroe County.
The homestead share of roughly 47 percent is the most telling behavioral signal in the data. It indicates the community is split nearly evenly between owners who treat this as their primary address and those who hold the property as a second home or rental. That split affects how aggressively sellers price, how quickly listings turn, and what condition you can expect on inspection — primary-residence owners tend to maintain differently than absentee landlords. With no community amenities identified in current listings, buyers are paying for location and structure, full stop.
The location and the amenities are priced into every listing in POINT PLEASANT. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Monroe County transactions carry layers that mainland Florida deals do not — FEMA flood zone classification, elevation certificate interpretation, wind mitigation scoring, and the specific insurance market dynamics of the Keys. Momentum's Northeast Florida expertise in coastal underwriting translates directly to this environment. In a 39-home community with no recent closed comps on record, pricing discipline and due-diligence rigor matter more than in a high-volume subdivision. We bring both.
POINT PLEASANT in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a POINT PLEASANT buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed POINT PLEASANT sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in POINT PLEASANT, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your POINT PLEASANT home worth?
Get a no-obligation home value based on real comparable sales in POINT PLEASANT, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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The real cost & risk here
Before the list price, the Florida math the portals skip. These are Monroe County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Monroe County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in POINT PLEASANT?
What share of POINT PLEASANT is owner-occupied?
When were the homes in POINT PLEASANT built?
Do cash buyers compete in POINT PLEASANT?
Who is the best real estate agent for POINT PLEASANT?
How do I find a top Key Largo real estate agent who knows POINT PLEASANT?
Can Momentum Realty connect me with an agent for POINT PLEASANT?
Should you buy in POINT PLEASANT?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 33037)) |
| Historical depth | Closed-sale records back to 2009 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of floridakeys records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the floridakeys member average and 8 days faster, and we’ll price yours against live your area comps.
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More Key Largo & The Florida Keys & Monroe County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of The Florida Keys & Monroe County or the full Neighborhood Finder.