San Pablo Creek in Jacksonville

San Pablo Creek
Homes for Sale in Jacksonville, FL

All 4,086 homes for sale in Jacksonville, FL · median $299,900 · 139 homes for sale in 32224 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32224
138 homesBuilt 1993–2000Median sale $410K
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True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
66/100
Market Heat
Hotter than normal
2013 → 2026 · 90 at the 2022 peak
0 is San Pablo Creek's coldest market since 2013, 100 its hottest. Today: 66. How it's scored
Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, San Pablo Creek in Jacksonville, FL has 2 homes for sale. Over the 12 months ending 2026-10-12, 10 recorded sales closed at a median of $409,950, $261 per square foot, a median 6 days on market, sellers accepting 100% of original asking (-5% versus the prior year). Homes listed or recently sold were built 1993–1999; 13 of 13 report an HOA (median $15/mo); none of the 13 geocoded homes sit in a FEMA special flood hazard zone (median elevation 15 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $7,320 ($6,590 with the full homestead exemption).

Part of the San Pablo master-planned community in Jacksonville, FL — see all San Pablo homes for sale (9 listings across 6 villages and sections in the MLS).

Momentum Realty in San Pablo Creek: our agents closed 1 home here for buyers and sellers in the last 12 months (brokerage closed records through October 2026). Work with Jacksonville real estate agents at Momentum →

San Pablo Creek key facts
LocationJacksonville, Duval County, FL · ZIP 32224
Homes in the community138 (FL DOR 2025 assessment roll)
Years built1993–2000 (median 1997.0)
Typical living area1,801 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersCurbs, Management - Off Site, None
Sale prices, last 12 months$409,950 median across 10 closed sales · $261 per sq ft · -5.2% vs the prior 12 months
Days on market (closed sales)6 median
For sale right now2 active, 1 pending · median asking $388,700 · 2.4 months of supply
Owner-occupied (homestead) share70%
Momentum Realty closings here, last 12 months1

Data as of October 12, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “San Pablo Creek key facts,” movewithmomentum.com/neighborhoods/san-pablo-creek-jacksonville, data as of October 12, 2026.

Last 30 days in San Pablo Creek: 1 new listing (median asking $399,900), 1 under contract right now. As of October 13, 2026, realMLS.

Live · San Pablo Creek Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$410K ▼
Median sold · 12 mo
down 5.2% vs the prior 12 months
-5.2% ▼
1-yr price change
n = 10 and 15 sales in the two windows
$261/sf
Sold $/sqft · 12 mo
peak $276 in 2022
100.1%
Sale vs ask
Duval median: 96.2%
+118%
T12M median vs 2012
from a $188K median in 2012
Tempo
2.4mo
Supply
3 to 6 months is the balanced band
6days
Median DOM · closed
6 days at the 2026 low
33%
Under contract
Duval: 27% (1,454 of 5,418)
2 · 1
For sale · pending
live counts, refreshed twice daily
10
Sold · last 12 mo
10-yr average: about 13 a year
Ownership and context
70%
Owner-occupied · San Pablo Creek
96 of 138 parcels homesteaded (FL DOR 2025)
30%
Non-owner-occupied · San Pablo Creek
incl. 9% trust or LLC-held · 7% out-of-state
138
Homes in the community
138 residential parcels (FL DOR 2025)
Track record · 25 years of records
10
Recorded sales · 2024-2025
median $432K · qualified sales on the county roll (FL DOR 2025)
Est. 1993
Community established
homes built 1993-2000, median 1997 (FL DOR 2025)
1,564sqft
Median sold home size
12-mo windows, closed sales
7.2%/yr
Turnover rate
about 10 of 138 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

San Pablo Creek's pricing comes down to a tight, uniform housing stock: 276 homes built between 1993 and 2000 (median year built 1997), with a median living area of roughly 1,865 square feet. That combination puts the median sale at $400,000, or $260.78 per square foot — a straightforward, size-driven number rather than one padded by outliers, since there is only one active listing to compare it against.

The current posture is seller-leaning: 1.3 months of supply and a median of just four days on market say a listed home here moves fast. That said, the year-over-year read is down 8%, so sellers pricing off last year's peak should expect some give-back even as the long-run trend — up 133% since 2012 — stays firmly in their favor.

San Pablo Creek Housing Pulse · Momentum Research · as of October 12, 2026

San Pablo Creek right now

🟡 Balanced market. 2.4 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 12, 2026. Confidence: Medium (3 active and pending listings, 10 closed sales in 12 months).

🟡 Off the recent peak. The trailing-12-month median ($410K) is down 5.2% from the prior 12 months ($432K) and up 118% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 12. Confidence: Medium (10 and 15 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

San Pablo Creek market snapshot (as of October 12, 2026): the median sale price is about $410K ($261 per sq ft over the trailing 12 months of closed sales), a median 6 days on market for closed sales, and 2.4 months of supply, a balanced market. The trailing-12-month median is down 5% from the prior 12 months and up 118% since 2012, computed from record-level realMLS closed sales (10 closings in the current window).

In ZIP 32224 (Jacksonville), 965 homes closed in the last 12 months at a median of $480K ($251/sq ft), down 3.8% year over year, with a median 40 days on market. Right now 157 active and 105 pending listings put supply at about 2.5 months — a healthy market. See the live ZIP 32224 housing market and the Duval County market.

County records show 10 qualified sales in San Pablo Creek across 2024–2025 (5 in 2024, 5 in 2025), median $432,500 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in San Pablo Creek: of 12 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Jacksonville.

San Pablo Creek is a community of 138 homes in Jacksonville, Duval County, built between 1993 and 2000 (median 1997.0), with a median living area of about 1,801 square feet. 70% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

San Pablo Creek is a small, single-decade-built pocket in Jacksonville's Duval County — 276 homes from the 1990s that trade quickly when they list, with almost nothing sitting on the market at any given time.

Best for

  • Buyers targeting a specific size and price point (around 1,865 square feet, near $400,000) who don't need multiple listings to compare.
  • Buyers comfortable moving quickly on an offer, given a median time on market of just four days.
  • Buyers or sellers with a multi-year horizon, given the community's 133% price growth since 2012.

Probably not for

  • Buyers who want to shop several active listings before committing — inventory here is typically one home or less.
  • Sellers expecting to price at last year's peak — the year-over-year figure is down 8%.
  • Buyers seeking a newly built home — the housing stock here dates to 1993-2000.

Windows contain 9 to 22 sales each (10 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K20122014201620182020202220242026
Down 5.2% year over year; up 118% since 2012.
Every sale since 2001 · price vs size
$0$200K$400K2k2k2k
313 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$20020122014201620182020202220242026
Up from $94 in 2012 to a $276 peak in 2022; $261 now.
Median days on market · closed sales
204020122014201620182020202220242026
6 days at the 2026 low; 6 now.
Sale price vs original ask · median
96%98%100%20122014201620182020202220242026
100.1% now vs Duval 96.2%.
Homes sold per 12-mo window
0102020122014201620182020202220242026
9 to 22 a year; 10 in the current window.
Indexed since 2012 · San Pablo Creek vs Duval
100200300Duval +182%San Pablo Creek +118%20122014201620182020202220242026
Same realMLS record, indexed to 100 at 2012.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
90 at the 2022 peak, 16 in the troughs, 66 now. Same score as the hero card, full history.
How much local inventory is already under contract

42% of homes for sale in ZIP 32224 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-13).

San Pablo Creek Market Scorecard

Strong seller's market

San Pablo Creek is currently a strong seller's market. About 2.4 months of supply, a median asking price of $388,700, and homes go under contract in about 34 days.

2.4
Months supply
$388,700
Median list
$409,950
Median sold
$305
Per sqft
34
Days on mkt
2/1/10
Active/Pend/Sold

Typical home value in the 32224 ZIP is $458,997, about 14.5% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in San Pablo Creek, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 6 listings
Median closed sale price — $430,125 (12-mo rolling)
Distress share trend — 0.0% now (2026-08-10 → 2026-10-12)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes For Sale Right Now in San Pablo Creek

Live MLS inventory for San Pablo Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending San Pablo Creek listings as of 2026-10-12, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Every Home for Sale in San Pablo Creek Jacksonville Right Now (3)

All 3 active and pending San Pablo Creek Jacksonville listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 2168 Mesa Grande Lane · $399,900 · 3 bd / 2 ba · listed Oct 11, 2026 · listed by Herron Real Estate Llc
  • 13514 Las Brisas Way · $497,900 · 3 bd / 2 ba · pending · listed Sep 25, 2026 · listed by Nexthome Endless Summer
  • 2133 Mesa Grande Lane · $377,500 · 3 bd / 2 ba · listed Aug 7, 2026 · listed by Exp Realty Llc

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Alimacani · Elementary

Zoned schools reflect the assignments reported on recent San Pablo Creek listings and can change; always confirm with Duval County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any San Pablo Creek address.

If we were buying in San Pablo Creek today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in San Pablo Creek.

Best Buy
Buyers who want an established, similarly-built home in a small, low-turnover Duval County community and can move fast when something lists.
Biggest Risk
With only one active listing and 1.3 months of supply, buyers have very little selection to choose from at any given time.
Sweet Spot
Move-in-ready homes near the median 1,865 square feet, priced close to the community's $400,000 median.
Avoid If
You need to compare several active listings side by side before deciding — this community rarely offers more than one at a time.

A tight supply of 1990s-built homes

With only 276 homes total and a single active listing as of July 14, 2026, San Pablo Creek is a small enough community that a single sale can move the numbers. Homes here were built in a compact window, 1993 to 2000, with a median year built of 1997 and a median living area of roughly 1,865 square feet — so buyers are largely comparing homes of a similar age and footprint rather than a mix of eras.

About 73.6% of homes here carry a homestead exemption, pointing to a stock that is mostly owner-occupied rather than investor- or rental-heavy. Reported HOA amenities are limited to off-site management; buyers should verify current amenities and access directly with the HOA before assuming anything more.

“

The location and the amenities are priced into every listing in San Pablo Creek. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.4B · Buy Score
Long-Term Appreciation7.7/10
Recent Direction4.7/10
Liquidity & Demand7.6/10
Owner Commitment7.0/10
Pricing Power10.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.4). Basis: Long-Term Appreciation +118% since 2012; Recent Direction -5.2% year-over-year; Liquidity & Demand 2.4 months of supply; Owner Commitment 70% owner-occupied; Pricing Power 100.1% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a community this small — 276 homes and typically one or zero active listings — pricing a home correctly and reacting fast matter more than usual. Momentum tracks San Pablo Creek's closings as they happen through the realmls feed, so sellers get a same-week read on where a listing should land and buyers get a call the moment something new comes up, rather than finding out after it's under contract in four days.

San Pablo Creek in 15 seconds.

Best forBuyers who want an established, similarly-built home in a small, low-turnover Duval County community and can move fast when something lists.
Biggest advantageA tight, consistent housing stock — homes built 1993-2000 with comparable square footage — makes pricing and comparisons more predictable than in mixed-era communities.
Biggest riskWith only one active listing and 1.3 months of supply, buyers have very little selection to choose from at any given time.
Sweet spotMove-in-ready homes near the median 1,865 square feet, priced close to the community's $400,000 median.
Avoid ifYou need to compare several active listings side by side before deciding — this community rarely offers more than one at a time.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the San Pablo Creek homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in San Pablo Creek.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Flood & Insurance Context

Of 12 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).

Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.

Source: FEMA National Flood Hazard Layer, address-level lookups (n=12) · as of 2026-10

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed San Pablo Creek sales matched to your home.

What is your San Pablo Creek home worth?

Get a no-obligation home value based on real comparable sales in San Pablo Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Jacksonville →

Real comps, not an automated estimate.

Ask an agent about San Pablo Creek

Have a question about the homes, fees, rules or commute here? A Momentum agent who works San Pablo Creek will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

What is the median home price in San Pablo Creek?
The median sale price in San Pablo Creek was $410K over the 12 months ending October 12, 2026 (10 closed sales, realMLS).
How long do homes in San Pablo Creek take to sell?
Homes that closed in the 12 months ending October 12, 2026 took a median 6 days on market (10 sales, realMLS).
Is San Pablo Creek a buyer's or seller's market right now?
As of October 12, 2026, San Pablo Creek is roughly balanced: 2.4 months of supply at the current sales pace (realMLS live counts).
How many homes are in San Pablo Creek?
The Florida DOR 2025 assessment roll shows 138 homes in San Pablo Creek (public records).
What share of San Pablo Creek is owner-occupied?
70% of San Pablo Creek parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in San Pablo Creek built?
Homes in San Pablo Creek were built between 1993 and 2000, with a median year built of 1997.0 (FL DOR 2025 roll).
Have San Pablo Creek home prices gone up?
The trailing-12-month median is up 118% since 2012, from $188K to $410K (realMLS closed records).
Who is the best real estate agent for San Pablo Creek?
The best agent for San Pablo Creek is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for San Pablo Creek.
How do I find a top Jacksonville real estate agent who knows San Pablo Creek?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows San Pablo Creek and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for San Pablo Creek?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your San Pablo Creek purchase or sale - no call center and no pressure.
Where is San Pablo Creek, and what county is it in?
San Pablo Creek is in Jacksonville, Duval County, FL, ZIP 32224. The community's center is about 12 miles east of downtown Jacksonville (straight-line).
How far is San Pablo Creek from downtown Jacksonville and the beach?
About 12 miles from downtown Jacksonville and about 4 miles from the Atlantic beach at Atlantic Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Is San Pablo Creek in a flood zone?
No, for the homes we can see: all 12 homes we sampled in San Pablo Creek sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is San Pablo Creek a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about San Pablo Creek: the median sale price over the last 12 months was $410K (10 sales), 31% above the Jacksonville median of $312K; homes took a median 6 days to go under contract; the assessment roll counts 138 homes, 70% of them homesteaded (owner-occupied); supply is 2.4 months at the current sales pace, which favors sellers. The full numbers, price history and the flood and school sections are above.
How many homes has Momentum Realty sold in San Pablo Creek?
Momentum Realty's agents closed 1 home in San Pablo Creek for buyers and sellers in the last 12 months (brokerage closed records through October 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.
Buyers targeting a specific size and price point (around 1,865 square feet, near $400,000) who don't need multiple listings to compare.Excellent fit
Buyers comfortable moving quickly on an offer, given a median time on market of just four days.Excellent fit
Buyers or sellers with a multi-year horizon, given the community's 133% price growth since 2012.Excellent fit
Buyers who want to shop several active listings before committing — inventory here is typically one home or less.Probably not
Sellers expecting to price at last year's peak — the year-over-year figure is down 8%.Probably not
Buyers seeking a newly built home — the housing stock here dates to 1993-2000.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 12, 2026)
Community market statsrealMLS closed sales, 12-month windows ending October 12, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 32224/32246/32250))
Under-contract sharesrealMLS records, as of 2026-10-12
Historical depthClosed-sale records back to 2001 (313 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near San Pablo Creek with Momentum Realty’s local guides.

Waverly Place0.4 mi away · median $393K, 8 sales/12 moOsprey Pointe0.5 mi away · median $589K, 9 sales/12 moEGEgrets Glade0.6 mi away · median $373K, 6 sales/12 moMarsh Sound0.6 mi away · median $616K, 13 sales/12 moCCCovington Creek0.6 mi away · median $598K, 4 sales/12 moThe Woods0.6 mi away · median $490K, 37 sales/12 mo

Browse all neighborhood guides →

More on San Pablo Creek

Thinking of selling in San Pablo Creek? 10 recorded closings; median 6 days on market (window ending 2026-10-12). See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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