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Monument Oaks in Jacksonville

Monument Oaks
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32225
399 homesBuilt 1978–2010Median sale $334K
Free · No obligation
Talk to a Monument Oaks Expert

True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
38/100
Market Heat
Cooler than normal
2013 → 2026 · 76 at the 2019 peak
0 is Monument Oaks's coldest market since 2013, 100 its hottest. Today: 38. How it's scored
Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily
Live · Monument Oaks Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$334K ▼
Median sold · 12 mo
down 3.6% vs the prior 12 months
-3.6% ▼
1-yr price change
n = 12 and 6 sales in the two windows
$198/sf
Sold $/sqft · 12 mo
peak $211 in 2023
95.5%
Sale vs ask
+218%
T12M median vs 2012
from a $105K median in 2012
Tempo
1.0mo
Supply
3 to 6 months is the balanced band
21days
Median DOM · closed
5 days at the 2013 low
0%
Under contract
Duval: 30% (1,188 of 4,002)
1 · 0
For sale · pending
live counts, refreshed twice daily
12
Sold · last 12 mo
10-yr average: about 9 a year
Ownership and context
74%
Owner-occupied · Monument Oaks
294 of 399 parcels homesteaded (FL DOR 2025)
26%
Non-owner-occupied · Monument Oaks
incl. 8% trust or LLC-held · 6% out-of-state
50%
Cash buyers · Monument Oaks
2 of 4 sales, 12 mo ending July 2025
399
Homes in the community
399 residential parcels (FL DOR 2025)
Track record · 25 years of records
Est. 1978
Community established
homes built 1978-2010, median 1983 (FL DOR 2025)
1
Failed listings · 2026
peaked at 14 in 2008
1,650sqft
Median sold home size
12-mo windows, closed sales
3.0%/yr
Turnover rate
about 12 of 399 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Monument Oaks is a 399-home community in Duval County where the housing stock itself is the main price driver. Homes were built between 1978 and 2010, with a median build year of 1983, so the spread from an original-condition resale to a fully updated one shows up directly in the numbers: a median price of $334,000 against a median $198.37 per square foot on a typical 1,792-square-foot home. Condition, not location within the neighborhood, is doing most of the work on value here.

Right now the market is leaning toward sellers. Months of supply sits at just 1.0, there is a single active listing, and the median days on market is 21 - homes that are priced right are not sitting. Prices are down 3.6% year over year, a normal pause after a run of 218% appreciation since 2012, and a 73.7% homestead share points to a base of owner-occupants rather than a churn of investor resales. For a seller, that combination argues for pricing to the current median and moving quickly. For a buyer, it means being ready to act the moment something comes on.

Monument Oaks Housing Pulse · Momentum Research · as of July 14, 2026

Monument Oaks right now

🟡 Balanced market. 1.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Medium (1 active and pending listings, 12 closed sales in 12 months).

🟡 Off the recent peak. The trailing-12-month median ($334K) is down 3.6% from the prior 12 months ($346K) and up 218% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Medium (12 and 6 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Monument Oaks market snapshot (as of July 14, 2026): the median sale price is about $334K ($198 per sq ft over the trailing 12 months of closed sales), a median 21 days on market for closed sales, and 1.0 months of supply, a balanced market. The trailing-12-month median is down 4% from the prior 12 months and up 218% since 2012, computed from record-level realMLS closed sales (12 closings in the current window).

Monument Oaks is a community of 399 homes in Jacksonville, Duval County, built between 1978 and 2010 (median 1983), with a median living area of about 1,792 square feet. 74% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Monument Oaks is a 399-home Jacksonville community where inventory is unusually thin - just one active listing against a median 21-day time on market - so the $334,000 median price reflects a market that clears fast rather than one with room to shop around.

Quick Match

Who Monument Oaks is best for.

Best for

  • Buyers comfortable purchasing a home built between 1978 and 2010 and budgeting for updates rather than expecting turnkey finishes.
  • Move-up buyers targeting a purchase near the $334,000 median with a longer-term hold in mind.
  • Sellers ready to list now, with months of supply at 1.0 and a median 21-day time on market working in their favor.

Probably not for

  • Buyers who need new construction or built-in community amenities, since none are identified in current listings.
  • House hunters who want several active listings to compare, when only one is currently on the market.
  • Buyers unwilling to budget for updates on a home with a median build year of 1983.
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Market Pulse

How Monument Oaks is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
0 : 0Under contract vs for salestrong demand
12Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Monument Oaks listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Monument Oaks buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Monument Oaks

Live MLS inventory for Monument Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

11006 Whistlewood Court home for sale in Monument OaksSold
$395,000
4 bd · 3 ba · 2,178 sqft · built 1980
11006 Whistlewood Court, Jacksonville, 32225
Listed by LISTWITHFREEDOM.COM
1647 Windy Oaks Drive home for sale in Monument OaksSold
$393,000
3 bd · 2 ba · 1,533 sqft · built 1982
1647 Windy Oaks Drive, Jacksonville, 32225
Listed by LOKATION
11050 Oak Ridge Drive home for sale in Monument OaksSold
$360,000
3 bd · 2 ba · 1,728 sqft · built 1979
11050 Oak Ridge Drive, Jacksonville, 32225
Listed by FLORIDA HOMES REALTY & MTG LLC
11043 Whistlewood Court home for sale in Monument OaksSold
$360,000
3 bd · 2 ba · 1,651 sqft · built 1979
11043 Whistlewood Court, Jacksonville, 32225
Listed by WATSON REALTY CORP
1618 Windy Oaks Drive home for sale in Monument OaksSold
$345,000
3 bd · 2 ba · 1,569 sqft · built 1982
1618 Windy Oaks Drive, Jacksonville, 32225
Listed by WATSON REALTY CORP
11139 Oak Ridge Drive home for sale in Monument OaksSold
$345,000
3 bd · 2 ba · 1,672 sqft · built 1983
11139 Oak Ridge Drive, Jacksonville, 32225
Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
1532 Derringer Road home for sale in Monument OaksSold
$323,000
3 bd · 2 ba · 1,606 sqft · built 1983
1532 Derringer Road, Jacksonville, 32225
Listed by OPENDOOR BROKERAGE, LLC.
1556 Monument Oaks Drive home for sale in Monument OaksSold
$320,000
3 bd · 2 ba · 1,648 sqft · built 1980
1556 Monument Oaks Drive, Jacksonville, 32225
Listed by JAMES DANIELS REALTY INC

No homes are actively for sale in Monument Oaks right now, so its recent closed sales are shown, as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Interactive Map

Monument Oaks on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Monument Oaks. They are approximate and vary with traffic and your exact start point.

Monument Road corridor~2 to 5 min · everyday shopping and services
Atlantic and Neptune Beaches~15 to 20 min · east via Atlantic Blvd
St. Johns Town Center~12 to 18 min · shopping and dining
Downtown Jacksonville~15 to 20 min · west via the Arlington Expressway
Mayo Clinic / Intracoastal West~12 to 18 min · south and east
Jacksonville University~8 to 12 min · Arlington
Jacksonville International Airport (JAX)~25 to 30 min · north

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Monument Oaks Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

Brookwood Forest Homes for Sale in Jacksonville, FLBrookwood Forest Homes for Sale in Jacksonville, FLJacksonville, FL · 0.9 miHammock Grove Homes for Sale in Jacksonville, FLHammock Grove Homes for Sale in Jacksonville, FLJacksonville, FL · 1.2 miCobblestone Homes for Sale in Jacksonville, FLCobblestone Homes for Sale in Jacksonville, FLJacksonville, FL · 1.4 miBelmont Lakes Homes for Sale in Jacksonville, FLBelmont Lakes Homes for Sale in Jacksonville, FLJacksonville, FL · 1.4 miKPKendall Pointe Homes for Sale in Jacksonville, FLJacksonville, FL · 1.8 miMill Creek North Townhomes in Jacksonville, FLMill Creek North Townhomes in Jacksonville, FLJacksonville, FL · 1.8 miHarbor Winds Homes for Sale in Jacksonville, FLHarbor Winds Homes for Sale in Jacksonville, FLJacksonville, FL · 1.8 miAralia Place Homes for Sale in Jacksonville, FLAralia Place Homes for Sale in Jacksonville, FLJacksonville, FL · 1.9 miMerrill Pines Homes for Sale in Jacksonville, FLMerrill Pines Homes for Sale in Jacksonville, FLJacksonville, FL · 2.0 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Monument Oaks (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Monument Oaks is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Monument Oaks address.

The takeaway

What actually shapes value in Monument Oaks, sourced and dated. We do not publish rumor.

Recent Developments in Monument Oaks

Development Intelligence

Our read on what is being built around Monument Oaks, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishArlington is a built-out, close-in area, so the story for an established neighborhood like Monument Oaks is attainable value, condition, and the convenient location rather than new construction.

Attainable east-side value

BullishNotable impact
SignificanceRadius: Monument Oaks

Midsize homes with recent three-bedroom listings around $275,000 to $345,900 are an attainable, well-located Arlington value that tends to support steady demand; confirm conditions for the specific home (Compass, 2026).

Established condition spread

NeutralNotable impact
SignificanceRadius: Monument Oaks

Homes vary in age and updates, so roof, systems, and condition drive value; inspect and comp house by house.

Convenient Arlington location

BullishMinor impact
SignificanceRadius: Arlington

Quick access to the beaches, downtown, and the Southside via the Arlington Expressway and JT Butler Boulevard supports demand for well-located east-side homes.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Monument Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2026
    Market

    Monument Oaks three-bedroom listings around $275K to $346K

    Recent three-bedroom, two-bath listings in Monument Oaks ran roughly $275,000 to $345,900, on midsize homes reported from about 1,372 to 1,894 square feet, as of 2026. Why it matters: These are illustrative third-party figures, not MLS statistics; size and condition drive the number, so comp each house on its own. Source

  2. 2024
    Taxes

    Duval County millage

    Duval County and City of Jacksonville millage applies (Duval County Property Appraiser, 2024). Any HOA dues are separate from the tax bill. Why it matters: Confirm the exact taxing authorities and the bill for the specific parcel, and confirm whether an HOA or deed restrictions apply. Source

Development alerts for Monument OaksGet a short monthly email when something new is approved, funded, or opens near Monument Oaks.

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By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Monument Oaks buying strategy.

If we were buying in Monument Oaks, this is the order of operations we would run, and the one we run for our clients.

1

Inspect the older-home basics first. Roof age, HVAC, plumbing, and electrical drive the real cost on an established home; budget them before you fall for the price.

2

Comp house by house. Monument Oaks homes vary in size and condition; price the specific home against the closest comparable same-size sale, not a neighborhood average.

3

Confirm any HOA or deed restrictions. Verify in writing whether an HOA, dues, or recorded restrictions apply to the specific lot.

4

Pull the FEMA flood zone and an insurance quote. Confirm the determination for the exact parcel.

5

Time your commute. If beach or downtown access is part of the appeal, drive the actual commute at your real departure time before you write.

The Quick Decision
Best Buy
A structurally sound, updated home with a newer roof on a good lot, priced to its condition.
Biggest Risk
Deferred maintenance on an older home, or a smaller footprint than your plans require.
Best Lot
The lot and the home's condition are the value here; there are no shared amenities to pay for.
Smart Timing
A steady, attainable east-side market gives a prepared buyer who has inspected the home room to negotiate on condition.
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Monument Oaks is an established single-family neighborhood in Jacksonville's Arlington area, Duval County, ZIP 32225, off Monument Road on the city's east side (neighborhoods.com, 2026). The homes are midsize and reasonably priced, reported from roughly 1,372 to 1,894 square feet, with recent three-bedroom listings around $275,000 to $345,900 (Compass, 2026, illustrative, not MLS). Arlington offers quick access to the beaches, downtown, and the Southside via the Arlington Expressway and JT Butler Boulevard. The central diligence items are the home's roof and systems, any HOA or deed restrictions, and the FEMA flood zone per parcel.

Monument Oaks Homes For Sale

What your money buys in Monument Oaks.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Monument Oaks today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: homes needing updates
$295K to $320K

Homes in more original condition near the smaller end of the size range are the value entry, with recent listings from around $275,000 (Compass, 2026, illustrative, not MLS). Budget the updates and confirm the roof and systems before you write.

Lowest entry
Mid: updated three-bedroom homes
$320K to $360K

Updated three-bedroom homes are the core of the neighborhood, listing toward the mid-$300,000s (Compass, 2026). Condition and lot separate these; price on the closest comparable Monument Oaks sale.

Most inventory
High: larger or renovated homes
$360K to $395K

Larger homes toward the top of the reported size range, or fully renovated homes, sit at the top. Price each on its size, updates, and lot rather than a neighborhood average.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings
What Your Money Buys

What ~$334K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$295K to $320K
Entry: homes needing updates
Homes in more original condition near the smaller end of the size range are the value entry, with recent listings from around $275,000 (Compass, 2026, illustrative, not MLS). Budget the updates and confirm the roof and systems before you write.
$320K to $360K
Mid: updated three-bedroom homes
Updated three-bedroom homes are the core of the neighborhood, listing toward the mid-$300,000s (Compass, 2026). Condition and lot separate these; price on the closest comparable Monument Oaks sale.
$360K to $395K
High: larger or renovated homes
Larger homes toward the top of the reported size range, or fully renovated homes, sit at the top. Price each on its size, updates, and lot rather than a neighborhood average.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Monument Oaks, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Proprietary Data

The renovation premium.

Renovated-listing inventory in Monument Oaks is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Monument Oaks holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Monument Oaks

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Monument Oaks1

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Monument Oaks2

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Monument Oaks3

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Monument Oaks4

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Monument Oaks5

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Monument Oaks is about an attainable, well-located Arlington home, not amenities or new construction. The deal is read in the roof, the systems, and the lot, not the sticker.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

6.4B- · Buy Score
Resale Strength6.4/10
Renovation Risk5.4/10
Location Efficiency7.4/10
Long-Term Defensibility6.2/10
Carrying Cost Advantage7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Monument Oaks is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the home's condition are the value; there are no shared amenities to pay for.
  • Roof age and systems drive cost more than square footage on older homes.
  • Comp by size and condition, not a metro median.

In an attainable, established neighborhood like Monument Oaks, the lot and the home's condition are the value. Because the homes vary in age and condition, the honest approach is to inspect the older-home basics, confirm any HOA and the flood zone, and price the specific home on its condition and size against the closest comparable same-size Monument Oaks sale rather than a metro median. The convenient Arlington location is the durable plus that supports demand.

The 15-Second Verdict

Monument Oaks in 15 seconds.

Best forBuyers who want an attainable, established single-family home in Jacksonville's Arlington area.
Strong onValue and location: a convenient east-side address with quick access to the beaches, downtown, and the Southside.
WatchOlder-home condition, the midsize footprints, and any flood exposure, all confirmed per parcel.
Not forBuyers who want new construction, a custom or estate home, or a beachside address.
The edgeA convenient, attainable Arlington entry point that is hard to match at the price.

HOA, CDD & Fees

15-Second Take
  • Confirm whether any HOA, dues, or deed restrictions apply to the lot.
  • No large amenity package; the convenient location is the draw.
  • No CDD expected; verify per parcel on the Duval tax bill.

Monument Oaks is an established single-family neighborhood, and any HOA or mandatory dues should be confirmed for the specific lot; neighborhoods like this sometimes have a light HOA and sometimes none. Confirm in writing what, if anything, applies. No CDD is expected; confirm per parcel on the Duval County tax bill.

If any association exists, it would typically fund only limited common items rather than a large amenity campus; confirm exactly what is included. Verify what, if anything, is collected.

There is no private club or mandatory membership tied to the neighborhood; Monument Oaks is a standard single-family neighborhood.

Run Your Numbers

Tools for a Monument Oaks buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxDuval County millage and the homestead picture.Rent vs buyThe breakeven on owning in Monument Oaks.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Monument Oaks

Thinking of selling in Monument Oaks?

Your buyer is comparing attainable Arlington homes, so sell what is specific and verifiable: the updates you have made, the roof and systems, the lot, and a clean flood read.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Monument Oaks, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping East Arlington, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Monument Oaks home worth?

Get a no-obligation home value based on real comparable sales in Monument Oaks matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Monument Oaks on the map →

Real comps, not an automated estimate.
>>>>>>> origin/main

Windows contain 4 to 14 sales each (12 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K20122014201620182020202220242026
Down 3.6% year over year; up 218% since 2012.
Every sale since 2001 · price vs size
$0$200K$400K2k2k2k3k
203 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$20020122014201620182020202220242026
Up from $70 in 2012 to a $211 peak in 2023; $198 now.
Median days on market · closed sales
020406020122014201620182020202220242026
5 days at the 2013 low; 21 now.
Sale price vs original ask · median
95%100%105%20122014201620182020202220242026
95.5% now.
Homes sold per 12-mo window
05101520122014201620182020202220242026
4 to 14 a year; 12 in the current window.
Sellers who gave up · failed listings per year
051015200420082012202020242026
Canceled, expired, or withdrawn. 14 quit in 2008; 1 so far in 2026. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
76 at the 2019 peak, 23 in the troughs, 38 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,614/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

37% of homes for sale in ZIP 32225 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).

Monument Oaks Market Scorecard

No active listings

Monument Oaks is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$334,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/12
Active/Pend/Sold

Typical home value in the 32225 ZIP is $379,757, about 13.3% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Monument Oaks

Live MLS inventory for Monument Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

1564 OAK RIDGE Drive home for sale in Monument OaksActive · 21 daysTop listing
$389,900
3 bd · 2 ba · 2,672 sqft · built 1984
1564 OAK RIDGE Drive, Jacksonville, 32225
Listed by BOLD & SOLD LLC

Active and pending Monument Oaks listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Interactive Map

Monument Oaks on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

=======

Monument Oaks Market Scorecard

No active listings

Monument Oaks is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$334,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/12
Active/Pend/Sold

Typical home value in the 32225 ZIP is $379,757, about 13.3% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

>>>>>>> origin/main
The Strategy

The Monument Oaks buying strategy.

If we were buying in Monument Oaks today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monument Oaks.

The Quick Decision
Best Buy
Buyers and sellers dealing in an established, older housing stock rather than new construction.
Biggest Risk
There is currently just one active listing, leaving buyers almost nothing to compare against.
Sweet Spot
A home near the $334,000 median that has already had its updates done, so the purchase price does not need a renovation budget stacked on top.
Avoid If
Skip it if you need brand-new construction or a wide slate of listings to shop between.
The Deep Dive

Older Stock, Tight Supply

The 1978-to-2010 build range means Monument Oaks buyers are evaluating condition as much as square footage. At a median 1,792 square feet and $198.37 per square foot, the math here rewards homes that have been maintained or updated - the same floor plan can price very differently depending on what has been touched since it was built. The market heat score currently reads 38, a reading consistent with a community that is seller-leaning but not frantic.

The longer-run numbers explain why sellers are not under pressure to discount: prices are up 218% since 2012, even after a 3.6% pullback over the past year. With months of supply at 1.0 and only one home actively listed, there simply is not enough on-market inventory right now to test where a real ceiling sits. No community amenities are identified in current MLS listings, so what buyers are paying for is the home and the lot, not shared facilities.

“

The location and the amenities are priced into every listing in Monument Oaks. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the factors that decide how a home in Monument Oaks buys, holds, and resells. Momentum Research; not an appraisal.

7.7B+ · Buy Score
Long-Term Appreciation10.0/10
Recent Direction5.1/10
Liquidity & Demand9.0/10
Owner Commitment7.4/10
Pricing Power7.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.7). Basis: Long-Term Appreciation +218% since 2012; Recent Direction -3.6% year-over-year; Liquidity & Demand 1.0 months of supply; Owner Commitment 74% owner-occupied; Pricing Power 95.5% sale-to-list. Refreshed with each data update.

Why Momentum

Why work with Momentum here

With active inventory this thin - one listing against 399 homes in the community - timing and pricing precision matter more than usual. Momentum tracks Monument Oaks closings and days-on-market data closely enough to tell a seller what the current $334,000 median actually supports for their specific home's condition and vintage, and to help a buyer move fast and accurately when the next listing appears rather than losing it to a 21-day market.

The 15-Second Verdict

Monument Oaks in 15 seconds.

Best forBuyers and sellers dealing in an established, older housing stock rather than new construction.
Biggest advantageLong-run appreciation has been strong, with prices up 218% since 2012.
Biggest riskThere is currently just one active listing, leaving buyers almost nothing to compare against.
Sweet spotA home near the $334,000 median that has already had its updates done, so the purchase price does not need a renovation budget stacked on top.
Avoid ifSkip it if you need brand-new construction or a wide slate of listings to shop between.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Monument Oaks buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxDuval County millage and the homestead picture.Rent vs buyThe breakeven on owning in Monument Oaks.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monument Oaks sales matched to your home.

Selling in Monument Oaks

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Monument Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Monument Oaks home worth?

Get a no-obligation home value based on real comparable sales in Monument Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Monument Oaks on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Monument Oaks?
The median sale price in Monument Oaks was $334K over the 12 months ending July 14, 2026 (12 closed sales, realMLS).
How long do homes in Monument Oaks take to sell?
Homes that closed in the 12 months ending July 14, 2026 took a median 21 days on market (12 sales, realMLS).
Is Monument Oaks a buyer's or seller's market right now?
As of July 14, 2026, Monument Oaks is roughly balanced: 1.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Monument Oaks?
The Florida DOR 2025 assessment roll shows 399 homes in Monument Oaks (public records).
What share of Monument Oaks is owner-occupied?
74% of Monument Oaks parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Monument Oaks built?
Homes in Monument Oaks were built between 1978 and 2010, with a median year built of 1983 (FL DOR 2025 roll).
Do cash buyers compete in Monument Oaks?
Cash buyers took 50% of Monument Oaks sales in the 12 months ending July 2025 (2 of 4 closings, realMLS).
Have Monument Oaks home prices gone up?
The trailing-12-month median is up 218% since 2012, from $105K to $334K (realMLS closed records).
Who is the best real estate agent for Monument Oaks?
The best agent for Monument Oaks is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Monument Oaks.
How do I find a top Jacksonville real estate agent who knows Monument Oaks?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Monument Oaks and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Monument Oaks?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Monument Oaks purchase or sale - no call center and no pressure.
The Verdict

Should you buy in Monument Oaks?

An honest fit check. We will tell you when it is not your community.

Buyers comfortable purchasing a home built between 1978 and 2010 and budgeting for updates rather than expecting turnkey finishes.Excellent fit
Move-up buyers targeting a purchase near the $334,000 median with a longer-term hold in mind.Excellent fit
Sellers ready to list now, with months of supply at 1.0 and a median 21-day time on market working in their favor.Excellent fit
Buyers who need new construction or built-in community amenities, since none are identified in current listings.Probably not
House hunters who want several active listings to compare, when only one is currently on the market.Probably not
Buyers unwilling to budget for updates on a home with a median build year of 1983.Probably not

Nearby Communities

Explore more neighborhoods near Monument Oaks with Momentum Realty’s local guides.

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Community market statsrealMLS closed sales, 12-month windows ending July 14, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (9 streets, ZIP 32225))
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2001 (203 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
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