Monument Oaks
Homes for Sale in Jacksonville, FL
All 4,406 homes for sale in Jacksonville, FL · median $299,990 · 166 homes for sale in 32225 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-10-14, 8 recorded sales closed at a median of $332,500, $201 per square foot, a median 21 days on market, sellers accepting 93% of original asking (+4% versus the prior year). Homes listed or recently sold were built 1979–1984; 4 listings state no HOA; none of the 12 geocoded homes sit in a FEMA special flood hazard zone (median elevation 36 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,940 ($5,210 with the full homestead exemption).
Monument Oaks is a 399-home community in Duval County where the housing stock itself is the main price driver. Homes were built between 1978 and 2010, with a median build year of 1983, so the spread from an original-condition resale to a fully updated one shows up directly in the numbers: a median price of $334,000 against a median $198.37 per square foot on a typical 1,792-square-foot home. Condition, not location within the neighborhood, is doing most of the work on value here.
Right now the market is leaning toward sellers. Months of supply sits at just 1.0, there is a single active listing, and the median days on market is 21 - homes that are priced right are not sitting. Prices are down 3.6% year over year, a normal pause after a run of 218% appreciation since 2012, and a 73.7% homestead share points to a base of owner-occupants rather than a churn of investor resales. For a seller, that combination argues for pricing to the current median and moving quickly. For a buyer, it means being ready to act the moment something comes on.
Monument Oaks right now
🟡 Still climbing. The trailing-12-month median ($332K) is up 3.7% from the prior 12 months ($320K) and up 198% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 14. Confidence: Medium (8 and 10 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 16, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Monument Oaks market snapshot (as of October 14, 2026): the median sale price is about $332K ($201 per sq ft over the trailing 12 months of closed sales), and a median 21 days on market for closed sales. The trailing-12-month median is up 4% from the prior 12 months and up 198% since 2012, computed from record-level realMLS closed sales (8 closings in the current window).
In ZIP 32225 (Jacksonville), 965 homes closed in the last 12 months at a median of $374K ($223/sq ft), up 4.3% year over year, with a median 30 days on market. Right now 167 active and 77 pending listings put supply at about 13.2 months — a balanced market. See the live ZIP 32225 housing market and the Duval County market.
County records show 13 qualified sales in Monument Oaks across 2024–2025 (10 in 2024, 3 in 2025), median $338,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Monument Oaks: of 10 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Jacksonville.
Monument Oaks is a community of 144 homes in Jacksonville, Duval County, built between 1978 and 1988 (median 1983.0), with a median living area of about 1,848 square feet. 76% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Monument Oaks is a 399-home Jacksonville community where inventory is unusually thin - just one active listing against a median 21-day time on market - so the $334,000 median price reflects a market that clears fast rather than one with room to shop around.
The setting & the homes.
Aerial and on-site photos of Monument Oaks. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Monument OaksPhotos from realMLS listings in Monument Oaks; content deemed reliable but not guaranteed.
Who Monument Oaks is best for.
Best for
- Buyers comfortable purchasing a home built between 1978 and 2010 and budgeting for updates rather than expecting turnkey finishes.
- Move-up buyers targeting a purchase near the $334,000 median with a longer-term hold in mind.
- Sellers ready to list now, with months of supply at 1.0 and a median 21-day time on market working in their favor.
Probably not for
- Buyers who need new construction or built-in community amenities, since none are identified in current listings.
- House hunters who want several active listings to compare, when only one is currently on the market.
- Buyers unwilling to budget for updates on a home with a median build year of 1983.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 14 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($332K) IS the median in the snapshot above, and the move from 2025 ($320K) IS the +3.7% one-year change.
Windows contain 2 to 14 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
22% of homes for sale in ZIP 32225 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-16).
Monument Oaks Market Scorecard
Monument Oaks is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Monument Oaks
Live MLS inventory for Monument Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Pending · 43 daysPending · 113 days
Pending · 61 days
Pending · 18 daysActive and pending Monument Oaks listings as of 2026-10-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Monument Oaks on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Recent Developments in Monument Oaks
Development, infrastructure, retail, and school activity affecting Monument Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Retail & Dining
Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.
The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.
What it may mean for the marketThe timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The project is about 9 miles west of Monument Oaks, elsewhere in Duval County.
Source: Jacksonville Today - September 2026Infrastructure
JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT
JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.
What it may mean for the marketRaised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 3 miles north of Monument Oaks.
Source: News4JAX - September 2026Development
Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle
Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.
What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The project is about 9 miles west of Monument Oaks, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 8 miles west of Monument Oaks, elsewhere in Duval County.
Source: News4Jax - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 3 miles north of Monument Oaks.
Source: JAXPORT - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 3 miles north of Monument Oaks.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Monument Oaks buying strategy.
If we were buying in Monument Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monument Oaks.
Older Stock, Tight Supply
The 1978-to-2010 build range means Monument Oaks buyers are evaluating condition as much as square footage. At a median 1,792 square feet and $198.37 per square foot, the math here rewards homes that have been maintained or updated - the same floor plan can price very differently depending on what has been touched since it was built. The market heat score currently reads 38, a reading consistent with a community that is seller-leaning but not frantic.
The longer-run numbers explain why sellers are not under pressure to discount: prices are up 218% since 2012, even after a 3.6% pullback over the past year. With months of supply at 1.0 and only one home actively listed, there simply is not enough on-market inventory right now to test where a real ceiling sits. No community amenities are identified in current MLS listings, so what buyers are paying for is the home and the lot, not shared facilities.
The location and the amenities are priced into every listing in Monument Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Monument Oaks buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.5). Basis: Long-Term Appreciation +198% since 2012; Recent Direction +3.7% year-over-year; Owner Commitment 76% owner-occupied; Pricing Power 93.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With active inventory this thin - one listing against 399 homes in the community - timing and pricing precision matter more than usual. Momentum tracks Monument Oaks closings and days-on-market data closely enough to tell a seller what the current $334,000 median actually supports for their specific home's condition and vintage, and to help a buyer move fast and accurately when the next listing appears rather than losing it to a 21-day market.
Monument Oaks in 15 seconds.
What it really costs to own in Monument Oaks
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,727/yr across 8 listings here (MLS tax records, 2026-10-16). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 10 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 1982 across 8 listings. An original roof here would be about 44 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Monument Oaks
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Monument Oaks
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Monument Oaks will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 10 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=10) · as of 2026-10
Tools for a Monument Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monument Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Monument Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Monument Oaks home worth?
Get a no-obligation home value based on real comparable sales in Monument Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Monument Oaks
Homes in Monument Oaks that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 8 on record.
- 11035 Oak Ridge Drive · off market
- 11050 Oak Ridge Drive · off market
- 11139 Oak Ridge Drive · off market
- 1508 Oak Ridge Drive · off market
- 1556 Monument Oaks Drive · off market
- 1610 Derringer Road · off market
- 1615 Oak Ridge Drive · off market
- 1618 Windy Oaks Drive · off market
| Location | Jacksonville, Duval County, FL · ZIP 32225 |
|---|---|
| Homes in the community | 144 (FL DOR 2025 assessment roll) |
| Years built | 1978–1988 (median 1983.0) |
| Typical living area | 1,848 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Curbs, Suburban, Security System Leased |
| Sale prices, last 12 months | $332,500 median across 8 closed sales · $201 per sq ft · +3.7% vs the prior 12 months |
| Days on market (closed sales) | 21 median |
| For sale right now | 0 active, 4 pending |
| Owner-occupied (homestead) share | 76% |
Data as of October 14, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Monument Oaks key facts,” movewithmomentum.com/neighborhoods/monument-oaks-jacksonville, data as of October 14, 2026.
Housing distress & ownership in Monument Oaks, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Every Home for Sale in Monument Oaks Jacksonville Right Now (4)
All 4 active and pending Monument Oaks Jacksonville listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1625 Monument Oaks Drive · $285,000 · 3 bd / 2 ba · pending · listed Sep 27, 2026 · listed by Sound Investments Real Estate
- 1647 Windy Oaks Drive · $459,900 · 3 bd / 2 ba · pending · listed Sep 2, 2026 · listed by Christie'S International Real Estate First Coast
- 1631 Windhaven Drive · $318,900 · 3 bd / 3 ba · pending · listed Aug 15, 2026 · listed by Exp Realty Llc
- 1564 Oak Ridge Drive · $369,500 · 3 bd / 2 ba · pending · listed Jul 16, 2026 · listed by Bold & Sold Llc
Recently sold in Monument Oaks Jacksonville
- 1508 Oak Ridge Drive · sold $290,000
- 1618 Windy Oaks Drive · sold $345,000
- 1556 Monument Oaks Drive · sold $320,000
- 1647 Windy Oaks Drive · sold $393,000
- 11050 Oak Ridge Drive · sold $360,000
- 1610 Derringer Road · sold $300,000
- 11139 Oak Ridge Drive · sold $345,000
- 1615 Oak Ridge Drive · sold $295,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Oak Ridge Drive S (20 homes on record)
- Oak Ridge Drive W (13 homes on record)
- Oak Ridge Drive W (12 homes on record)
- Monument Oaks Drive (10 homes on record)
- Oak Ridge Drive S (10 homes on record)
- Monument Oaks Drive (9 homes on record)
- Derringer Road (8 homes on record)
- Monument Oaks Drive (3 homes on record)
- Monument Ridge Drive (1 homes on record)
- Mariah Ann Court S (1 homes on record)
Frequently Asked Questions
What is the median home price in Monument Oaks?
How long do homes in Monument Oaks take to sell?
How many homes are in Monument Oaks?
What share of Monument Oaks is owner-occupied?
When were the homes in Monument Oaks built?
Have Monument Oaks home prices gone up?
Who is the best real estate agent for Monument Oaks?
How do I find a top Jacksonville real estate agent who knows Monument Oaks?
Can Momentum Realty connect me with an agent for Monument Oaks?
Where is Monument Oaks, and what county is it in?
How far is Monument Oaks from downtown Jacksonville and the beach?
Is Monument Oaks in a flood zone?
Is Monument Oaks a good place to live?
Should you buy in Monument Oaks?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 14, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 14, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32225)) |
| Under-contract shares | realMLS records, as of 2026-10-14 |
| Historical depth | Closed-sale records back to 2001 (204 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Monument Oaks fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Monument Oaks
- Home values · What homes in Monument Oaks actually sell for
Schools serving nearby communities
We do not have a confirmed school assignment for Monument Oaks. These are the public schools most often assigned to other communities in ZIP 32225; zones change and vary by address, so confirm with the district before you buy.
- Sandalwood High School · 9-12 · FLDOE grade A (assigned to 44 nearby communities)
- Landmark Middle School · 6-8 · FLDOE grade A (assigned to 27 nearby communities)
- Terry Parker High School · 9-12 · FLDOE grade C (assigned to 13 nearby communities)
- Fort Caroline Middle School · 6-8 · FLDOE grade B (assigned to 12 nearby communities)
- Fort Caroline Elementary School · PreK-5 · FLDOE grade C (assigned to 10 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Monument Oaks with Momentum Realty’s local guides.