Retreat at Silver Creek
Homes for Sale in Clermont, FL
All 733 homes for sale in CLERMONT, FL · median $453,240 · 63 townhomes for sale in CLERMONT · 262 homes for sale in 34714 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Retreat At Silver Creek in Clermont, FL has 2 homes for sale. As of September 2026, the MLS records 6 closed sales in Retreat At Silver Creek in Clermont, FL since 2009, the most recent in August 2024. Across Clermont as a whole, 940 homes closed in the last 12 months at a median of $438,065, 41 median days on market, with 229 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $7,290 ($6,620 with the full homestead exemption).
With only one active listing across 106 homes, Retreat At Silver Creek isn't a market you shop so much as one you wait for. Supply this thin means pricing power sits with whoever lists next, and a buyer serious about this community should have financing and terms ready before a home ever hits the portal.
The build range of 2007 to 2020, with a median year built of 2016, points to a community that's mostly past its original construction phase but still recent enough that major systems in a typical unit are not due for near-term replacement. The homestead share sitting near 11% is worth noting for anyone evaluating occupancy patterns here - a meaningful share of these homes are not owner-occupied primary residences, which can shape how quickly units turn over and how consistently the HOA amenities see day-to-day use.
The 60-Second Overview
Retreat At Silver Creek is a Clermont community of 106 homes built out mostly between 2007 and 2020, with a median living area of 1,501 square feet - a footprint that skews toward efficient, lower-maintenance layouts rather than sprawling floor plans.
Stellar MLS sales records identify 66 homes in Retreat At Silver Creek that have changed hands since 2011, built between 2007 and 2020 (median 2015), with a median living area of about 1,503 sq ft and a typical 3-bedroom, 3-bath layout; 100% are townhomes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 9 qualified sales in Retreat At Silver Creek across 2024 - 2025 (8 in 2024, 1 in 2025), median $325,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Retreat at Silver Creek is best for.
Best for
- Buyers who want amenity access - pool, fitness center, clubhouse, playground - in a smaller, established community.
- Buyers comfortable moving fast and decisively once a home lists, given the thin inventory.
- Buyers targeting a compact home footprint around 1,500 square feet rather than a larger floor plan.
Probably not for
- Buyers who want to tour multiple competing listings before committing.
- Buyers on a tight timeline who can't wait for the next listing to surface.
- Buyers seeking a larger living area well above the community's median size.
The market around Retreat at Silver Creek
Retreat at Silver Creek is too small for its own price trend, so here is the market around it.
In ZIP 34714, 397 homes are on the market and 34% are under contract — a fast-moving corner of Clermont.
Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).
In ZIP 34714 (CLERMONT), 1,055 homes closed in the last 12 months at a median of $438K ($215/sq ft), down 2.0% year over year, with a median 32 days on market. Right now 103 active and 69 pending listings put supply at about 3.0 months - a healthy market. See the live ZIP 34714 housing market and the Lake County market.
ZIP and county figures describe the wider market, not Retreat at Silver Creek specifically. Momentum Research analysis of MLS records.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lake County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
32% of homes for sale in ZIP 34714 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).
RETREAT AT SILVER CREEK Market Scorecard
RETREAT AT SILVER CREEK is currently a thin data market. Limited supply, a median asking price of $282,000, and homes go under contract in about 53 days.
Typical home value in the 34714 ZIP is $411,293, about 10.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Retreat at Silver Creek
Live MLS inventory for Retreat at Silver Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Retreat at Silver Creek listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2009 through 2024. Tap any home to ask about it.
Every Home for Sale in Retreat At Silver Creek Clermont Right Now (2)
All 2 active and pending Retreat At Silver Creek Clermont listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1433 Retreat Cir · $304,000 · 3 bd / 3 ba · listed Aug 23, 2026 · listed by Hopkey Realty
- 1405 Retreat Circle · $260,000 · 3 bd / 3 ba · listed Aug 9, 2026 · listed by Real Broker, Llc
Life at Retreat at Silver Creek
- Clubhouse · reported on 1 of 1 listings
- Deed Restrictions · reported on 1 of 1 listings
- Fitness Center · reported on 1 of 1 listings
- Playground · reported on 1 of 1 listings
- Pool · reported on 1 of 1 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Lake County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Sawgrass bay Elementary · Elementary
- Windy Hill Middle · Middle
- East Ridge High · High
Zoned schools reflect the assignments reported on recent Retreat at Silver Creek listings and can change; always confirm with Lake County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Retreat at Silver Creek address.
Shop the zone: Homes zoned for East Ridge High High School
The Retreat at Silver Creek buying strategy.
If we were buying in Retreat at Silver Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Retreat at Silver Creek.
A small, quiet inventory
The defining fact about this community right now is scarcity: a single active listing against 106 total homes. That's not a market with meaningful choice at any given moment - it's a market where a buyer either moves decisively when something surfaces or waits for the next opening. Sellers here are effectively negotiating from a position of low competition, which changes the calculus on pricing and concessions compared to a community with a dozen homes on the market.
The median living size of 1,501 square feet, paired with a build window running from 2007 to 2020, suggests a community of comparably-scaled homes rather than a mix of starter units and larger executive floor plans. That consistency in size can make comparisons between homes more straightforward, even with so few data points to work from at any given time.
The location and the amenities are priced into every listing in Retreat at Silver Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community with one active listing rewards preparation over browsing. Momentum tracks new listings and off-market activity in Retreat At Silver Creek as they happen, and we help buyers get financing and offer terms squared away in advance so there's no lag when a home does surface. For sellers, we price against the community's real build and size profile rather than guessing, and we structure the listing to perform in a market with very little competing inventory.
Retreat at Silver Creek in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $385/month (about $4,620/yr) · median of 30 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $385 per month ($4,620 a year) - the median AssociationFee across 30 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Retreat at Silver Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Retreat at Silver Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Retreat at Silver Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Retreat at Silver Creek home worth?
Get a no-obligation home value based on real comparable sales in Retreat at Silver Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Clermont →
Should you buy in Retreat at Silver Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2009 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Retreat At Silver Creek fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Retreat at Silver Creek
Where is Retreat at Silver Creek?
Retreat at Silver Creek is a community in CLERMONT, Lake County, Florida, ZIP 34714.
Are there homes for sale in Retreat at Silver Creek right now?
Yes - 2 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Retreat at Silver Creek have an HOA or CDD?
No HOA is on record for Retreat at Silver Creek in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Clermont & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Retreat at Silver Creek with Momentum Realty’s local guides.