Summer Bay At Grand Oaks
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
As of November 2026, Summer Bay At Grand Oaks in St. Augustine, FL has 6 homes for sale. Over the 12 months ending 2026-08-10, 20 recorded sales closed at a median of $372,500 (-4% versus the prior year's median), $244 per square foot, a median 56 days on market, sellers accepting 95% of original asking. Homes listed or recently sold were built 2023–2025 with 3 new construction; 16 of 16 report an HOA (median $158/mo); none of the 16 geocoded homes sit in a FEMA special flood hazard zone (median elevation 23 ft). At the median price and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $5,020 ($4,500 with the full homestead exemption).
Part of the Grand Oaks master-planned community in St. Augustine, FL — see all Grand Oaks homes for sale (10 listings across 2 villages and sections in the MLS).
| Location | St. Augustine, St. Johns County, FL · ZIP 32092 |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Clubhouse, Pickleball, Fitness Center, Gated, Dog Park, Security Gate |
| Sale prices, last 12 months | $372,500 median across 20 closed sales · $244 per sq ft · -3.8% vs the prior 12 months |
| Days on market (closed sales) | 56 median |
| For sale right now | 6 active, 2 pending · median asking $514,000 · 3.6 months of supply |
| Zoned public schools | Wards Creek Elementary (A, FLDOE 2025-26); Pacetti Bay Middle (A, FLDOE 2025-26); Tocoi Creek High (A, FLDOE 2025-26) |
Data as of August 10, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Summer Bay At Grand Oaks key facts,” movewithmomentum.com/neighborhoods/summer-bay-at-grand-oaks-st-augustine, data as of August 10, 2026.
Last 30 days in Summer Bay At Grand Oaks: 1 new listing (median asking $699,500), 1 under contract right now. As of November 13, 2026, realMLS.
Summer Bay at Grand Oaks 55+ (St. Augustine, FL): Homes, Prices & What to Know (Q4 2026 update)
Summer Bay at Grand Oaks is a gated, age-restricted 55+ St. Augustine community within Grand Oaks with a $372,500 median sold price and 57 median days to sell. Numbers from realMLS, county property appraisers and public records, refreshed nightly on this page.
2 min 12 s · Momentum Realty on YouTube · data from realMLS, St. Johns County Property Appraiser, Citizens, FEMA · Equal Housing Opportunity
Key moments
- 0:00 Summer Bay at Grand Oaks in one number
- 0:19 How the community is laid out
- 0:42 The Summer Bay at Grand Oaks market right now
- 1:09 How to read this community
- 1:35 What it costs to own
- 2:00 Get alerts when homes list
Transcript
Summer Bay at Grand Oaks, in St. Augustine, is an age-restricted, 55 and older St. Johns County community within Grand Oaks, where the median sold price is 372,500 dollars, down 3 point 8 percent, and homes take a median of 57 days to sell. Here's what that means if you're watching this one.
Summer Bay at Grand Oaks is the gated, age-restricted 55-and-older community within the Grand Oaks master plan in St. Augustine, in St. Johns County, with homes built from 2023 to 2025. Reported amenities include a clubhouse, a pool, a fitness center, pickleball, tennis, and a dog park. Verify age requirements, access and fees with the HOA.
In the last 12 months, 20 homes sold at a median of 372,500 dollars, down 3 point 8 percent on 20 sales against 20. That's 244 dollars a square foot, at 94 point 8 percent of asking. Right now 6 homes are listed and 2 are pending. In ZIP 32092, 2,026 homes closed at a median of 448,000 dollars.
25 percent of homes here are under contract, against 32 percent in St. Johns County, and sales have run at 94 point 8 percent of asking, which typically means some room to negotiate. That's typical, not a promise. The listings shown run from 333,000 to 569,900 dollars. Grand Oaks has a community development district, so ask whether it applies to the home, and verify the HOA.
St. Johns County's total millage is 13 point 4686 mills. The page estimates roughly 5,300 dollars a year at a median asking price of 434,450 dollars, but your bill depends on assessed value and exemptions, so ask for the current bill. It reports HOA dues of about 151 dollars a month, so ask what they cover. Get insurance quoted by address.
Get an email the moment new homes list: the alerts box is on the Summer Bay at Grand Oaks page at move with momentum dot com, updated every night. I'm Jon Brooks with Momentum Realty.
Homes For Sale Right Now in Summer Bay At Grand Oaks
Live MLS inventory for Summer Bay At Grand Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 0 daysTop listing
Active · 119 days
Active · 70 days
Pending · 71 daysActive and pending Summer Bay At Grand Oaks listings as of 2026-11-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Every Home for Sale in Summer Bay At Grand Oaks St Augustine Right Now (4)
All 4 active and pending Summer Bay At Grand Oaks St Augustine listings with a detail page, newest first, refreshed twice a day from the MLS.
- 156 Lone Cypress Way · $699,500 · 3 bd / 3 ba · listed Nov 4, 2026 · listed by Keller Williams Realty Atlantic Partners
- 94 Hickory Pine Drive · $499,000 · 2 bd / 2 ba · listed Sep 3, 2026 · listed by Iheart Realty Inc
- 135 Fairlake Circle · $359,900 · 2 bd / 2 ba · pending · listed Sep 3, 2026 · listed by Watson Realty Corp
- 169 Hickory Pine Drive · $555,000 · 3 bd / 2 ba · listed by Momentum Realty
Summer Bay At Grand Oaks right now
🟡 Balanced market. 3.6 months of supply and 25% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 10, 2026. Confidence: High (8 active and pending listings, 20 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($372K) is down 3.8% from the prior 12 months ($387K). With about 20 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 10. Confidence: High (20 and 20 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated August 10, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Summer Bay At Grand Oaks market snapshot (as of August 10, 2026): the median sale price is about $372K ($244 per sq ft over the trailing 12 months of closed sales), a median 57 days on market for closed sales, and 3.6 months of supply, a balanced market. The trailing-12-month median is down 4% from the prior 12 months, computed from record-level realMLS closed sales (20 closings in the current window).
The setting & the homes.
Aerial and on-site photos of Summer Bay At Grand Oaks. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Summer Bay At Grand OaksPhotos from realMLS listings in Summer Bay At Grand Oaks; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 10 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($372K) IS the median in the snapshot above, and the move from 2025 ($387K) IS the -3.8% one-year change.
Windows contain 10 to 32 sales each (20 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
38% of homes for sale in ZIP 32092 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-10).
Summer Bay At Grand Oaks Market Scorecard
Summer Bay At Grand Oaks is currently a balanced market. About 3.6 months of supply, a median asking price of $514,000, and homes go under contract in about 70 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Summer Bay At Grand Oaks, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Summer Bay At Grand Oaks on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at Summer Bay At Grand Oaks
- Clubhouse · reported on 19 of 20 listings
- Pickleball · reported on 19 of 20 listings
- Gated · reported on 18 of 20 listings
- Fitness Center · reported on 16 of 20 listings
- Pool · reported on 16 of 20 listings
- Dog Park · reported on 12 of 20 listings
- Tennis Court(s) · reported on 11 of 20 listings
- Spa/Hot Tub · reported on 10 of 20 listings
- Security Gate · reported on 8 of 20 listings
- Barbecue · reported on 6 of 20 listings
- Jogging Path · reported on 6 of 20 listings
- Trash · reported on 6 of 20 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Summer Bay At Grand Oaks are close: the nearest coffee is about 9 minutes away.
- Starbucks · Coffee9 min
- Treaty Oaks Marketplace · Shopping10 min
- Publix · Groceries11 min
- Aces Sports Bar & Grill · Dining11 min
- Encompass Health Rehabilitation Hospital · Health13 min
- Treaty Park · Parks14 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Wards Creek ElementaryFLDOE grade A · Public elementary
- Pacetti Bay MiddleFLDOE grade A · Public middle
- Tocoi Creek HighFLDOE grade A · Public high
- St. Johns County School District · Public, confirm zoning by address
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Summer Bay At Grand Oaks address.
The Summer Bay At Grand Oaks buying strategy.
If we were buying in Summer Bay At Grand Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summer Bay At Grand Oaks.
A closer look at the Summer Bay At Grand Oaks market
At a median of $244 per square foot, Summer Bay At Grand Oaks prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 3.6 months of supply, a balanced market and the trailing-12-month median down 4% year over year. Homes that do trade take a median 57 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Summer Bay At Grand Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Summer Bay At Grand Oaks buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.0). Basis: Recent Direction -3.8% year-over-year; Liquidity & Demand 3.6 months of supply; Pricing Power 94.8% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- Includes age-restricted (55+) homes. Verify whether age requirements apply to a specific home with the HOA
- HOA reported ~$151/month
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Grand Oaks has a community development district on St. Johns County records; confirm whether it applies to a specific Summer Bay home.
Flood & Insurance Context
Of 13 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=13) · as of 2026-11
Tools for a Summer Bay At Grand Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summer Bay At Grand Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Summer Bay At Grand Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Summer Bay At Grand Oaks home worth?
Get a no-obligation home value based on real comparable sales in Summer Bay At Grand Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Augustine →
Summer Bay at Grand Oaks by the numbers: market, homes and costs
| Closed sales | 20 in the 12 months to August 10, 2026 |
|---|---|
| Median sale price | $372,500 |
| Median price per sq ft | $244 |
| Median size sold | 1,581 sq ft |
| Median days on market | 56 |
| Sale price vs original list | 94.8% |
| For sale now | 3 active, 1 pending (as of November 13, 2026) |
| Median asking price | $555,000 |
| Months of supply | 3.6 |
| Active listings with a price cut | 33% of 3 tracked actives have at least one recorded reduction since September 14, 2026 |
Market data: realMLS closed, active and pending records as of August 10, 2026 (live counts November 13, 2026); prior-period figure from the Florida Department of Revenue 2025 assessment roll; price cuts from the Momentum price ledger. Deemed reliable but not guaranteed.
| Home types in current and recent listings | single-family (16) |
|---|---|
| Living area range | 1,348 to 2,735 sq ft across 16 listings |
| Bedrooms | 2 to 3 |
| Amenities listing agents report | Clubhouse, Pickleball, Fitness Center, Gated, Dog Park, Security Gate, Tennis Court(s), Barbecue |
| Straight-line distance | Downtown St. Augustine (Plaza de la Constitucion) about 6 mi; Mayo Clinic Florida campus about 29 mi; Naval Air Station Jacksonville about 32 mi; Downtown Jacksonville (City Hall) about 37 mi |
Housing stock from the FL DOR 2025 assessment roll and realMLS listing records. Distances are straight-line from the community center, not drive times. For HOA, CDD, property tax, insurance and flood costs see the HOA, CDD and fees section.
Summer Bay at Grand Oaks: buyer questions answered
What ZIP code is Summer Bay at Grand Oaks in?
Summer Bay at Grand Oaks is in St. Johns County, ZIP code 32092, with a St. Augustine mailing address.
How many homes are for sale in Summer Bay at Grand Oaks right now?
There are 3 homes listed for sale and 1 under contract in Summer Bay at Grand Oaks as of November 13, 2026, with a median asking price of $555,000. The live list above updates from realMLS several times a day.
What are homes in Summer Bay at Grand Oaks selling for?
20 homes closed in the 12 months to August 10, 2026 at a median of $372,500 ($244 per sq ft), after a median 56 days on market. Source: realMLS closed sales; deemed reliable but not guaranteed.
Are sellers cutting prices in Summer Bay at Grand Oaks?
33% of the active listings we track in Summer Bay at Grand Oaks have had at least one price reduction since September 14, 2026 (Momentum price ledger, as of November 13, 2026).
Is Summer Bay at Grand Oaks in a flood zone?
0% of the 13 Summer Bay at Grand Oaks listings we matched to FEMA flood maps sit in a Special Flood Hazard Area (zones A or V), and 100% sit outside it. Flood zones are set parcel by parcel, so check the exact address on the FEMA map and get a flood quote before closing.
How far is Summer Bay at Grand Oaks from Downtown St. Augustine?
About 6 miles in a straight line from the center of Summer Bay at Grand Oaks. Drive time depends on route and time of day.
More for Summer Bay at Grand Oaks buyers
- 32092 real estate
- 32092 market data
- 32092 housing scorecard
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- St. Augustine Lakes
- Sawmill Landing
- Morgans Cove
- Florida property tax calculator
- Mortgage payment calculator
- Rent vs buy calculator
- Flood insurance calculator
- New construction communities in St. Johns County
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Recently off market in Summer Bay At Grand Oaks
Homes in Summer Bay At Grand Oaks that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 5 on record.
- 114 Lone Cypress Way · off market
- 221 Hickory Pine Drive · off market
- 55 Fairlake Circle · off market
- 82 Lone Cypress Way · off market
- 94 Lone Cypress Way · off market
Recently sold in Summer Bay At Grand Oaks St Augustine
- 94 Lone Cypress Way · sold $475,000
- 145 Lone Cypress Way · sold $465,000
- 71 Hickory Pine Drive · sold $490,000
- 217 Fairlake Circle · sold $375,000
- 246 Lone Cypress Way · sold $330,000
- 91 Fairlake Circle · sold $329,000
- 141 Hickory Pine Drive · sold $427,000
- 115 Lone Cypress Way · sold $526,000
- 20 Fairlake Circle · sold $352,500
- 312 Fairlake Circle · sold $376,500
Closed sales from the MLS; each page shows the sold price, taxes and value history.
Frequently Asked Questions
What is the median home price in Summer Bay At Grand Oaks?
How long do homes in Summer Bay At Grand Oaks take to sell?
Is Summer Bay At Grand Oaks a buyer's or seller's market right now?
What schools serve Summer Bay At Grand Oaks?
Who is the best real estate agent for Summer Bay At Grand Oaks?
How do I find a top St. Augustine real estate agent who knows Summer Bay At Grand Oaks?
Can Momentum Realty connect me with an agent for Summer Bay At Grand Oaks?
Nearby Communities
Explore more neighborhoods near Summer Bay At Grand Oaks with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 13, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 10, 2026 |
| Under-contract shares | realMLS records, as of 2026-08-10 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2023 (82 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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See how Summer Bay At Grand Oaks fits the bigger picture — live prices, inventory, and Momentum Scores: