Monument Oaks
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Monument Oaks is a 399-home community in Duval County where the housing stock itself is the main price driver. Homes were built between 1978 and 2010, with a median build year of 1983, so the spread from an original-condition resale to a fully updated one shows up directly in the numbers: a median price of $334,000 against a median $198.37 per square foot on a typical 1,792-square-foot home. Condition, not location within the neighborhood, is doing most of the work on value here.
Right now the market is leaning toward sellers. Months of supply sits at just 1.0, there is a single active listing, and the median days on market is 21 - homes that are priced right are not sitting. Prices are down 3.6% year over year, a normal pause after a run of 218% appreciation since 2012, and a 73.7% homestead share points to a base of owner-occupants rather than a churn of investor resales. For a seller, that combination argues for pricing to the current median and moving quickly. For a buyer, it means being ready to act the moment something comes on.
Monument Oaks right now
🟡 Balanced market. 1.2 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 5, 2026. Confidence: Medium (1 active and pending listings, 10 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($322K) is down 12.5% from the prior 12 months ($368K) and up 206% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 5. Confidence: Medium (10 and 8 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 5, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Monument Oaks market snapshot (as of August 5, 2026): the median sale price is about $322K ($198 per sq ft over the trailing 12 months of closed sales), a median 21 days on market for closed sales, and 1.2 months of supply, a balanced market. The trailing-12-month median is down 12% from the prior 12 months and up 206% since 2012, computed from record-level realMLS closed sales (10 closings in the current window).
Monument Oaks is a community of 399 homes in Jacksonville, Duval County, built between 1978 and 2010 (median 1983), with a median living area of about 1,792 square feet. 74% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Monument Oaks is a 399-home Jacksonville community where inventory is unusually thin - just one active listing against a median 21-day time on market - so the $334,000 median price reflects a market that clears fast rather than one with room to shop around.
The setting & the homes.
Aerial and on-site photos of Monument Oaks. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Monument OaksPhotos from realMLS listings in Monument Oaks; content deemed reliable but not guaranteed.
Who Monument Oaks is best for.
Best for
- Buyers comfortable purchasing a home built between 1978 and 2010 and budgeting for updates rather than expecting turnkey finishes.
- Move-up buyers targeting a purchase near the $334,000 median with a longer-term hold in mind.
- Sellers ready to list now, with months of supply at 1.0 and a median 21-day time on market working in their favor.
Probably not for
- Buyers who need new construction or built-in community amenities, since none are identified in current listings.
- House hunters who want several active listings to compare, when only one is currently on the market.
- Buyers unwilling to budget for updates on a home with a median build year of 1983.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 5 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($322K) IS the median in the snapshot above, and the move from 2025 ($368K) IS the -12.5% one-year change.
Windows contain 3 to 14 sales each (10 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Monument Oaks Market Scorecard
Monument Oaks is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32225 ZIP is $381,922, about 13.0% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Monument Oaks, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Monument Oaks
Live MLS inventory for Monument Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Monument Oaks listings as of 2026-08-05, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Monument Oaks on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
The Monument Oaks buying strategy.
If we were buying in Monument Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monument Oaks.
Older Stock, Tight Supply
The 1978-to-2010 build range means Monument Oaks buyers are evaluating condition as much as square footage. At a median 1,792 square feet and $198.37 per square foot, the math here rewards homes that have been maintained or updated - the same floor plan can price very differently depending on what has been touched since it was built. The market heat score currently reads 38, a reading consistent with a community that is seller-leaning but not frantic.
The longer-run numbers explain why sellers are not under pressure to discount: prices are up 218% since 2012, even after a 3.6% pullback over the past year. With months of supply at 1.0 and only one home actively listed, there simply is not enough on-market inventory right now to test where a real ceiling sits. No community amenities are identified in current MLS listings, so what buyers are paying for is the home and the lot, not shared facilities.
The location and the amenities are priced into every listing in Monument Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Monument Oaks buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (6.9). Basis: Long-Term Appreciation +206% since 2012; Recent Direction -12.5% year-over-year; Liquidity & Demand 1.2 months of supply; Owner Commitment 74% owner-occupied; Pricing Power 93.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With active inventory this thin - one listing against 399 homes in the community - timing and pricing precision matter more than usual. Momentum tracks Monument Oaks closings and days-on-market data closely enough to tell a seller what the current $334,000 median actually supports for their specific home's condition and vintage, and to help a buyer move fast and accurately when the next listing appears rather than losing it to a 21-day market.
Monument Oaks in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Monument Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monument Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Monument Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Monument Oaks home worth?
Get a no-obligation home value based on real comparable sales in Monument Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Monument Oaks on the map →
Frequently Asked Questions
What is the median home price in Monument Oaks?
How long do homes in Monument Oaks take to sell?
Is Monument Oaks a buyer's or seller's market right now?
How many homes are in Monument Oaks?
What share of Monument Oaks is owner-occupied?
When were the homes in Monument Oaks built?
Do cash buyers compete in Monument Oaks?
Have Monument Oaks home prices gone up?
Who is the best real estate agent for Monument Oaks?
How do I find a top Jacksonville real estate agent who knows Monument Oaks?
Can Momentum Realty connect me with an agent for Monument Oaks?
Should you buy in Monument Oaks?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Monument Oaks with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 5, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 5, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (9 streets, ZIP 32225)) |
| Under-contract shares | realMLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2001 (203 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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