Monument Oaks in Jacksonville

Monument Oaks Homes for Sale in Jacksonville, FL

Established 1988 · Intracoastal West · ZIP 32224

An established, attainable single-family neighborhood in Jacksonville's Arlington area, well-located off Monument Road with quick access to the beaches and downtown.

Established single-familyArlington, off Monument RdAttainable price point
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Monument Oaks

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$334K
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
$198/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Monument Oaks is an established single-family neighborhood in Jacksonville's Arlington area, Duval County, off Monument Road in the 32225 ZIP (neighborhoods.com; Compass, 2026). The read is attainable value with a convenient east-side location: midsize homes reported from roughly 1,372 to 1,894 square feet, with recent three-bedroom listings around $275,000 to $345,900 (neighborhoods.com; Compass, 2026). The buy is condition-and-lot on the specific home; confirm the roof and systems and the FEMA flood zone per parcel. Pricing context is third-party and illustrative; confirm per property."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Monument Oaks market snapshot (as of June 25, 2026): the median sale price is about $334K ($198 per sq ft), a buyer-leaning market (limited data). Based on 12 recent closings in live realMLS data.

Monument Oaks is an established single-family neighborhood in Jacksonville's Arlington area, Duval County, ZIP 32225, off Monument Road on the city's east side (neighborhoods.com, 2026).

The homes are midsize and reasonably priced, reported from roughly 1,372 to 1,894 square feet (neighborhoods.com, 2026). Because homes vary in age and condition, the right comparison is house by house.

Recent three-bedroom, two-bath listings have run roughly $275,000 to $345,900, an attainable point for a well-located east-side neighborhood (Compass, 2026). Confirm current pricing for any specific home.

Arlington offers a convenient location with quick access to the beaches, downtown, and the Southside via the Arlington Expressway and JT Butler Boulevard. For an established neighborhood like Monument Oaks, the central diligence items are the home's roof and systems, any HOA or deed restrictions, and the FEMA flood zone per parcel.

Best for

  • Buyers who want an attainable, established single-family home in Jacksonville's Arlington area
  • Buyers who value a convenient east-side location near the beaches and downtown
  • First-time and right-size buyers comfortable with a midsize home
  • Buyers who will price an older home by its condition and lot

Probably not for

  • Buyers who want new construction or a gated amenity community
  • Buyers who want a large, custom, or estate-tier home
  • Buyers who want a beachside or waterfront address
  • Anyone unwilling to inspect an older home and verify the flood zone

How Monument Oaks is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
0 : 0Under contract vs for salestrong demand
12Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Monument Oaks listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Monument Oaks buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Monument Oaks

Live MLS inventory for Monument Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in Monument Oaks right now, so its recent closed sales are shown, as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Monument Road corridor~2 to 5 min · everyday shopping and services
Atlantic and Neptune Beaches~15 to 20 min · east via Atlantic Blvd
St. Johns Town Center~12 to 18 min · shopping and dining
Downtown Jacksonville~15 to 20 min · west via the Arlington Expressway
Mayo Clinic / Intracoastal West~12 to 18 min · south and east
Jacksonville University~8 to 12 min · Arlington
Jacksonville International Airport (JAX)~25 to 30 min · north

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Monument Oaks Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

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Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Monument Oaks (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Monument Oaks is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Monument Oaks address.

The takeaway

What actually shapes value in Monument Oaks, sourced and dated. We do not publish rumor.

Recent Developments in Monument Oaks

Our read on what is being built around Monument Oaks, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishArlington is a built-out, close-in area, so the story for an established neighborhood like Monument Oaks is attainable value, condition, and the convenient location rather than new construction.

Attainable east-side value

BullishNotable impact
SignificanceRadius: Monument Oaks

Midsize homes with recent three-bedroom listings around $275,000 to $345,900 are an attainable, well-located Arlington value that tends to support steady demand; confirm conditions for the specific home (Compass, 2026).

Established condition spread

NeutralNotable impact
SignificanceRadius: Monument Oaks

Homes vary in age and updates, so roof, systems, and condition drive value; inspect and comp house by house.

Convenient Arlington location

BullishMinor impact
SignificanceRadius: Arlington

Quick access to the beaches, downtown, and the Southside via the Arlington Expressway and JT Butler Boulevard supports demand for well-located east-side homes.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Monument Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2026
    Market

    Monument Oaks three-bedroom listings around $275K to $346K

    Recent three-bedroom, two-bath listings in Monument Oaks ran roughly $275,000 to $345,900, on midsize homes reported from about 1,372 to 1,894 square feet, as of 2026. Why it matters: These are illustrative third-party figures, not MLS statistics; size and condition drive the number, so comp each house on its own. Source

  2. 2024
    Taxes

    Duval County millage

    Duval County and City of Jacksonville millage applies (Duval County Property Appraiser, 2024). Any HOA dues are separate from the tax bill. Why it matters: Confirm the exact taxing authorities and the bill for the specific parcel, and confirm whether an HOA or deed restrictions apply. Source

Development alerts for Monument OaksGet a short monthly email when something new is approved, funded, or opens near Monument Oaks.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Monument Oaks, this is the order of operations we would run, and the one we run for our clients.

1

Inspect the older-home basics first. Roof age, HVAC, plumbing, and electrical drive the real cost on an established home; budget them before you fall for the price.

2

Comp house by house. Monument Oaks homes vary in size and condition; price the specific home against the closest comparable same-size sale, not a neighborhood average.

3

Confirm any HOA or deed restrictions. Verify in writing whether an HOA, dues, or recorded restrictions apply to the specific lot.

4

Pull the FEMA flood zone and an insurance quote. Confirm the determination for the exact parcel.

5

Time your commute. If beach or downtown access is part of the appeal, drive the actual commute at your real departure time before you write.

Best Buy
A structurally sound, updated home with a newer roof on a good lot, priced to its condition.
Biggest Risk
Deferred maintenance on an older home, or a smaller footprint than your plans require.
Best Lot
The lot and the home's condition are the value here; there are no shared amenities to pay for.
Smart Timing
A steady, attainable east-side market gives a prepared buyer who has inspected the home room to negotiate on condition.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Monument Oaks is an established single-family neighborhood in Jacksonville's Arlington area, Duval County, ZIP 32225, off Monument Road on the city's east side (neighborhoods.com, 2026). The homes are midsize and reasonably priced, reported from roughly 1,372 to 1,894 square feet, with recent three-bedroom listings around $275,000 to $345,900 (Compass, 2026, illustrative, not MLS). Arlington offers quick access to the beaches, downtown, and the Southside via the Arlington Expressway and JT Butler Boulevard. The central diligence items are the home's roof and systems, any HOA or deed restrictions, and the FEMA flood zone per parcel.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: homes needing updates
$295K to $320K

Homes in more original condition near the smaller end of the size range are the value entry, with recent listings from around $275,000 (Compass, 2026, illustrative, not MLS). Budget the updates and confirm the roof and systems before you write.

Lowest entry
Mid: updated three-bedroom homes
$320K to $360K

Updated three-bedroom homes are the core of the neighborhood, listing toward the mid-$300,000s (Compass, 2026). Condition and lot separate these; price on the closest comparable Monument Oaks sale.

Most inventory
High: larger or renovated homes
$360K to $395K

Larger homes toward the top of the reported size range, or fully renovated homes, sit at the top. Price each on its size, updates, and lot rather than a neighborhood average.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$295K to $320K
Entry: homes needing updates
Homes in more original condition near the smaller end of the size range are the value entry, with recent listings from around $275,000 (Compass, 2026, illustrative, not MLS). Budget the updates and confirm the roof and systems before you write.
$320K to $360K
Mid: updated three-bedroom homes
Updated three-bedroom homes are the core of the neighborhood, listing toward the mid-$300,000s (Compass, 2026). Condition and lot separate these; price on the closest comparable Monument Oaks sale.
$360K to $395K
High: larger or renovated homes
Larger homes toward the top of the reported size range, or fully renovated homes, sit at the top. Price each on its size, updates, and lot rather than a neighborhood average.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Monument Oaks

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Monument Oaks is about an attainable, well-located Arlington home, not amenities or new construction. The deal is read in the roof, the systems, and the lot, not the sticker.

Jon Brooks · Founder, Momentum Realty
6.4B- · Buy Score
Resale Strength6.4/10
Renovation Risk5.4/10
Location Efficiency7.4/10
Long-Term Defensibility6.2/10
Carrying Cost Advantage7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Monument Oaks is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the home's condition are the value; there are no shared amenities to pay for.
  • Roof age and systems drive cost more than square footage on older homes.
  • Comp by size and condition, not a metro median.

In an attainable, established neighborhood like Monument Oaks, the lot and the home's condition are the value. Because the homes vary in age and condition, the honest approach is to inspect the older-home basics, confirm any HOA and the flood zone, and price the specific home on its condition and size against the closest comparable same-size Monument Oaks sale rather than a metro median. The convenient Arlington location is the durable plus that supports demand.

Monument Oaks in 15 seconds.

Best forBuyers who want an attainable, established single-family home in Jacksonville's Arlington area.
Strong onValue and location: a convenient east-side address with quick access to the beaches, downtown, and the Southside.
WatchOlder-home condition, the midsize footprints, and any flood exposure, all confirmed per parcel.
Not forBuyers who want new construction, a custom or estate home, or a beachside address.
The edgeA convenient, attainable Arlington entry point that is hard to match at the price.

HOA, CDD & Fees

15-Second Take
  • Confirm whether any HOA, dues, or deed restrictions apply to the lot.
  • No large amenity package; the convenient location is the draw.
  • No CDD expected; verify per parcel on the Duval tax bill.

Monument Oaks is an established single-family neighborhood, and any HOA or mandatory dues should be confirmed for the specific lot; neighborhoods like this sometimes have a light HOA and sometimes none. Confirm in writing what, if anything, applies. No CDD is expected; confirm per parcel on the Duval County tax bill.

If any association exists, it would typically fund only limited common items rather than a large amenity campus; confirm exactly what is included. Verify what, if anything, is collected.

There is no private club or mandatory membership tied to the neighborhood; Monument Oaks is a standard single-family neighborhood.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Monument Oaks, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping East Arlington, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Monument Oaks home worth?

Get a no-obligation home value based on real comparable sales in Monument Oaks matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Monument Oaks on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,609/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Monument Oaks Market Scorecard

No active listings

Monument Oaks is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$334,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/12
Active/Pend/Sold

Typical home value in the 32225 ZIP is $378,192, about 13.2% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Monument Oaks?
Monument Oaks is an established single-family neighborhood in Jacksonville's Arlington area, Duval County, ZIP 32225, off Monument Road on the city's east side.
What kind of homes are in Monument Oaks?
Midsize single-family homes reported from roughly 1,372 to 1,894 square feet, varying in age and condition (neighborhoods.com, 2026). Compare house by house.
What do homes cost in Monument Oaks?
Recent three-bedroom, two-bath listings ran roughly $275,000 to $345,900 (Compass, 2026, illustrative, not MLS). Confirm current pricing for a specific home.
Is there an HOA?
Any HOA or dues should be confirmed for the specific lot; established neighborhoods like this sometimes have a light HOA and sometimes none. Verify in writing what applies.
Is there a CDD?
No CDD is expected in an established neighborhood like Monument Oaks, but confirm per parcel on the Duval County tax bill as a matter of course.
Is Monument Oaks on the beach?
No. It is in the Arlington area on Jacksonville's east side; the Atlantic beaches are about 15 to 20 minutes east.
What is nearby?
The Monument Road corridor for everyday shopping, quick access to the beaches and downtown, the St. Johns Town Center, and Jacksonville University.
What should I check before buying an older home here?
Inspect the roof age, HVAC, plumbing, and electrical first, since those drive the real cost, and budget them into your offer.
Is Monument Oaks a good value?
For a buyer who wants an attainable, well-located east-side home, it can be. Value depends on the specific home's condition and lot rather than a neighborhood average.
What schools serve Monument Oaks?
It is served by Duval County Public Schools, with assignments set by address. Confirm the current zoned schools for the specific home with the district before you rely on it.
Is the flood risk a concern?
Flood exposure varies by parcel. The FEMA map is authoritative per address, so pull the determination and an insurance quote for the exact home.
Should I use the listing agent to buy in Monument Oaks?
No. The listing agent works for the seller. Even on an attainable home, having your own representation, which costs you nothing as the buyer, to read the inspection, flood zone, and comps is the highest-leverage decision you make.
Who is the best real estate agent for Monument Oaks Real Estate?
The best agent for Monument Oaks Real Estate is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Monument Oaks Real Estate.
How do I find a top Jacksonville real estate agent who knows Monument Oaks Real Estate?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Monument Oaks Real Estate and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Monument Oaks Real Estate?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Monument Oaks Real Estate purchase or sale - no call center and no pressure.
You want an attainable, established single-family home in Jacksonville's Arlington areaExcellent fit
You value a convenient east-side location near the beaches and downtownExcellent fit
You are comfortable with a midsize homeExcellent fit
You will inspect an older home and verify the FEMA flood zone per parcelExcellent fit
You want new construction or a gated amenity communityProbably not
You want a large, custom, or estate-tier homeProbably not
You want a beachside or waterfront addressProbably not
You are unwilling to inspect an older home or verify flood exposureProbably not

Get the inside read on Monument Oaks

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Monument Oaks home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Monument Oaks specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Monument Oaks - what to look for, questions to ask, and your local expert.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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