Ponce Harbour in Ponce Inlet

Ponce Harbour Homes for Sale in Ponce Inlet, FL

Established 1988 · Intracoastal West · ZIP 32224

A small 1970s townhouse-style condominium across the street from the Ponce Inlet beach, just north of Harbour Village.

Built 1970Townhouse-style condosSteps from the beach
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Ponce Harbour

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive DBAAR data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseDBAAR
$275K
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
$240/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Ponce Harbour is a small 1970 condominium near the south end of Ponce Inlet, and the read is the rare combination of a low-density, townhouse-style building a short walk from the beach at an accessible Ponce Inlet price (daytona-condos.com, 2026). With only twenty-six units in two- and three-story buildings around a pool, it is the opposite of the high-rise towers, so value turns on the specific unit and on the older building's reserves under Florida's condo-safety law."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Ponce Harbour market snapshot (as of June 25, 2026): the median sale price is about $275K ($240 per sq ft), a buyer-leaning market (limited data). Based on 1 recent closings in live Daytona-area MLS data.

Ponce Harbour is a twenty-six-unit condominium near the south end of Ponce Inlet, Volusia County, set across the street from the beach and immediately north of Harbour Village (daytona-condos.com, 2026). Ponce Inlet's beaches in this stretch are largely traffic-free, so describe access as a short walk to a quiet beach.

The community was built in 1970 and is made up of two- and three-story buildings with townhouse-style units on two levels, arranged around a pool, with walkways and balconies on the north and south sides (daytona-condos.com, 2026). It is a low-density alternative to the area's oceanfront high-rises.

It sits about a mile and a half from the Ponce Inlet itself, roughly twenty minutes from the heart of the beachside, near the end of Peninsula Drive at the southern tip of the peninsula (daytona-condos.com, 2026). The setting is the draw: a quiet, walkable pocket of Ponce Inlet near the lighthouse, parks, and the inlet.

Because it dates to 1970 and includes three-story buildings, the diligence that matters is financial: the reserve study, the milestone or structural inspection status under current Florida law, and any special assessment history, alongside the master insurance.

Best for

  • Buyers who want a low-density, townhouse-style condo a short walk from the beach
  • Buyers who prefer a small, quiet building over an oceanfront high-rise
  • Second-home and seasonal owners who want an accessible foothold in Ponce Inlet

Probably not for

  • Buyers who want a high-rise with resort amenities and on-site management
  • Anyone unwilling to underwrite a 1970 building's reserves and assessments
  • Buyers who need direct oceanfront rather than across-the-street access

How Ponce Harbour is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
0 : 0Under contract vs for salestrong demand
1Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from DBAAR, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Ponce Harbour listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Ponce Harbour buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Ponce Harbour

Live MLS inventory for Ponce Harbour. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in Ponce Harbour right now, so its recent closed sales are shown, as of 2026-06-25, priced high to low. © 2026 Daytona Beach Area Association of REALTORS®, Inc.. Tap any home to ask about it.

Listing locations from DBAAR; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Ponce Inlet beach~2 min walk · across the street
Ponce de Leon Inlet Lighthouse~5 min · historic landmark
Lighthouse Point Park / the inlet~5 min · beach and jetty
Inlet-side restaurants~5 min · Down the Hatch and the marina
Daytona Beach Shores (Dunlawton)~10 to 15 min · north on A1A
Daytona Beach International Airport~20 min · via Dunlawton and I-95
Interstate 95~20 to 25 min · via Dunlawton Avenue

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Ponce Harbour Homes for Sale in Ponce Inlet, FL with Momentum Realty’s local guides.

Towers at Ponce Inlet Homes for SaleTowers at Ponce Inlet Homes for SalePonce Inlet, FL · 0.1 miLighthouse Village Homes for Sale in Ponce Inlet, FLLighthouse Village Homes for Sale in Ponce Inlet, FLPonce Inlet, FL · 0.2 miPonce Inlet Villas CondoPonce Inlet Villas CondoPonce Inlet, FL · 0.3 miMaura Terrace Homes for Sale in Ponce Inlet, FLMaura Terrace Homes for Sale in Ponce Inlet, FLPonce Inlet, FL · 0.3 miYacht Haven Homes for Sale in Ponce Inlet, FLYacht Haven Homes for Sale in Ponce Inlet, FLPonce Inlet, FL · 0.3 miCalulantic Homes for Sale in Ponce Inlet, FLCalulantic Homes for Sale in Ponce Inlet, FLPonce Inlet, FL · 0.4 miLoggerhead Homes for Sale in Ponce Inlet, FLLoggerhead Homes for Sale in Ponce Inlet, FLPonce Inlet, FL · 0.7 miHarbour Village Golf & Yacht Club Homes for Sale in Ponce Inlet, FLHarbour Village Golf & Yacht Club Homes for Sale in Ponce Inlet, FLPonce Inlet, FL · 0.7 miRivers Edge at Harbour Village Homes for Sale in Ponce Inlet, FLRivers Edge at Harbour Village Homes for Sale in Ponce Inlet, FLPonce Inlet, FL · 0.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Ponce Harbour (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Volusia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Ponce Harbour is served by Volusia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Ponce Harbour address.

The takeaway

What is actually moving for an older Ponce Inlet condo like Ponce Harbour, sourced and dated. We do not publish rumor.

Recent Developments in Ponce Harbour

Our read on what is being built around Ponce Harbour, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishFor a 1970 building with three-story sections, the defining near-term item is Florida's condo milestone-inspection and reserve law, which governs structural inspections and reserve funding for older buildings.

Florida condo milestone inspection and reserve funding

NeutralBuildings three stories and taller face structural milestone inspections and fully funded reserves, which can drive special assessments at older buildings. impact
SignificanceRadius: The building

Florida condo milestone inspection and reserve funding

Low-density Ponce Inlet scarcity

BullishA small, walk-to-beach community in a built-out, low-density town supports steady demand. impact
SignificanceRadius: South Ponce Inlet

Low-density Ponce Inlet scarcity

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Ponce Harbour, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2022
    Regulation

    Florida condo safety law (SB 4-D, amended by SB 154)

    Florida enacted SB 4-D (2022), amended by SB 154 (2023), requiring milestone structural inspections and structural integrity reserve studies for condominium buildings three stories and taller, with reserves that can no longer be waived (Florida Senate, 2022). Why it matters: For a 1970 building with three-story sections, ask for the milestone inspection status, the reserve study, and any assessment voted or planned before you write. Source

Development alerts for Ponce HarbourGet a short monthly email when something new is approved, funded, or opens near Ponce Harbour.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Ponce Harbour, this is the order of operations we would run, and the one we run for our clients.

1

Read the reserve study and milestone status. For a 1970 building, get the structural inspection results and reserve study, and ask whether any special assessment is voted or anticipated.

2

Pull the condo budget and master insurance. Confirm the monthly dues, what they cover, and the wind and flood master policy, then get your own unit-owner (HO-6) quote.

3

Confirm the unit's level and exposure. Units are townhouse-style on two levels; verify the layout, level, and any balcony exposure for the specific unit.

4

Get a beachside insurance quote. Pull the FEMA flood zone for the unit and a bindable wind and flood quote during diligence.

5

Check financing on a small older condo. A small 1970 association can complicate lender condo review; confirm reserves, owner-occupancy, and any litigation on the condo questionnaire early.

Best Buy
A well-kept townhouse-style unit where the reserves and any assessment history check out.
Biggest Risk
Special assessments on a 1970 building under Florida's reserve and milestone law.
Best Lot
No private lot; the unit's level, layout, and condition drive value in a small community.
Smart Timing
Units rarely list in a twenty-six-unit building, so a well-priced unit can move quickly.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Ponce Harbour is a twenty-six-unit condominium built in 1970 near the south end of Ponce Inlet, Volusia County, set across the street from the beach and just north of Harbour Village (daytona-condos.com, 2026). It is made up of two- and three-story buildings with townhouse-style units on two levels arranged around a pool, a low-density alternative to the area's oceanfront high-rises, about a mile and a half from the inlet near the lighthouse and parks. As a 1970 building with three-story sections, its reserve study and milestone-inspection status under Florida law are central to diligence.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: smaller or lower-level units
$275K to $275K

The accessible end of Ponce Inlet ownership, smaller or lower-level townhouse-style units. Underwrite the reserves and confirm the master insurance before you write.

Lowest entry
Mid: standard two-level units
$275K to $275K

The core product, two-level townhouse-style units near the pool. Condition and exposure separate these; comp within the building.

Most inventory
High: updated top-level units
$275K to $275K

Renovated units with the best light and balcony exposure. Price each on its updates and confirm the improvements convey.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$275K to $275K
Entry: smaller or lower-level units
The accessible end of Ponce Inlet ownership, smaller or lower-level townhouse-style units. Underwrite the reserves and confirm the master insurance before you write.
$275K to $275K
Mid: standard two-level units
The core product, two-level townhouse-style units near the pool. Condition and exposure separate these; comp within the building.
$275K to $275K
High: updated top-level units
Renovated units with the best light and balcony exposure. Price each on its updates and confirm the improvements convey.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Ponce Harbour

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The walk-to-the-beach Ponce Inlet address is priced into a Ponce Harbour listing. The deal is in the 1970 building's reserves and milestone status and in the specific unit, not in the location alone.

Jon Brooks · Founder, Momentum Realty
6.7B · Buy Score
Resale Strength6.8/10
Renovation Risk5.6/10
Location Efficiency8.0/10
Long-Term Defensibility7.0/10
Carrying Cost Advantage5.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Ponce Harbour is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live DBAAR feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live DBAAR feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium

Fill = price per square foot; ring = by realized $/sqft per unit. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from DBAAR; for orientation, not an appraisal.

15-Second Take
  • No private lot here; unit level, layout, and condition drive value.
  • Updated, well-exposed units carry the premium; lower or dated units are the value.
  • The shared asset is the pool and the walk-to-beach Ponce Inlet location.

Ponce Harbour is a small condominium, so value is set by the unit's level, layout, exposure, and condition rather than by individual lots. Updated two-level units with good light and balcony exposure command a premium over lower or dated units, while the shared pool and the walk-to-beach Ponce Inlet location set the floor. Compare a unit against the closest same-layout sale within the building, adjusted for condition and for the reserve and assessment picture at the time of sale.

Ponce Harbour in 15 seconds.

Best forBuyers who want a small, low-density, walk-to-beach condo in quiet Ponce Inlet.
Strong onSetting: a townhouse-style building a short walk from the beach, the lighthouse, and the inlet.
WatchReserves, the milestone inspection, and possible assessments on a 1970 building.
Not forBuyers who want an oceanfront high-rise with resort amenities.
The edgeLow-density walk-to-beach units in built-out Ponce Inlet stay in demand for the right unit.

HOA, CDD & Fees

15-Second Take
  • For a 1970 condo, the reserve study matters as much as the dues figure.
  • Confirm the milestone inspection status and any planned assessment before you write.
  • It is low-density and townhouse-style, not a high-rise; the pool is the shared amenity.

Ponce Harbour is a condominium with monthly association dues that fund the buildings' operations, insurance, and reserves. A verified current figure was not published here, so confirm the exact monthly dues and what they cover directly with the association before you buy (we do not publish a figure we have not verified).

Condo dues typically cover the master insurance, exterior and common-area maintenance, the pool, and reserves; confirm the precise list and the reserve funding in the budget.

Amenities are part of the condominium and center on the community pool; the beach across the street is public, and there is no separate club membership.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Ponce Harbour, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Ponce Inlet Villas, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Ponce Harbour home worth?

Get a no-obligation home value based on real comparable sales in Ponce Harbour matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Ponce Harbour on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Volusia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,789/mo
Volusia County typical true cost to own
$151/mo
Volusia County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Ponce Harbour Market Scorecard

Buyer-Leaning Market (limited data)

Ponce Harbour is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$275,000
Median sold
$240
Per sqft
n/a
Days on mkt
0/0/1
Active/Pend/Sold

Typical home value in the 32127 ZIP is $351,873, about 8.5% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: © 2026 Daytona Beach Area Association of REALTORS®, Inc. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Ponce Harbour?
It is a condominium near the south end of Ponce Inlet, Volusia County, across the street from the beach and just north of Harbour Village (daytona-condos.com, 2026).
When was Ponce Harbour built?
The community was built in 1970 (daytona-condos.com, 2026).
How many units are there?
Twenty-six units in two- and three-story buildings with townhouse-style layouts on two levels (daytona-condos.com, 2026).
Is Ponce Harbour on the beach?
It is across the street from the beach rather than directly oceanfront, a short walk to a largely traffic-free stretch of Ponce Inlet sand (daytona-condos.com, 2026).
What amenities does it have?
A community pool, with the beach across the street and the lighthouse and parks nearby (daytona-condos.com, 2026). Confirm current amenities with the association.
Does the Florida condo safety law apply?
As a 1970 building with three-story sections, it falls under Florida's milestone-inspection and structural-reserve requirements (SB 4-D, 2022, amended by SB 154, 2023). Ask for the inspection status and reserve study (Florida Senate, 2022).
What are the condo dues?
A verified current figure was not published here, so we do not list one. Request the exact monthly dues and what they cover from the association.
How is it different from Harbour Village?
Harbour Village next door is a large marina-and-golf condominium community; Ponce Harbour is a separate, small twenty-six-unit low-density building across from the beach (daytona-condos.com, 2026).
What floor plans are available?
Townhouse-style units on two levels with balconies; confirm the specific unit's size and layout (daytona-condos.com, 2026).
What county and schools?
Volusia County, in the Volusia County School District; verify zoned schools by address with the district locator.
What insurance should I expect?
Beachside homes carry wind and flood exposure; pull the FEMA flood zone for the unit and a bindable wind and flood quote during diligence.
Is Ponce Harbour a good investment?
A small, low-density, walk-to-beach building in quiet Ponce Inlet can hold value, but the return depends on the 1970 building's reserves, milestone inspection, and any assessments, so underwrite the condo finances before deciding.
Who is the best real estate agent for Ponce Harbour Real Estate?
The best agent for Ponce Harbour Real Estate is one who actively works Ponce Inlet and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Ponce Harbour Real Estate.
How do I find a top Ponce Inlet real estate agent who knows Ponce Harbour Real Estate?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Ponce Harbour Real Estate and the wider Ponce Inlet area.
Can Momentum Realty connect me with an agent for Ponce Harbour Real Estate?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Ponce Harbour Real Estate purchase or sale - no call center and no pressure.
You want a small, low-density condo a short walk from the Ponce Inlet beachExcellent fit
You prefer a quiet townhouse-style building over a high-riseExcellent fit
You are comfortable underwriting a 1970 building's reserves and insuranceExcellent fit
You want an oceanfront high-rise with resort amenitiesProbably not
You need on-site management and a large amenity packageProbably not
You will not review the reserve study and milestone status before buyingProbably not

Get the inside read on Ponce Harbour

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Ponce Harbour home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Ponce Harbour specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Information deemed reliable but not guaranteed.

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