What's in this guide
Overview
Elm Creek at SilverLeaf is a Richmond American Homes neighborhood within the large SilverLeaf master plan in St. Augustine (32092), in the World Golf Village area. Homes start from about $424,496, with 3 to 5-bedroom plans from roughly 1,570 to 2,640 square feet.
The standout is that SilverLeaf carries no CDD, which is unusual for an amenity-rich St. Johns community and lowers the all-in cost versus comparable CDD communities. Residents tap SilverLeaf deep amenity package, including the water park, pools, and courts, in a top-rated St. Johns County school zone.
Quick Facts & Status
| Category | Detail |
|---|---|
| Status | New construction (has run temporarily sold out; confirm inventory) |
| Builder | Richmond American Homes |
| Location | Inside SilverLeaf, St. Augustine / World Golf Village |
| County | St. Johns County |
| ZIP code | 32092 |
| Homes | 3 to 5 bed, about 1,570 to 2,640 sq ft |
| From | About $424,496 (builder; confirm current) |
| CDD | No CDD (SilverLeaf-wide) |
| Amenities | SilverLeaf water park, pools, courts; top St. Johns schools |
The Plan
Elm Creek offers a focused set of Richmond American plans from 3 to 5 bedrooms, a good value entry into SilverLeaf. Because the neighborhood has run temporarily sold out, the practical question is what is releasing next, which is where current builder contact helps.
The no-CDD structure is a real cost advantage; budget the HOA and confirm the current dues for a specific home.
Location & Access
SilverLeaf sits in the World Golf Village area of St. Augustine (32092), off SR-16 and International Golf Parkway, with quick I-95 access, about 20 to 30 minutes to St. Augustine historic downtown and the beaches, and top-rated St. Johns County schools.
| Destination | Approximate proximity |
|---|---|
| Interstate 95 | A few minutes |
| St. Augustine historic downtown | About 20 to 25 minutes |
| St. Johns Town Center | About 25 to 30 minutes |
Timeline & Development Status
| Milestone | Status |
|---|---|
| Elm Creek at SilverLeaf | Selling, inventory limited |
| Temporarily sold out periods | Have occurred; ask about releases |
| SilverLeaf amenities | In place / expanding |
| Quick-move-in homes | Ask current availability |
This is an early-stage community, so dates and details can shift. We monitor the developer, the builders, and the city filings directly and keep this guide current.
What We Know vs. What Is Still TBD
Confirmed
- Builder is Richmond American Homes
- Inside the SilverLeaf master plan, St. Augustine 32092
- From about $424,496; 3 to 5 bed, 1,570 to 2,640 sq ft
- No CDD (SilverLeaf-wide)
- SilverLeaf water park and amenities; top St. Johns schools
Still to be confirmed
- Current availability (has run temporarily sold out)
- Current pricing and incentives
- HOA dues for a specific home
- Exact school assignment by address
We do not publish prices or details that are not confirmed. Register your interest and we will send verified specifics as they are released.
Why Buy Early at a New Community
In a new community, the first release is often the best time to buy.
Best lot selection
Preserve, water, and premium homesites are limited and go first. Early buyers get the pick of the plan.
Early-phase pricing
Builders frequently raise base prices as a community proves out, so the earliest buyers can see appreciation by the time later phases open.
Stronger incentives
To build momentum, builders often put their best incentives, on rate, closing costs, or design credits, on the table early.
Representation matters most up front
The on-site representative works for the builder. Having your own agent from the first visit protects your ability to negotiate and to compare fairly, usually at no cost to the buyer in new construction.
Comparable Communities
| Community | How it compares |
|---|---|
| SilverLeaf | The full SilverLeaf master-plan guide, the parent community. |
| Newbrook at SilverLeaf | A gated Toll Brothers enclave inside SilverLeaf, a comparison on builder and product. |
Momentum Expert Insight
Elm Creek is one of the value entries into SilverLeaf, and the no-CDD structure is a genuine cost advantage in a market where most amenity communities carry one. The catch is inventory, since it has run temporarily sold out, so timing and current releases matter.
My advice is to have your own agent watching releases. The Richmond American sales team works for the builder; we represent only you on price, homesite, and incentives.
Elm Creek at SilverLeaf is still in development, so the best way to be ready is to be on the list before it opens. Tell us what you are looking for and we will send verified pricing and homesite releases as they happen. No obligation, no spam.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
Where is Elm Creek at SilverLeaf?
Who builds Elm Creek?
How much do homes cost?
Does Elm Creek have a CDD?
Is Elm Creek sold out?
Should I bring my own agent?
Who is the best real estate agent for Elm Creek at SilverLeaf (2026) Real Estate?
How do I find a top Jacksonville real estate agent who knows Elm Creek at SilverLeaf (2026) Real Estate?
Can Momentum Realty connect me with an agent for Elm Creek at SilverLeaf (2026) Real Estate?
Related Reading
If you are weighing Elm Creek at SilverLeaf against other options in the area, these guides are a good next step.
