South Haven in Ruskin

South Haven Homes for Sale in Ruskin, FL

Newer single-residential community · Ruskin (South Shore) · ZIP 33570

A newer single-family community in Ruskin, in the South Shore area of Hillsborough County, built by Starlight Homes in the Tampa Bay metro.

Newer single-family by Starlight HomesSouth Shore Ruskin, ZIP 33570Tot lot and dog park, low HOA
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a newer Starlight Homes single-residential community with a reported low HOA and no CDD, so confirm the HOA dues and flood zone on the specific home; lot and carrying costs still decide value.
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Unlock Off-Market South Haven

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"South Haven is a newer single-residential community in Ruskin, in the South Shore area of Hillsborough County in the Tampa Bay metro. It was built by Starlight Homes roughly 2021 to 2023, with home plans reported from about 1,200 to 2,700 square feet, generally three to five bedroom one and two story homes. The read is an owner-occupied, residential community with a tot lot and dog park, a reported low HOA, and reportedly no CDD, near E.G. Simmons Park and Little Harbor. Treat any HOA, build, or amenity figure as reported and confirm the current HOA dues, whether any CDD applies, and the flood zone per home. Because the South Shore area saw storm surge in the 2024 hurricanes, read the flood zone per home before you offer."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

South Haven is a newer single-residential community in Ruskin (ZIP 33570), in the South Shore area of Hillsborough County in the Tampa Bay metro (builder and community profiles).

It was built by Starlight Homes roughly 2021 to 2023, with home plans reported from about 1,200 to 2,700 square feet, generally three to five bedroom one and two story homes. Treat any build figure or plan range as reported and confirm with the listing and the county appraiser.

Amenities reported here include a tot lot (playground) and a dog park, with E.G. Simmons Park and Little Harbor nearby for fishing, boating, and camping. It is an owner-occupied, residential community of all ages rather than a short-term rental market.

The community carries an HOA with reported low monthly dues and reportedly no CDD. Treat any figure as reported and confirm the current HOA dues, what they cover, whether any CDD applies, and read the flood zone per home, since the South Shore area saw storm surge in the 2024 hurricanes.

Best for

  • Buyers who want a newer single-family home with a low HOA and reportedly no CDD
  • Residential, owner-occupant buyers who want a South Shore Ruskin location near parks and the water
  • Buyers comfortable confirming the HOA dues, whether any CDD applies, and the flood zone per home
  • Buyers who want a Starlight Homes plan they can comp by floor plan and lot

Probably not for

  • Buyers who want an older, established in-town neighborhood with mature trees
  • Buyers who want a short-term rental or investor market
  • Buyers who want a central downtown Tampa or waterfront location
  • Buyers who want resort-style amenities like a pool and clubhouse on site

How South Haven is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current South Haven listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in South Haven buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

South Haven sits in South Shore Ruskin near US 41 and I-75, with parks and the water close and a longer commute to central Tampa.

US 41 (Tamiami Trail)under 10 min · approximate
I-75 accessunder 10 min · approximate
E.G. Simmons Park~10 to 15 min · approximate
Apollo Beach~10 to 15 min · approximate
Downtown Tampa~30 to 40 min · approximate
St. Petersburg~35 to 45 min · approximate
Tampa International Airport (TPA)~40 to 50 min · approximate

Drive times are approximate; confirm for the specific address and time of day.

Nearby Communities

Explore more neighborhoods near South Haven Homes for Sale in Ruskin, FL with Momentum Realty’s local guides.

CACovina atBay Park Homes for Sale in Ruskin, FLRuskin, FL · 0.3 miRPRuskin Preserve Homes for SaleRuskin, FL · 0.3 miRRRuskin Reserve Homes for SaleRuskin, FL · 0.3 miRCRuskin Colony Farms Homes for SaleRuskin, FL · 0.6 miGBGlencoveat Bay Park Homes for Sale in Ruskin, FLRuskin, FL · 0.7 miMLMira LagoWest Homes for Sale in Ruskin, FLRuskin, FL · 0.7 miBLBahia Lakes Homes for Sale in Ruskin, FLRuskin, FL · 0.7 miHPHawks Point Homes for Sale in Ruskin, FLRuskin, FL · 0.7 miLMLittle ManateeRiver Sites Homes for Sale in Ruskin, FLRuskin, FL · 0.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
South Haven (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

South Haven is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any South Haven address.

The takeaway

What actually shapes value in South Haven, sourced and dated. We do not publish rumor.

Recent Developments in South Haven

Our read on what is being built around South Haven, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is a newer single-residential community in a fast-growing part of South Shore Hillsborough County, with major healthcare and public-service investment arriving nearby. The watch items are the HOA dues, whether any CDD applies, the flood zone per home, and the specific floor plan and build year.

Moffitt Cancer Center opens its SouthShore campus nearby

Jan 2025
BullishMoffitt opened its SouthShore campus in Ruskin in January 2025, bringing major healthcare to South Hillsborough County; new healthcare can support demand, but confirm how it affects the specific address. impact
SignificanceRadius: South Shore

Major new healthcare nearby supports South Shore demand; confirm what it means for the address.

New South Shore fire station boosts public services

Oct 2025
BullishHillsborough County broke ground on Fire Station No. 47 in Ruskin in October 2025, a sign of expanding public services amid rapid South Shore growth; confirm how services reach the specific address. impact
SignificanceRadius: South Shore

New public services follow South Shore growth; confirm coverage for the specific home.

Reported low HOA and no CDD

Ongoing
NeutralThe community is reported to carry a low HOA and no CDD; treat any figure as reported and confirm the current HOA dues and whether any CDD applies per home before you offer. impact
SignificanceRadius: Community

Low HOA and reportedly no CDD support carrying cost; confirm both per home.

Flood and storm surge exposure

Ongoing
NeutralThe South Shore area saw storm surge in the 2024 hurricanes; read the flood zone and any flood insurance requirement per home. impact
SignificanceRadius: South Shore

Read the flood zone per home given South Shore storm-surge exposure.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting South Haven, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2025
    Healthcare

    Moffitt Cancer Center opens its SouthShore campus in Ruskin

    Moffitt Cancer Center opened its SouthShore campus in Ruskin in January 2025, bringing oncology specialists to South Hillsborough County for the first time, with the campus expected to serve thousands of patients in its first years. Treat any figure as reported. Why it matters: Major new healthcare nearby is a structural positive for South Shore; confirm what it means for the address. Source

  2. October 2025
    Growth

    Hillsborough breaks ground on a new South Shore fire station in Ruskin

    Hillsborough County announced a groundbreaking for Fire Station No. 47 in Ruskin in October 2025, a two-bay station designed to improve response times amid rapid South Shore growth. Confirm how new services reach the specific address. Why it matters: New public services follow South Shore growth; confirm coverage and access for the specific home. Source

  3. November 2025
    Development

    Developer buys 69-acre Ruskin site to support area growth

    A Sarasota developer purchased a 69-acre Ruskin site in November 2025 to support future growth in Hillsborough County, a structural signal for the area around Ruskin and South Shore. Treat figures as reported and confirm impacts for the specific address. Why it matters: New land deals signal continued South Shore growth; confirm what nearby development means for the address. Source

Development alerts for South HavenGet a short monthly email when something new is approved, funded, or opens near South Haven.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in South Haven, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the HOA dues, the current monthly amount, what they cover, and any reserves with the listing and the association.

2

Confirm whether any CDD applies, since the community is reported to have no CDD; verify on the annual property tax bill per home.

3

Read the flood zone per home, since the South Shore area saw storm surge in the 2024 hurricanes; check any flood insurance requirement.

4

Identify the floor plan and build year, since Starlight Homes offered several plans here and finishes and sizes vary.

5

Confirm school zoning by address with the district, since the community is in Hillsborough County Public Schools and assignments change.

Best Buy
A sound newer single-family home on a desirable lot with clear HOA dues, no surprise CDD, and a favorable flood zone.
Biggest Risk
Overlooking the flood zone and storm-surge exposure, or assuming HOA terms without confirming them per home.
Best Lot
Larger and corner lots, lots backing to open space, and lots with lower flood exposure carry premiums within the community.
Smart Timing
Confirm the HOA dues, whether any CDD applies, and the flood zone before you write.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

South Haven is a newer single-residential community in Ruskin (33570), in the South Shore area of Hillsborough County in the Tampa Bay metro. It was built by Starlight Homes roughly 2021 to 2023, with home plans reported from about 1,200 to 2,700 square feet, generally three to five bedroom one and two story homes. Amenities reported here include a tot lot (playground) and a dog park, with E.G. Simmons Park and Little Harbor nearby. It carries an HOA with reported low monthly dues and is reported to have no CDD; confirm both per home. Homes are in Hillsborough County Public Schools, with examples Ruskin Elementary and Lennard High, and Shields Middle serving the area; verify zoning by address with the district.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: smaller one-story plans

The most attainable product is the smaller one-story three-bedroom plans. Confirm the HOA dues, whether any CDD applies, and the flood zone before assuming a value.

Lowest entry
Mid: larger two-story family plans

The core is the larger four and five bedroom two-story plans. The floor plan, the lot, and condition separate these more than square footage alone.

Most inventory
High: premium lots and largest homes

The top end is the largest homes on the most desirable lots, larger or corner lots with lower flood exposure. These trade on the lot and the home.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Entry: smaller one-story plans
The most attainable product is the smaller one-story three-bedroom plans. Confirm the HOA dues, whether any CDD applies, and the flood zone before assuming a value.
Mid: larger two-story family plans
The core is the larger four and five bedroom two-story plans. The floor plan, the lot, and condition separate these more than square footage alone.
High: premium lots and largest homes
The top end is the largest homes on the most desirable lots, larger or corner lots with lower flood exposure. These trade on the lot and the home.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Bones and build eraNewer (roughly 2021 to 2023)
Floor plan flexibilitySeveral Starlight plans; varies
Systems and roof ageNewer systems for the era
Lot and outdoor potentialPrivate backyards; lot varies
Carrying cost profileLow HOA, reportedly no CDD

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in South Haven

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The newer construction and the South Shore location are priced into every South Haven listing. The deal is won on the lot, the HOA dues, the flood zone, and the floor plan, not the sticker.

Jon Brooks · Founder, Momentum Realty
7.8B+ · Buy Score
Resale Strength7.7/10
Renovation Risk3.8/10
Location Efficiency7.6/10
Long-Term Defensibility7.5/10
Carrying Cost Advantage7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on South Haven is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Larger and corner lots carry premiums.
  • Lots backing to open space support value.
  • Lower flood exposure supports value; read the flood zone per lot.
  • Confirm HOA dues and whether any CDD applies.
  • Comp by Starlight Homes plan and lot.

In a newer community like South Haven, the lot and the home set value together, with the HOA dues and the flood zone shaping carrying cost. Larger and corner lots, lots backing to open space, and lots with lower flood exposure carry premiums. Compare a home against the closest sale on a comparable Starlight Homes plan and lot within South Haven, and confirm the dues, whether any CDD applies, and the flood zone before the finishes.

South Haven in 15 seconds.

Best forResidential, owner-occupant buyers who want a newer single-family home with a low HOA and reportedly no CDD in South Shore Ruskin.
Strong onNewer Starlight Homes construction, a reported low HOA and no CDD, an owner-occupied family feel, and proximity to parks and the water.
WatchThe HOA dues, whether any CDD applies, the flood zone per home, and the specific floor plan and build year.
Sweet spotA newer single-family plan on a desirable lot with confirmed HOA terms, no surprise CDD, and a favorable flood zone.
Not forBuyers who want an older established neighborhood, a short-term rental market, or a central downtown or waterfront location.

HOA, CDD & Fees

15-Second Take
  • HOA with reported low monthly dues; confirm the current amount.
  • Reportedly no CDD; verify on the tax bill per home.
  • Amenities include a tot lot and a dog park.
  • Owner-occupied, residential; not a short-term rental market.
  • Read the flood zone per home given storm-surge exposure.

South Haven carries an HOA with reported low monthly dues and is reported to have no CDD. Treat any figure as reported and confirm the current HOA dues, what they cover, reserves, and whether any CDD applies per home with the listing and the association before you offer.

The HOA generally supports the shared amenities and common areas, such as the tot lot and dog park. Confirm exactly what applies to the specific home, and verify on the annual property tax bill whether any CDD assessment applies.

Amenities reported here include a tot lot (playground) and a dog park, with E.G. Simmons Park and Little Harbor nearby. There is no on-site pool or clubhouse reported; confirm current amenity access and rules with the association.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In South Haven, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Shell Cove, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your South Haven home worth?

Get a no-obligation home value based on real comparable sales in South Haven matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in South Haven on the map →
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Real comps, not a Zestimate.

South Haven Market Scorecard

Strong seller's market

South Haven is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

What is South Haven?
A newer single-residential community in Ruskin (33570), in the South Shore area of Hillsborough County in the Tampa Bay metro, built by Starlight Homes.
When was South Haven built?
Roughly 2021 to 2023 by Starlight Homes. Treat any build figure as reported and confirm with the listing and the county appraiser.
Who built South Haven?
Starlight Homes built the community, with several floor plans offered. Confirm the specific plan and build year per home.
What size homes are in South Haven?
Plans are reported from about 1,200 to 2,700 square feet, generally three to five bedroom one and two story homes. Treat the range as reported and confirm per home.
What amenities does South Haven have?
Reported amenities include a tot lot (playground) and a dog park, with E.G. Simmons Park and Little Harbor nearby. There is no on-site pool or clubhouse reported. Confirm current access with the association.
Is there an HOA in South Haven?
Yes, the community carries an HOA with reported low monthly dues. Confirm the current dues, what they cover, and reserves with the listing and the association.
Does South Haven have a CDD?
It is reported to have no CDD. Verify on the annual property tax bill per home before you offer, since assessments can change.
Where is South Haven located?
In Ruskin (33570), in the South Shore area of Hillsborough County, near US 41 and I-75, between Tampa and Sarasota.
How far is South Haven from downtown Tampa and the airport?
Downtown Tampa is roughly 30 to 40 minutes and Tampa International Airport (TPA) roughly 40 to 50 minutes by car. Drive times are approximate; confirm for the specific address.
What schools serve South Haven?
Homes are in Hillsborough County Public Schools, with examples Ruskin Elementary and Lennard High, and Shields Middle serving the area. Assignments change, so verify zoning by address with the district.
Is South Haven in a flood zone?
The South Shore area saw storm surge in the 2024 hurricanes, so read the flood zone and any flood insurance requirement per home before you offer.
Is South Haven a good place for buyers?
It is an owner-occupied, residential community of all ages with a tot lot and dog park, near parks and the water, rather than a short-term rental market.
What should I check before buying in South Haven?
The HOA dues, whether any CDD applies, the flood zone, the floor plan and build year, the lot, and the school zoning by address.
Should I use the listing agent to buy in South Haven?
No. The listing agent works for the seller. Where the HOA dues, the flood zone, and the floor plan swing value, having your own representation is the highest-leverage decision you make.
You want a newer single-family home with a low HOA and reportedly no CDDExcellent fit
You are a residential, owner-occupant buyer who wants a South Shore Ruskin location near parks and the waterExcellent fit
You are comfortable confirming the HOA dues, whether any CDD applies, and the flood zone per homeExcellent fit
You want a Starlight Homes plan you can comp by floor plan and lotExcellent fit
You want a small-town South Shore feel between Tampa and SarasotaExcellent fit
You want an older, established in-town neighborhood with mature treesProbably not
You want a short-term rental or investor marketProbably not
You want a central downtown Tampa or waterfront locationProbably not
You want resort-style amenities like a pool and clubhouse on siteProbably not
You are not comfortable reading the flood zone per homeProbably not

Get the inside read on South Haven

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your South Haven home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty South Haven specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in South Haven — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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