The Complete St. Augustine Lakes Guide. (2026)

Executive Summary

St. Augustine Lakes is a Lennar master-planned single-family community in St. Augustine, St. Johns County, built around a series of lakes and green space close to the nation’s oldest city. Lennar has been selling and building it out in phases, with inventory homes and future homesite releases near the model at the front of the community, so buyers can still get in while it grows. It sits in the 32084 area with quick access to I-95 and U.S. 1, about 15 minutes from historic downtown St. Augustine and its beaches.

The community offers single and two-story homes in two collections, the 40s on 40-foot homesites and the 50s on 50-foot homesites, roughly 1,660 to 2,610 square feet, priced from the $330,000s into the $440,000s depending on plan and lot. Lennar builds with its Everything’s Included® approach, which folds many popular features into the base price, and offers its Next Gen® plan, a home within a home for multigenerational living. A standout for many buyers is the price, since St. Augustine Lakes runs below the St. Johns County average while still sitting in Florida’s top-rated school district.

The trade is the recurring cost. Like most St. Johns master plans, St. Augustine Lakes carries a Community Development District assessment on top of HOA dues, which buyers should fold into the all-in monthly. The amenity package is modest, a pool, a playground, a picnic area, and the lakes, rather than a large resort campus. It is zoned to the St. Johns County School District. This guide covers the homes, the pricing, the collections, the CDD and HOA, the schools, the location, and the honest trade-offs of buying new, including why you bring your own agent to the builder.

Quick Facts

Community Overview & History

A Lennar master plan near the oldest city

St. Augustine Lakes is a master-planned single-family community built by Lennar in St. Augustine, St. Johns County. Lennar designed it around a set of lakes and green space, with a single amenity center near the model at the front of the community. It has been selling in phases on 40- and 50-foot homesites, and the builder has continued to release new homesites as earlier phases fill in. For a buyer who wants new construction in St. Johns County without the premium of the largest master plans, St. Augustine Lakes has been one of the more attainable entry points into the county.

The St. Augustine location

The community sits in the 32084 area with quick access to I-95 and U.S. 1 and a connection toward State Road 16, which puts historic downtown St. Augustine about 15 minutes away, along with its beaches, restaurants, and 450 years of landmarks. That blend of new construction, an attainable price, and proximity to the oldest city is the draw. St. Augustine anchors a tourism and hospitality economy, with employers in healthcare, education, and manufacturing nearby and Jacksonville’s larger job market a commute north.

Everything’s Included and Next Gen

Lennar builds St. Augustine Lakes with its Everything’s Included® approach, which folds features that other builders treat as upgrades, such as appliances, smart-home technology, and finish packages, into the base price. The community also offers Lennar’s Next Gen® plan, a private suite within the home for multigenerational families who want a separate living space under one roof. Those two programs shape the buying experience here as much as the floor plans do.

Homes & Floor Plans

St. Augustine Lakes is built entirely by Lennar, so the decision centers on the collection, the floor plan, the homesite, and whether you choose an inventory home or a future release.

The two collections

Lennar offers St. Augustine Lakes in two collections defined by lot width. The 40s sit on 40-foot homesites with homes from about 1,660 to 2,260 square feet, and the 50s sit on 50-foot homesites with homes from about 1,700 to 2,610 square feet. Across the collections, plans run from three to four bedrooms in single and two-story layouts, with options such as a covered lanai, an additional bedroom, or a kitchen and bath package. The 40s carry the lower entry price, while the 50s offer the wider lot and the largest plans.

Pricing context

St. Augustine Lakes has priced from the $330,000s, with the 50s starting around the high $330,000s and the 40s around the low $350,000s, running into the $440,000s for larger plans and premium lots. That places it below the St. Johns County new-home average while keeping the top-rated school district. Because Lennar’s pricing moves with phase and incentive, confirm current pricing, available inventory homes, and upcoming releases directly.

Inventory homes vs. future releases

As an actively building community, St. Augustine Lakes carries both move-in-ready inventory homes near the model and future homesite releases as new phases open. Inventory homes can close faster and sometimes carry stronger incentives, while a future release gives more choice of homesite and finishes. Comparing both, with an agent who tracks Lennar’s incentives, usually pays off.

The Market & Pricing

St. Augustine Lakes pairs an attainable Lennar price with the St. Johns County school district. Homes have priced from the $330,000s into the $440,000s depending on collection, plan, and homesite. Confirm current pricing directly, since Lennar’s numbers move with phase and incentive.

The pitch is value inside a premium school district. St. Johns County consistently ranks as Florida’s top-rated district, and most of its new-construction master plans price well into the $400,000s and beyond. St. Augustine Lakes has run below that, which is the appeal for buyers who want the district and a new home without the largest price tag. The trade is a modest amenity package and a CDD assessment, both worth weighing against bigger plans like SilverLeaf or RiverTown. Lennar’s Everything’s Included® pricing reduces upgrade surprises, and builder incentives such as rate buydowns and closing-cost help are common, so it pays to ask.

For context, Momentum tracks the wider Jacksonville metro at a 97.98 percent sold-to-list ratio and 64 days on market for our agents, against a RealMLS market average closer to 96.73 percent and 72 days, year to date. In a builder community like St. Augustine Lakes, base pricing, incentives, and homesite selection matter more than resale comps, which is where an agent who knows the community and Lennar’s pricing pays off.

Who Lives Here

St. Augustine Lakes draws buyers who want a new home in the St. Johns County school district at an attainable price, close to historic St. Augustine. The mix skews toward first-time and move-up buyers priced out of the larger Northwest St. Johns master plans, families who want the district without the premium, and multigenerational households drawn to Lennar’s Next Gen® plan.

The St. Augustine location also appeals to buyers who want the oldest city’s lifestyle, its beaches, restaurants, and history, with Jacksonville’s job market a commute north. Many are relocating into St. Johns County specifically for the schools, and St. Augustine Lakes has been one of the more affordable ways to land in the district. The combination of a national builder, an attainable price, and the top-rated schools gives the community a clear profile among St. Johns County new construction.

Schools

St. Augustine Lakes is served by the St. Johns County School District, which consistently ranks as the top-rated district in Florida. Specific elementary, middle, and high school assignments depend on the address and on St. Johns County’s attendance boundaries, which shift as the fast-growing county adds capacity. Families should confirm the exact current zoned schools for a specific St. Augustine Lakes address with the district.

The district’s overall rating is a major reason buyers choose St. Johns County, and it supports home values across the county. Buyers prioritizing a specific school should verify both the zoned assignment for the address and any choice or magnet options with the St. Johns County School District before relying on a particular placement.

Amenities & Lifestyle

St. Augustine Lakes keeps its amenity package modest, which is part of how it holds an attainable price, and leans on the lakes and the nearby city for lifestyle.

The amenity center

At the front of the community, St. Augustine Lakes has an amenity center with a swimming pool, a covered picnic and seating area, a playground, and open green space. It is a practical, family-friendly package rather than a large resort campus, which keeps the community’s costs down relative to the bigger master plans.

The lakes and green space

The community is built around a series of lakes, with water-front homesites available, and is surrounded by parks, ponds, and creeks. For buyers who want water views and a quieter setting at this price, the lakes are a genuine draw and one of the features Lennar leaned into when laying out the plan.

Historic St. Augustine next door

The real lifestyle amenity is the location. Historic downtown St. Augustine, about 15 minutes away, brings cobblestone streets, 450 years of landmarks, a deep restaurant and shopping scene, and the beaches of St. Augustine and Anastasia Island. Few new communities at this price sit this close to a destination like the oldest city.

HOA & CDD

St. Augustine Lakes carries the fee structure typical of a St. Johns County master plan, and it is worth understanding before you commit.

There is a CDD. Like most master plans in St. Johns County, St. Augustine Lakes is served by a Community Development District, which funds and maintains the community’s infrastructure and amenities through an assessment on the property tax bill. Recent figures have run in the range of about $2,400 to $2,700 a year, with the amount varying by homesite and including both an operations and a debt-service component. Confirm the exact current CDD figure for a specific homesite, since it changes as bonds are paid down.

There is also an HOA. On top of the CDD, St. Augustine Lakes carries homeowners association dues, recently around $60 a month, which cover the shared amenities and common areas. Confirm the current HOA amount and what it includes.

What the fees buy is the infrastructure itself, the roads, the lakes, the amenity center, and the common areas, with the assessment paying that back over time. For buyers comparing St. Augustine Lakes with a no-CDD community like Terrapin Creek in North Jacksonville, the question is whether the St. Johns County district and the St. Augustine location are worth the higher recurring cost. For families set on the district, they often are.

Model the true all-in monthly. Even with Lennar’s Everything’s Included® pricing, the mortgage, the CDD assessment, the HOA dues, and the post-first-year property-tax reset on a new build all factor in. A good agent will help you build the real all-in monthly for a specific St. Augustine Lakes homesite before you commit.

Commute Analysis

St. Augustine Lakes sits near I-95 and U.S. 1 in St. Augustine, built for buyers who want the oldest city with the wider region in reach.

St. Augustine Lakes sits with quick access to I-95 and U.S. 1, which puts historic downtown St. Augustine and the beaches about 15 to 25 minutes away and the Jacksonville Southside and St. Johns Town Center roughly 35 to 45 minutes north on I-95. St. Augustine’s own employers in healthcare, education, hospitality, and manufacturing, including Northrop Grumman, are a short drive. For buyers who work in St. Augustine or remotely, or who want the oldest city as a home base, the location fits. The trade-off is the longer commute to the core Jacksonville job centers and the airport compared with the Northwest St. Johns communities up the I-95 corridor.

Shopping & Dining

St. Augustine Lakes’ everyday shopping and dining run along the U.S. 1 and State Road 16 corridors nearby, with grocery, big-box retail, and restaurants, plus the outlet malls near I-95 and SR-16. For destination dining and shopping, historic downtown St. Augustine, about 15 minutes away, offers one of the region’s deepest restaurant and boutique scenes along its cobblestone streets and waterfront.

The St. Johns Town Center on the Jacksonville Southside is the area’s largest shopping destination, about 35 to 45 minutes north. For day-to-day life, though, the combination of the nearby U.S. 1 and SR-16 retail and historic St. Augustine gives the community strong access close to home.

Pros and Cons

St. Augustine Lakes vs. Comparable Communities

Most buyers weighing St. Augustine Lakes are comparing it with other St. Johns County new construction. Here is the honest shorthand.

Hidden Things Buyers Should Know

A few things that consistently come up once buyers get serious about a value-focused St. Johns County community like St. Augustine Lakes.

The CDD is real, so budget it

Recent CDD figures here have run in the range of about $2,400 to $2,700 a year, covering both operations and debt service. Get the specific figure for a homesite and add it to the mortgage and HOA before you decide, because the all-in monthly is what you actually live with. For most buyers the St. Johns County district is the reason they accept it.

Everything’s Included changes the negotiation

Lennar folds many features into the base price, so the upgrade dance is smaller than at some builders. That can make pricing more transparent, but it also means the lever is the base price, the lot premium, and the incentive package, which is where representation helps you most.

The 40s and 50s are different buys

The 40s carry the lower entry price on narrower lots, while the 50s give a wider lot and the largest plans. Decide which collection fits before you fall for a specific model, because the lot width drives both the price and the feel of the home.

Register your agent before you visit

Lennar’s sales team works for Lennar. Many builders will not let you add representation after you register on your own, so bring your agent in before your first model visit, at no cost to you in most cases since the builder pays the buyer-agent commission.

Momentum Expert Insight

Frequently Asked Questions

Related Reading

If you are researching St. Augustine Lakes, you are likely also weighing these other St. Johns County and new-construction communities. We have written guides on each.