Community Details at a Glance
The Homes
Product
Single-family resales across three neighborhoods, condos uncommon
Range
Roughly the $300s into the $500s, Briar Woods at the low end, Oak Ridge at the top
Vintage
Built out from about 2005, now largely a resale market
Builders
KB Homes, D.R. Horton, and Standard Pacific over the build-out
Costs & Fees
HOA
Low HOA funds the Stone Brook amenity center and common areas
CDD
No CDD, uncommon in St. Johns County and the core value advantage
Tax line
St. Johns County millage plus the post-sale reset; confirm per address
Amenities
Amenity center
Stone Brook pool with cabana, plus play fields and courts
Recreation
Playground, basketball court, and soccer, baseball, and football fields
Nearby golf
Minutes from World Golf Village's courses, dining, and shopping
Setting
Tree-lined streets with lake and preserve views on many lots
Location
Setting
World Golf Village area of northern St. Johns County
Access
Off SR-16 and International Golf Parkway, minutes from I-95
St. Augustine
Historic downtown about 20 to 25 minutes southeast
The Homes & Style
As of 2026, Samara Lakes is value-priced for the World Golf Village area, with homes generally running from the $300s into the $500s depending on the neighborhood and size, Briar Woods at the lower end and Oak Ridge at the upper. Treat these as a starting point that moves with the market, and confirm current pricing for a specific home with an agent.
Because Samara Lakes is primarily resale, condition, neighborhood, and lot drive price within that range. An updated Oak Ridge home on a lake lot commands a premium over a smaller, dated Briar Woods home, even within one community. The schools and the no-CDD structure are priced into every listing, so the differentiators are the house, the neighborhood, and the lot, which is where a buyer overpays or wins without representation.
The no-CDD, low-HOA structure is the key to the value story. A Samara Lakes home and a similar home in a nearby CDD community at the same list price are not the same monthly cost, because the CDD home carries an extra annual assessment. A buyer who compares only list prices misses the advantage entirely, and the listing agent, who works for the seller, will not run that all-in comparison for you.
Samara Lakes is made up of three neighborhoods, each with its own character. Oak Ridge has the largest homes, many on lake and preservation lots, making it the step-up tier. River Birch sits in the middle of the range. Briar Woods offers the most affordable homes, including smaller floor plans, making it a common entry point for first-time buyers. Knowing which neighborhood a home sits in helps a buyer understand its size, lot, and price within the community.
Homes in Samara Lakes were built over time by KB Homes, D.R. Horton, and Standard Pacific, with KB offering a range of floor plans from roughly 1,100 square feet in Briar Woods up to homes north of 3,400 square feet in the larger neighborhoods. That mix produced a variety of layouts and sizes, so a buyer has genuine choice, and knowing the builder helps in judging a resale home's construction and value.
The reason value-focused buyers seek out Samara Lakes is the cost structure: no CDD and a low HOA, in a county where most communities carry a CDD assessment that adds hundreds to thousands of dollars a year. Over a typical ownership period, avoiding a CDD on top of a low HOA gives Samara Lakes a real carrying-cost advantage, which is a big part of why it remains popular with first-time and budget-conscious buyers chasing St. Johns schools.
Living Here
Samara Lakes centers its recreation on the Stone Brook amenity center, which offers a swimming pool with a cabana and lounge area, a playground, a basketball court, and play fields for soccer, baseball, and football. For a no-CDD, low-HOA community, that is a solid, established amenity package that covers the essentials without the resort-scale fees that usually accompany bigger amenity sets.
Beyond the community's own amenities, residents are minutes from the World Golf Village, with its golf courses, museum, dining, and shopping, which effectively extends the recreational options in the area. Tree-lined streets and lake and preserve views on many lots round out the setting, giving Samara Lakes a pleasant, established feel.
The amenities are funded through the community's low HOA dues rather than a CDD assessment, covered next. The fact that Samara Lakes delivers a real family amenity set on a low HOA and no CDD is central to its value case, since communities with deeper amenities typically charge considerably more in recurring fees.
Everyday shopping and dining are close, with grocery, retail, and restaurants along the SR-16 and International Golf Parkway corridors and the World Golf Village's dining and entertainment, including its golf courses and museum, just up the road. Daily errands do not require a long trip from Samara Lakes.
For more, historic downtown St. Augustine, about 20 to 25 minutes southeast, offers a deep dining, shopping, and cultural scene on the water, and the St. Augustine Premium Outlets and the St. Johns Town Center provide big-box and regional shopping a manageable drive away. The pattern is typical of the World Golf Village area: daily essentials are close, and the marquee destinations are a reasonable trip in either direction.
First, the no-CDD, low-HOA advantage is real money, but you only capture it by comparing all-in monthly costs, not list prices. A CDD community at the same price carries an extra annual assessment that Samara Lakes does not.
Second, in a resale community the listing agent works for the seller. Your own agent represents only you, with compensation that is negotiable and set in a written buyer agreement, and runs the comparison the listing agent will not.
Third, the neighborhood matters: Oak Ridge, River Birch, and Briar Woods differ in size, lot, and price, so know which one a home is in and whether it fits your needs.
Fourth, an established home means established systems. Roof age, HVAC age, and updates drive both price and your near-term costs, so a thorough inspection matters here.
Fifth, confirm the school zoning for the exact address with the district, since Mill Creek Academy, Pacetti Bay, and Nease serve the area but boundaries shift as the county grows.
Before You Offer
St. Johns County flooding concentrates near the Intracoastal, the coast, and the creeks and marshes, while many inland master-planned communities sit in lower-risk zones.
The reliable move is to pull the FEMA flood designation for the exact Samara Lakes address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.
St. Johns County is well served by AT&T (fiber in most newer communities) and Xfinity (Comcast), though fiber availability still varies by street. If working from home matters, confirm the options, and fiber in particular, at the specific Samara Lakes address rather than assuming.
St. Johns County total millage varies by district, and CDD assessments are common in the master-planned communities, which adds to the all-in cost on top of the millage. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.
The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.
Comparisons
The honest way to place Samara Lakes is against the other World Golf Village-area communities a value-focused buyer is realistically weighing. Each trades something different.
Samara Lakes's case against this field is pure value: top St. Johns schools and a family amenity set with no CDD and a low HOA, at a lower price than the resort-scale communities nearby. The case against it is the more modest amenities and the resale-only, older stock, where a buyer wanting deeper amenities would pay more at Murabella or Bannon Lakes and accept the CDD that usually comes with them.
Who It Fits
Samara Lakes fits the buyer who wants top St. Johns County schools and a genuine amenity center at a value price, and who understands that the no-CDD, low-HOA structure is real money over a typical ownership period. If carrying cost and schools matter more than brand-new construction or resort-scale amenities, and if you will price each home on its neighborhood, lot, and condition, Samara Lakes is one of the better value plays in the World Golf Village area.
Samara Lakes fits if you want
- Top St. Johns schools with no CDD assessment
- A real amenity center on a low HOA
- Three price tiers in one community
- Quick I-95 and World Golf Village access
- A lower carrying cost than CDD communities nearby
- Tree-lined streets with lake and preserve lots
Consider elsewhere if you want
- Brand-new construction or a single-builder pod
- Resort-scale amenity centers
- A walkable town center or beachfront
- A gated, single-tier luxury feel
- To skip inspecting an established home's systems
- To anchor on list price instead of carrying cost

























