River Terrace
Homes for Sale in Jensen Beach, FL
All 313 homes for sale in Jensen Beach, FL · median $436,131 · 300 homes for sale in 34957 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of November 2026, the MLS records 7 closed sales in River Terrace in Jensen Beach, FL since 2004, the most recent in July 2026. Across Jensen Beach as a whole, 230 homes closed in the last 12 months at a median of $449,950, 79 median days on market, with 298 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $6,960 ($6,350 with the full homestead exemption).
River Terrace is a small pocket in Jensen Beach, and the current MLS snapshot doesn't surface any shared community amenities. That tells you price here is driven by the individual home — its condition, lot, and how close it sits to the water and the coastal draws Martin County is known for — rather than by a clubhouse or gated package. Expect a wide spread between a dated house and one that's been updated.
With no amenity story to lean on and a limited inventory profile, both sides need to price to the specific property. Sellers should not assume a neighborhood premium is doing the work for them; buyers should underwrite the house in front of them, not a community brochure. This is a market where condition and location within the pocket decide the number.
Figures in this note are as of July 20, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside River TerraceHomes for Sale in Jensen Beach, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
River Terrace is a modest Jensen Beach enclave in Martin County where value is set home-by-home; current listings show no community amenities, so the appeal is the location and the property itself rather than shared facilities.
BeachesMLS sales records identify 6 homes in River Terrace that have changed hands since 2004, built between 1959 and 1997 (median 1983), with a median living area of about 1,398 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who River Terrace is best for.
Best for
- Buyers prioritizing a Martin County coastal address over shared community facilities
- Renovation-minded buyers looking to add value to a specific home
- Buyers who want to underwrite a property on its own condition and lot rather than a neighborhood premium
Probably not for
- Buyers set on community amenities like a pool, clubhouse, or gated entry
- Buyers who want a standardized, turnkey product with predictable comps
- Buyers who need a tight, narrow price band and dislike a wide condition-driven spread
The market around River Terrace
River Terrace is too small for its own price trend, so here is the market around it.
In ZIP 34957, 288 homes are on the market and 26% are under contract — a steady corner of Jensen Beach.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34957 (Jensen Beach), 410 homes closed in the last 12 months at a median of $395K ($233/sq ft), down 1.4% year over year, with a median 68 days on market. Right now 147 active and 50 pending listings put supply at about 4.3 months — a balanced market. See the live ZIP 34957 housing market and the Martin County market.
ZIP and county figures describe the wider market, not River Terrace specifically. Momentum Research analysis of MLS records.
The River Terrace buying strategy.
If we were buying in River Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in River Terrace.
A house-by-house market
Because there's no amenity layer to standardize value, River Terrace behaves like a collection of individual properties rather than a uniform product. That means the range between the least and most desirable homes can be meaningful, and comparables have to be read carefully — a recently updated house and one needing work are not the same trade even on the same street.
The offset is location. Jensen Beach sits in Martin County's coastal corridor, so the pull here is proximity to the beaches and the everyday coastal lifestyle rather than in-community perks. Buyers who care about a specific address, lot, or renovation opportunity will find this structure works in their favor; those wanting turnkey community features will need to look elsewhere.
The location and the amenities are priced into every listing in River Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a pocket this small with no amenity story to fall back on, pricing lives and dies on reading the individual home against thin comps. We work River Terrace and the wider Jensen Beach coastal market daily, so we can tell you whether a specific house is priced to its condition and location — and, just as often, when it isn't the right fit for what you're after.
River Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a River Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed River Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in River Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your River Terrace home worth?
Get a no-obligation home value based on real comparable sales in River Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jensen Beach →
| Location | Jensen Beach, Martin County, FL · ZIP 34957 |
|---|---|
| Homes in the community | 23 (FL DOR 2025 assessment roll) |
| Years built | 1953–2003 (median 1973) |
| Typical living area | 1,508 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 75% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “River Terrace key facts,” movewithmomentum.com/neighborhoods/river-terrace, data as of September 20, 2026.
Housing distress & ownership in River Terrace, Jensen Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
More Jensen Beach home searches
- All homes for sale in Jensen Beach, FL
- Homes for sale in Martin County, FL
- Gated communities in Jensen Beach
- Jensen Beach home values: what is my house worth?
Jensen Beach guides & data
- Market data
- Cost of living
- Best neighborhoods
- Property taxes (Martin County)
- Homestead exemption (Martin County)
- Home insurance cost
- New construction (Martin County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
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Recent Developments in River Terrace
Development, infrastructure, retail, and school activity affecting River Terrace, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Schools
Murray Middle School in Stuart breaks ground on $33M rebuild phase
The second phase adds new learning spaces, a performing arts wing and gym renovations after Hurricane Milton's tornado damaged three main buildings. The gym is expected by August 2027 and the new buildings by December 2027.
What it may mean for the marketReplaces portable classrooms with permanent facilities, improving a public school campus in the Stuart area. The site is about 2 miles south of River Terrace.
Source: WPTV - October 2026Parks & Amenities
Mattamy Homes to transfer 125 acres at Newfield for St. Lucie River muck storage
Mattamy is moving 125 acres from the northern part of its Newfield development to Martin County for river restoration, matched by an adjacent 125 acres from the Florida Inland Navigation District. The combined land can hold about 2.4 million cubic yards of dredged muck, and removal starts only after federal funding is authorized.
What it may mean for the marketPreserves open land near Newfield and supports St. Lucie River water quality, with possible recreational use of the parcels later. The project is about 6 miles southwest of River Terrace, elsewhere in Martin County.
Source: WPTV - October 2026Civic
Martin County adopts one-year moratorium on new data centers
Commissioners voted 4-0 on Oct. 27 for a one-year pause on data center development. A hyperscale application west of I-95 off Kanner Highway was filed earlier and is not affected.
What it may mean for the marketSets a pause on a large industrial land use while the county writes rules, which shapes what may be built near western Martin corridors. The site is about 8 miles south of River Terrace.
Source: WPTV - October 2026Development
St. Lucie nuclear plant marks 50 years with licenses for 20 more years
The two-unit plant on Hutchinson Island supplies about 11 percent of FPL's power, and the NRC has granted licenses for 20 additional years of operation. The plant uses robots, drones and submersibles for inspections.
What it may mean for the marketSignals a long-term major employer and power source for the county. The site is about 8 miles north of River Terrace.
Source: WPTV - October 2026Civic
Martin County moves to restore MARTY bus service with emergency contract
Commissioners voted to end the contract with Martin County Transit and negotiate a one-year emergency agreement with MTM Transit after service stopped suddenly the prior week. County staff hoped to restart service within about a week.
What it may mean for the marketAffects county-wide bus access and commute options until service resumes. The site is about 5 miles southwest of River Terrace.
Source: WPTV - August 2026Infrastructure
Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied
The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.
What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The site is about 2 miles south of River Terrace.
Source: WJNO (iHeart)
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in River Terrace?
What share of River Terrace is owner-occupied?
When were the homes in River Terrace built?
Who is the best real estate agent for River Terrace?
How do I find a top Jensen Beach real estate agent who knows River Terrace?
Can Momentum Realty connect me with an agent for River Terrace?
Where is River Terrace, and what county is it in?
Should you buy in River Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: November 5, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34957)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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