San Pablo Creek
Homes for Sale in Jacksonville, FL
All 3,939 homes for sale in Jacksonville, FL · median $299,850 · 132 homes for sale in 32224 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of September 2026, San Pablo Creek in Jacksonville, FL has 1 home for sale. Over the 12 months ending 2026-09-22, 11 recorded sales closed at a median of $409,900, $261 per square foot, a median 8 days on market, sellers accepting 100% of original asking (-5% versus the prior year). Homes listed or recently sold were built 1993–1999; 13 of 13 report an HOA (median $15/mo); none of the 12 geocoded homes sit in a FEMA special flood hazard zone (median elevation 15 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $7,320 ($6,590 with the full homestead exemption).
Part of the San Pablo master-planned community in Jacksonville, FL — see all San Pablo homes for sale (6 listings across 6 villages and sections in the MLS).
Momentum Realty in San Pablo Creek: our agents closed 1 home here for buyers and sellers in the last 12 months (brokerage closed records through September 2026). Work with Jacksonville real estate agents at Momentum →
| Location | Jacksonville, Duval County, FL · ZIP 32224 |
|---|---|
| Homes in the community | 147 (FL DOR 2025 assessment roll) |
| Years built | 1993–2000 (median 1997) |
| Typical living area | 1,831 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Curbs, Management - Off Site, None |
| Sale prices, last 12 months | $409,900 median across 11 closed sales · $261 per sq ft · -5.2% vs the prior 12 months |
| Days on market (closed sales) | 8 median |
| For sale right now | 1 active, 1 pending · median asking $382,500 · 1.1 months of supply |
| Owner-occupied (homestead) share | 71% |
| Momentum Realty closings here, last 12 months | 1 |
Data as of September 22, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “San Pablo Creek key facts,” movewithmomentum.com/neighborhoods/san-pablo-creek-jacksonville, data as of September 22, 2026.
Last 30 days in San Pablo Creek: 1 under contract right now, 1 closed sale (median $410,000). As of September 22, 2026, realMLS.
San Pablo Creek's pricing comes down to a tight, uniform housing stock: 276 homes built between 1993 and 2000 (median year built 1997), with a median living area of roughly 1,865 square feet. That combination puts the median sale at $400,000, or $260.78 per square foot — a straightforward, size-driven number rather than one padded by outliers, since there is only one active listing to compare it against.
The current posture is seller-leaning: 1.3 months of supply and a median of just four days on market say a listed home here moves fast. That said, the year-over-year read is down 8%, so sellers pricing off last year's peak should expect some give-back even as the long-run trend — up 133% since 2012 — stays firmly in their favor.
San Pablo Creek right now
🟡 Balanced market. 1.1 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of September 22, 2026. Confidence: Medium (2 active and pending listings, 11 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($410K) is down 5.2% from the prior 12 months ($432K) and up 127% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending September 22. Confidence: Medium (11 and 15 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 23, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
San Pablo Creek market snapshot (as of September 22, 2026): the median sale price is about $410K ($261 per sq ft over the trailing 12 months of closed sales), a median 8 days on market for closed sales, and 1.1 months of supply, a balanced market. The trailing-12-month median is down 5% from the prior 12 months and up 127% since 2012, computed from record-level realMLS closed sales (11 closings in the current window).
In ZIP 32224 (Jacksonville), 1,022 homes closed in the last 12 months at a median of $475K ($249/sq ft), down 4.8% year over year, with a median 39 days on market. Right now 156 active and 112 pending listings put supply at about 2.4 months — a healthy market. See the live ZIP 32224 housing market and the Duval County market.
County records show 11 qualified sales in San Pablo Creek across 2024–2025 (6 in 2024, 5 in 2025), median $432,500 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in San Pablo Creek: of 12 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Jacksonville.
San Pablo Creek is a community of 147 homes in Jacksonville, Duval County, built between 1993 and 2000 (median 1997), with a median living area of about 1,831 square feet. 71% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
San Pablo Creek is a small, single-decade-built pocket in Jacksonville's Duval County — 276 homes from the 1990s that trade quickly when they list, with almost nothing sitting on the market at any given time.
The setting & the homes.
Aerial and on-site photos of San Pablo Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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San Pablo CreekPhotos from realMLS listings in San Pablo Creek; content deemed reliable but not guaranteed.
Who San Pablo Creek is best for.
Best for
- Buyers targeting a specific size and price point (around 1,865 square feet, near $400,000) who don't need multiple listings to compare.
- Buyers comfortable moving quickly on an offer, given a median time on market of just four days.
- Buyers or sellers with a multi-year horizon, given the community's 133% price growth since 2012.
Probably not for
- Buyers who want to shop several active listings before committing — inventory here is typically one home or less.
- Sellers expecting to price at last year's peak — the year-over-year figure is down 8%.
- Buyers seeking a newly built home — the housing stock here dates to 1993-2000.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 22 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($410K) IS the median in the snapshot above, and the move from 2025 ($432K) IS the -5.2% one-year change.
Windows contain 6 to 21 sales each (11 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
44% of homes for sale in ZIP 32224 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-23).
San Pablo Creek Market Scorecard
San Pablo Creek is currently a balanced market. About 1.1 months of supply, a median asking price of $382,500, and homes go under contract in about 46 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in San Pablo Creek, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in San Pablo Creek
Live MLS inventory for San Pablo Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending San Pablo Creek listings as of 2026-09-22, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
San Pablo Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at San Pablo Creek
- Management - Off Site · reported on 1 of 4 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The San Pablo Creek buying strategy.
If we were buying in San Pablo Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in San Pablo Creek.
A tight supply of 1990s-built homes
With only 276 homes total and a single active listing as of July 14, 2026, San Pablo Creek is a small enough community that a single sale can move the numbers. Homes here were built in a compact window, 1993 to 2000, with a median year built of 1997 and a median living area of roughly 1,865 square feet — so buyers are largely comparing homes of a similar age and footprint rather than a mix of eras.
About 73.6% of homes here carry a homestead exemption, pointing to a stock that is mostly owner-occupied rather than investor- or rental-heavy. Reported HOA amenities are limited to off-site management; buyers should verify current amenities and access directly with the HOA before assuming anything more.
The location and the amenities are priced into every listing in San Pablo Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in San Pablo Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.8). Basis: Long-Term Appreciation +127% since 2012; Recent Direction -5.2% year-over-year; Liquidity & Demand 1.1 months of supply; Owner Commitment 71% owner-occupied; Pricing Power 100.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community this small — 276 homes and typically one or zero active listings — pricing a home correctly and reacting fast matter more than usual. Momentum tracks San Pablo Creek's closings as they happen through the realmls feed, so sellers get a same-week read on where a listing should land and buyers get a call the moment something new comes up, rather than finding out after it's under contract in four days.
San Pablo Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a San Pablo Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed San Pablo Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in San Pablo Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your San Pablo Creek home worth?
Get a no-obligation home value based on real comparable sales in San Pablo Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Frequently Asked Questions
What is the median home price in San Pablo Creek?
How long do homes in San Pablo Creek take to sell?
Is San Pablo Creek a buyer's or seller's market right now?
How many homes are in San Pablo Creek?
What share of San Pablo Creek is owner-occupied?
When were the homes in San Pablo Creek built?
Have San Pablo Creek home prices gone up?
Who is the best real estate agent for San Pablo Creek?
How do I find a top Jacksonville real estate agent who knows San Pablo Creek?
Can Momentum Realty connect me with an agent for San Pablo Creek?
Where is San Pablo Creek, and what county is it in?
How far is San Pablo Creek from downtown Jacksonville and the beach?
Is San Pablo Creek in a flood zone?
Is San Pablo Creek a good place to live?
How many homes has Momentum Realty sold in San Pablo Creek?
Should you buy in San Pablo Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 22, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending September 22, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32224/32246/32250)) |
| Under-contract shares | realMLS records, as of 2026-09-22 |
| Historical depth | Closed-sale records back to 2001 (313 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how San Pablo Creek fits the bigger picture — live prices, inventory, and Momentum Scores:
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Las Brisas Way (20 homes on record)
- Mesa Grande Lane (19 homes on record)
- El Lago Way (17 homes on record)
- Mesa Grande Lane (10 homes on record)
- Las Brisas Way (10 homes on record)
- El Lago Way (8 homes on record)
- Las Brisas Way (6 homes on record)
- El Lago Way (5 homes on record)
- Mesa Grande Lane (4 homes on record)
Nearby Communities
Explore more neighborhoods near San Pablo Creek with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for San Pablo Creek. These are the public schools most often assigned to other communities in ZIP 32224; zones change and vary by address, so confirm with the district before you buy.
- Atlantic Coast High School · 9-12 · FLDOE grade A (assigned to 24 nearby communities)
- Kernan Middle School · 6-8 (verify zoning) · FLDOE grade B (assigned to 22 nearby communities)
- Sandalwood High School · 9-12 (verify zoning) · FLDOE grade A (assigned to 12 nearby communities)
- Alimacani Elementary School · PreK-5 (San Pablo Rd) · FLDOE grade A (assigned to 11 nearby communities)
- Chets Creek Elementary School · PreK-5 (assigned to 10 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).