South Bay Lakes
Homes for Sale in Gibsonton, FL
All 61 homes for sale in Gibsonton, FL · median $314,900 · 55 homes for sale in 33534 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of October 2026, south bay lakes unit 1 in Gibsonton, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 12 recorded sales closed at a median of $314,950, $141 per square foot, a median 50 days on market, sellers accepting 97% of original asking (-7% versus the prior year). Homes listed or recently sold were built 2005 - 2006; 15 of 15 report an HOA (median $76/mo); 1 of the 15 geocoded homes sit in a FEMA special flood hazard zone (median elevation 12 ft). At the median price and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $4,950 ($4,330 with the full homestead exemption).
Last 30 days in South Bay Lakes: 1 new listing (median asking $379,900), 1 closed sale (median $304,900). As of October 20, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in South Bay Lakes
Live MLS inventory for South Bay Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 1 daysTop listing
Active · 105 days
Active · 50 daysActive and pending South Bay Lakes listings as of 2026-10-19, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Tap any home to ask about it.
South Bay Lakes right now
🟡 Balanced market. 1.5 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: High (3 active and pending listings, 12 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($315K) is down 7.4% from the prior 12 months ($340K) and up 186% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Medium (12 and 18 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
South Bay Lakes market snapshot (as of September 20, 2026): the median sale price is about $315K ($141 per sq ft over the trailing 12 months of closed sales), a median 50 days on market for closed sales, and 1.5 months of supply, a balanced market. The trailing-12-month median is down 7% from the prior 12 months and up 186% since 2012, computed from record-level Stellar MLS closed sales (12 closings in the current window).
In ZIP 33534 (Gibsonton), 1,091 homes closed in the last 12 months at a median of $415K ($242/sq ft), up 0.2% year over year, with a median 34 days on market. Right now 18 active and 6 pending listings put supply at about 2.3 months - a balanced market. See the live ZIP 33534 housing market and the Hillsborough County market.
County records show 9 qualified sales in south bay lakes across 2024 - 2025 (3 in 2024, 6 in 2025), median $345,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in South Bay Lakes: of 14 listing addresses checked against the FEMA National Flood Hazard Layer, 93% sit outside the FEMA Special Flood Hazard Area (Zone X); 7% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov.
South Bay Lakes is a community of 224 homes in Gibsonton, Hillsborough County, built between 2005 and 2007 (median 2005), with a median living area of about 2,584 square feet. 65% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of South Bay Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
South Bay LakesSouth Bay LakesSouth Bay Lakes
South Bay Lakes
South Bay Lakes
South Bay Lakes
South Bay Lakes
South Bay LakesPhotos from Stellar MLS listings in South Bay Lakes; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($315K) IS the median in the snapshot above, and the move from 2025 ($340K) IS the -7.4% one-year change.
Windows contain 0 to 24 sales each (12 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Deemed reliable but not guaranteed.
16% of homes for sale in ZIP 33534 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
South Bay Lakes Market Scorecard
South Bay Lakes is currently a strong seller's market. About 2.2 months of supply, a median asking price of $365,000, and homes go under contract in about 50 days.
Typical home value in the 33534 ZIP is $313,707, about 13.9% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
South Bay Lakes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at South Bay Lakes
- Pool · reported on 10 of 10 listings
- Basketball Court · reported on 5 of 10 listings
- Deed Restrictions · reported on 3 of 10 listings
- Clubhouse · reported on 2 of 10 listings
- Playground · reported on 1 of 10 listings
- Park · reported on 1 of 10 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Corr Elementary SchoolFLDOE grade C · Elementary
- Eisenhower Middle SchoolFLDOE grade C · Middle
- East Bay High SchoolFLDOE grade C · High
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any South Bay Lakes address.
Shop the zone: Homes zoned for East Bay-Hb High School
The South Bay Lakes buying strategy.
If we were buying in South Bay Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in South Bay Lakes.
A closer look at the South Bay Lakes market
At a median of $141 per square foot, South Bay Lakes prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 1.5 months of supply, a balanced market and the trailing-12-month median down 7% year over year. Homes that do trade take a median 50 days on market, useful leverage on any listing that has lingered.
The housing stock is 224 homes built between 2005 and 2007, and 65% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in South Bay Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in South Bay Lakes buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.4). Basis: Long-Term Appreciation +186% since 2012; Recent Direction -7.4% year-over-year; Liquidity & Demand 1.5 months of supply; Owner Commitment 65% owner-occupied; Pricing Power 96.7% sale-to-list. Refreshed with each data update.
What it really costs to own in South Bay Lakes
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $76/month across 15 MLS listings (most billed quarterly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Hillsborough County is $1,816/yr (6,518 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 14 listing addresses checked against the FEMA flood map, 93% sit outside the high-risk zone and 7% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2005 across 15 listings. An original roof here would be about 21 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in South Bay Lakes
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about South Bay Lakes
Have a question about the homes, fees, rules or commute here? A Momentum agent who works South Bay Lakes will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $76/month (about $912/yr) · median of 15 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $76 per month ($912 a year) - the median AssociationFee across 15 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 14 sampled listing addresses in this community: 93% outside the FEMA Special Flood Hazard Area (Zone X/B/C); 7% in an A-series Special Flood Hazard Area zone.
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=14) · as of 2026-10
Tools for a South Bay Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed South Bay Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in South Bay Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your South Bay Lakes home worth?
Get a no-obligation home value based on real comparable sales in South Bay Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Gibsonton →
Recently off market in south bay lakes unit 1
Homes in south bay lakes unit 1 that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 12012 Citrus Leaf Drive · off market
- 12123 Fern Blossom Drive · off market
- 12136 Tree Haven Avenue · off market
- 12209 Citrus Leaf Drive · off market
| Location | Gibsonton, Hillsborough County, FL · ZIP 33534 |
|---|---|
| Homes in the community | 224 (FL DOR 2025 assessment roll) |
| Years built | 2005–2007 (median 2005) |
| Typical living area | 2,584 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Pool, Basketball Court, Deed Restrictions, Playground, Closed Circuit Camera(s), Clubhouse |
| Sale prices, last 12 months | $314,950 median across 12 closed sales · $141 per sq ft · -7.4% vs the prior 12 months |
| Days on market (closed sales) | 50 median |
| For sale right now | 2 active, 1 pending · median asking $354,475 · 1.5 months of supply |
| Owner-occupied (homestead) share | 65% |
| Zoned public schools | Corr Elementary School (C, FLDOE 2025-26); Eisenhower Middle School (C, FLDOE 2025-26); East Bay High School (C, FLDOE 2025-26) |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “South Bay Lakes key facts,” movewithmomentum.com/neighborhoods/south-bay-lakes, data as of September 20, 2026.
Housing distress & ownership in south bay lakes unit 1, Gibsonton
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in South Bay Lakes
The newest homes for sale in South Bay Lakes right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 12135 Fox Bloom Avenue $379,900 · 5 bd · 3 ba · 2,721 sq ft · 26 days on market Courtesy of AVISTA BAY REALTY, LLC
- 11908 Fern Blossom Drive $338,950 · 4 bd · 2 ba · 1,938 sq ft · 71 days on market Courtesy of CHARLES RUTENBERG REALTY INC
- 12125 Fox Bloom Avenue $365,000 · 4 bd · 2.5 ba · 2,537 sq ft · 109 days on market Courtesy of SOVEREIGN REAL ESTATE GROUP
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in South Bay Lakes Right Now (3)
All 3 active and pending South Bay Lakes listings with a detail page, newest first, refreshed twice a day from the MLS.
- 12135 Fox Bloom Avenue · $379,900 · 5 bd / 3 ba · listed Sep 24, 2026 · listed by Avista Bay Realty, Llc
- 11908 Fern Blossom Drive · $338,950 · 4 bd / 2 ba · listed Aug 16, 2026 · listed by Charles Rutenberg Realty Inc
- 12125 Fox Bloom Avenue · $365,000 · 4 bd / 2.5 ba · listed Aug 7, 2026 · listed by Sovereign Real Estate Group
Recently sold in South Bay Lakes
- 12012 Citrus Leaf Drive · sold $304,900
- 12136 Tree Haven Avenue · sold $290,000
- 7520 Dragon Fly Loop · sold $320,000
- 12123 Fern Blossom Drive · sold $321,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Gibsonton home searches
- All homes for sale in Gibsonton, FL
- Homes for sale in Hillsborough County, FL
- Gated communities in Gibsonton
- Homes under $300K in Gibsonton
- Homes from $300K to $500K in Gibsonton
- 4-bedroom homes for sale in Gibsonton
- Gibsonton home values: what is my house worth?
- ZIP 33534 housing scorecard
- 4 coming-soon communities in Hillsborough County
Gibsonton guides & data
- Market data
- Property taxes (Hillsborough County)
- Homestead exemption (Hillsborough County)
- Home insurance cost
- New construction (Hillsborough County)
- Home builders (Hillsborough County)
Florida buyer guides
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Citrus Leaf Drive (31 homes on record)
- Dragon Fly Loop (30 homes on record)
- Fern Blossom Drive (27 homes on record)
- Tree Haven Avenue (20 homes on record)
- Fox Bloom Avenue (18 homes on record)
- Dragon Fly Loop (15 homes on record)
- Dragon Fly Loop (15 homes on record)
- Fern Haven Avenue (15 homes on record)
- Wood Violet Drive (14 homes on record)
- Dragon Fly Loop (13 homes on record)
- Citrus Leaf Drive (13 homes on record)
- Fern Haven Avenue (12 homes on record)
Frequently Asked Questions
What is the median home price in South Bay Lakes?
How long do homes in South Bay Lakes take to sell?
Is South Bay Lakes a buyer's or seller's market right now?
How many homes are in South Bay Lakes?
What share of South Bay Lakes is owner-occupied?
When were the homes in South Bay Lakes built?
Have South Bay Lakes home prices gone up?
What schools serve South Bay Lakes?
Who is the best real estate agent for South Bay Lakes?
How do I find a top Gibsonton real estate agent who knows South Bay Lakes?
Can Momentum Realty connect me with an agent for South Bay Lakes?
Where is South Bay Lakes, and what county is it in?
Is South Bay Lakes in a flood zone?
Is South Bay Lakes a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 33534)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2005 (188 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how south bay lakes unit 1 fits the bigger picture — live prices, inventory, and Momentum Scores:
More on South Bay Lakes
- Home values · What homes in South Bay Lakes actually sell for
- Find an agent · How to choose the best real estate agent in South Bay Lakes
Nearby Communities
Explore more neighborhoods near South Bay Lakes with Momentum Realty’s local guides.