Silver Creek
Homes for Sale in Clermont, FL
All 732 homes for sale in CLERMONT, FL · median $457,500 · 248 homes for sale in 34714 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Silver Creek Sub in Clermont, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $364,000, $208 per square foot, a median 26 days on market, sellers accepting 97% of original asking (-5% versus the prior year). Homes listed or recently sold were built 2004 - 2005; 7 of 7 report an HOA (median $212/mo); none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 121 ft). At the median price and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $6,060 ($5,390 with the full homestead exemption).
| Location | CLERMONT, Lake County, FL · ZIP 34714 |
|---|---|
| Homes in the community | 193 (FL DOR 2025 assessment roll) |
| Years built | 1996–2015 (median 2004) |
| Typical living area | 1,673 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Playground, Clubhouse, Deed Restrictions, Park, Cable TV, Community Mailbox |
| Sale prices, last 12 months | $364,000 median across 3 closed sales · $208 per sq ft · -4.8% vs the prior 12 months |
| Days on market (closed sales) | 26 median |
| For sale right now | 2 active, 1 pending · median asking $392,000 · 6.0 months of supply |
| Owner-occupied (homestead) share | 35% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Silver Creek Sub key facts,” movewithmomentum.com/neighborhoods/silver-creek-sub-clermont, data as of September 20, 2026.
Last 30 days in Silver Creek: 1 new listing (median asking $360,000), 1 closed sale (median $378,000). As of September 23, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Silver Creek right now
🟡 Balanced market. 6.0 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (3 active and pending listings, 3 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($364K) is down 4.8% from the prior 12 months ($382K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 6 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 23, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Silver Creek market snapshot (as of September 20, 2026): the median sale price is about $364K ($208 per sq ft over the trailing 12 months of closed sales), a median 26 days on market for closed sales, and 6.0 months of supply, a balanced market. The trailing-12-month median is down 5% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
In ZIP 34714 (CLERMONT), 1,055 homes closed in the last 12 months at a median of $438K ($215/sq ft), down 2.0% year over year, with a median 32 days on market. Right now 103 active and 69 pending listings put supply at about 3.0 months - a healthy market. See the live ZIP 34714 housing market and the Lake County market.
County records show 17 qualified sales in Silver Creek across 2024 - 2025 (10 in 2024, 7 in 2025), median $385,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Silver Creek is a community of 193 homes in Clermont, Lake County, built between 1996 and 2015 (median 2004), with a median living area of about 1,673 square feet. 35% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Silver Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Silver Creek; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($364K) IS the median in the snapshot above, and the move from 2025 ($382K) IS the -4.8% one-year change.
Windows contain 0 to 10 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Deemed reliable but not guaranteed.
35% of homes for sale in ZIP 34714 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-23).
Silver Creek Market Scorecard
Silver Creek is currently a balanced market. About 6.0 months of supply, a median asking price of $392,000, and homes go under contract in about 15 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Silver Creek Sub, CLERMONT
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Silver Creek
Live MLS inventory for Silver Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Silver Creek listings as of 2026-09-22, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Tap any home to ask about it.
Silver Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Silver Creek
- Playground · reported on 3 of 4 listings
- Deed Restrictions · reported on 2 of 4 listings
- Clubhouse · reported on 2 of 4 listings
- Park · reported on 2 of 4 listings
- Fitness Center · reported on 1 of 4 listings
- Pool · reported on 1 of 4 listings
- Community Mailbox · reported on 1 of 4 listings
- Cable TV · reported on 1 of 4 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Lake County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pine Ridge Elem · Elementary
- East Ridge Middle · Middle
- East Ridge High · High
Zoned schools reflect the assignments reported on recent Silver Creek listings and can change; always confirm with Lake County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Silver Creek address.
Shop the zone: Homes zoned for East Ridge High High School
The Silver Creek buying strategy.
If we were buying in Silver Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Creek.
A closer look at the Silver Creek market
At a median of $208 per square foot, Silver Creek prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 6.0 months of supply, a balanced market and the trailing-12-month median down 5% year over year. Homes that do trade take a median 26 days on market, useful leverage on any listing that has lingered.
The housing stock is 193 homes built between 1996 and 2015, and 35% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Silver Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Silver Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.1). Basis: Recent Direction -4.8% year-over-year; Liquidity & Demand 6.0 months of supply; Owner Commitment 35% owner-occupied; Pricing Power 97.3% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $206/month (about $2,472/yr) · median of 70 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $206 per month ($2,472 a year) - the median AssociationFee across 70 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Silver Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Silver Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Silver Creek home worth?
Get a no-obligation home value based on real comparable sales in Silver Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Clermont →
Recently off market in Silver Creek Sub
Homes in Silver Creek Sub that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 17614 Woodcrest Way · off market
- 17650 Woodcrest Way · off market
Frequently Asked Questions
What is the median home price in Silver Creek?
How long do homes in Silver Creek take to sell?
Is Silver Creek a buyer's or seller's market right now?
How many homes are in Silver Creek?
What share of Silver Creek is owner-occupied?
When were the homes in Silver Creek built?
Who is the best real estate agent for Silver Creek?
How do I find a top Clermont real estate agent who knows Silver Creek?
Can Momentum Realty connect me with an agent for Silver Creek?
Where is Silver Creek, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 22, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34714)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2015 (57 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Silver Creek Sub fits the bigger picture — live prices, inventory, and Momentum Scores:
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