Raley
Creek Homes for Sale in Jacksonville, FL

Established Fort Caroline resale market · Jacksonville · ZIP 32225

An established, off Monument Road neighborhood in the Fort Caroline area of Jacksonville, ZIP 32225, built out with resale single-family homes rather than new construction.

Established resaleFort Caroline, JacksonvilleOff Monument Rd
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a settled resale neighborhood, not a new-construction release. Inventory is limited and individual, so a home's condition, updates, and lot drive its value more than any single headline number. Verify specifics by address.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Raley Creek is a resale play in an established pocket of the Fort Caroline area, off Monument Road on Jacksonville's east side, not a builder market. Because the housing stock dates mostly to the 1980s and 1990s, the value driver is the individual home, its condition, updates, and lot, rather than a price sheet. The area's draw is proximity to Monument Road's shopping and dining plus nearby golf and country club facilities, though those facilities are separate membership amenities, not part of the neighborhood itself. Confirm whether any voluntary association applies to a given parcel before you underwrite it."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Raley Creek is an established, single-family neighborhood off Monument Road in the Fort Caroline area on Jacksonville's east side, in Duval County. Housing stock here dates largely to the 1980s and 1990s, and because these are resale homes rather than new construction, each one trades on its own condition, updates, and lot rather than on a builder release schedule.

The neighborhood sits within the broader Fort Caroline area, which area real estate sources describe as a quiet, built-out part of Jacksonville's east side near the Monument Road corridor's shopping and dining. Some listings reference a voluntary neighborhood garden club with modest annual dues rather than a mandatory homeowners association; confirm any recorded restrictions or association status on the specific parcel rather than assuming it from the area's reputation.

The bigger picture is location. Monument Road connects the neighborhood to nearby retail and restaurants, and golf and country club facilities sit within a short drive, though those are separate membership amenities rather than neighborhood-run ones. Downtown Jacksonville and the airport are both a meaningful drive from this east-side location, which is worth weighing against the neighborhood's quieter, established character.

Best for

  • Buyers who want an established, off Monument Road home on Jacksonville's east side
  • Buyers comfortable evaluating an individual resale home's condition, updates, and lot rather than a builder price sheet
  • Buyers who value proximity to Monument Road shopping, dining, and nearby golf facilities

Probably not for

  • Buyers who need new construction with a builder warranty and modern systems
  • Anyone who wants a gated, amenitized HOA community with a pool and clubhouse
  • Buyers who need a short commute to downtown Jacksonville or the airport

How Raley Creek is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Raley Creek update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 9, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Raley Creek listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Raley Creek buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Downtown Jacksonville20 to 25 min · approximate
Jacksonville International Airport (JAX)30 to 35 min · approximate
St. Johns Town Center15 to 20 min · approximate
University of North Florida15 to 20 min · approximate
Jacksonville beaches25 to 30 min · approximate
Mayo Clinic (San Pablo)15 to 20 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near RaleyCreek Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Raley Creek (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Raley Creek is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Terry Parker High School (Duval County Public Schools); verify by address

Middle

Fort Caroline Middle School (verify by address)

Elementary

Fort Caroline Elementary School or your address-zoned elementary school (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Raley Creek address.

The takeaway

The story here is a quiet, built-out east-side pocket off Monument Road, close to established shopping, dining, and golf facilities, but a meaningful drive from downtown Jacksonville.

Recent Developments in Raley Creek

Our read on what is being built around Raley Creek, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet stable for an established, built-out neighborhood, with demand tied to the durability of the Monument Road corridor's retail and dining rather than any new-construction pipeline nearby.

Monument Road corridor stability

Evergreen
BullishNotable impact
SignificanceRadius: Corridor

Monument Road carries established shopping and dining that serve the surrounding Fort Caroline area. A stable nearby commercial corridor tends to support steady demand for surrounding resale homes.

Insurance and cost of living

2026
NeutralNotable impact
SignificanceRadius: Region

Florida homeowners insurance remains a meaningful line item statewide. Get a bindable quote for the specific address, particularly on an older home, before you commit.

Older homes mean renovation and systems risk

Evergreen
NeutralNotable impact
SignificanceRadius: Community

Homes here date largely to the 1980s and 1990s, so roof age, plumbing, electrical, and HVAC vary by property. Budget for updates and get a thorough inspection; this is where resale value is won or lost here.

No new-construction competition

Evergreen
BullishMinor impact
SignificanceRadius: Community

The neighborhood is built out, so there is no builder releasing new phases nearby. Value turns on the condition and updates of individual resale homes rather than competition with brand-new inventory.

East-side commute distance

Evergreen
BearishNotable impact
SignificanceRadius: Community

Downtown Jacksonville and the airport are both a meaningful drive from this location. Weigh that against the neighborhood's quieter, established setting before you commit to a daily commute.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Raley Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Raley CreekGet a short monthly email when something new is approved, funded, or opens near Raley Creek.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Raley Creek, this is the order of operations we would run, and the one we run for our clients.

    1

    Pull the specific parcel's record with the Duval County Property Appraiser to confirm year built, square footage, and whether a voluntary garden club or any recorded deed restriction applies.

    2

    Get a thorough inspection focused on roof age, plumbing, electrical, and HVAC, since these vary across homes built mostly in the 1980s and 1990s.

    3

    Verify the zoned elementary, middle, and high schools by the home's address with Duval County Public Schools, since attendance zones change.

    4

    Get a bindable homeowners insurance quote for the exact address before you make an offer.

    5

    Confirm the actual drive time to your workplace, since downtown Jacksonville and the airport are both a meaningful distance from this east-side location.

    Best Buy
    A structurally sound home with updated systems on a well-positioned lot away from busier roads.
    Biggest Risk
    Underestimating the cost of updating an older home, or underweighting the commute distance to downtown or the airport.
    Best Lot
    Prioritize a quieter, well-positioned lot; verify size and any restrictions on the specific parcel.
    Smart Timing
    Resale-driven. Inventory is thin and individual, so move when the right home condition and lot appear.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established single-family resale

    Era

    Largely 1980s to 1990s construction

    Size range

    About 1,600 to 2,300 sq ft (verify by parcel)

    Bedrooms

    Typically 3 to 4

    Costs & Fees

    HOA

    No mandatory HOA identified; a voluntary garden club has been referenced with modest annual dues

    CDD

    None identified; confirm on the parcel tax record

    Property use

    Primary residences

    Amenities

    Nearby

    Golf and country club facilities off Monument Rd within a short drive

    Status

    Not part of the community; separate membership facilities

    Location

    Area

    Fort Caroline area, Jacksonville, Duval County

    Downtown Jacksonville

    About 20 to 25 min (approximate)

    Airport (JAX)

    About 30 to 35 min (approximate)

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    At the entry tier you are generally looking at original-condition homes that have not been updated, where the value is in the bones and the renovation upside. Expect to budget for roof, systems, and cosmetic updates.

    Lowest entry
    The Core

    In the core of the market you find updated single-story homes with refreshed kitchens, baths, and mechanicals on standard lots. This is the typical move-in resale in the neighborhood.

    Most inventory
    The Top

    At the top are the larger or more fully renovated homes, and any on a particularly well-positioned or larger lot. Confirm the condition and square footage on the specific parcel.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    At the entry tier you are generally looking at original-condition homes that have not been updated, where the value is in the bones and the renovation upside. Expect to budget for roof, systems, and cosmetic updates.
    The Core
    In the core of the market you find updated single-story homes with refreshed kitchens, baths, and mechanicals on standard lots. This is the typical move-in resale in the neighborhood.
    The Top
    At the top are the larger or more fully renovated homes, and any on a particularly well-positioned or larger lot. Confirm the condition and square footage on the specific parcel.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Home conditionVaries by home
    Roof and systems ageVerify age
    Renovation upsideSolid on older homes
    Lot positioningEstablished
    Commute distanceEast side, verify by address

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Raley Creek

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The value here is not a builder price sheet, it is the individual home: its condition, its updates, and its lot.

    Jon Brooks · Founder, Momentum Realty
    6.0C+ · Buy Score
    Resale Strength6.0/10
    Renovation Risk5.5/10
    Location Efficiency6.2/10
    Long-Term Defensibility5.8/10
    Carrying Cost Advantage6.5/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Raley Creek is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Lots are generally standard; condition of the home varies widely.
    • The lot and its position relative to Monument Road traffic are durable differentiators here.
    • Verify lot size and any restrictions on the specific parcel.
    • Quieter, well-positioned interior lots tend to hold appeal.
    • Corner and cul-de-sac lots vary; check the specific parcel's position.

    In an established, built-out neighborhood the building is decades old, so the durable difference between two homes is the lot and its position. Quieter, well-positioned lots away from busier roads tend to hold value best, while homes closer to Monument Road traffic can lag. Because this is a resale market, treat the lot as a core part of your value math alongside the home's condition and updates, and confirm the specific parcel's size and position rather than assuming it from the neighborhood's general reputation.

    Raley Creek in 15 seconds.

    Best forBuyers who want an established, off Monument Road home on Jacksonville's east side.
    Biggest advantageA settled, built-out neighborhood near Monument Road shopping, dining, and nearby golf facilities.
    Biggest riskOlder-home costs (roof, systems) and a meaningful commute distance to downtown Jacksonville or the airport.
    Sweet spotA sound, updated home on a quiet, well-positioned lot.
    Avoid ifYou need new construction, modern systems, or a short commute to downtown Jacksonville.

    HOA, CDD & Fees

    15-Second Take
    • No mandatory HOA identified; a voluntary garden club may apply with modest dues.
    • No CDD was identified, but confirm it on the parcel tax record.
    • Nearby golf and country club facilities are separate membership amenities, not neighborhood-run.
    • Older homes mean roof and systems age vary; inspect carefully.
    • Get a bindable homeowners insurance quote for the exact address.

    No mandatory homeowners association was identified for Raley Creek. Some sources reference a voluntary neighborhood garden club with modest annual dues rather than a mandatory association. Confirm the exact status and any recorded deed restrictions on the specific parcel before you rely on it.

    With no mandatory HOA identified, there are generally no required association dues or association-run amenities to budget for here. Nearby golf and country club facilities are separate membership amenities, not part of the neighborhood. Confirm any voluntary garden club dues on the parcel.

    There is no golf course or private country club within the neighborhood itself. Golf and country club facilities exist nearby off Monument Road as separate, membership-based amenities.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Raley Creek, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Hidden Hills, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Raley Creek home worth?

    Get a no-obligation home value based on real comparable sales in Raley Creek matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Raley Creek on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Raley Creek year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,614/mo
    Duval County typical true cost to own
    $110/mo
    Duval County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Raley Creek are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Raley Creek a new-construction community?
    No. It is an established neighborhood off Monument Road in the Fort Caroline area of Jacksonville, with housing stock dating largely to the 1980s and 1990s. Homes here are resales.
    What kind of homes are in Raley Creek?
    Single-family resale homes, typically 3 to 4 bedrooms, on standard lots. Condition ranges from original to updated, so each home should be judged on its own; verify size and features by parcel.
    Is there an HOA?
    No mandatory homeowners association was identified for Raley Creek. Some sources reference a voluntary neighborhood garden club with modest annual dues rather than a mandatory association. Confirm the exact status on the specific parcel before you rely on it.
    Is there a CDD bond on the taxes?
    No Community Development District was identified for this neighborhood. Confirm CDD status on the specific parcel's tax record with the Duval County Property Appraiser before you rely on it.
    What should I check before buying an older home here?
    Focus on roof age, plumbing, electrical, and HVAC, since these vary across homes built mostly in the 1980s and 1990s. Get a thorough inspection and budget for updates, as this is where resale value is won or lost.
    What amenities are nearby?
    Golf and country club facilities sit within a short drive off Monument Road, along with established shopping and dining. These are separate, membership-based amenities, not part of the neighborhood itself.
    What schools serve the neighborhood?
    It is in Duval County Public Schools, with Terry Parker High School serving much of the Fort Caroline and Arlington area at the high-school level. The zoned elementary, middle, and high schools should be verified by the specific address, since attendance zones change.
    How is the commute to downtown Jacksonville?
    Downtown Jacksonville is roughly a 20 to 25 minute approximate drive from this east-side location. Other drive times on this page are approximate estimates; confirm against the exact address.
    How far is Jacksonville International Airport?
    The airport is roughly a 30 to 35 minute approximate drive, a meaningful distance worth weighing against the neighborhood's quieter, established setting.
    Is Raley Creek gated or age-restricted?
    There is no verified information that the neighborhood is gated, and it is not marketed as age-restricted or 55 plus. It is an established, open residential neighborhood.
    What is the biggest risk of buying here?
    Underestimating the cost of updating an older home, or underweighting the commute distance to downtown Jacksonville or the airport. Both are manageable with a thorough inspection and a realistic commute test.
    How should I choose a lot here?
    Favor a quieter, well-positioned lot away from busier Monument Road traffic, and verify the exact lot size and any restrictions on the specific parcel before you buy.
    Should I get my own agent to buy a resale here?
    Yes. In a resale market an experienced agent helps you judge condition, updates, and lot against genuinely comparable sales and represents your interests in the negotiation.
    How current is the market data on this page?
    This page will fill in with live realMLS data as sales in the neighborhood accrue. Until then, treat market figures as thin, and always confirm price and condition against genuinely comparable homes before you make an offer.
    Who is the best real estate agent for Raley Creek?
    The best agent for Raley Creek is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Raley Creek.
    How do I find a top Jacksonville real estate agent who knows Raley Creek?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Raley Creek and the wider Jacksonville area.
    Can Momentum Realty connect me with an agent for Raley Creek?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Raley Creek purchase or sale - no call center and no pressure.
    You want an established, off Monument Road home on Jacksonville's east side.Excellent fit
    You are comfortable evaluating an individual resale home's condition, updates, and lot.Excellent fit
    You value proximity to Monument Road shopping, dining, and nearby golf facilities.Excellent fit
    You will do the homework on the age of roof and systems and on the actual commute distance.Excellent fit
    You need new construction with a builder warranty and modern systems.Probably not
    You want a gated, amenitized HOA community with a pool and clubhouse.Probably not
    You need a short commute to downtown Jacksonville or the airport.Probably not
    You need a large pool of identical new homes for easy price comparison.Probably not

    Get the inside read on Raley Creek

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Raley Creek home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Raley Creek specialist will reach out personally, usually the same day.

    Median sale price in Raley Creek, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

    Get my Duval County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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