Morgans Cove
Homes for Sale in St. Augustine, FL
All 1,280 homes for sale in St. Augustine, FL · median $488,000 · 273 homes for sale in 32084 · St. Johns County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of WATSON REALTY CORP · via realMLS
As of November 2026, Morgans Cove in St. Augustine, FL has 10 homes for sale and 1 pending, asking from $337,500 to $420,000 (median $367,200). Over the 12 months ending 2026-10-31, 3 recorded sales closed at a median of $340,000, $199 per square foot, a median 17 days on market, sellers accepting 97% of original asking. Homes listed or recently sold were built 2022–2023; 21 of 21 report an HOA (median $31/mo); none of the 21 geocoded homes sit in a FEMA special flood hazard zone (median elevation 38 ft). At the median price and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $4,580 ($4,060 with the full homestead exemption).
Last 30 days in Morgans Cove: 2 new listings (median asking $363,950), 1 under contract right now, 1 closed sale (median $340,000). As of October 31, 2026, realMLS.
Homes For Sale Right Now in Morgans Cove
Live MLS inventory for Morgans Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 60 daysTop listing
Active · 177 days
Active · 8 days
Active · 143 days
Active · 147 days
Active · 279 days
Active · 4 days
Active · 54 days
Active · 118 days
Active · 192 days
Pending · 34 daysActive and pending Morgans Cove listings as of 2026-10-28, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Morgans Cove is pricing at a $340,000 median right now, working out to roughly $197.65 per square foot — and that per-square-foot number is doing a lot of the explaining. With only 9 active listings and 9 closings in the tracked window, this is a thin market where a single well-priced or overpriced listing can swing the median from one month to the next. The 5.3% year-over-year pullback in price is consistent with a market that has softened from where it was a year ago, not one in freefall.
At 12 months of supply, this sits well past the line that separates a balanced market from one that favors buyers, and the median 29 days on market backs that up — homes are not sitting for months, but they are not moving in a week either. For a seller, that combination means pricing at or slightly under market from day one matters more than it would in a tighter market. For a buyer, it means there is room to negotiate on price and terms without the pressure of competing offers.
Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Morgans Cove right now
🟢 Buyer-leaning market. 12.0 months of supply and 9% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 27, 2026. Confidence: Medium (11 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 1, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Morgans Cove market snapshot (as of October 27, 2026): the median sale price is about $340K ($199 per sq ft over the trailing 12 months of closed sales), a median 17 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market.
In ZIP 32084 (St. Augustine), 606 homes closed in the last 12 months at a median of $356K ($209/sq ft), up 0.0% year over year, with a median 56 days on market. Right now 176 active and 45 pending listings put supply at about 4.5 months — a balanced market. See the live ZIP 32084 housing market and the St. Johns County market.
County records show 10 qualified sales in Morgans Cove across 2024–2025 (3 in 2024, 7 in 2025), median $359,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Morgans Cove: of 17 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St. Augustine.
Morgans Cove is a community of 206 homes in St. Augustine, St. Johns County, built between 2022 and 2023 (median 2022), with a median living area of about 2,055 square feet. 61% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
A small, low-volume pocket of the St. Augustine, St. Johns County market where pricing is set community by community rather than by broad neighborhood trend, given how few homes trade here in any given window.
The setting & the homes.
Aerial and on-site photos of Morgans Cove. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Morgans CovePhotos from realMLS listings in Morgans Cove; content deemed reliable but not guaranteed.
Who Morgans Cove is best for.
Best for
- Buyers who want negotiating leverage and are not in a rush to close.
- Sellers with flexible timelines who can price patiently in a 12-months-of-supply market.
- Buyers targeting a purchase near the $340,000 median who are comfortable with a thin comp set.
Probably not for
- Sellers who need a fast sale at a premium price in a buyer-leaning market.
- Buyers who want a large pool of active listings to compare before deciding.
- Anyone relying on month-to-month price trend data in a community this low-volume.
Morgans Cove on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at Morgans Cove
- Playground · reported on 8 of 13 listings
- Park · reported on 6 of 13 listings
- Maintenance Grounds · reported on 1 of 13 listings
- Management - Off Site · reported on 1 of 13 listings
- Jogging Path · reported on 1 of 13 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Morgans Cove are close: the nearest parks is about 4 minutes away.
- Collier-Blocker-Puryear Park · Parks4 min
- McDonald's · Dining7 min
- Encompass Health Rehabilitation Hospital · Health7 min
- The Kookaburra Compound · Coffee7 min
- PJ's Asia One Market · Groceries8 min
- Cobblestone Village · Shopping8 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Morgans Cove with Momentum Realty’s local guides.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Ketterlinus Elementary SchoolFLDOE grade A · PreK-5
- Sebastian Middle SchoolFLDOE grade A · 6-8
- St. Augustine High SchoolFLDOE grade A · 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Morgans Cove address.
Shop the zone: Homes zoned for Webster Elementary School · Homes zoned for St. Augustine High School
The Morgans Cove buying strategy.
If we were buying in Morgans Cove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Morgans Cove.
Reading a thin market correctly
With active supply and recent closings both sitting at 9, Morgans Cove does not generate enough monthly transaction volume to support the kind of trend lines you would trust in a larger community. The median price and the $197.65 per-square-foot figure are real and current as of this snapshot, but they should be read as a single data point in a small sample rather than a stable baseline — condition, lot, and finish differences between the handful of homes that trade can move both numbers meaningfully from one closing to the next.
The 12-months-of-supply figure is the clearest signal here: at the current pace of sales, it would take a full year to work through what is currently listed if no new inventory came on. Paired with a 5.3% year-over-year decline in median price and a median 29 days on market, the data points toward a buyer-leaning posture — sellers who need to move on a normal timeline should expect to negotiate, and buyers have more latitude to ask for concessions or hold out for the right unit.
The location and the amenities are priced into every listing in Morgans Cove. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Morgans Cove buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.7). Basis: Liquidity & Demand 12.0 months of supply; Owner Commitment 61% owner-occupied; Pricing Power 97.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community this thin — 9 active listings, 9 closings in the window — the general market data only tells part of the story, and pricing off a stale comp or a generic trend line is an easy way to misprice a home in either direction. We track this feed directly, watch what actually closes in Morgans Cove rather than St. Augustine broadly, and build valuations and offer strategy off the current, verified snapshot rather than a rounded-off average.
Morgans Cove in 15 seconds.
What it really costs to own in Morgans Cove
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | At today's median asking price of $367,200, the first-year bill with homestead is about $4,400/yr (St. Johns County total millage 13.4686 mills, FY2025-26, St. Johns County Property Appraiser, FY2025-26 adopted budget). |
|---|---|
| HOA dues | Median $372/year (about $31/month) across 10 MLS listings (most billed annually; 2026-11-01). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Saint Johns County is $1,378/yr (977 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 17 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
Estimated carrying cost at the median asking price, before the mortgage: about $512/month (tax $367, HOA $31, insurance $115). An estimate from the sources above, not a quote.
HOA, CDD & Fees
- No CDD
- HOA reported ~$375/year
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Flood & Insurance Context
Of 17 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=17) · as of 2026-10
Tools for a Morgans Cove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Morgans Cove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Morgans Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Morgans Cove home worth?
Get a no-obligation home value based on real comparable sales in Morgans Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Augustine →
Recently off market in Morgans Cove
Homes in Morgans Cove that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 233 Falcon Ridge Road · off market
- 571 Morgans Treasure Road · off market
- 953 Morgans Treasure Road · off market
| Location | St. Augustine, St. Johns County, FL · ZIP 32084 |
|---|---|
| Homes in the community | 206 (FL DOR 2025 assessment roll) |
| Years built | 2022–2023 (median 2022) |
| Typical living area | 2,055 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Playground, Park, Curbs, Closed Circuit Camera(s), Jogging Path, Maintenance Grounds |
| Sale prices, last 12 months | $340,000 median across 3 closed sales · $199 per sq ft |
| Days on market (closed sales) | 17 median |
| For sale right now | 10 active, 1 pending · median asking $367,200 · 12.0 months of supply |
| Owner-occupied (homestead) share | 61% |
| Zoned public schools | Ketterlinus Elementary School (A, FLDOE 2025-26); Sebastian Middle School (A, FLDOE 2025-26); St. Augustine High School (A, FLDOE 2025-26) |
Data as of October 31, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Morgans Cove key facts,” movewithmomentum.com/neighborhoods/morgans-cove-st-augustine, data as of October 31, 2026.
Just listed in Morgans Cove
The newest homes for sale in Morgans Cove right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 743 Morgans Treasure Road $349,900 · 3 bd · 2 ba · 1,564 sq ft · listed Oct 23, 2026 Courtesy of PILLAR REALTY
- 88 Cannon Ball Drive $378,000 · 4 bd · 2 ba · 1,905 sq ft · listed Oct 19, 2026 Courtesy of WATSON REALTY CORP
- 52 Falcon Ridge Road $345,000 · 3 bd · 2 ba · 1,596 sq ft · listed Sep 3, 2026 Courtesy of REAL BROKER LLC
- 611 Morgans Treasure Road $420,000 · 5 bd · 3 ba · 2,503 sq ft · listed Aug 28, 2026 Courtesy of THE THAYVER GROUP
- 71 Cannon Ball Drive $340,000 · 3 bd · 2 ba · 1,711 sq ft · listed Jul 1, 2026 Courtesy of RE/MAX SPECIALISTS
- 113 Shallow Bay Court $379,000 · 3 bd · 2 ba · 1,596 sq ft · listed Jun 6, 2026 Courtesy of KELLER WILLIAMS ST JOHNS
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Morgans Cove St Augustine Right Now (11)
All 11 active and pending Morgans Cove St Augustine listings with a detail page, newest first, refreshed twice a day from the MLS.
- 743 Morgans Treasure Road · $349,900 · 3 bd / 2 ba · listed Oct 23, 2026 · listed by Pillar Realty
- 88 Cannon Ball Drive · $385,000 · 4 bd / 2 ba · listed Oct 19, 2026 · listed by Watson Realty Corp
- 23 Cannon Ball Drive · $349,900 · 4 bd / 2 ba · pending · listed Sep 23, 2026 · listed by Keller Williams Realty Atlantic Partners St. Augustine
- 52 Falcon Ridge Road · $345,000 · 3 bd / 2 ba · listed Sep 3, 2026 · listed by Real Broker Llc
- 611 Morgans Treasure Road · $420,000 · 5 bd / 3 ba · listed Aug 28, 2026 · listed by The Thayver Group
- 71 Cannon Ball Drive · $340,000 · 3 bd / 2 ba · listed Aug 2, 2026 · listed by Re/Max Specialists
- 113 Shallow Bay Court · $379,000 · 3 bd / 2 ba · listed Aug 2, 2026 · listed by Keller Williams St Johns
- 145 Sailors Landing Court · $394,999 · 3 bd / 2.5 ba · listed Aug 2, 2026 · listed by Watson Realty Corp
- 430 Falcon Ridge Road · $337,500 · 4 bd / 2 ba · listed Aug 2, 2026 · listed by Public Services Realty
- 176 Falcon Ridge Road · $364,500 · 4 bd / 2 ba · listed Aug 2, 2026 · listed by Eaz Realty Llc
- 944 Morgans Treasure Road · $369,900 · 4 bd / 2 ba · listed by Momentum Realty
Recently sold in Morgans Cove St Augustine
- 953 Morgans Treasure Road · sold $340,000
- 571 Morgans Treasure Road · sold $338,500
- 138 Falcon Ridge Road · sold $340,000
- 56 Cannon Ball Drive · sold $431,000
- 70 Cannon Ball Drive · sold $335,000
- 1143 Morgans Treasure Road · sold $337,000
- 600 Morgans Treasure Road · sold $350,000
- 126 Falcon Ridge Road · sold $333,500
- 793 Morgans Treasure Road · sold $335,000
- 728 Morgans Treasure Road · sold $346,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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St. Augustine guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (St. Johns County)
- Homestead exemption (St. Johns County)
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Falcon Ridge Road (79 homes on record)
- Morgans Treasure Road (72 homes on record)
- Sailors Landing Court (25 homes on record)
Email me new listings in Morgans Cove
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Morgans Cove
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Morgans Cove will answer, and the answer is published on this page for the next buyer.
Price History: What Homes Here Have Actually Sold For
Median sale prices in Morgans Cove Homes for Sale in St year by year since 2022, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
9% of homes for sale in Morgans Cove are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-01).
Morgans Cove Market Scorecard
Morgans Cove is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $367,200, and homes go under contract in about 134 days.
Typical home value in the 32084 ZIP is $351,620, about 2.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Morgans Cove?
How long do homes in Morgans Cove take to sell?
Is Morgans Cove a buyer's or seller's market right now?
How many homes are in Morgans Cove?
What share of Morgans Cove is owner-occupied?
When were the homes in Morgans Cove built?
What schools serve Morgans Cove?
Who is the best real estate agent for Morgans Cove?
How do I find a top St. Augustine real estate agent who knows Morgans Cove?
Can Momentum Realty connect me with an agent for Morgans Cove?
Where is Morgans Cove, and what county is it in?
How far is Morgans Cove from downtown Jacksonville and the beach?
Is Morgans Cove in a flood zone?
Is Morgans Cove a good place to live?
Should you buy in Morgans Cove?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 28, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 27, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32084)) |
| Under-contract shares | realMLS records, as of 2026-10-25 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2026 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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More on Morgans Cove
- Home values · What homes in Morgans Cove actually sell for