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SILVER CREEK in CLERMONT

SILVER CREEK
Homes for Sale in CLERMONT, FL

Community in CLERMONT · Lake County · ZIP 34714
193 homesBuilt 1996–2015
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data19 years of closingsFL DOR public recordsUpdated twice daily
Live · SILVER CREEK Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
50%
Under contract
Lake: 26% (1,105 of 4,329)
1 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
35%
Owner-occupied · SILVER CREEK
67 of 193 parcels homesteaded (FL DOR 2025)
65%
Non-owner-occupied · SILVER CREEK
incl. 8% trust or LLC-held · 24% out-of-state
0%
Cash buyers · SILVER CREEK
0 of 4 sales, 12 mo ending June 2021
193
Homes in the community
193 residential parcels (FL DOR 2025)
Track record · 19 years of records
Est. 1996
Community established
homes built 1996-2015, median 2004 (FL DOR 2025)
1
Failed listings · 2026
peaked at 35 in 2007
The Area Market

The market around SILVER CREEK

SILVER CREEK is a small community — 120 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

In ZIP 34714, 378 homes are on the market and 31% are under contract — a fast-moving corner of CLERMONT.

Across Lake County, 3,224 homes are active and 1,105 pending (26% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not SILVER CREEK specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in SILVER CREEK, CLERMONT

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Median closed sale price - $320,700 (12-mo rolling)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Listings courtesy of Stellar MLS as distributed by MLS GRID. Deemed reliable but not guaranteed.

Homes For Sale Right Now in SILVER CREEK

Live MLS inventory for SILVER CREEK. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 1 daysTop listing
$439,000
5 bd · 4 ba · 2,282 sqft · built 2005
17839 WOODCREST WAY, CLERMONT, 34714
Listed by TEAM DONOVAN
Pending · 85 days
$449,999
5 bd · 4 ba · 2,429 sqft · built 2004
17729 WOODCREST WAY, CLERMONT, 34714
Listed by TEAM DONOVAN

Active and pending SILVER CREEK listings as of 2026-08-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2025. Tap any home to ask about it.

The Strategy

The SILVER CREEK buying strategy.

If we were buying in SILVER CREEK today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in SILVER CREEK.

The Deep Dive

A closer look at the SILVER CREEK market

The housing stock is 193 homes built between 1996 and 2015, and 35% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in SILVER CREEK. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • Mandatory HOA - confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a SILVER CREEK buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxLake County millage and the homestead picture.Rent vs buyThe breakeven on owning in SILVER CREEK.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed SILVER CREEK sales matched to your home.

Selling in SILVER CREEK

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in SILVER CREEK, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your SILVER CREEK home worth?

Get a no-obligation home value based on real comparable sales in SILVER CREEK, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in SILVER CREEK on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,182/mo
Lake County typical true cost to own
$146/mo
Lake County typical home insurance
Check CDD
Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lake County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

SILVER CREEK Market Scorecard

Thin data

SILVER CREEK is currently a thin data market. Limited supply, a median asking price of $449,999, and homes go under contract in about 49 days.

n/a
Months supply
$449,999
Median list
n/a
Median sold
$185
Per sqft
49
Days on mkt
1/0/0
Active/Pend/Sold

Typical home value in the 34714 ZIP is $411,958, about 10.6% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

How many homes are in SILVER CREEK?
The Florida DOR 2025 assessment roll shows 193 homes in SILVER CREEK (public records).
What share of SILVER CREEK is owner-occupied?
35% of SILVER CREEK parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in SILVER CREEK built?
Homes in SILVER CREEK were built between 1996 and 2015, with a median year built of 2004 (FL DOR 2025 roll).
Do cash buyers compete in SILVER CREEK?
Cash buyers took 0% of SILVER CREEK sales in the 12 months ending June 2021 (0 of 4 closings, Stellar MLS).
Who is the best real estate agent for SILVER CREEK?
The best agent for SILVER CREEK is one who actively works CLERMONT and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for SILVER CREEK.
How do I find a top CLERMONT real estate agent who knows SILVER CREEK?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows SILVER CREEK and the wider CLERMONT area.
Can Momentum Realty connect me with an agent for SILVER CREEK?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your SILVER CREEK purchase or sale - no call center and no pressure.

Nearby Communities

Explore more neighborhoods near SILVER CREEK with Momentum Realty’s local guides.

Clear Creek Ph Three Sub ClermontCLERMONT, FL · 0.0 miSouth Ridge ClermontCLERMONT, FL · 0.0 miMission Park Ph I Sub ClermontCLERMONT, FL · 0.0 miClermont Sunnyside Unit ClermontCLERMONT, FL · 0.0 miThe Sanctuary ClermontCLERMONT, FL · 0.0 miTranquility Twnhms ClermontCLERMONT, FL · 0.0 miGreengrove Estates ClermontCLERMONT, FL · 0.0 miLost Lake Pines Sub ClermontCLERMONT, FL · 0.0 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: August 2, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (3 streets, ZIP 34711/34713/34714/34715))
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2007 (23 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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More Clermont & Lake County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.

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